Best Debtfree Podcasts (2024)

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What I Wish I Knew Before I Started My Investing Journey! #158 27:55

2d ago27:55

27:55

We all have to start somewhere, but coming to investing can feel so daunting when you don't understand the terminology. In this episode, I reflect on how the first stages of my journey were pivotal, and how it helped me gain enough knowledge to manage things on my own. Allowing me to keep costs low, and invest for the long term. Please keep in mind…

1
Buying a House in Cash - Pros and Cons 47:32

4d ago47:32

47:32

Does it make sense to buy a house in cash versus getting a mortgage? Perhaps you’re interested in downsizing from a larger house to a smaller one and you have the equity built up. Let's review the pros and cons! Second, we’re back with our Mortgage Free Family segment! This month we’re featuring Maya Corbic from Toronto. With housing prices skyrock…

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502 – Should I Buy or Rent a Home? What Makes Sense in Today's Market 30:48

6d ago30:48

30:48

Should you buy a home or rent in Canada? We look at the risks and expenses involved when it comes to purchasing a home. From the unpredictable market trends to steep mortgage penalties and ongoing maintenance costs. As we weigh at the pros and cons, this episode may make you rethink your views on homeownership, not only as an investment but as a co…

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Enjoying the Financial Independence Journey | Jamila Souffrant 32:24

11d ago32:24

32:24

The traditional financial independence path can be a tough one to follow. How can we pursue a life of financial independence and not feel like we’re depriving ourselves too much today? To help us discover our own enjoyable and unique path to financial independence, I’ve invited one of my original like-minded FIRE friends, Jamila Souffrant, back to …

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501 – Things Collection Agents Can and Cannot Do with Your Credit Report 36:10

13d ago36:10

36:10

Blair DeMarco-Wettlaufer, the Chief of Operations Officer of Kingston Data & Credit joins Doug to discuss the consequences of unpaid debts and their impact on your credit score. They look at real-life scenarios and provide practical advice to manage your credit report. They also discuss what collection agents can and cannot do when it comes to repo…

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Money Hacks From The 1800's That Are Still Relevant Today! #157 23:20

16d ago23:20

23:20

Finances in the 1800s are not all that different from 2024. Joshua shares the story of Nemorino and Adina, which covers social status, scams, budgeting, and finding the right life partner, encouraging you to reflect on what you can learn from this 19th-century story. Referral Codes Be sure to check out this Google Doc which has a whole host of refe…

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Generational Wealth and Happiness (from the Financial Feminist Podcast w/ Tori Dunlap) 57:12

18d ago57:12

57:12

Want generational wealth and happiness for your kids? In this "Best of Marriage Kids and Money" episode, I share an interview I had on the Financial Feminist Podcast with Tori Dunlap. We discuss the steps I'm taking to Make My Kid a Millionaire and how other parents can follow those steps too. EPISODE RESOURCES: Recommended Resources Make My Kid a …

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500 – Why Do We Feel Despair? (A Rant) 35:01

21d ago35:01

35:01

This is episode 500, and Doug does a solo rant exploring the factors contributing to the despair felt by Canadians. He reflects on how the past four years has affected our economy. He touches on the cost of real estate, the stock market, fatalistic YOLO, inflation, and strategies for achieving wealth. Enjoy! Related Links: Build a Get Out of Debt R…

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Die With Zero: When YOLO Battles FIRE (BEST OF MKM + Bread & Wine) 37:57

25d ago37:57

37:57

Should we live for today or plan for tomorrow? In this "Best of Marriage Kids and Money" episode, Nicole and Andy Hill discuss how they are finding this balance after reading the book "Die With Zero". If you're struggling with happiness in your daily life after doing the right thing for so long, this is the episode for you. You'll hear why this boo…

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499 – How To Protect Yourself from Rising Car Thefts & Financial Costs 36:54

27d ago36:54

36:54

Did you know a car is stolen every 5 minutes across Canada? Car thefts and VIN scams are on the rise. Michael Rothe, President and CEO of Canadian Finance & Leasing Association, joins Doug and discusses Canada’s auto theft epidemic. They explore topics such as re-vinning, the impact of stolen vehicles on insurance premiums, steps to take if you unw…

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Stop The Financial Blame Game. ("Zennial" Wealth Transfer, Christian Faith & Philanthropy With Investment Banker & Author Ken Costa) #156 42:58

30d ago42:58

42:58

With over 40 years of experience as a leading global investment banker, Ken Costa helps us understand the landscape of intergenerational wealth transfer. Drawing from his background in finance and his role as a mentor and coach for the new generation, Ken offers invaluable insights into the contrasting perspectives of Boomers and Gen Z/Millennials …

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7 Life-Changing Benefits of Coast FIRE 39:32

1M ago39:32

39:32

Coast FIRE has changed my life and the lives of many families I've spoken with on this podcast. Here are 7 life-changing benefits that can be realized by achieving this financial independence milestone. Second, we’re back with our Coast FIRE Family segment! We’re featuring Cassie and Cory Jenks from Arizona who achieved Coast FIRE in their 30s. We'…

