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Retirement Answer Man

Roger Whitney, CFP®, CIMA®, RMA, CPWA®

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A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management ...
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No More Mondays is all about helping you ditch the Sunday Scaries and create a career and life you love. These energetic and impactful conversations will arm you with real stories, practical tools, and the motivation to act. From aligning values and taking risks to defining your life goals, improving leadership skills, and growing your business, we cover it all. This is the go-to podcast for any professional, leader, or entrepreneur ready to live life on your own terms.
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Does a withdrawal strategy in retirement have to be complicated or can you simply do a reverse of dollar cost averaging? In this episode, we’ll take a look at how reverse dollar-cost averaging would work by using an example and discover who it works for. Click play to learn if this withdrawal strategy would work for you. OUTLINE OF THIS EPISODE OF …
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We would all love to have that magic number–the exact amount we need to retire. However, since there are so many unknowns it is impossible to attain an exact number. This is why the big question of retirement is a complex one. In this episode, I’ll walk a listener through the process of how she can learn how much she really needs to retire. Make su…
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Have you been wondering what retirement is like for real retirees out in the wild? With the success of our Retirement Plan Live series, we decided to try mini-case studies to learn more about what retirees like you are doing to rock retirement. In this episode, you’ll hear some feedback from Sarah who asked a question on the show about a year and a…
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Michael Kitces is one of the innovators in the retirement planning and financial services space. His blog and ecosystem of resources help retirees and financial advisors gain the base knowledge needed to rock retirement. On this episode of Retirement Answer Man, Michael joins me to discuss the state of retirement planning, how it has changed, and h…
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Have you ever wondered why it is so hard for you to spend your money? Even now after all these years of saving you know you have enough, but it’s hard to let go and untie those purse strings. Today, my friend and renowned author, Michael Easter joins me to discuss overcoming frugality from a different perspective. Click play to hear about the evolu…
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For the past ten years, we have been exploring how to do retirement right so that you can get down to the business of living a great life. This is why this month we have had a series of special guests. Today’s guest is behavioral investment expert and author Dan Crosby. Together we explore why it is so hard to overcome your money mindset and how yo…
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Retirement planning has changed over the years, but has the industry evolved to keep up? Your retirement needs are much different from those of your parents' generation. This is why it is important to focus on retirement planning in a holistic way rather than from solely a financial perspective. Morningstar’s Christine Benz joins me today on this e…
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This month we celebrate the Retirement Answer Man’s 10th anniversary milestone with several guests throughout the month. Today we welcome Professor Rick Nason, author of It’s Not Complicated, to discuss complicated vs complex thinking. If that discussion didn’t Stick around for the listener questions with Tanya Nichols and Bring It On with Dr. Bobb…
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In our latest episode, Angie interviews Sarah Bettman about integrating life and career for fulfillment, what Sarah calls Living Stoked. Sarah shares her personal journey of burning out and waking up in the "wrong life," and how she came to focus on aligning her values and authenticity in her work, with plenty of wisdom for how you can do the same.…
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Those who have FIREd like Keven Sebesta are choosing to rock life each day. In this final episode on the FIRE movement, we’ll explore what we can learn from them. Join Kevin and me to discover how you can do what FIRE is doing right. What can you learn from FIRE? Traditional retirement planning is all about achieving the end goal. Climbing the moun…
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Our latest episode explores AI's transformative impact with Manuj Aggarwal, founder of AI consulting company TetraNoodle. Learn how AI is already improving our lives, from email to GPS to mobile devices, and how best to leverage the power of AI to transform your business and career. Tune in to get a new perspective on careers, business and society …
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Over these past few weeks, we have been discussing the FIRE movement with Kevin Sebesta, a coach in the RRC who achieved FIRE some time ago and has been rocking retirement ever since. This week Kevin helps me explore the challenges that retiring early can bring. Listen in to hear if these are similar to the issues you face in retirement. OUTLINE OF…
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Now that we know what FIRE is, let’s learn the benefits. In this episode of Retirement Answer Man, Kevin Sebesta joins me to discuss the benefits of FIRE. Afterward, Mark Ross comes aboard to noodle on why creativity is important in retirement. And finally, Taylor Schulte from the Stay Wealthy podcast helps me answer some listener questions. Don’t …
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Have you heard of the FIRE movement? It’s become increasingly popular in the past few years. Even if you are technically too old to retire early, there is something we can all learn from FIRE seekers. In this episode, Kevin Sebesta, a real live FIREer joins me to discuss what FIRE is, how he achieved it, and what people who retire early do with the…
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How do you manage a joint cash flow with separate assets? In addition to discussing Mark and Mary’s situation, today I chat with Kay about how she and her husband handled finances with their late in life marriage. Kay gives us some insight on how to manage finances in a financially unbalanced relationship. You’ll appreciate her perspective on how t…
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You all know we're big on navigating career and life crossroads here at NMM, which is why we're excited to share our chat with Justin Smith, a certified financial planner who is all about creating a life you don't want to retire from. Justin shares practical tips for assessing your financial goals and ensuring your investments align with your visio…
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We’re back with Retirement Plan Live to explore how two adults who married later in life can share their resources as they age. Last week we looked at their goals both individually and together and today we’ll do the same with their resources. Listen in to hear the different ways that older adults who come together later in life can pool their reso…
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For those of you who weren't aware: we live in polarizing times. The mental and physical stress caused by discord about the most basic of facts is getting out of hand, and people have forgotten how to deal with disagreement. With social media-fueled tirades and news-driven anxiety attacks spilling over into the workplace, though, we have an even bi…
