This week we welcome financial content creator and author, Brian Feroldi, back to the show. Learn why the P/E ratio is a sloppy metric at face value. What metrics should you use depending on what stage of life a business is in? Tune in to find out. Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes…

Could being an authorized user on a business credit card really affect your credit, even if you're not on the hook for the debt? This week Ross and Dan dive into the mailbag to give genuine reactions and advice to listener questions. Send your questions to checkyourbalances@outlook.com to be featured on an upcoming episode! Find this episode on You…

This week Ross and Dan explore a common term that is being used increasingly liberally. What does "Paycheck to Paycheck" really mean, and are American's really in as much trouble as a Forbe's article suggests? Send your questions for the show to checkyourbalances@outlook.com! Check this episode out on YouTube Find us and send your questions on Inst…

This week, Ross and Dan discuss a (frothy) way that you can access a private company through a public market investment. Whether you should or not is totally up to you. There is also some additional can kicking on IRS guidance around RMDs. Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming shows! Check this…

Check Your Balances typically tries to be a "200 level class," but we often get asked for how to present these topics to novice investors. We do our best to get the content we love into its simplest form without getting too lost in the weeds. Email your questions for the show to checkyourbalances@outloook.com to be featured on an upcoming mailbag e…

This week, Ryan Hutchins, from Peak Business Valuation joins the show to talk about valuing companies of all types, private and public. Join us as we talk about what small business opportunities might present the juiciest opportunities to be an owner. Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming ma…

If commissions are all free, why wouldn't you take every bonus offer a broker sends your way? And if trading is free, how are the brokers still making money? All that and more on this week's episode. Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode! Find this episode on YouTube Follow u…

This week Ross and Dan ponder whether clients at any level actually feel rich? With a second helping of our typical tax season complaining about business owner problems. Send your questions to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode! Show us some love on Instagram @checkyourbalances Find this episode on YouTube…

This week, The Realtress, Adrienne Messeca joins us to talk about the big news in real estate. From lawsuits to how much you'll pay your agent while buying, there is a lot changing right now. Tune in for our update this week, and check out her blog: https://adriennemesseca.substack.com/ Email your questions for the show to checkyourbalances@outlook…

This week we dive into the mailbag to hear what you, our listeners, are interested in learning more about. This week we try to tackle covered calls (despite them being super hard in an audio format), whether you need to actually retitle accounts into trusts, and whether your 401(k) contributions affect your Roth eligibility. Email us at checkyourba…

This week Ross and Dan explore the observance of people who feel shame about their finances. From those in relatively great situations to those in very challenging situations, the best path forward is simply to start today in tackling it. Send your questions for the upcoming mailbag episode to checkyourbalances@outlook.com to be featured! Find this…

This week Ross and Dan explore concepts that seemingly should be illegal, but fascinatingly aren't. From regulators trading stocks in companies they influence to credit monitors selling ways to improve your score. Email us your financial planing questions to checkyourbalances@outlook.com to be featured on upcoming episodes! Find this episode on You…

This week Ross and Dan unpack how The Lindy Effect could be considered as part of your investing journey. Check out the Market Sentiment post that inspired the show for a great study on how investing in the old guard might be your best bet. Email your questions or ideas to checkyourbalances@outlook.com. Check out this week's show on YouTube. Follow…

Is leverage the wealth building tool that you've been missing this whole time? An article from The Economist sparks an old idea. Why can we use long-term fixed leverage to buy a house but not a portfolio? Email your questions for Ross and Dan to checkyourbalances@outlook.com to be featured on upcoming shows! Check this episode out on YouTube Follow…

This week Ross and Dan dive into the listener mailbag and come up with questions around Cash Balance Plans, the tax benefits of I-Bonds and 529 funding strategies. To have your questions featured, email checkyourbalances@outlook.com! Check this episode out on YouTube. Follow us on Instagram!By Ross Anderson, CFP® and Daniel Messeca, CFP®

This week we share our system for how many savings accounts to use so that you can accurately track your savings and spending guilt-free at the same time. If you've had trouble keeping your savings organized, this episode is for you! Check this episode out on YouTube Email us your questions to be featured on upcoming episodes to checkyourbalances@o…

If you gave us a magic wand and let us change the tax code, what would we do to it? Hear our take as well as the advice from several tax experts on this week's show! Check this episode out on YouTube Email us your questions at checkyourbalances@outlook.com to be featured Follow us on Instagram

