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REAL ESTATE C.I.A. - Consulting, Investing (STRs, LTRs, RV Rental), Agent. *FAMILY MAN* 2016 Longleaf Pine REALTOR Rookie of the Year, Former CEO of KW Fayetteville, Former Productivity Coach out of two KW offices, Former VP of Biz Dev for The Locker Room Real Estate Coaching, Coach for TLR, STR/LTR/RV Rental Investor, Top .001% eXp Influencer, eXp University Instructor, Certified eXp Mentor. Spoke at multiple EXPCONs, eXp Shareholder Summits. FINCON, eXp Sprint.. Oh, and I've fialed way mor ...
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Since I started participating in the conversation about money, I've paid off student loans and car loans, saved up an emergency fund, maxed out my retirement accounts, save up for two down payments for homes, and left my corporate career to start two businesses. I want you to have the same results that I have had. That means you need to start getting in on the conversation. To make it easy, I want to bring more conversations about money to you. So here's what I'm doing. I'm starting a new po ...
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We navigate the world of live events. Whether you're putting together a large event with thousands of people, or a small mastermind group, we discuss how others have created live events and utilized them as a way to build their businesses.
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I was $300,000 in debt including student loans and mortgages, living a lifestyle way above my means. Three years later my family had paid off all of it including our house! Now that I'm 100% DEBT FREE (that's right no credit cards, car payments or debt of any kind), I'm on a mission to build a community of people who are ready to crush their money goals. This isn't your regular finance show - we're here to have fun and learn about life any money together. Welcome!
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STEM Southwest Podcast

Bob And Dr. Shelly Gruenig

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Designed to create STEM connections, cohesion, and elevation within the Southwest region of the United States. You have discovered a place where STEM enthusiasts gather to learn about the amazing STEM rockstars of the region as well as STEM activities that are impacting the world! Whether you are looking to learn more about STEM innovations in New Mexico, Texas, Arizona, Nevada, Utah, Colorado, and California you are in the right place! If you have longed to be united with other STEM nerds, ...
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Money You Should Ask Podcast gets down to the nitty-gritty aspects of life, money, success and abundance. Host Bob Wheeler, a CPA, author of The Money Nerve and CFO of the greatest stand-up comedy club in the world #TheComedyStore connects with guests from all walks of life-from the average Joe to the outrageous celebrity, radiating his infectious curiosity around money and life. Take a listen as Bob delves deep into each guests personal journey exploring money beliefs, money blocks and thei ...
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The show all about the Digital Nomad Lifestyle coupled with Financial Independence Retire Early (FIRE). We’ll also cover other lifestyle optimization strategies for good measure. Follow these tips and tactics to design a life with more freedom, excitement, and greater joy. Subscribe here for interviews with digital nomads, early retirees, entrepreneurs, freelancers, world travelers, and many others! For detailed show notes, quotes, links, photos, and much more, please visit nomadonfire.com.
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Building a real estate team isnt easy.. Lets talk about some of the "Failing Forward" moments that helped Shelby Johnson scale Five Pillars Nation, a real estate team with eXp Realty.www.fivepillarsnation.com //COME SAY HI!◦ Instagram: https://www.instagram.com/provenbyruben_/ ◦ Real estate mastermind: https://www.facebook.com/groups/25555390978095…
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What is going on? Is eXp leaving NAR??Settlement: https://thedataadvocate.com/wp-content/uploads/2024/03/Nar_Settlement_Agreement.pdf //COME SAY HI!◦ Instagram: https://www.instagram.com/provenbyruben_/ ◦ Real estate mastermind: https://www.facebook.com/groups/2555539097809560/ //MERCHReal Estate MERCH: https://www.teepublic.com/stores/real-estate?…
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Do you feel real estate destroys relationships around you?Only if we let it. Lets go over systems that will save your relationships while you journey through real estate.//COME SAY HI!◦ Instagram: https://www.instagram.com/provenbyruben_/ ◦ Real estate mastermind: https://www.facebook.com/groups/2555539097809560/ //MERCHReal Estate MERCH: https://w…
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Troy Palmquist tells all!//COME SAY HI!◦ Instagram: / provenbyruben_ ◦ Real estate mastermind: / 2555539097809560 //MERCHReal Estate MERCH: https://www.teepublic.com/stores/real... //CONTACT:◦ Please use this email: provenbyruben@gmail.com ◦ Partner with me at eXp Realty: www.provenbyruben.com ◦ Know someone moving to North Carolina, let my team he…
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This episode is for you if you have ever wondered how to make financial decisions, or you will one day to have to make decisions regarding elder care for a loved one or yourself! Join Bob and Shelly for another year of celebrating tech and finances at FinCon23. Listen in as they talk about AI and making it your collaborator and not your competitor.…
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Our relationship with money goes deeper than numbers on a spreadsheet? It all starts in our mind. My guest today is award-winning financial educator and author of the book "Mind Your Money," Yanely Espinal. She joins me to spotlight the emotional and psychological aspects that influence how we manage, spend, and even talk about money. Yanely shares…
