We are Steve and Julia Cummings and we are empty nesters who desire to maintain healthy relationship with our adult children. We have found that something needs to change in us, the parent, when our child becomes an adult. We need to ”pivot” from parenting, to partnering. What does that look like? When do I say something and when do I not? Why won’t they listen to me? We address these questions and host more in a real, raw an vulnerable way in real time. Tune in each week as we help you beco ...
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An insider’s guide to the laws dictating life within UK and EU financial services, the people influencing their development and policing finance workers’ compliance
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"Mammas, Don't Let Your Sons Grow Up . . . NOT!"
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35:01Pivoting from "Mamma parent" to "Mamma partner" can be one of the toughest things you'll ever have to do - especially if you have an adult son. On this edition of The Parent Pivot Podcast, Steve and Julia discuss the unique dynamics of the Mother/Son relationship and what you want that to look like as they start their own life without you as the #1…
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Governance expert Vera Cherepanova on why ethics and compliance professionals need a more influential voice in the boardroom, and the obstacles standing in their way
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26:51Today’s guest is on a mission to bring ethics and compliance to the top table. She explains why ethics and compliance professionals should be given a seat in the boardroom and what’s stopping them from getting there. She also discusses how businesses and their compliance executives can best navigate today’s increasingly fragmented regulatory enviro…
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"Messy Journey: How Grace and Truth Offer the Prodigal a Way Home": Interview with Lori Wildenberg
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53:44Ever feel like you're walking a difficult road with a wayward adult child? On this edition of The Parent Pivot Podcast, Steve and Julia sit down with author and licensed parent-family educator, Lori Wildenberg, as she offers practical grace- and truth-filled ways of navigating your relationship with a detoured child—whether they are rejecting faith…
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TP ICAP's Nik Bunney on rethinking surveillance at the world’s largest interdealer broker and what the City needs from the FCA on non-financial misconduct
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32:20Today’s guest explains how the world’s largest interdealer brokers is rethinking its approach to surveillance. He outlines the benefits of adopting a more behaviourally led methodology to monitor financial services workers’ conduct, which he says provides a more holistic view of workplace culture when run alongside traditional surveillance. He deta…
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My Adult Child's Marriage is in Trouble: Now What?
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30:10Probably THE hardest thing a partner of an adult child faces is when their child goes through some sort of suffering. It never changes because we never stop being Mom and Dad. We all feel deeply it and our knee-jerk reaction is to: Step in and fix it Make the pain go away And in the process - we make it worse. SO - what are we supposed to do? What …
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Eggshells and Confidence: When the Ground is Shaky with Your Adult Child
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22:45Does it seem like your adult child ignores you, talks down to you, or treats you in a negative way somehow? Maybe it even feels like you're walking on eggshells? On this edition of The Parent Pivot Podcast, Steve and Julia provide some insightful wisdom on how we can navigate that path with confidence toward a healthier relationship with our adult …
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Melissa Gallagher, JP Morgan's EMEA head of compliance, on future-proofing the back office amidst technological and regulatory change
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36:08Today’s guest outlines how the compliance function, and those working within it, can best navigate today’s rapidly changing technological and regulatory environment. She discusses the industry's response to increasing regulatory scrutiny around surveillance as well as on bankers’ non-financial misconduct. And she explains why in amongst all the cha…
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One Adult Child and Some Unique Dynamics to Navigate
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24:38"One" is a song by American singer-songwriter Harry Nilsson that was made famous by Three Dog Night back in the 60's. You may be parents who have one adult child and may not realize there are some unique dynamics that play into what your pivot looks like. On today's Parent Pivot Podcast, Steve and Julia look at those dynamics after hearing from som…
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"One Choice Away from Change" - Interview with Justin and Trish Davis
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1:04:52We long for relationships to be joyful and life-giving, right? So why do they often leave us wounded, broken and exhausted? If you're looking to break the cycles that hurt your relationships with your adult kids and hold you back - you won't want to miss this edition of The Parent Pivot Podcast. Steve and Julia sit down with Justin and Trisha Davis…
