Best Davelopez Podcasts (2024)

1
Making Sense of New FDIC Bank Deposit Rules for Trusts 22:35

10d ago22:35

22:35

Some of the rules that protect bank deposits to trusts just changed. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave Lopez talks about these changes, what they mean, and how they could affect you.

1
IRA Mistakes to Avoid: Part 2 25:52

19d ago25:52

25:52

IRA accounts are beneficial but can be tricky. Simple contribution, conversion, and distribution mistakes can cost you thousands and thousands of dollars. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez continues his discussion of mistakes to avoid. This is part two of a two part series.…

1
IRA Mistakes to Avoid: Part 1 21:23

1M ago21:23

21:23

IRA accounts are beneficial but can be tricky. Simple contribution, conversion, and distribution mistakes can cost you thousands and thousands of dollars. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez covers ten mistakes to avoid. This is part one of a two part series.…

1
Is Social Security in Trouble? 34:17

2M ago34:17

34:17

According to a December 2023 article, about 10,000 baby boomers retire every day and the ratio of taxpayers contributing to Social Security versus retirees who need it is shrinking. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave Lopez talks about what Social Security looked like when it was created, what it looks like…

1
Will You "Spend" Retirement the Right Way? 18:57

3M ago18:57

18:57

When you are planning a vacation, you put a lot of thought into when you want to go, where you want to go, how you’ll get there, and what you will do once you get there. You also put a lot of thought into what you can afford and how much you will need to do what you want to do. Retirement is your biggest, longest vacation in life. The same kind of …

1
401(k) ‘Set It and Forget It’ No Longer Works 30:43

4M ago30:43

30:43

When it has come to our 401(k)s, we've all heard the age-old saying “Set it, and forget it”. And it was always said that this strategy would make you rich. Well, like most things, with time, this has changed. The stock-and-bond portfolios that have worked for the last 40 years may no longer be equipped to handle what is coming economically, and the…

1
How to Prepare for the “Survivor’s Penalty” Before a Spouse Passes 24:17

5M ago24:17

24:17

When thinking about retirement, it's easy for a lot of people to plan for the fun, the new, and the exciting. But it’s just as, if not even more, important to plan for the parts of the future that aren’t as fun to think about. For married couples, one of these things is planning what life, and finances, will look like after the death of a spouse. T…

1
Bonus Episode: More with Social Security Expert Hamilton Morales 22:36

6M ago22:36

22:36

Chase Lopez's discussion with national Social Security expert Hamilton Morales was so informative that we created a bonus episode! On this episode of the Retire Your Way with ILG Financial Podcast, Chase and Hamilton continue their discussion about survivor benefits, spousal benefits, how to make decisions about Social Security, whether you can tur…

1
Social Security Planning With Hamilton Morales 27:14

6M ago27:14

27:14

On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez is joined by Senior Vice President at Financial Independence Group and Social Security Expert, Hamilton Morales. Chase and Hamilton tackle questions about survivor benefits, spousal benefits, how to make decisions about Social Security, whether you can turn your be…

1
The Effects of Withdrawing from Retirement Accounts Due to Economic Pressure 28:25

7M ago28:25

28:25

We’ve talked a lot the last few weeks about inflation and some of the pressures it puts on people’s finances. On recent episodes of the Retire Your Way with ILG Financial Podcast, both Dave and Chase have talked about ways to budget and plan for some of this pressure. On the latest episode, Dave dives into a less than ideal situation you could find…

1
Retiring Baby Boomers Could Spell Trouble for Workers 28:38

9M ago28:38

28:38

For the past 50 years, the baby-boomer generation, which are those born between 1946 and 1964, have worked in our labor force at a steady pace for decades. But now the boomers are retiring and that might be bad news for workers. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez finds himself in an interesting posi…

1
Is a Recession Actually Coming? 27:45

9M ago27:45

27:45

In 1981 we saw the bond market inversion reach its steepest point, which is often seen as a sign that a recession is coming. Over the last couple years, the possibility of a recession has been all over the news, but the curve has been inverted for a year now, which raises the question… is this recession actually coming? Tune in to the latest Retire…