Longtime listener and cute dog owner, Tyler, sends us a clip of Ron Baron talking about bonds. Does this billionaire's advice apply to your life? Probably not, but we had fun discussing it anyway. Find this episode on YouTube Follow us on Instagram Email your questions to checkyourbalances@outlook.com…

This week's mailbag episode features questions on backdoor Roth conversions gone wrong, how attractive are I-Bonds today, and how a dog photo will ensure your question makes it to our air! Thanks for sending in question to the show! To have your questions featured on an upcoming episode email us at checkyourbalances@outlook.com. Check this episode …

This week Adam Nash joins the show to talk about his newest business, Daffy, which is broadening access to a Donor Advised Fund (DAF) platform. He's a Silicon Valley veteran and the former CEO of Wealthfront. His resume includes experience at Dropbox, LinkedIn, eBay, and many others... and he even teaches a personal finance class at Stanford. Email…

The author of A Simple Path to Wealth, JL Collins, is back with a new book called Pathfinders. JL Joins us this week to talk about his views on building wealth and investing in an easy to follow plan. Email your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode! This episode is on YouTube Find us …

Ross and Dan Reveal Their Most Ridiculous (and Relatable) 2023 Purchases and how the markets did. We've all been there: splurging on something we definitely didn't need. Ross and Dan take you on a lighthearted journey through their own hilariously questionable spending habits of 2023. You'll laugh, you'll cringe, you'll realize you're not alone in …

This week, Kelly Phillips Erb (AKA Taxgirl), joins the show again to explain a meaningful tax case that is currently being argued in the Supreme Court. How could Moore vs. United States impact us in the future? Tune in to find out. Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes! Check out this …

With the announcement that Mark Cuban is leaving Shark Tank, Ross and Dan reflect on the show's accomplishments and places where it can be misleading for entrepreneurs and investors. What's really a "flyer" when you have a reported $6.2 Billion net worth? Email your questions for upcoming episodes to checkyourbalances@outlook.com Check out this epi…

This week Ross and Dan dip into the listener questions and talk about Securities Based Lending, Noncontrolling Interest on a balance sheet, and the role of gold in a portfolio. Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes! This episode is on YouTube.…

This week Ross and Dan raise a glass in memory of investing legend Charlie Munger. From his thoughts on business incentives to simply winning by not being stupid... we owe Charlie a lot. Add your questions to the comments section on YouTube or email us at checkyourbalances@outlook.com to be featured on the show!…

This week, US Tax Attorney and Expat Entrepreneur, Stewart Patton joins the show to talk about some of the methods and pitfalls you should consider if you're planning to live or work outside of the United States. This is a complex topic area, so as always, we recommend consulting with a tax advisor personally. But we hope this episode gives you a f…

This week is the first repeat guest in show history! Chris Hill joins Ross & Dan for a lighthearted discussion about investing and the best dishes to bring to Thanksgiving dinner! Email checkyourbalances@outlook.com to send your questions to the show! Check out this episode on YouTube. Find us on Instagram.…

This week, Ross and Dan react to a portfolio proposal called "The Cockroach Portfolio" from Market Sentiment. Should our goal be to just survive? Tune in this week to find out. Email your questions to checkyourbalances@outlook.com. Check out this video on YouTube. Follow on Instagram.By Ross Anderson, CFP® and Daniel Messeca, CFP®

Before getting to your questions, Ross and Dan stop to see who can win the most money with a biased coin. Play the simulator for yourself here. Email questions for upcoming shows to checkyourbalances@outlook.com Check out this episode on YouTube Follow us on IG.By Ross Anderson, CFP® and Daniel Messeca, CFP®

As we celebrate the end of "Spooky Season," Ross and Dan pull back the curtain on a few transactions in finance that may seem scary, but really shouldn't be. Hopefully understanding how they work gives you more confidence the next time you have a scary transaction to handle. Email questions for an upcoming mailbag show to checkyourbalances@outlook.…

Money regrets aren't limited to mere mortals. Magic Johnson spoke recently about his regrets about what could have been if he had taken Nike's offer of stock in the company versus a higher cash offer from Converse. We break down his comments and offer our own thoughts. Email your questions and thoughts to checkyourbalances@outlook.com This week's s…

Famed author, Michael Lewis, is taking a lot of heat for his portrayal of Sam Bankman-Fried in his new book, Going Infinite: The Rise and Fall of a New Tycoon. Dan's take on the book and a discussion of how much you need to be offered to switch banks on this week's show. Send questions to checkyourbalances@outlook.com Check out the show on YouTube …

