It's time for new thinking, new collaborative relationships and new solutions. The Housing Innovation Alliance is a national think tank that attracts the best and brightest minds across the housing value chain – from dirt to dweller. The changemakers. The doers. You have insights that others crave. Share them and get energized by our collective intelligence. Together, we'll shape the future of housing.
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The housing market is wonky. From policy changes to financial innovations to pilot projects that make housing more plentiful and affordable, there's a ton of "inside baseball" to discuss and take action on. Each episode, hear the latest developments and trends in home building and home financing - from "sticks-and-bricks" to AI - and learn what you can do to improve the housing industry. Hosted by housing market thought leaders Jonathan Lawless and Jeremy Potter, and featuring interviews wit ...
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How can Fintech contribute to building a better world? In Season 4 of Fintech Files, we’re turning our focus to where financial technology meets social impact. This season, we explore financial inclusion, sustainable investing, and decarbonization with some of the brightest minds in the industry. As financial services touch every aspect of our lives, the opportunity to drive positive change is enormous. About Fintech Files: Join us on Fintech Files from BCG Platinion as we explore the cuttin ...
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Inspector Gadgets? Inspectify's Josh Jensen on Simplifying Home Inspections
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54:16Inspectify Co-Founder & CEO Josh Jensen is fed up with the state of property & home inspections. That's why he started his company - a vertically integrated property inspection & underwriting platform. He joins Jonathan Lawless & Jeremy Potter in this fiery episode of Housing Insiders - not Psychology Insiders - to talk the past, present, and futur…
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Redefining Wealth Management in Asia-Pacific: How Syfe Is Building Trust and Access with Dhruv Arora
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30:11How can wealth management become more intuitive, transparent, and accessible? Dhruv Arora, Founder & CEO at Syfe, a leading wealth management platform based in Singapore, shares how Syfe is redefining investing for the mass-affluent segment in Asia-Pacific. Drawing on his background in traditional finance, Dhruv reflects on building trust in emergi…
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Founders in Focus: Vellum Mortgage's Patrick Gardner & Ardley's Nate Den Herder on Building Smarter Lending
1:25:24
1:25:24
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1:25:24Vellum Mortgage Principal Patrick Gardner and Ardley Founder & CEO Nate Den Herder join their buddies Jonathan Lawless and Jeremy Potter for a special in-person, Horse Soldier Bourbon-fueled edition of Housing Insiders. Gardner founded Vellum Mortgage to provide transparency and speed to borrowers. After working alongside Gardner for more than two …
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Money Made Personal: Adrianna Adams on Financial Planning for Millennials and Gen Z
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24:18
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24:18How can financial planning evolve from numbers on a spreadsheet to a tool for shaping life goals? Adrianna Adams, Head of Financial Planning at Domain Money, joins Fintech Files to explore how technology and new fee models are transforming the way millennials and Gen Z engage with their financial futures. Drawing on her journey into the field, Adri…
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ADUs to the Rescue: Villa's Sean Roberts on Offsite Construction & Industrialized Construction
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52:21Villa CEO Sean Roberts joins Housing Insiders to share the latest & greatest from the world of offsite construction as it relates to ADUs (Accessory Dwelling Units). From design to doorbell, Villa's ADUs offer a turnkey solution for primary homes, multifamily developments, and neighborhoods. Hear the most common use cases for ADUs, the pros & cons …
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Bonus Episode: Housing Lessons Learned from Up For Growth's Michigan Regional Pro-Housing Policy Forum
1:06:14
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1:06:14Jeremy Potter picks up the solo hosting duties in this Bonus Episode of Housing Insiders live from Up For Growth's Michigan Regional Pro-Housing Policy Forum in downtown Detroit. The conference convenes leaders from government, business, finance, and advocacy to cut through political gridlock, harness bipartisan federal momentum, and deliver bold, …
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Beyond the Single Family Home: Diana Lind on Rethinking How Americans Live
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54:08Author & Nonprofit Executive Diana Lind joins Housing Insiders to talk about her journey from architecture and design writer to housing policy expert. Diana is the Philadelphia Program Officer of the Asset Funders Network and the founder and author of The New Urban Order Substack. Her most recent book is Brave New Home: Our Future in Smarter, Simpl…
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How is Fintech reshaping the future of money?
