TRAP Live! This is a TRAP episode recorded on 9th May 2024 in front of 140 adoring TRAPists at Lola's, the louche, loose, slightly dangerous bar in the underground caverns of the world-famous London Hippodrome casino. Our sources confirm that this is the first (last?) UK financial services-related live podcast held in the UK and, secondly, there ha…

So today is TRAP Live, and we can't put out a show. Fear not, TRAPists, the live show is being recorded and will come out in two weeks, on 23rd May, Episode 45. For the moment, here's a compilation of bits from previous episodes. Enjoy! Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. Th…

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including the imminent TRAP Live event, superb service, FCA fee review update, Ultra’s new book (yes, really), Voice’s “planning” week, more Irish investment fraud Meat and Potatoes: Bricks and Torture Questions posted by our beloved TRAPist Patrick Duggan Culture Corner Links refer…

TRAP LIVE IS HAPPENING ON 9th MAY 2024. BUY TICKETS HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical issues, including Paddy Andrews Métis Norway appt, US$90 trillion to move between generations, surge meeting review, SPIVA S&P Global, the passing of Danny Kahneman, another unregulated investment scheme…

TRAP LIVE IS HAPPENING ON 9th MAY 2024. BUY TICKETS HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical issues, including Finish fables, JISA joys, Leffler love, cheap online tax-returns, total returns mean dividends, FCA thematic review #1,242, True Potential CEO says the quiet part out loud Meat and Pota…

TRAP LIVE IS HAPPENING ON 9th MAY 2024. BUY TICKETS HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss - Topical issues, including Artic Rambles, Bitcoin yawns, Irish Banks, double-dipping, British ISAs, good PR firms, Best Buy lists - Meat and Potatoes: SJP: Big Brands, Big Challenges - Questions posted by our b…

TRAP LIVE IS HAPPENING ON 9th MAY 2024. BUY TICKETS HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical issues, including Meta declaring its first dividend, update on TRAP Live, another FIRE story, Lombard Loans, Nikkei back to 1989, the “death” of the value premium Meat and Potatoes: You’re Fired - Sackin…

TRAP LIVE IS HAPPENING ON 9th MAY 2024. BUY TICKETS HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss - Topical issues, including TRAP Live announcement, scams, the Irish FPSB, accountants and pensions and misconceptions, Irish consolidation, retirement living standards, the destruction AND creation of wealth, H…

TRAP LIVE IS HAPPENING ON 9th MAY 2024. REGISTER YOUR INTEREST HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical issues, including Transact price reductions, disastrous Lifestyling consequences, Métis Annual Planning Day, US$6TN in cash, Financial Planning Week, Irish IX set for launch, Hargreaves Lansdo…

TRAP LIVE IS HAPPENING ON 9th MAY 2024. REGISTER YOUR INTEREST HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical issues, including Irish salary sacrifice, Ray Trapani interview with Storyteller and BitCoin ETFs, NextGen and Verve adviser resources, cash flow as an “optional extra”, Timeline Classic 50 MP…

TRAP LIVE IS HAPPENING ON 9th MAY 2024. REGISTER YOUR INTEREST HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical issues, including a clash over FIRE, Morgan Stanley’s woeful 2023 prediction, the follies of mis-asset allocation, BitCoin Meat and Potatoes: Three Wins, Two Learns, One Goal Questions posted …

TRAP LIVE IS HAPPENING ON 9th MAY 2024. REGISTER YOUR INTEREST HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical issues, including a Royal London/Lang Cat report on value, the strong market close to 2024, some boring Bitcoin updates, the wickedness of pension complications, and client Xmas pressies - yes…

TRAP LIVE IS HAPPENING ON 9th MAY 2024. REGISTER YOUR INTEREST HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical issues, including the passing of Bill Vasilieff and Charlie Munger, Sunday Times on Value Assessments, Paul Lewis and sitting in cash, JP Morgan Retirement Report, lunch with a legend Meat and…

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including a recap of HUM, hitting 500 YT subscribers, final call for the Irish Ideas Exchange, Consumer Duty updates, planning for 2024 Meat and Potatoes: Revolutionise Your Referrals - Marketing Series 1/3 Questions posted by our beloved TRAPists Master J Culture Corner Links refer…

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including the rise and fall of Open Money, Vanguard leaving China, Irish Ideas Exchange, are we talking about events in the Middle East with affected clients, new Brett Davidson White Paper, Andy rants about the FCA and crypto, SJP adviser saddled with a business loan, Wealthfront d…