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Lets get the inside scoop on how to market in 2024 (and what to avoid) with Victoria Coster, VP of eXp Realty Marketing!LinkedIn: / victoria-coster-bb62558a //COME SAY HI!◦ Instagram: / provenbyruben_ ◦ Real estate mastermind: / 2555539097809560 //MERCHReal Estate MERCH: https://www.teepublic.com/stores/real... //CONTACT:◦ Please use this email: pr…
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If you could travel back in time and give your 18-year-old self one piece of money advice, what would it be? Would you tell yourself to save aggressively, avoid debt traps or utilize frugal living hacks or invest in assets destined to explode? In this episode, I am joined by Dan Sheeks, a high school teacher and Author whose mission is to educate y…
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Today I'm thrilled to welcome leading financial advisor Brad Barrett. As founder of One Capital Management, Brad takes a holistic, personalized approach to financial advising that examines the emotional and psychological aspects behind money. With nearly 20+ years experience empowering clients, Brad shares game-changing perspectives on achieving fi…
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Listen to what the former CPO,COO, and CLO of Keller Williams International, Senior VP of Learning of REALOGY and the COO & CDO of Century 21 has to say about moving to eXp Realty as CLO!//COME SAY HI!◦ Instagram: / provenbyruben_ ◦ Real estate mastermind: / 2555539097809560 //MERCHReal Estate MERCH: https://www.teepublic.com/stores/real... //CONTA…
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Can you relate to feeling undervalued or underpaid in past jobs or careers? How might that experience influence the career and money-making opportunities you pursue in the future? Sex work. The world's oldest profession, shrouded in controversy. Enter Phoebe, a spokesperson for the Prostitute Information Centre in Amsterdam, an activist working to …
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The stories we believe shape what we achieve, yet rarely do we question the narratives that we tell ourselves. Our guest Paolo Selletti assists purpose-driven clients in clarifying the narratives that form their reality. By getting to the heart of their unique stories, he helps unlock creative potential to transform how people see themselves and ho…
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Can you believe it… we are at our Season 6 finale! In today’s episode, Bernadette and I share with you our ANTI GOALS as we start planning for 2024. That means we share with you the what and the how we will stop doing things that suck energy out of us. It’s an annual practice that I came across and wanted to try in 2024 vs the standard “new years r…
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Money, money, money! It's the thing that makes the world go 'round, yet it's also the source of stress, anxiety, and conflict for so many people. How should we think about money in a healthy way? What money beliefs are limiting us from reaching our full financial potential? in this episode of Money You Should Ask, recorded at FinCon 2023 in New Orl…
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We are coming to you LIVE from Fincon 2023 in New Orleans where Bernadette and I interview our husbands! We wanted to ask them questions about what it’s been like to pursue Financial Independence, especially with two bad ass women! This was a really fun and REAL episode! Here Joseph and AJ talk about: Who introduced the concept of FI first How it f…
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Lets get down to the nitty gritty with the CEO of SUCCESS Enterprises, Amy Somerville!SUCCESS: https://www.success.com/meet-our-team/AMY SOMERVILLE: / amymsomerville //COME SAY HI!◦ Instagram: / provenbyruben_ ◦ Real estate mastermind: / 2555539097809560 //MERCHReal Estate MERCH: https://www.teepublic.com/stores/real... //CONTACT:◦ Please use this …
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Do you feel like a circus performer, frantically juggling motherhood, business, and personal finances? Our guest Virginia Elder has lived this struggle. She joined me at FinCon 2023 to share her story. While raising infants, coping with family crises, and working full-time, this mompreneur and founder of Podcast Abundance, accumulated over $80,000 …
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We are coming to you LIVE from Lisbon to talk about the work that Haley Bohon and Skillpop are doing to create learning experiences that are engaging, interactive and accessible. As Haley and her team would put it, you shouldn’t have to spend huge amounts of time or money to learn something new, so we make it simpler. If you are a woman who is look…
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Lets get into it! Micah and I discuss what you may have heard, but you NEED TO DO in 2024!//COME SAY HI!◦ Instagram: / provenbyruben_ ◦ Real estate mastermind: / 2555539097809560 //MERCHReal Estate MERCH: https://www.teepublic.com/stores/real... //CONTACT:◦ Please use this email: provenbyruben@gmail.com ◦ Partner with me at eXp Realty: www.provenby…
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What dreams do you have for your family’s generational wealth and financial freedom? Entrepreneur, wealth strategist, and personal finance content creator, Acquania Escarne joined me at FinCon 23 and shared her life lessons in building wealth for herself and her family. After watching loved ones and close friends struggle around financial security,…