This week Ross and Dan unpack how a charitable deduction really works to reduce your taxes as well as some other unique areas of the tax code that you might consider (only with the help of your CPA or tax professional). Send your questions for the show to checkyourbalances@outlook.com Check this episode out on YouTube Follow on Instagram…

It's October, so we pay a visit to our email queue to address your questions. Check this episode out on YouTube. Email your questions to checkyourbalances@outlook.com Follow us on InstagramBy Ross Anderson, CFP® and Daniel Messeca, CFP®

We spend a lot of time talking about how to retire, but not a lot talking about where. This week we unpack some of the main considerations we hear from clients, and help you look for pitfalls to avoid. Check this episode out on YouTube. Email your questions to checkyourbalances@outlook.com Follow us on Instagram…

Check this episode out on our YouTube Channel if you'd rather see us do this same show! This week Ross and Dan revisit a popular topic in their practice which is how to approach portfolio income. Should you be switching to a dividend-focused approach, or would a "Carve Out" strategy give you better access to the funds you'll need to live on in reti…

This week Ross and Dan rant about some of the headlines commonly seen in the personal finance space. Why we hate them, and you should too! Email questions for the show to checkyourbalances@outlook.com.By Ross Anderson, CFP® and Daniel Messeca, CFP®

This week's show gets into how a Backdoor Roth actually works (and whether it's actually legal), the mechanics of a target date fund, and a notable stock spin-off. To have your question featured on the next mailbag episode, email us at checkyourbalances@outlook.com.

The real estate landscape has changed meaningfully since Ross and Dan recorded the "Rent, Buy and PMI" episode in late 2021. This week, they discuss how this new environment is impacting the way people approach housing. The Check Your Balances crew also wants to give a very special shout out to our partner Matt for welcoming a new baby girl to his …

This week, Ross and Dan take on two topics that felt important but didn't quite need a full show on their own. Should you take money out of your retirement accounts in an emergency situation? How do you avoid tax penalties for under-withholding? Tune in this week to find out. Send your questions for the show to checkyourbalances@outlook.com or slid…

Serving as a Trustee comes with a laundry list of responsibilities. This week, Ross and Dan go over what is required of someone serving in that role, and introduce how a Corporate Trustee might be able to help. Give us a follow on Instagram, and send your questions to checkyourbalances@outlook.com!By Ross Anderson, CFP® and Daniel Messeca, CFP®

A good idea taken to its most extreme place can lead to trouble. This week, Ross and Dan unpack what might have seemed like a good idea to the programmers at a prominent "Robo-advisor," but might not be the best in practical application... Give us a follow on Instagram, and send your questions to checkyourbalances@outlook.com!…

July came and went without us diving into the mailbag, so we kick off August with a few listener questions! Ross and Dan respond to a Money With Katie episode that suggests Roth contributions are rarely more favorable than pre-tax savings, and we share why using a direct indexing strategy is still...indexing. Send your questions for the show to che…

What are the critical discussions you should be having with your parents about money? As you transition from your formative first impressions of money to trying to "lead up" - how do you even start to bring it up? Send your questions for Ross and Dan to checkyourbalances@outlook.com to be featured on an upcoming show!…

Index funds have become a popular tool for investors when building a portfolio. This week, we talk about the origins of the earliest indexes, their rise to popularity, and how direct indexing could change the way we think about index investing. Send your questions and feedback to checkyourbalances@outlook.com, or connect with us on Instagram!…

This week Ross and Dan ponder a range of "Would you rather?" style questions from the practical to the absurd. We hope you enjoy the hot takes on a wide range of topics. Send your questions and feedback to checkyourbalances@outlook.com, or connect with us on Instagram!By Ross Anderson, CFP® and Daniel Messeca, CFP®

This week Ross and Dan use two listener questions to reflect on the current state of the mortgage market. Check your own math with this handy Free Amortization Calculator. Send questions to the show to checkyourbalanaces@outlook.com.By Ross Anderson, CFP® and Daniel Messeca, CFP®

This week we open the mailbag to see what you, our listeners, want to hear about. Should you let AI help with your stock picking? Does the Social Security trust fund running low change your strategy around filing? Tune in to find out. Send your questions to checkyourbalances@outlook.com to have them featured!…

As more Americans seem to be struggling with "Tip fatigue" we wanted to talk about tipping from an academic lens. This week we are joined by Dr. Michael Lynn from Cornell who has studied the service industry and written extensively on tipping practices. Send questions for upcoming episodes to checkyourbalances@outlook.com.…