In this latest pile of TRAP, the Trap Pack discuss - Topical issues, including SJP swallowing Consumer Duty, NextWealth IFA report, M&G closing its property fund, Irish budget investor woes, adviser mastermind top tips - Meat and Potatoes: Taking THAT Fork In The Road - Questions posted by our beloved TRAPists Stuart Mullen - Culture Corner Links r…

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including TRAP Live on 9th May 2024, the TRAP Pack officially open the World Cup in Paris, the annual CISI shindig, Storyteller’s Limerick trip Meat and Potatoes: the chaps discuss the FIRE movement Questions posted by our beloved TRAPists Jono Randell-Nash www.linkedin.com/in/jono-…

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including Rugby World Cup updates, Messrs Smith & Hart recap HUM Cape Town, AIM investing woes, Progressive Planners Conference, Future You (again), Nucleus buying Curtis Bank Meat and Potatoes: What Norway Can Teach HNWs (and their advisers) Questions posted by our beloved TRAPists…

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including being present and putting our your work, DB transfer factory fines, the complete lack of understanding some peeps have about what it is we do (REAL financial advice) Meat and Potatoes: We Need To Talk About Fees Questions posted by our beloved TRAPists Jez Heal and Philip …

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including FCA fees coming down (yay), Scottish Widows loses 180 funds (eek), DB scheme admins asking for money back (double eek), Zoom asking employees to return to the office (!), TRAP hitting 65k downloads, employing pros and leaving them to it, Buffett’s birthday Meat and Potatoe…

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including two Morningstar reports, the Buy-to-Let meltdown, gilt pension “protector” funds, sideways markets, and portfolio lending Meat and Potatoes: Oh, The Mistakes We’ve Made! Questions posted by our beloved TRAPists @wheato1976 and Ian G Culture Corner Links referred to in the …

F-BOMB ALERT AT 26m22s!!!!!!!!!!!!!!!!!! In this latest pile of TRAP, the Trap Pack discuss Topical issues, including this month’s Chancellor and his bellend plans for pension funds and unlisted equities, Consumer Duty is born, Limerick Hurlers, update on TRAP Live 2024, active fund management bullshit-speak, the complete demise of the formerly ubi…

DISCLAIMER: "STORYTELLER" SMITH WAS IN A TURKISH HOTEL ROOM WITH A FAULTY FIRE ALARM. THIS BEEPS THROUGHOUT. ALAN APOLOGISES PROFUSELY. HE KNOWS HE'S LET THE TRAP PACK DOWN, THE DEAR TRAPPISTS DOWN, HIS FAMILY DOWN, AND - WORSE OF ALL - HE'S LET HIMSELF DOWN. In this latest pile of TRAP, the Trap Pack discuss A possible TRAP live event in 2024. Ple…

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including the “Future You 2023” event, the DFA Matrix book, a completely wrong personality test, Schroders Adviser Pulse 2023 report, the awful RegData trauma Meat and Potatoes: From Sin Bin to Sending Off: H…

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including Bucket Lists, NextGen Conference wrap, the “M&S Incident”, platform cash skimming, 85 year study into happiness and retirement, AI event discounts for TRAPists, Meat and Potatoes: Dispensing The Vit…

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including a DB Transfer Value tracker site; eye-watering Quilter charges; Alan having a live Bulletproof Entrepreneur podcast event Meat and Potatoes: Newbie Deep Dive with guest host Emmelia Powell Questions…

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including a review of the Adviser 3.0 conference and The Stig’s car crash of financial mistakes Meat and Potatoes: How To Run The Initial Strategy/Blueprint Meeting Questions posted by our beloved Trappists @…

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including Carl attending The Real Deal; TRAP being shortlisted for a podcast award; getting encouraged by podcast-meister Steven Bartlett; Berkshire Hathaway 2023 AGM; HUM London and South Africa on the horiz…

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including the possible return of annuities; Colin Lawson’s fresh approach to realising business capital; resolution of the Neil Woodford fiasco; Irish Life causing ripples Meat and Potatoes: Critical Non-Esse…

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including Mr Hart’s Maven Money podcast breaking through 1M downloads (really); the decline in size of the UK stock market; Chat GPT - a threat?; more nonsense around risk scales Meat and Potatoes: Man Plans …