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1:52In Season 5 of Fintech Files, our three hosts are traveling across the global fintech landscape, uncovering the most exciting stories from the world’s leading innovation hubs. From embedded payments to crypto, from financial inclusion to the future of millennial finance, they’re diving into the breakthroughs, bold ideas, and unexpected questions de…
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Gen Z Doesn't Believe You: FirstHome IQ's Kristin Messerli on Housing's Trust Problem
1:01:28
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1:01:28FirstHome IQ Co-Founder & Executive Director Kristin Messerli joins Housing Insiders to reveal the surprising stats & trends from the 2025 NextGen Homebuyer Report. The report covers Millennial and Gen Z homebuying trends, tying to Kristin's mission of delivering homeowner education before the age of 25. Hear why Millennials and Gen Zers are less t…
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Beyond Blueprints: Turning Housing Ideas Into Action with Housing Innovation Alliance's Dennis Steigerwalt
48:44
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48:44Housing Innovation Alliance President Dennis Steigerwalt joins Housing Insiders to talk about the work of his "crowd-accelerated innovation platform" to identify success stories in the market and bring together financiers and builders to scale innovation. From the Picket Fence Concept Home in Pittsburgh, PA to localized microfactories, Steigerwalt …
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Hispanic Homeownership: NAHREP's Jason Riveiro on Trends, Challenges, and Opportunities to Reach Latino Buyers
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46:02Welcome to Season 2 of Housing Insiders, where we'll be bringing you more of the conversations you won't hear anywhere else – about how to make housing more innovative, affordable and accessible. Kicking us off this season is Jason Riveiro, Senior Advisor to the CEO of NAHREP (National Association of Hispanic Real Estate Professionals). We talk abo…
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From the Backyard to the Blockchain: This Week in Housing
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58:51On this "Value Meal" episode of Housing Insiders, Jonathan & Jeremy take a bite out of all the latest housing headlines. On the menu: the latest Bilt funding round and how it skyrocketed the platform's valuation, what the proposed ADU bill on Capitol Hill could mean for homeowners & real estate professionals, the latest tweetstorm from FHFA Directo…
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Swing for the Fences: A Conversation with Clear Capital's Kenon Chen about Disrupting the Status Quo
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49:55Kenon Chen, Clear Capital's EVP of Strategy and Growth, joins the show for a round-robin discussion of the housing headlines, including FHFA Director Bill Pulte's surprise announcement that Fannie and Freddie would now accept VantageScore for mortgage underwriting. It's a big swing for the fences, but will it help more people qualify to be homeowne…
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Navigating Turmoil in the Mortgage World: A Conversation with Saul Ewing's Trip Riley & Jason McElroy
1:05:13
1:05:13
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1:05:13Saul Ewing Partners Trip Riley & Jason McElroy are the perfect guests to shed light on the current regulatory ambiguity in the housing and mortgage market. Their expertise spans mortgage origination and servicing, regulatory counseling, compliance auditing, and litigation defense. On this episode, Riley and McElroy emphasize the challenges posed by…
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Get Smoked or Get Smart: Rocket's Bob Walters on AI and the Future of the Mortgage Industry
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1:05:30Former Rocket Mortgage CEO Bob Walters spent 28 years transforming the company from a small regional brokerage into the country's largest mortgage lender. Walters joins Housing Insiders to share what he learned along the way from Rocket Founder Dan Gilbert and how their work simplifying and democratizing complex lending processes made Rocket a lead…
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Solving the Housing Shortage with Mike Kingsella, Up for Growth
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50:36Up for Growth is a national, cross-sector member network committed to solving the housing shortage and affordability crisis through data-driven research and evidence-based policy. Founder & CEO Mike Kingsella joins Housing Insiders to talk why some cities grow and others struggle, whether the NIMBYs or YIMBYs have it right, and what he wants Congre…
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A New National Building Code: The Obvious Answer with Ivan Rupnik, MOD X
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48:41Ivan Rupnik is Associate Professor of Architecture at Northeastern University and Founding Partner of MOD X, a research-based advisory he started along with Ryan E. Smith and Tyler Schmetterer that supports the global offsite construction industry. He joins Housing Insiders to talk about building codes: how they work (and in the case of the US, cou…
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The Apartment Equation: Talking Trends, Tech, and Tenants with NAA's Bob Pinnegar
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45:32Bob Pinnegar is the President and CEO of the National Apartment Association (NAA), a trade association representing 95,000 members with over 12 million rental units nationwide. Bob joins Housing Insiders to talk about the state of multifamily housing and the complicated factors - from interest rates to tariffs - making the future of the rental mark…