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We are coming to you LIVE from Fincon 2023 in New Orleans & we are bringing a very special episode to you. Welcome Dr. Mary Lou Maldonado, Stefanie’s mom! Mary Lou recently turned 60 and as a gift to herself she got her Estate Plan established. We talk to her about why she felt this was important, her experience with her attorney and discussed why …
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Today we talk with Leo Pareja, CSO of eXp Realty. / leopareja //COME SAY HI!◦ Instagram: / provenbyruben_ ◦ Real estate mastermind: / 2555539097809560 //MERCHReal Estate MERCH: https://www.teepublic.com/stores/real... //CONTACT:◦ Please use this email: provenbyruben@gmail.com ◦ Partner with me at eXp Realty: www.provenbyruben.com ◦ Know someone mov…
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In 2022, Financial fraud exploded into a $9 billion per year criminal enterprise and the psychological tactics being used to groom trusting elders are disturbing. Even worse is how our society tends to blame the victims, leaving them silenced by shame and embarrassment instead of showing empathy. While financial fraud affects people of all ages, el…
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We are coming to you LIVE from Fincon 2023 in New Orleans & we are talking about all things Women, Community and Masterminds. Bernadette & Stefanie had the opportunity to attend a Women In Money Mastermind this summer and we thought it would be a great idea to check in with some of the amazing women who attended. We asked them what their biggest ta…
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What fuels someone to hustle their way out of childhood adversity and achieve massive financial success as an adult? Our guest today transformed periods of homelessness as a child into laundromat riches as an adult. Danny D’Angelo’s unpredictable upbringing shaped his pragmatic money mindset and hustler mentality from a very young age. After experi…
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Today is a powerful episode about Life + Career + Money. If you have been following me @womenswealtheffect on Instagram or on Linked In you have seen that since July 2023, I have hosted a monthly Career Effect Series. I created this series because 3 out of 4 women do NOT feel comfortable talking about Career or Money at work. SOOO that means we nee…
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Get ready to expand your thinking around what’s financially possible and achieve personal freedom with Christopher Howard, a global phenomenon in the personal development industry who’s helped millions transform their lives through his seminars, books, and coaching. With 25+ years of success, black belts in martial arts, NLP, and experience working…
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Hi y’all, Stefanie coming to you solo today to talk about RSUs (Restricted Stock Units)! I personally leveraged RSUs to build around $200k of my networth and I want to make sure you know the ins and outs of how they work WAY EARLIER than I did. Did you also know I left over $100k UN-vested when I left my job in 2022? I’ll share how having a PLAN fo…
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In this episode, Bob and Shelly take a look at the sky just days before the next solar eclipse. Join us as Dr. Misty enthusiastically shares her wealth of knowledge about the sun, moon, and stars - and why we seem to be having more solar events! Finally, join us as we speak about the upcoming Balloon Fiesta and the excitement surrounding this event…
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Do your kids think money comes out of thin air? Or a magic machine in the wall that just prints money when ever they want to buy something. This week's guest Mari Collins Harris is the co-founder of Ketshop, an app designed to teach kids financial literacy. Mari shares her journey about creating Ketshop to bring more consistency and clarity around …
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In this episode we come to you live from Fincon’s first Women In Money conferences with the one and only Tanja Hester! Tanja Hester, author of two award-winning books — Work Optional: Retire Early the Non-Penny-Pinching Way and Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change — is best known for retiring from…
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Raise your hand if you've ever felt shame or embarrassment around money. I know I sure have. In this episode, I’m thrilled to be joined by intuitive healer and women’s empowerment leader Alara Sage. She's here to shed light on why so many of us struggle to fully own our financial power, and how suppressing parts of ourselves keeps abundance at bay.…
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Bernadette and Stefanie are coming to you live from Lisbon, Portugal… talking about our experiences with Real Estate! We share all the tea on how we both significantly increased our net worth through real estate… and how we are now unapologetically renting as Millionaires. We cover questions like: How real estate fit into our financial strategies (…
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Join us in this episode to learn why we took an extended break. Then, dive in with one of our favorite repeat guests speaking about a favorite subject.... money. Whether you are stressed about money, trying to understand how to make more money, or simply want a plan to invest, this episode is for you! Ann Shubert has launched a new blog that stands…
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Building wealth doesn’t require a math degree or having a large amount of capital upfront. Even small, regular investments can turn dimes into dollars. Our guest today, trader, entrepreneur & Author of the book, Prepping For Success: 10 Keys for Making it in Life, Anmol Singh, stresses the power of regular micro-investing, no matter how small the a…
