“The Breakpoint Show” is an intriguing, stimulating podcast hosted by Khalid, Maarten, and Woody, three innovative minds immersed in tech and software development. With an eclectic blend of expertise from distinct backgrounds and cultures, the trio dissects and elucidates technology’s intricate and ever-evolving world in their bi-weekly discussions. Whether it’s breaking down the latest industry news, providing informed analysis on new software trends, or diving deep into the world of coding ...
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This is the podcast which accompanies the work I am doing on Nostalgia at the University of Kent. We often know what our colleagues are researching and teaching, but we don’t always know what it is that inspires those interests and passions. What is it that shapes us? What propelled us into persevering with our studies and then to want to impart that knowledge and enthusiasm to subsequent generations of students? How did we end up where we are – not just the books we read and the ones we wan ...
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Do you ever wonder why the top brands are winning? It’s because they provide customers with the one thing that most brands aren’t - simplicity. How can you learn from them and create the same experiences on a smaller budget? The SIMPLE brand podcast will help.Join Matt Lyles, and his guests, as they share tactics, tips and strategies to help your business brand out from the crowd. You’ll learn how to create simple experiences for your customers and your team members through marketing, brandi ...
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BiggerPockets Daily takes the real estate investing wisdom contained in tens of thousands of BiggerPockets Blog articles and converts it into a convenient daily audio experience... because you can't have your face in a screen while you're out there living your busy life. Rental properties, house flipping, wholesaling... it's all here. And unlike other daily podcasts, the information is timeless – so you can learn on your timeline. Skip episodes, take a break, then binge and catch up. Or just ...
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Nature and the Nation explores politics, philosophy, psychology, sociology and economics from a naturalistic, paleoconservative perspective, using the format of a book review. I examine books published in a wide array of time periods, with a special emphasis on the early to middle 20th century, the ancient Greeks, and of course the present.
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This podcast, hosted by Matt Carter of Emery, paints the picture of the punk/emo/hardcore all ages scene through conversations with its most interesting characters, exploring and breaking down the values and principles that make aggressive music and DIY culture so special.
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Swim Coach Mike podcast is here to help support swim coaches in their endeavors to be great coaches, great people, and to lead great lives. We are going to dive into training techniques, stories, and the everyday life of a swim coach. If you’re listening and you take away one nugget of information, or if a story resonates with you then this has been a successful podcast.
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1416 - How to Figure Out Repair, Rehab, and Renovation Costs on Any Project by Bruce Woodruff
12:24
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The question is asked all the time: How can I estimate average rehab costs? Well, there is no average rehab cost because there is no average rehab. Some properties will need major structural modifications; others just a lipstick approach. Some may have a recently remodeled kitchen, and others may have a 1950s galley kitchen. But since this is such …
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1415 - Investing In an Uncertain Housing Market by Dave Meyer
13:01
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I think we can all agree that the economic outlook is uncertain. You can pick almost any economic indicator (inflation, labor market, real GDP, etc.), and find conflicting and confusing signals. As investors, this can be daunting. How can we make wise investing decisions when the economic climate is so murky? Here are four tips on how you can conti…
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Turn Customers Into Raving Fans With a Customer Experience Engine - Scott Wozniak
55:00
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In this week’s episode of the SIMPLE brand podcast, I talk with Scott Wozniak. Scott is the founder and CEO of Swoz Consulting where he helps startups, family enterprises, and Fortune 500 companies create raving fans of customers and employees. And Scott’s the bestselling author of Make Your Brand Legendary: Create Raving Fans With the Customer Exp…
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1414 - The Rental Market for Single-Family Homes Is Set to Soar by Jeff Vasishta
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Morgan Stanley real estate analyst Laurel Durkay appeared on CNBC recently to deliver the financial behemoth’s latest housing outlook. It was great news for property owners and a call to action for potential buyers sitting on the fence, waiting for rates to fall. Such is the shortage of inventory; in the next decade, 2 million homes will need to be…
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1413 - The Move-in Checklist for Landlords by Chris Bibey
13:29
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You put a lot of time, money, and effort into finding the right tenant. From writing a rental property listing to showing the property, the process can require a lot from you. But that’s OK. The end result is well worth it. With a tenant lined up and a move-in date scheduled, it’s time to take the next step: prepping the property. This move-in chec…
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1412 - What to Do When a Tenant Violates the Lease by Cyrus Vanover
17:47
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A lease is a binding legal contract that includes protections for both the landlord and tenant. Just as you are required to uphold your end of the agreement as the landlord, tenants also have certain obligations they are required to uphold. You have discretion in determining what to do when a tenant violates the lease. It doesn’t always have to lea…