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The Ivory Prize Top 10: A Conversation with Jenna Louie, Ivory Innovations
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43:55Drumroll, please! Chief Innovation and Strategy Officer Jenna Louie of Ivory Innovations joins Housing Insiders to announce the Top 10 finalists for its prestigious Ivory Prize, a national award designed to recognize and support innovative and scalable solutions addressing the housing affordability crisis. Competing across the categories of Constru…
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The Future of Fintech | Fintech Files Season 4 Finale
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20:54We’re wrapping up Season 4 of Fintech Files with a special episode reflecting on the past season, while also looking ahead to the future of fintech. Hosts Bianca, Nora and Annika dive into the trends they have seen shape the industry, from AI-driven transformation and the rise of digital banking to the growing focus on sustainability and financial …
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AI and the Future of Mortgage Infrastructure: A Conversation with Mike Yu, Vesta
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36:41In this episode of Housing Insiders, Jonathan & Jeremy are joined by Mike Yu to talk the past, present, and future of technology in mortgage lending - and the huge role AI will play in mortgage digitization. Mike is the Co-Founder & CEO of Vesta, a provider of next generation mortgage loan origination software, allowing financial institutions to im…
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Interoperability in African Fintech: Throwback Episode with Alfred Mukudu from Amazon
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32:07We’re bringing back one of our favourite episodes from Season 3! We dive into the complexities and opportunities within Africa's financial services sector with Alfred Mukudu, Financial Services Go-To-Market Lead at Amazon Web Services (AWS) South Africa. With over 50 countries and about 42 different currencies, Africa presents a unique landscape fo…
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Upheaval at the GSEs: A Conversation with Jim Parrott, Urban Institute
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55:10In this episode of Housing Insiders, Jonathan & Jeremy are joined by Jim Parrott to talk about the latest shakeups at Fannie Mae and Freddie Mac, including the removal of 14 board members and the firing of the CEO of Freddie Mac. With Bill Pulte as the new, self-appointed chairman of the board of both organizations, speculation is rampant about the…
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Open Banking for Good: Eyal Sivan on Data, Innovation and Financial Inclusion
29:46
29:46
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29:46How can allowing customers to “own” their data reshape finance for everyone’s benefit? Mr. Open Banking himself, Eyal Sivan, joins Fintech Files to discuss how open banking rose from the 2008 financial crisis to become a worldwide movement centered on competition, innovation, and transparency. With over 25 years in IT and banking technology, Eyal b…
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On this episode of Housing Insiders, Jonathan & Jeremy discuss the latest housing news from Washington, starting with the DOGE staffers at HUD (Housing and Urban Development) and whether or not fears about their access to valuable data are overblown. Next, will the return to office further exacerbate the baby bust? And feedback on the confirmation …
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Celebrating International Women's Day: ERM’s Cynthia Salicrup and Sandra Carrillo on Sustainable Finance and ESG
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33:39What does it take to drive sustainable change across regions and bridge global disparities? To celebrate International Women’s Day, we’re highlighting the incredible contributions of women in sustainability and fintech with two accomplished leaders: Cynthia Salicrup and Sandra Carrillo, partners at Environmental Resources Management (ERM). Drawing …
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Supporting Startups and Payment Orchestration with Nader Abdelrazik from MoneyHash
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27:15
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27:15How can entrepreneurs in emerging markets break the mold and foster economic growth amid unpredictability? In this episode, Nader Abdelrazik—founder of MoneyHash—shares how he navigated life during the Arab Spring, was motivated to become an economist, and ultimately built a fintech startup. Nader discusses the unique challenges of the Middle East …
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Understanding RESPA: A Conversation with Attorney Trip Riley
1:05:23
1:05:23
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1:05:23In this episode of Housing Insiders, Jonathan & Jeremy talk GSEs and the potential impact on mortgage rates should the Trump administration pull Fannie and Freddie out of conservatorship. Next, while the Consumer Financial Protection Bureau (CFPB) may be on ice, the Real Estate Settlement Procedures Act (RESPA) has not gone away. Saul Ewing Partner…
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Season 3 Throwback: Empowering Finance through Financial Inclusion with Vera Futorjanski
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33:24In this special throwback episode, we revisit our Season 3 interview with Vera Futorjanski, Founder and CEO of Beyond Global and Veritas Ventures. How many globally lack access to banking? Astonishingly, one in three. In this insightful conversation, Vera Futorjanski, former Head of Communications at Rocket Internet and founding member of Dubai Fut…