1
Structured Notes: What Are They and How Do They Work? 21:35

10M ago21:35

21:35

Dave and Chase cover a lot of general retirement-related subjects on the Retire Your Way with ILG Financial Podcast. On our latest episode, Chase takes us on a deeper dive into a specific investment tool called Structured Notes. Tune in by clicking the link below as Chase explains what they are, how they work, and why they may be a good investment …

1
Retirement Planning For Young Adults 34:14

11M ago34:14

34:14

When we talk about the importance of retirement planning, we're usually talking to those people in the “retirement red zone”, which are those five to 10 years away from retirement and to those already retired. Retirement is hardly a priority for the 20 and 30 year olds. Young adults are not usually worrying about what their going to need in their 7…

1
Can Your Pension Trigger a Retirement Tax Bomb? 32:47

1y ago32:47

32:47

If you’ve listened to any of the Retire Your Way with ILG Financial Podcast episodes, you’ve heard us repeat the phrase “you don’t know what you don’t know”. This couldn’t be truer than in this rising tax environment, especially when you are moving towards retirement where your income, expenses, etc. are changing. On this episode, Dave walks you th…

1
Rules for Medicaid Coverage of Nursing Home Care 25:36

1y ago25:36

25:36

Life events are something that we can’t always expect but still need to be addressed and this is true of Medicaid and nursing home care. On this episode of the Retire Your Way Podcast with ILG Financial, Dave talks about how Medicaid comes into play when you or a spouse must move into a nursing home and how the rules can be all over the map.…

1
Tax Advantageous Contributions: Where Should You Put Your Money? 19:57

1y ago19:57

19:57

As we all know too well, tax season is here. For those in or near retirement, you are probably making those last-minute contributions to retirement funds in order to take advantage of tax benefits this year. But what a lot of people don’t consider is the importance of where you put your money when making these contributions. On this episode of the …

1
5 Big Changes to Roth Accounts in SECURE Act 2.0 29:47

1y ago29:47

29:47

As we’ve been saying, the SECURE Act 2.0 is changing the landscape for those who are in or near retirement and that couldn’t be more true when it comes to Roth accounts. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez discusses five specific changes you need to be aware of.…

1
Home Equity in Retirement 28:50

1+ y ago28:50

28:50

On this episode of the Retire Your Way with ILG Financial podcast, founder Dave Lopez takes a deep dive into homeownership in retirement. How can you utilize your home equity when in or near retirement? Can equity be used to pay other debt? What are common uses for home equity when in or near retirement? What are the differences between heloc, cash…

1
Three Things to Get Right if You're Retired 26:22

1+ y ago26:22

26:22

Financial planning is mainly focused on getting people to retirement. But you don’t hear a lot of discussion about financial planning and investing during those golden years of retirement, which is said to be even more critical because missteps are that much more disastrous in retirement. Tune into this episode of the Retire Your Way Podcast with I…

1
The Only Debt That Disappears When You Die – And 9 That Don’t 33:00

1+ y ago33:00

33:00

On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave sits down to talk about something many of us have experienced at some point in our lives… debt. More specifically, what happens to these different types of debt we may have accrued when we die?

1
Rising Interest Rates: What It Means for Your Retirement 30:23

1+ y ago30:23

30:23

A common theme that we discuss on this podcast is the idea of income in retirement and how to spend and save effectively so that you never run out of money. This watchful eye on spending in retirement is more important than ever, as the Federal Reserve has rolled out a new rate hike as of Wednesday, September 21st 2022. On this episode of the Retir…

1
Making Sense of the Student Loan Forgiveness Program 34:48

1+ y ago34:48

34:48

The new student loan forgiveness plan proposed by President Biden has been all over the news and gossip abounds. On our latest Retire Your Way with ILG Financial podcast episode, Dave discusses what’s true, what isn’t, and what it means for us all.