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Welcome to the twenty-seventh episode of “The Breakpoint Show”! In this episode, we tackle a hot topic in the .NET community: Is .NET and C# evolving too fast? With all these rapid updates, can developers keep up and thoroughly learn the most recent features of .NET and C#? Join our hosts as they dive into the pros and cons of the fast-paced evolut…
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1411 - Corruption Scandal Shows How Some Housing Nonprofits Misused Tax Dollars to Obstruct Affordable Development by Lindsay Frankel
19:55
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HomeRise, a nonprofit housing developer that has received more than $200 million in grants and loans from the city of San Francisco, declares on its website that its mission is “to help people experiencing homelessness secure housing and become self-sufficient.” However, in April, an independent audit revealed questionable spending of the organizat…
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Review: Thucydides on Justice, Power, and Human Nature edited by Paul Woodruff
59:06
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In this episode I look at the conflict between Democracy and Oligarchy in the Peloponnesian War as described by Thucydides and translated and abridged by Paul Woodruff.By Dylan John
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1410 - Freddie Mac’s CFO Just Resigned, Will Freddie Change Direction? By Jeff Vasishta
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As of June 28, Freddie Mac CFO Christian Lown will resign from the government-sponsored enterprise (GSE) mortgage provider to join CoStar, the behemoth real estate listing and data and analytics company valued at around $30 billion. Usually, when someone leaves a government job for the private sector, there’s a tacit understanding that the new posi…
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1409 - Top 5 Alternative Investments for Real Estate Investors in 2024 by CJ McMahon
16:33
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Maybe you’re looking to diversify your investment portfolio, or maybe you’ve done your research into real estate investing and just realized you don’t have the time and energy required. Real estate investing is almost nevertruly passive, and it is not immune to problems like reduced cash flow during between-tenant periods. Whether you are a seasone…
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Review: Social Darwinism in American Thought by Richard Hofstadter
1:08:35
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In this episode I look at the late 19th Century Darwinian Conservatism of Herbert Spencer, William Graham Sumner, and reactions by William James and others as described in Richard Hofstadter's Social Darwinism in American Thought.By Dylan John
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1408 - The Real Impact of 0% Down Mortgages and How an Investor Could Use One…or Not by G. Brian Davis
12:40
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Raise your hand if you got burned by real estate in 2008. You can’t see it, but I’m raising my hands, feet, and even the hairs on my neck. United Wholesale Mortgage (UWM) recently made news by launching a 0%-down mortgage program. And it reminds many real estate analysts of the subprime mortgage frenzy that helped fuel the market collapse back in 2…
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1407 - 4 Crucial Tips for First-Time Investment Property Buyers by Eric Fernwood
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Over the past 16 years, I’ve worked with nearly 200 first-time investors. From my experience, until they go through our training, most are completely focused on ROI and cash flow. Here are some key points new investors must keep in mind: You’re not buying real estate—you’re buying a lifelong income stream. Vacancy costs can be a killer, so estimati…
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1406 - The Government Has Taken a Permanent Intellectual Vacation by Andreas Mueller
13:46
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Last week, the federal government announced plans to block medical debt from credit reports, which are used to evaluate a borrower’s financial fitness for large-ticket items, specifically mortgages and car loans. This would make it easier for folks to acquire more debt and not be “judged” for it. All things being equal, it’s not a good idea. Let’s …
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1405 - “Housing Cartel” Investigated by the DOJ Puts Landlords on Alert by Jeff Vasishta
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A housing cartel? No, not in a lawless narco-state, but in major American cities, where corporate landlords have been accused of conspiring with Texas-based real estate software company RealPage to drive up rents. Most recently, Atlanta-based Cortland Management, one of America’s largest landlords, was served a warrant by the FBI concerning an ongo…
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1404 - First Time Landlord Tips by Cyrus Vanover
18:06
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Buying your first rental property is an exciting time. You’re taking an important step that could transform your financial future. But before you invest in a property, it’s a good idea to make sure you are prepared to help you avoid costly mistakes and to maximize your chances of success. Before You Start Renting There are some things you must take…
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1403 - Amazon Puts $1.4 Billion More Into Its Housing Fund, But Critics Call It a PR Play by Anna Cottrell
16:26
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On June 11, Amazon announced that it would be contributing another $1.4 billion to its Housing Equity Fund.Amazon created the fund back in 2021, initially giving $2.2 billion “with a commitment to create or preserve 20,000 affordable homes in the Puget Sound, National Capital, and Nashville regions—three communities that Amazon calls home,” accordi…
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1402 - The Move-out Checklist for Landlords by Chris Bibey
11:38
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Just as there is a move-in checklist for landlords, there’s also a move-out checklist to guide you when the time comes. Taking the right steps now will make it easier to market your property and ensure a seamless transition to a new tenant in the future. Communicate to the Tenant Their Responsibilities It’s your responsibility to communicate to the…