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A Chaotic 24 Hours: Federal Funding & HUD
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28:27On this episode of Housing Insiders, Jonathan & Jeremy discuss the confusion that reigned in Washington, DC last week, after the White House memo ordering a freeze on all federal grants and loans seemed to put a myriad of housing programs in jeopardy. According to Jonathan, "If you want to stop federal grants, you have to be a little more thoughtfu…
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Inclusive Growth and Breaking the Glass Ceiling with Mastercard’s Subhashini Chandran
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25:01How do we achieve inclusive growth and break the glass ceiling? Subhashini Chandran, Mastercard’s SVP of Social Impact, Asia Pacific, Europe, and Africa, shares insights from her journey—from leading India’s largest tea business to driving global initiatives that empower women and foster equitable growth. With a deep understanding of systemic chall…
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Reaching the Unbanked through Fintech: A Conversation with Steve Royster, MoCaFi
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57:43In this episode of Housing Insiders, Jonathan & Jeremy discuss what the wildfires mean for homeowners insurance nationwide and the long-term impact the wildfires will have on the homebuilding process, including the prognosis for factory-built homes. Next, Steve Royster, Head of Community Banking & Marketing at MoCaFi (Mobility Capital Finance), joi…
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Empowering SMEs in Brazil: How Dinie is Reimagining Credit with Suzy Ferreira
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31:18
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31:18Suzy Ferreira, co-founder of Dinie, is on a mission to transform credit access for small businesses in Brazil. In this episode, Suzy shares her journey and the inspiration behind Dinie, an embedded lending fintech breaking barriers for SMEs. Discover how Dinie’s innovative, data-driven approach—embedding lending into platforms like iFood and levera…
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The Year Ahead in Housing: 2024 Recap & 2025 Predictions for the Housing Industry
56:29
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56:29It's a time unlike any other in the housing industry. In this special episode of Housing Insiders, Jonathan & Jeremy review the highlight reel of some of their favorite guests from 2024, discussing insights learned and revealing their big bets for 2025. Hear their positive & negative takes on the housing industry heading into 2025, including what r…
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Holiday Throwback: Eve Morelli Shares Radicant’s Unique Approach to Transparent Digital Banking and Investing
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31:59Happy Holidays Fintech Files listeners! As a special holiday treat, we’re revisiting one of our favorite episodes from Season 3 with Radicant’s Eve Morelli. Eve Morelli, Head of Sustainable Transparency unveils Radicant's unique approach to sustainable finance. Discover how this Swiss digital banking startup integrates the UN Sustainable Developmen…
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Investing in AI Housing Startups: A Conversation with Jared Stasik, Detroit Venture Partners (DVP)
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35:59Jared Stasik, Partner at Detroit Venture Partners (DVP), joins Housing Insiders to chat a day in the life of funding early-stage tech companies, including housing startups. DVP was founded in 2010 by Dan Gilbert, Quicken Loans/Rocket Mortgage Founder & Chairman and owner of the Cleveland Cavaliers, with a vision to grow Detroit's entrepreneurial co…
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Driving Decarbonization in Financial Services with CarbonSifr's Mustafa Bosca
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26:08How can the financial sector lead the way in global decarbonization efforts? In this episode, we sit down with Mustafa Bosca, Co-Founder and Chief Decarbonization Officer at CarbonSifr, to explore the pivotal role financial services play in combating climate change. We delve into how Mustafa helps banks and organizations measure, reduce, and remove…
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Momentum in Modular: A Conversation with Hugh Frater, Vessel Technologies
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39:05Hugh Frater, the former CEO of Fannie Mae (and Jonathan's old boss) joins Housing Insiders to offer his blunt take on solving the housing crisis. According to Frater, "I don't think we should be promoting homeownership per se. I think we should just be finding ways to deliver more housing without regard to whether it's rental or for sale." As Chair…
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Making Mortgages Accessible: Housing Affordability and the EU Green Deal with Geert Van Kerckhoven from Oper
26:57
26:57
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26:57How can technology make homeownership more accessible while supporting Europe's climate goals? In this episode, we sit down with Geert Van Kerckhoven, co-founder of Oper, to explore the challenges of housing affordability in Europe and the impact of the EU Green Deal on mortgages. Geert discusses how technology can empower banks and loan advisors t…
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Market Trends: A Conversation with Ivy Zelman