1
Leaving A Legacy: How To Handle Leaving Your Money To The Next Generation 34:20

2y ago34:20

34:20

These days we have been tackling a lot of the not-so-pleasant economic news and how to deal with the effects it can have on your retirement. But this week, we are going to take a look at a different side of the coin. On this episode, Dave Lopez discusses what to do when you have a sizable bucket of money that you don’t need to or don’t intend to us…

1
Stopping Inflation is Going to Hurt 17:53

2y ago17:53

17:53

There’s a buzzword you can’t get away from these days… inflation. We’ve talked about inflation in past episodes but it didn’t quite hit home like it does today. On this episode, Chase Lopez gives us a better look into what is going on around us with inflation and the path forward.

1
Healthcare in Retirement; How Much Can You Expect to Spend? 26:34

2y ago26:34

26:34

We all know the chance of needing some sort of health care at some point in retirement is pretty much guaranteed. As we age, it is only natural that new health care bills will present themselves. When discussing retirement, a lot of times we solely focus on the planning of potential long-term care (LTC) assistance. But it's important to plan for ho…

1
A Brand New Risk in Retirement – Sequence of Returns 30:30

2y ago30:30

30:30

We talk a lot on this podcast about things we know are coming when we approach retirement. But on this episode, Dave Lopez talks about a brand new risk that is unique to those in or near retirement that they may have never heard of or prepared for… sequence of returns risk.

1
Target Date Retirement Funds: Are They Right For You? 16:22

2y ago16:22

16:22

If you are in or near retirement, you may have heard the term “target-date funds” thrown around as a retirement savings option. But what exactly are the ins and outs of this option and what do we need to know about it before relying on it? Chase Lopez explains in this episode.

1
Bitcoin and Crypto Currency: Is It Worth The Risk? 34:09

2y ago34:09

34:09

One topic that has been popular for quite some time is the concept and the success, or skepticism, of crypto currencies, like Bitcoin. There are a lot of circulating opinions on this topic and the future of it, and on this episode Dave Lopez explains what his insight is on the future of crypto currency and how it is possible that something like Bit…

1
Social Security Statements Boost Your Benefits 14:44

2+ y ago14:44

14:44

One thing that we know changes in retirement, or at least at a certain age, is the ability to access Social Security. Chase Lopez hosts this episode of the podcast and shares some ways in which our Social Security statements can help boost our retirement benefits in the future!

1
Tax Changes In 2022 21:35

2+ y ago21:35

21:35

We all suspected that tax hikes were headed our way and we have discussed it on a couple different podcasts earlier this year. And though we may have had an idea that taxes were going to go up, we are finally hearing from the IRS what some of these first tax changes will look like. Tune in as Dave breaks down tax changes to expect in 2022.…

1
Special Guest: Getting to Know Chase Lopez 18:57

2+ y ago18:57

18:57

When Dave Lopez says ILG Financial is family, he really means it. Not only does Dave's daughter work for the company, but his nephew Chase Lopez serves as a financial advisor. Chase is taking on more responsibility as the days unfold and in this episode, listeners get to hear directly from him. Meet Chase Lopez.…

1
What if You Die First? Important Things to Know for Married People: Part 2 28:19

2+ y ago28:19

28:19

There is a lot of excitement involved when planning for and approaching retirement. No more working, taking trips, more time with family, starting – or finishing – those dream projects! But what isn’t as exciting or fun is planning for if something goes wrong or not according to our plans and dreams. Are you prepared for that chance of an unfortuna…

1
What if You Die First? Important Things to Know for Married People: Part 1 24:58

2+ y ago24:58

24:58

There is a lot of excitement involved when planning for and approaching retirement. No more working, taking trips, more time with family, starting – or finishing – those dream projects! But what isn’t as exciting or fun is planning for if something goes wrong or not according to our plans and dreams. Are you prepared for that chance of an unfortuna…