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Do you like lemonade? If so, you won’t want to miss out on the lemonade I make on today’s episode. We’re discussing goals on this episode of the Retirement Plan Live series and we get to catch up with Lori from the 2017 Retirement Plan Live. Find out what she is up to and how to work through shared and separate goals in retirement. OUTLINE OF THIS …
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Tired of feeling drained by networking? Learn how introvert Greg Roche went from laid off to LinkedIn legend by developing unconventional strategies that play to your strengths. In this episode, he'll show you how to ditch the small talk and use thoughtful questions to start quality connections from the comfort of your keyboard. Discover tactics fo…
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If you’re married, do you have retirement planning meetings? If you’re single do you plan a time to meet with yourself to plan your retirement? What or whom do you use as a sounding board? In this Retirement Plan Live, we’re getting to know Mark and Mary–two lovely people who have found each other later in life. This mature newlywed couple is tryin…
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Today you’ll meet Mark–half of our newest case study for Retirement Plan Live. Mark and Mary are a year and a half into their new marriage and are trying to figure out how to plan the rest of their lives. On this episode, you’ll learn about Mark and his aspirations and concerns for their life together. In the next episode, you’ll meet Mary, in week…
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A funny thing happened on the way to the water bottle factory. While everyone was freaking out about the 2008 recession, Travis Rosbach had his head down, hustling and innovating the tech that brought you Hydro Flask, the company he founded and the metal water bottle we've all got sitting on our desks and rolling around in our car. His journey has …
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One of our listeners actually has a better mortgage rate than me! However, as they begin to test their retirement budget they have found that the mortgage payment leaves that budget a bit tight. So they are wondering if they should pay off their mortgage early by withdrawing from their IRA. What would you do? Listen in to hear my response in additi…
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It seems like no matter how much we save we always have that nagging worry about whether it is truly enough. One of our listeners is looking for ways to reduce the chances of running out of money in retirement. My response to his question may surprise you. Listen in to hear what I have to say about improving his retirement trajectory. OUTLINE OF TH…
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Want to take your career to the next level? In this episode, Jeff Shannon spills the beans on how he realized that "hard work isn't enough" and found success in focusing on soft skills like relationships and strategic thinking. Shannon also gives the lowdown on his book of the same name, Hard Work Is Not Enough: The Surprising Truth About Being Bel…
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Have you ever wondered how the subjects from our Retirement Plan Live series are doing now? Did everything turn out okay for them? Find out how Emma (from 2019 RPL) is doing on this episode of Retirement Answer Man. In the listener questions segment you’ll learn about the Rule of 55, donor-advised funds, and contributing to a teen’s Roth IRA. Press…
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Ready to learn the secret to taking that inner critic and making it your inner superfan? In this episode, Kris Kelso digs deep into taking your fear of failure and turning your vulnerability into your superpower! WHAT’S COVERED: Reframing the fear of failure (14:40). Failure is learning, and learning is the process of success (24:09). Vulnerability…
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The way does not exist–there is no one correct way to do things. We are all finding our own ways in life and retirement. Working with an agile structure will help give you the scaffolding to create a retirement plan in an organized way. On this episode, you’ll hear how drafting your agile retirement plan can help you discover your unique way to roc…
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For those of you not in the know, Joel Gratz is the CEO and founder at OpenSnow, a company well-known in the mountains for their spot-on weather forecasting for both snow in the winter and hiking in the summer. He is the Prognosticator of Powder, if you will. Joel’s forecasting is an integral part of our weekly planning, especially in the winter, w…
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Have you been wondering what you’re supposed to do when it comes to refilling your retirement income buckets? So has Michael. In this episode, I’ll go into further detail about how to do that. Stay tuned for the answer to Michael’s question and many others as well as a chat with Kevin Lyles on how to ease into retirement in the Bring It On segment.…
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What would you do if your retirement planner said no when you asked them for a report? I’ll address this question and many more on this episode of the Retirement Answer Man Show. We’ll also discuss the two things you need to find happiness. Are you curious as to what they are? Listen in to find out. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER …
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If you have different retirement accounts at various brokerage firms, you may wonder whether you should consolidate them. One listener asked me that very question today. I’ll answer it along with several others–don’t miss the one about my finance book recommendations. Are you curious about how you can improve your relationship in retirement? Then, …
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Culture Strategy? No, it's not a lab technique for growing penicillin; Culture Strategy is the brainchild of Vin Zeeland, a coach, consultant, and author on understanding the power of culture and how it can drive both personal and business success. For the individual listener, Vin shares insights on how you can empower yourself by maximizing your s…
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“You do not rise to the level of your goals; you fall to the level of your systems.” James Clear I’ve been focusing on building up my systems lately and today I’ll provide you with an example of what that looks like for me. In addition, in this episode, you’ll hear several questions on how to optimize your tax burden. Then in the Bring It On segmen…
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Imagine this: you’ve achieved your dream job and instead of making you happy, it’s killing you inside. That’s the position Eric Nehrlich found himself in as a leader at Google. When burnout came knocking, it took serious introspection to redesign his life and find happiness again, and he shares his wisdom in this episode and in his new book, You Ha…
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Communications are at the center of every modern business. How we choose to communicate with others is more important than ever, especially when it comes to those whom we work with. Emily Hecker is an author and strategic communications professional who is with us today, sharing her wisdom on the importance of internal communications and how it can…
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Bonds are a ubiquitous part of a balanced portfolio and in recent years bond funds have become even more attractive to many investors. However, due to rising interest rates, bond funds are now losing their appeal. One listener asks whether she should call it quits on her investment in bond funds. In this episode of Retirement Answer Man, Nichole an…
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