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My guest this week is Eleni Kapogianni who I have known for about a decade. Eleni lectures in Linguistics at the University of Kent, and we talk about the big role that film (and film dialogue) plays in her research. Storytelling and fiction is a big hobby for Eleni, and we discuss the permeable nature of the work-life balance and find out about he…
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Rethinking Retention to Create Loyal Employees - Erica Keswin
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In this week’s episode of the SIMPLE brand podcast, I talk with Erica Keswin. Erica is an international keynote speaker, a bestselling author, and a workplace strategist who partners with some of the most well-known companies in the world. She's one of Marshall Goldsmith's Top 100 Coaches. And Erica’s the Wall Street Journal best-selling author of …
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1401 - These 11 Markets Used to Be America’s Hot Spots. Now They’ve Gone Cold by Jeff Vasishta
12:52
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Are you a new college graduate (or a concerned parent) wondering if it is possible to buy a house? Spoiler alert: It is absolutely possible! It may be easier for someone further along in life, with a more established financial situation, but that does not mean you have no chance of qualifying for your first mortgage right out of college. There are …
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1400 - Homebuying Reality Check: College Graduates Can Still Succeed by Noah Bacon
19:09
19:09
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Are you a new college graduate (or a concerned parent) wondering if it is possible to buy a house? Spoiler alert: It is absolutely possible! It may be easier for someone further along in life, with a more established financial situation, but that does not mean you have no chance of qualifying for your first mortgage right out of college. There are …
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1399 - Yes, Earning Financial Independence Has Downsides by Whitney Hutten
12:25
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The pursuit of financial independence (FI) is a journey that promises freedom, security, and the ability to live life on your own terms. However, this path isn’t always straightforward—nor without pitfalls. It’s tempting to focus solely on financial freedom, but obsessing over it can have unexpected downsides that affect your overall happiness and …
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1398 - Real Estate Investing Has Tremendous Tax Benefits—If You Know What You’re Looking For by Thomas Castelli
15:57
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As we all know, one of the main advantages of investing in real estate is the tax benefits. Many of the investors who I meet for the first time are broadly aware of depreciation, expenses incurred through renovations, and operating costs. However, many don’t know about the steps they need to take to maximize their deductions or about costly mistake…
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1397 - How I’m Able to Find Success in Real Estate Even Without Securing Great Deals by Eric Fernwood
10:19
10:19
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Success in real estate does not require securing “great deals.” It requires great fundamentals: location, a reliable tenant segment, and properties that attract those tenants. A Personal Case Study Let me share my own experience. In 2016, my partner and I bought a three-bedroom, two-bathroom, one-story townhome. We paid the asking price of $180,000…
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1396 - Inflation Hedges: Top 5 Investments for a Rock-Solid Portfolio by Todd Parriott
15:05
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The good news is that the inflation rate is on the decline. The bad news is that it still exceeds the Federal Reserve’s target rate of 2%. As a result, the Federal Reserve announced last week that it will maintain the current interest rate of 5.25% to 5.5%. In a statement, the central bank noted: “Economic activity has continued to expand at a soli…
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Review: The Social Contract Theorists (Hobbes's War of All Against All) edited by Chris Morris
46:40
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In this episode I look at Gregory Kavka's 'Hobbes's War of All Against All' in The Social Contract Theorists edited by Christopher W. Morris, with a special focus on the prisoner's dilemma and nation size.By Dylan John
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1395 - How to Spot a Fake Guru: 6 Signs It Could Be a Scam by Noah Bacon
14:46
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Guru programs are notoriously difficult to assess in terms of quality or outcome for their students. Some students rave about their gurus, while some complain about how they got ripped off by a fake guru. There are a few patterns that raise yellow and/or red flags that I want to call out that are concerning and should make you skeptical when decidi…
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1394 - A Revised Affordable Housing Law In Florida Takes Opportunities Away From Developers by Jeff Vasishta
14:21
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Since first being introduced in 2023, Florida’s Live Local Act—the $711 million package offering developers tax breaks and bypassing local zoning restrictions to create more affordable and workforce housing—has been a lightning rod for controversy. Local municipalities and residents argued that the increased height of buildings would ruin the chara…
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1393 - Airbnb Bans Only Make Tourism More Expensive. Just Ask New York by Lindsay Frankel
15:43
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A lot has changed since New York City began strictly enforcing Local Law 18, which effectively banned short-term rentals in the city. But it’s unclear whether improved housing affordability, the goal of the crackdown, is one of those changes. An Airbnb analysis released in January found no evidence that the new rules had impacted rent prices or ren…
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Episode 026 – Watch Your Domain Specific Language!