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498 – Save Money with a Micro Wedding Budget | Planning Tips from The Budget Savvy Bride 35:57

1M ago35:57

35:57

Planning a wedding on a budget? In this episode, Jessica Bishop, founder of The Budget Savvy Bride, shares expert advice on keeping your big day affordable without sacrificing style. Whether you are dreaming of a traditional ceremony or considering eloping, Jessica's insights will help you celebrate your love without breaking the bank. We discuss m…

1
Unfaithful Spouse: Stay Or Leave If They Cheat? 41:33

1M ago41:33

41:33

In marriage, infidelity can become a reality for some of us. If this happens to us … what do we do? Do we pack up and say goodbye immediately? Or should we stay and realize that things like this happen? Or something in the middle? To help the topic of what to do with an unfaithful spouse, we’ve invited Marriage Experts Casey and Meygan Caston to th…

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497 – How to file taxes and get your my CRA account 2024 35:18

1M ago35:18

35:18

Top tips on how to file taxes. How to file taxes in Canada, setup your CRA my account, deadlines, government benefits and how to receive your refund with no additional fees. We also discuss tax discounting services, the importance of gathering all your documents, claiming all legitimate deductions such as moving expenses and tuition and notifying C…

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Changing Careers In Your 30's (Musician Turned Policeman, Paying Off Credit Card Debt, Providing For Family) #154 58:34

1M ago58:34

58:34

Tom changed his career in the Covid pandemic, and shares how going into a public sector job isn't always as rosy as it's made out to be. With a series of unexpected bills and a career change, Tom shares how he arrived in credit card debt and how he plans to overcome it. Referral Codes Be sure to check out this Google Doc which has a whole host of r…

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How to Save for College (10 Tips for Parents) 39:36

2M ago39:36

39:36

Want to know how to save for college without going into debt? Here are 10 ways to graduate debt-free! Second, we’re back with our Be the Change segment! We’re featuring Laura Andes from Charity Navigator who is sharing how to teach our kids and teens to be young philanthropists. Last but not least, my daughter Zoey is back for another Money Quiz. W…

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496 – Why You Should Never Co-Sign a Loan 30:28

2M ago30:28

30:28

In this episode, Doug and Ted discuss the risks of co-signing on a loan. They discuss the differences between joint loans and co-signed loans and the impact they can have on your credit. They address common scenarios such as parental co-signing and provide advice on alternative ways to assist friends or children financially without assuming the bur…

1
Backdoor Roth IRA: Is It Right For You? 32:22

2M ago32:22

32:22

When you’re investing for your future retirement as a high-income earner, the idea of a Backdoor Roth IRA might come up. Ashlee DeSteiger, CFA®, CFP®, CPA, shares how you can know if a backdoor Roth IRA is right for you. Second, we’re back with our Net Worth Win segment featuring Dave Fleischer, a teacher from North Carolina. He’s going to share ho…

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495 – RRSP Withdrawals Before Retirement - Is it Ever a Good Idea? 31:01

2M ago31:01

31:01

In this episode of Debt Free in 30, Ted and Doug discuss RRSP early withdrawals. They weigh the pros and cons of tapping into your savings before retirement and discuss tax implications, CPP and exceptions such as the Home Buyer's Program and the Lifelong Learning Plan. This helpful discussion will give you the knowledge to make the right decisions…

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3. The Ultimate Guide To UK Financial Independence (10 Year Plan, Hitting Your F.I Number, Retiring Early) #153 38:28

2M ago38:28

38:28

As the heart of the FIRE (Financial Independence, Retire Early) movement talks about retiring early, what does that mean for folks in the UK? Is it all about relaxing on a beach or diving into passion projects? In the last episode of this series, we learn that retiring early isn't just about lazing about, but it's more about having the freedom to c…

1
Tax Refund Time! 7 Smart Ways To Use Your Newfound Money 46:55

2M ago46:55

46:55

It's tax refund time! Here are 7 money-smart ways to spend your newfound money. Second, we’re back with our Debt-Free Living segment! We’re featuring Ian Group from South Florida who crushed over $200,000 of debt over the last decade. Last but not least, my son Calvin will be joining me for another Good Word! We're talking about tipping and generos…

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494 – Habits and Your Financial Health 33:29

2M ago33:29

33:29

In this episode, Maureen and Doug explore financial habits and discuss why we spend the way we do and how we can make better choices. Maureen shares how habits form and how you can be influenced to spend money. From understanding the psychology behind spending to learning strategies for breaking bad habits and building good ones, this episode will …

1
JL Collins: FU Money vs. FI Money ... What's the Difference? 37:35

2M ago37:35

37:35

Have you heard of FU Money? What about FI Money? JL Collins, Author of Pathfinders and The Simple Path to Wealth, explains what both of these financial freedom concepts are and how to pursue them. GUEST BIO: JL Collins is the international bestselling author of The Simple Path to Wealth: Your road map to financial independence and a rich, free life…