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including Ireland scraping home against a severely depleted England; massive pension changes in the UK; an MBO with Métis Ireland. Meat and Potatoes: Keep It Simple Stupid (KISS). Why do so many overcomplicat…

In this St Patrick’s Day Special latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including one IFA saving a client from a £450,000 fraud; the road to hell that is pension Lifestyling; the unbelievably rapid demise of the Vanguard advice experiment Meat and Potatoe…

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including positive feedback on the previous episode 13; the ridiculousness of fund risk ratings Meat and Potatoes: Why ambiguity is such an inherent part of real financial planning. And the Trap Pack’s top ti…

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including the PFS’s escalating legal bills; an as-yet-unnamed IFA with his/her/their fingers in the till; VCTs - good enough for Nick but not for clients; Value for Money Statements; our Trappist Six Nations meet and greet at The Royal Oak, Marylebone Three glowing reviews of the po…

****SLIGHT TECHNICAL ISSUES AT 50m AND 65m - STICK WITH IT!**** In this latest pile of TRAP, the Trap Pack discuss Topical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack and inhale some of their greatness Three glowing reviews of the podcast, read by Andy in his inimitable style Me…

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack and inhale some of their greatness A glowing review of the podcast, incredibly mangled by Andy Meat and Potatoes: The Client Acquisition Process in great depth Questions posted…

In this latest pile of TRAP, the Trap Pack discuss topical issues, including the spat between the CII and PFS a discussion on the big regulatory elephant in the room: Consumer Duty a great question about fees from Devoted Trappist Dan Weston (@mcfplanning) questions posted by our beloved Trappists Chris Thompson and Martyn Sales Culture Corner Link…

In this TRAP Christmas Special, the Trap Pack devote an entire show to answering questions from our beloved Trappists. On that note: the Pack would like to say a big “thank you” to all our dear Trappists who have made the show a success to date. We have plans to develop the show further and can only do it with the boost to our egos your feedback an…

In this latest pile of TRAP, the chaps discuss Which coaches and external influences have had the most impact on our development as financial planners/people Business planning for the next 12 months: who does this and why? The Trap Pack answers questions from our beloved Trappists @gp_mantini and Ben F Culture Corner Links referred to in the show: …

In this latest pile of TRAP, the chaps discuss Examples of real financial planning and how it transforms people’s lives FTX and Scam Bankrupt-Fraud The TRAP team answers questions from our beloved Trappists @Aron Gunningham and @JoshuaBromilow Culture Corner Links referred to in the show: Spoof Larry David February 2022 advert for Sam Bankman-Fried…

In this latest pile of TRAP, the chaps discuss The pros and cons of the solo adviser v intentionally growing a practice The TRAP team answers questions from our beloved Trappists @SeanBanksFP and @Andy_Reynolds Culture Corner And be sure to listen to the end, when nothing much happens. Links referred to in the show: The E-Myth Revisited: Why Most S…

In this latest pile of TRAP, the chaps discuss The passing of Ian Taylor, truly a visionary South African shenanigans with Andy and Nick Carl talks about the common phenomenon of Imposter Syndrome Andy talks about Beauty Parades The TRAP team answers questions from our beloved Trappists Sam B and Will S Culture Corner And be sure to listen to the e…

In this latest pile of TRAP, the chaps discuss Andy leads off with a recap of the annual CISI shindig in Liverpool and a discussion on what are the aspects of the ideal client profile Nick recounts his lessons from the latest Nick Murray Behavioural Investment Conference, “This Is A Football” Alan talks (forever) on Mastermind Groups and the Ideas …

In this latest pile of TRAP, the chaps discuss The bond market tumult and how we’re dealing with our client's behaviours during this time. The TRAP team answers questions from our beloved Twitter Trappists @JamesMaston88 and @JoshuaBromilow Culture Corner And be sure to listen to the end, when nothing much happens. The links referred to in the show…

In this latest pile of TRAP, the chaps discuss: The UK’s Not-A-Budget Commission shenanigans in Ireland The Onboarding Process/Welcome Meetings Model Portfolio Services (MPS) - What is their point and is Blackrock entering this area a big thing or not? Culture Corner And be sure to listen to the end, when nothing much happens. The links referred to…

In this latest pile of TRAP, the chaps discuss: Carl's Big Event; The importance of Showing Your Work How difficult it can be to remain Present and In The Moment And be sure to listen to the end, when nothing much happens. Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to …

By Nick Lincoln; Andy Hart; Carl Widger; Alan Smith