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Hola Hola everyone! Stefanie here for her first solo episode… eek! In this episode, I let you in on how my life has been in massive transition since 2018 as we moved from Texas to Singapore, had two kids and started on an intentional path towards financial independence. It was over this period that I had a real reckoning with what I wanted to do wi…
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Lets talk about REALTOR Retirement Parties, the failure rate, cutting commissions and more!//COME SAY HI!◦ Instagram: / provenbyruben_ ◦ Real estate mastermind: / 2555539097809560 //MERCHReal Estate MERCH: https://www.teepublic.com/stores/real... //CONTACT:◦ Please use this email: provenbyruben@gmail.com ◦ Partner with me at eXp Realty: www.provenb…
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Nightlife pioneer Tommy Greco has seen it all. Now celebrating 17 years in business, he's nurtured New York City's iconic gay bar The Ritz Bar & Lounge - from its early days of lines down the street to surviving a year like no other. Tommy shares the hustle, resilience, and vision it takes to create something legendary and keep it going in the wild…
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We are so excited to introduce you to Janine Firpo, a values-aligned investor, angel investor, and social innovator. In 2017 she left her 35-year career in technology and international development to focus on how women can create a more just and equitable society through their financial investments. In 2018 Janine launched a club to help women inve…
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Do you feel torn between following your dreams and being practical? Our guest, Jeff Krauss has walked that tightrope. Growing up, Jeff never imagined throwing parties for a living. His parents envisioned a traditional 9-5. But in college, Jeff discovered a passion for bringing people together. He began promoting events on campus, then marketing ven…
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Welcome to the 6th season of the Crush Your Money Goals Podcast! We… yes, that is right, WE are so glad you are here! Bernadette introduces you to this season’s co-host, Stefanie Gonzales, the Founder of The Women’s Wealth Effect and they are coming to you from Lisbon, Portugal for this episode! We discuss how season 6 will be focused on the 4 pill…
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How to do Goal Setting EASY in 2024!//COME SAY HI!◦ Instagram: / provenbyruben_ ◦ Real estate mastermind: / 2555539097809560 //MERCHReal Estate MERCH: https://www.teepublic.com/stores/real... //CONTACT:◦ Please use this email: provenbyruben@gmail.com ◦ Partner with me at eXp Realty: www.provenbyruben.com ◦ Know someone moving to North Carolina, let…
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Does the idea of investing make you feel anxious, overwhelmed, or just plain confused? Do terms like stocks, bonds, and portfolios make your eyes glaze over? You're not alone! For many people, investing seems intimidating, exclusive, and downright scary. But it doesn't have to be that way! In this episode, we're exploring how to cultivate an empowe…
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What does it take to teach positive money habits to someone else’s traumatized child? Raising another person's child comes with unique money challenges. Debbie Ausburn opens up about paying for unmet needs and having tough conversations about finances. As a foster parent, she had to creatively manage limited resources while parenting traumatized yo…
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Do you ever feel held hostage by your own negative thoughts? Does that cruel inner critic keep you stuck in self-doubt and fear? In today's episode, we're exploring how shifting your mindset can transform those destructive voices to unlock your full potential. Our guest, Jeremy Clark is a motivational speaker and author of the book Did You Know You…
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If you always do what you've always done, you'll always get what you've always got. Does this sound familiar? You’ve been told that success in business lies in following the traditional path, and by sticking to tried-and-true methods. But despite your best efforts, growth remains stagnant and innovation feels elusive. Meet Catherine Cantey, a corpo…
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Are you living a fulfilling life? Are you in alignment with your purpose, values, and passions? From Wall Street trader to holistic coach, Jason Pickard's journey is nothing short of remarkable. By the age of 26, Jason was recognized as one of the top 30 traders under 30 years old in the World. His success in the finance world was just the tip of t…
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🏡 Unlock the secrets of successful real estate investing and amplify your financial gains with our Fractional CFO! 📈 Join us in this enlightening YouTube video, "Knowing the Metrics That Make You Money," as our expert Fractional CFO shares invaluable insights on the essential metrics that can supercharge your profits and turn your real estate inves…
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How have your childhood money wounds, whether big or small, impacted you later in life? Do you still carry pain, resentment, or shame around money? Our guest today is Eric Canori, a former multi-millionaire cannabis kingpin now Author and speaker, who built an empire selling weed across the country. His ticket to freedom was $10,000,000 worth of go…
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Do you struggle with motivating yourself to improve your financial situation? Do past money memories and abnormal family dynamics hold you back? Annie Delre's journey to financial freedom wasn't an easy one. Raised in a large, dysfunctional family, she knew she had to be her own advocate. But her determination to demolish limiting beliefs that were…
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