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493 – Credit Card Balances Lead Many to Bankruptcy: 2023 Joe Debtor Study 30:04

2M ago30:04

30:04

In this episode, Doug Hoyes and Ted Michalos discuss the annual Hoyes Michalos Joe Debtor Bankruptcy Study for 2023. They talk about why credit card debt is driving consumer insolvencies, challenges faced by homeowners, and why we are seeing an increase in insolvencies among higher-income individuals. For more information, you can access the detail…

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5 Marriage and Money Tips to Improve Your Relationship 35:35

2M ago35:35

35:35

Want to improve how you and your spouse talk about money? Here are 5 Money and Marriage Tips to Improve Your Relationship. These are tips Nicole and I have used in our relationship and ones I’ve gleaned from successful couples I’ve interviewed on this podcast. And for our Work From Anywhere segment, we’re featuring Kelly Anne Smith. She’s a young M…

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492 – Learn Price Matching Tips on the Flipp App to Save Big on Groceries 35:04

3M ago35:04

35:04

In this episode, Doug chats with Janette Martin, a Credit Counsellor at Hoyes Michalos. Janette shares her tips on saving money while grocery shopping, focusing on the Flipp app. They discuss using the app to review online flyers, price matching across various stores, the checkout process, potential savings and time commitments. They also touch on …

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2. The Ultimate Guide To UK Financial Independence (Starting A Family, UK Childcare Costs, & DINK Life) #152 44:50

3M ago44:50

44:50

We look at the growing popularity of the DINK movement (Dual Income No Kids) and whether financial independence affects the number of children you may plan to have. UK childcare costs, and financial independence projections changing due to having children are also topics of discussion. Learn the ins and outs of starting your financial independence …

1
Mini Retirements: A New Cure for Corporate Burnout | Jillian Johnsrud 35:24

3M ago35:24

35:24

According to CNBC, 90% of companies plan to implement return-to-office policies by the end of 2024. What are employees to do if they are feeling increased stress and corporate burnout? One trend that seems to be catching on is the "mini-retirement". Author and Early Retirement Expert, Jillian Johnsrud shares what a mini-retirement is and how you mi…

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491 – Will Changes to the Criminal Code Make Borrowing More Affordable? 31:39

3M ago31:39

31:39

In this episode, Doug and Ted discuss the government's intention to lower Canada's criminal interest rate from 60% EAR to 35% APR and set the maximum cost of borrowing for payday loans at $14 per $100 borrowed. They explore the implications for borrowers and lenders, particularly in the payday loan sector. Doug and Ted touch on compound interest, p…

1
Life After The Mortgage Is Paid Off 42:34

3M ago42:34

42:34

Are you thinking of paying off your house? Or have you recently hit the major milestone of becoming mortgage-free? This can be a life-changing decision. I'm sharing 5 ways life after the mortgage is paid off looks different. And for our mortgage free family segment, we've got George Kamel from Ramsey Solutions! He's sharing the details of his mortg…

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490 – The Connection Between Coerced Debt and Human Trafficking 37:24

3M ago37:24

37:24

In this eye-opening episode of Debt Free in 30 host Doug Hoyes is joined by guest Richard Dunwoody to unravel the often-overlooked connection between human trafficking and coerced debt. With Ontario facing the second-highest rate of police-reported human trafficking in Canada, the conversation sheds light on how traffickers exploit victims financia…

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1. The Ultimate Guide To UK Financial Independence Retire Early (F.I.R.E For Beginners, ISA's or Pensions, Lifestyle Inflation) #151 51:09

3M ago51:09

51:09

Learn the ins and outs of starting your financial independence journey in the UK from those who are in the 'boring middle' and from those who have already reached their FI number. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O…

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Reach Your Potential Through Goal Setting | Jon Acuff 34:22

3M ago34:22

34:22

To help us get motivated and realistic with our goals, I’ve invited speaker and author Jon Acuff on the show today. Jon is the New York Times bestselling author of nine books, including his most recent one “All It Takes Is a Goal”. EPISODE RESOURCES (affiliate links): Sponsors + Partners + Deals Jon Acuff's Book: All It Takes Is A Goal (affiliate) …

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489 – The Fight Against Debt Consultants 31:11

3M ago31:11

31:11

In this episode of Debt Free in 30, Doug and Ted discuss the ongoing battle against unregulated debt consultants. They dive into the recent developments, including the conversation with Superintendent of Bankruptcy Elisabeth Lang and the release of a comprehensive position paper. The paper exposes the deceptive practices of these consultants, who h…

1
Top 5 Best Budget Apps for Families 41:03

3M ago41:03

41:03

With Mint fading away, families are looking for a smart budgeting solution. Fear not! We're sharing our top 5 best budget apps for families today. Also, Alison Staloch, CFO of Fundrise, shares why single family rentals are a smart way to diversify your portfolio. EPISODE RESOURCES (affiliate links): Sponsors + Partners + Deals Monarch Money YNAB Ev…

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