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33:58Ivy Zelman is the CEO of Zelman & Associates. When it comes to housing trends, Ivy has developed a reputation for "seeing around corners,'' and her accurate forecasts – including predicting the 2008 housing crash - make her one of the most influential people we know. In this episode, Ivy takes out her crystal ball once again and has some harsh warn…
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Bridging the Credit Gap: Financial Inclusion with Rajat Dayal from Yabx
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24:57
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24:57How can we create credit histories for unbanked people? In this episode, we sit down with Rajat Dayal, CEO and Founder of YabX, to explore how his company is revolutionizing credit access in emerging markets. About 1.5 billion individuals and businesses have no access to credit or any other financial product. Rajat shares insights on leveraging alt…
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The 401(k) for Homeownership: A Conversation with Landy Liu, Foyer
33:35
33:35
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33:35The down payment on a home continues to be unrealistic for many Americans. How can we change that? Landy Liu is the Founder of Foyer, a savings platform for first-time homebuyers. Think of it as the "401(k) for homeownership." Hear him reveal how their savings platform works, the key things to keep in mind as a first-time homebuyer, what the govern…
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Harnessing AI and Finance for Sustainability with Anne Kleppe from BCG
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26:55How can financial institutions drive sustainability and responsible AI practices? In this episode, we sit down with Anne Kleppe, a leading expert in sustainability and responsible AI at BCG. Anne shares her insights on how banks and financial institutions can leverage their influence to promote sustainable practices, reduce their carbon footprints,…
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Rent-to-Own Homes: A Conversation with K.C. Cleary, Pathway Homes
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38:24With traditional homeownership more unattainable than ever, aspirational homeowners are exploring 'rent-to-own' options. K.C. Cleary is the Co-Founder & Chief Strategy Officer of Pathway Homes, a real estate company that provides new construction rentals to tenants, with the option to purchase them over time. Cleary explains that renting gives tena…
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Bonus Episode: Dissecting the Candidates' Housing Promises with Jeb Mason, Mindset
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38:40The 2024 presidential election is only weeks away, and housing is front and center as a campaign issue like never before, with each candidate promising they have a plan to make housing more plentiful and affordable. To break down what Trump and Harris' campaign promises are all about, we talk to Jeb Mason, a partner at public policy consultancy Min…
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Democratizing Finance: Wealth Management with Akin Soysal from BCG X
26:23
26:23
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26:23What trends do we see in wealth management as the GenAI Era Unfolds? Akin Soysal is a global expert on digital investing and part of our BCG X leadership team in Europe, the Middle East and South America. Akin dives into the biggest topics disrupting financial management across the globe. How does Gen Z leverage retail investing for saving for reti…
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Homebuilding with UNskilled Laborers? A Conversation with Aleks Gampel, Cuby
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32:41
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32:41The homebuilding process is slow and expensive. Jonathan says it's driven by the Three L's: Lumber, Laws, and Labor. Aleks Gampel, Co-Founder of Cuby, is here to help that. Cuby deploys Mobile Micro-Factories (MMFs) globally to solve challenges within the home construction economy and beyond. Aleks, Jonathan, and Jeremy discuss navigating the issue…
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Fractional Home Ownership: A Conversation with Prosperity Now's Marisa Calderon
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31:44If home ownership is still a key to wealth generation, how can more Americans get their piece of the pie? Marisa Calderon, the President & CEO of Prosperity Now, joins Jonathan and Jeremy to talk about new approaches to building prosperity, including fractional home ownership and other "on ramps to wealth" through collaborative ownership of differe…
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Financial Technology Meets Social Impact: Introducing Fintech Files Season 4
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2:03How can Fintech contribute to building a better world? In Season 4 of Fintech Files, we’re turning our focus to where financial technology meets social impact. This season, we explore financial inclusion, sustainable investing, and decarbonization with some of the brightest minds in the industry. As financial services touch every aspect of our live…
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The recent National Association of Realtors settlement comes at a critical time for the housing industry, as startups continue to try to shake up the status quo and housing affordability remains at crisis levels. In this episode, Jonathan & Jeremy break down the outcome of the settlement and discuss what it means for every person involved in a home…
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