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Welcome to the twenty-sixth episode of “The Breakpoint Show”! In this episode, our hosts dive into the fascinating world of Domain Specific Languages (DSLs). Whether you’re already familiar with DSLs or just hearing about them for the first time, this episode promises to be an enlightening exploration of their power and potential in software develo…
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1392 - What Are Current DSCR Loan Rates? Key Market Movers and How to Track Rates by Robin Simon
23:30
23:30
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After a decade of relative stability in mortgage rates, the last few years have seen unprecedented volatility and changes in mortgage rates. Interest rates are often a key concern for real estate investors, as mortgages are often the difference between a cash-flowing deal and a dud. Since spring 2022, when the Federal Reserve embarked on its latest…
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1391.1 - BiggerPockets Real Estate 2.0 - A New Era of the Podcast
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The BiggerPockets Real Estate Podcast is about to hit a huge milestone—our 1,000th episode! Real estate has changed quite a bit since we started this podcast, so we’re making some changes, too. We’re bringing on new guests and new formats while focusing on investing tactics and strategies that work in TODAY’s housing market. Oh, and did we mention …
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1391 - High-End Homes Hit Peak Prices as Luxury Investors Scramble for Better Deals by Moriah Costa
10:04
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Home prices are rising across the country, but luxury home prices are skyrocketing. According to data from Redfin, luxury home prices rose twice as fast as non-luxury homes in the first quarter of 2024. But even as prices jumped, sales are still rising, even as prices for non-luxury homes have declined. The median-priced luxury home sold for a reco…
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1390 - A New California Law Just Increased Regulations On Home Flippers by Jeff Vasishta
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You’ve probably heard of the term “lipstick on a pig.” In house-flipping parlance, it means doing basic cosmetic upgrades that camouflage the underlying issues beneath the paint and Sheetrock. California house flippers will have to put their makeup away and bring out the heavy machinery because a new law—Assembly Bill 968 (AB-968), effective July 1…
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Review: History of Political Philosophy (Rousseau) edited by Leo Strauss and Joseph Cropsey
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In this episode I return to Strauss and Cropsey collection, History of Political Philosophy, to focus on Alan Bloom's examination of Jean-Jacques Rousseau, the general will, and the potential conflict between nature and custom.By Dylan John
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1389 - 5 Ways to Find Off-Market Real Estate Deals Like a Pro by Brian Tepfer
13:36
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13:36
For any real estate investor, understanding current market conditions is crucial. Right now, most investors are finding themselves in an environment where great investment deals are more scarce while competition is high. In practice, this means that as a real estate investor, you will miss out on many deals on properties advertised on the open mark…
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1388 - 9 Surprisingly Hot Markets Where Investors Can Still Find Affordable Short-Term Rental Properties by Jeff Vasishta
13:33
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Now is a great time to be in the vacation rental business. According to short-term rental data and analytics website AirDNA, travelers are spending big on luxury vacation rentals—the more unique, the better. Recent occupancy rates for well-furnished homes increased from 49.1% to 55.9% between 2019 and 2023, with the overall STR market generating a …
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1387 - My 1031 Exchange Property Is Listed. Here's How I'm Managing the Clock by Liz Zack
10:13
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We identified a seemingly great target property in Sherman, Texas, which is about an hour north of Dallas in the high-growth path-of-progress area along Interstate 75 on the way up to Oklahoma. There were two structures in the deal, including 13 apartments—a mix of studios, one-, and two-bedrooms. We did the underwriting, looked at the full financi…
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Principles for Effective and Simple Communication - Ben Guttmann
40:44