1
The Stagflationary Debt Crisis 20:42

3y ago20:42

20:42

It seems like each week there is a new phrase or term being used in relation to the U.S. economy. Recently, the buzz term floating around is the United States’ Stagflationary Debt Crisis. We know that any debt crisis can’t be good, but what is Stagflation? In this episode Dave breaks down what it means and how concerned or not we should be.…

1
Selling The House To Your Own Kids... And Beating Taxes While You Do It. 31:08

3y ago31:08

31:08

There’s been a lot of talk about taxes lately and the changes to come. Dave has talked a lot about what to expect and how they can impact your retirement. But there’s another side to heavy taxes that isn’t talked about quite as often, and that’s how these coming tax changes can affect your legacy, what you want to leave to your heirs. Whether you w…

1
Inflation: How Serious Is It? 23:39

3y ago23:39

23:39

There’s no shortage of scary buzz words lately in the news, especially when it comes to our economic state as a country. One of those buzz words that you have probably heard more and more lately, is inflation. What is it? How serious is it? And how does it affect you and your family?

1
5 Tax Hikes That May Be Coming Your Way! 27:46

3y ago27:46

27:46

It seems that between COVID-19 and the presidential election, things are finally starting to settle. In this episode, Dave takes a look at what tax changes are expected to be coming our way under the Biden administration and how you can protect yourself and your heirs from taking a major hit from five possible tax hikes.…

1
7 Mistakes People Make When Choosing a Financial Advisor 28:17

3y ago28:17

28:17

Deciding to work with a financial advisor is a big step in and of itself towards your future success. But the question of how to pick the right advisor is not only important, but can also be stressful. In this episode, Dave breaks down seven mistakes people often make when choosing a financial advisor.…

1
Understanding The TSP: Part 2 - Limitations 24:37

3y ago24:37

24:37

If you are or ever have been a federal employee, you've probably hard of a Thrift Savings Plan (TSP). This short podcast series explores what the purpose of this type of savings plan is and what the rules are. It also details how they do or don’t benefit you in retirement. Is a TSP going to help you achieve your goals? This is part two of a two par…

1
Understanding The TSP: Part 1 26:12

3y ago26:12

26:12

If you are or ever have been a federal employee, you've probably hard of a Thrift Savings Plan (TSP). This short podcast series explores what the purpose of this type of savings plan is and what the rules are. It also details how they do or don’t benefit you in retirement. Is a TSP going to help you achieve your goals? This is part one of a two par…

1
What to Expect at Your First Appointment 23:58

3+ y ago23:58

23:58

Often, the first step is the most important. That's never more true when planning for retirement. Check out Dave's latest episode of Retire Your Way where he and his nephew Chase break down what you can expect at your first appointment with ILG Financial Services.

1
Is There Potential for a Another Lost Decade? 23:26

3+ y ago23:26

23:26

With recent events surrounding Coronavirus, political unrest, and the election Dave discusses the possibility of another “Lost Decade” for America.

1
Four Myths Associated with Long-Term Care 18:39

3+ y ago18:39

18:39

This week, Dave debunks four of the major myths associated with long-term care.

1
The Traditional 60/40 Stock Bond Split 25:17

3+ y ago25:17

25:17

Dave discusses warning signs in the market and how stocks hit record highs on Wall Street.

1
The Stock Market Is Near Correction Levels 22:41

3+ y ago22:41

22:41

This week Dave covers the stock market and dives into the recent headlines on its performance.

1
Stocks Outperforming Bonds 23:39

3+ y ago23:39

23:39

This week Dave digs into the facts and data surrounding the age old belief that stocks outperform bonds.

1
Being a Proactive Investor Versus a Reactive Investor 26:21

3+ y ago26:21

26:21

This week Dave discusses the difference between someone who is a proactive investor versus reactive investor, and the way each processes information.

1
Social Security and When to File 22:49

3+ y ago22:49

22:49

In this week’s episode, Dave dives into Social Security and why you might want to claim it at or before retirement age, how the spousal benefit works, and how your benefit can be taxed.