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In this week’s episode of the SIMPLE brand podcast, I talk with Ben Guttmann. Ben’s a marketing and communications expert who’s on a mission to train leaders in effective connection through simplified messaging. Ben’s the former co-founder of Digital Natives Group, a professor at Baruch College, and the best-selling author of Simply Put: Why Clear …
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1386 - Can You Invest In Passive Real Estate Investments as a Non-Accredited Investor? By G. Brian Davis
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Want to invest in real estate but don’t want the headaches of landlords, financing, renovations, renters, permits, inspectors, direct mail campaigns, and all the other hassles that come with a real estate investing side hustle? Me too. I’ve owned dozens of single-family rental properties, but today, I only invest in real estate passively. Passive r…
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Episode 025 – 10X Platform – DBOS – Postgres & TypeScript with Harry Pierson
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Welcome to the twenty-fifth episode of “The Breakpoint Show”! We’re thrilled to feature a special guest, Harry Pierson, who joined us to discuss his company, DBOS, and its cutting-edge technology. Conceived by researchers at MIT and Stanford, DBOS is revolutionizing how we approach cloud application development and deployment. Join us as we dive de…
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1385 - 4 Tips for Managing Long-Distance Turnkey Rentals Without Cutting Corners by Zach Lemaster
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Turnkey property investing can be a great option when you are just starting out on your real estate investing journey or when you want to cast a wider net with your investments beyond your local area. When done right, turnkey investment can be a part of a long-term real estate portfolio-building strategy. However, with turnkey investing, the same t…
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1384 - The Impact of Lower Mortgage Rates Is Already Being Felt in These Five Markets by Moriah Costa
10:33
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10:33
Mortgage payments are decreasing, which has some house hunters returning to the real estate market. According to the latest data from Redfin, for the four weeks ended Dec. 31, 2023, the median mortgage payment was down 14% compared to October’s all-time high. Meanwhile, the weekly average rate in early January 2024 was at 6.66% for a 30-year fixed-…
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1383 - Low Risk Real Estate Investing by Chris Bibey
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As a real estate investor, you must always remember one thing: every type of investing strategy involves risk. With that in mind, it’s good practice to learn more about low-risk real estate investing strategies. You may come to find that these provide the perfect balance of risk and profit potential. Learn more about your ad choices. Visit megaphon…
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Review: The Reveries of the Solitary Walker by Jean-Jacques Rousseau
1:07:40
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In this episode I wander through Rousseau's final book, published posthumously, The Reveries of the Solitary Walker. I look at the difference between youth and old age, trusting yourself and others, and the nature of reverie itself.By Dylan John
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1382 - Is the New 5% Down Fannie Mae Multifamily Loan as Lucrative as We Thought? Here’s Our Analysis by Joe Coleman
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In November 2023, Fannie Mae implemented a game-changing reduced down payment requirement of just 5% for two-to-four-unit properties for conventional loans. This presents a golden opportunity for house hackers looking to purchase or refi a two-to-four-unit property. However, few sources have broken down what this means for investors. Here, I’ll loo…
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My guest this week is Gabriel Morris, Video Journalist at KMTV. We begin by talking about our Cardiff connection, and learn that Gabriel, who is originally from Hertfordshire, studied Geography in Liverpool and went into broadcast journalism. We find out where the spark for broadcast journalism came from, having grown up as a child with watching BB…
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1381 - Home Sales Bottom Out to Near-Record Low as Prices Continue to Climb by Moriah Costa
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Home sales fell to one of the lowest levels on record in May as high prices, elevated mortgage rates, and a housing shortage continue to keep buyers on the sidelines. According to data published by Redfin, there have only been two months in the past decade with fewer home sales: when mortgage rates jumped to a 23-year high in October 2023 and in Ma…
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