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Alan Houmann, Citigroup's former government affairs head in Emea, on navigating rising populism and what not to do in response to "disturbing" government policies
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29:27Today’s guest outlines how he expects the rightward shift in global politics, from Trump’s resurgence to Europe’s own populist movements, is likely to reshape financial services regulation in the UK and EU. He discusses how bank lobbyists and policymakers can navigate these shifting tides, why the industry’s “disturbing” response to the US ban on f…
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You pour your heart and soul into raising your family. You kids grow up and become responsible adults and often times find their mate and get married. That's what we want, right partners of adult kids? Something that can suddenly impact and throw off your "Disney fairy-tale ending" often begins at the wedding. TWO families coming together and dynam…
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Pivoting to healthy relationships with our adult children requires: 1. Diving 2. Reflection 3. Processing Picture an iceberg. That's ALL we see in a person is what's above the surface. Unbeknownst to us is the other 90% brewing beneath the surface that stirs up our emotions and thoughts as we try to make sense of ANY situation or conversation. On t…
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London Stock Exchange CEO Julia Hoggett on the changes needed to boost the City and its capital markets
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47:30Today’s guest outlines why she believes the government’s efforts to boost the UK’s economic growth are more likely to succeed if they include a fundamental shift in how the City talks about its capital markets and a rethink of how the City’s regulators are incentivised to support the growth mission. She also discusses the remaining regulatory steps…
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For Dads Only: How We Can Become the Hero with Our Adult Kids
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22:20Dads: What if you were told that "doing" LESS as a father when your kids turn 20, would actually raise your stock (i.e. respect) i their eyes? Would you listen? It certainly goes against the grain of what we have been taught, shown and modeled in our culture - even the traditional church. On this special edition of The Parent Pivot Podcast, Steve t…
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"We're Talking About Our Adult Kids . . . Again!": Interview with Author Gill Tillmann
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1:08:54Let's face it . . . not only is there NOT instructions handed to new parents by the doctor explaining "what to do" when you leave the hospital and take your baby home. The same can also be said when your adult kids leave home. Where's the "partner manual"? Where do you go to find out how to make the pivot from parent to partner? We got you on this …
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Special episode: Smarsh's Kim Crawford Goodman and CallCabinet's Ryan Kahan on the regulatory trends set to shape communications surveillance in 2025
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32:35Today’s episode is a special one produced in association with Smarsh, a global technology firm providing financial services companies of all sizes around the world with the tools to capture, store, and monitor their communications. Today’s guests discuss the regulatory priorities they believe will have the greatest influence on financial institutio…
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When TikTok Goes Viral: Steve & Julia Address Issues Related to Cutoff Relationships
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52:24We recently posted some TikTok short videos on a variety of subjects to see what would stick to the wall. One particular issue touched home with over 11,000 hits! (Huge for us!) Adult children and parents all chimed in with their hurt and pain seeking healthy answers to this question: "What do you do when relationship between parent and adult child…
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Your son or daughter is heading off to college - or currently in college - and you're finding it extremely hard to let go. It can be painful to not be needed as much as you used to. How do you make sense of this new season of life? Steve and Julia have a few small steps you can begin to take down this new road and start to make "the pivot" from par…
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FCA CEO Nikhil Rathi on his to-do list for 2025, the regulator's future, and life at the helm of the City watchdog
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50:57Today’s guest discusses the Financial Conduct Authority’s to-do list for 2025 and outlines what City firms should and should not expect from the regulator as it seeks to prioritise growth and competitiveness in the coming months. He details the challenges commensurate with this new approach that he would like lawmakers to be more aware of. He also …
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Sacred Partnering: Pivoting Includes Your Own Sanctification
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23:40It's easy to keep the focus on "how" our adult children are doing and who they are becoming, right? This podcast is designed to come alongside you as make the pivot to partner and validate, encourage, bring awareness and equip with tools to have healthy Partner/Adult Child relationship. But there is more to pivoting to partner than this. The sancti…
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It's happening more and more these days to pivoting parents and we are hearing about it more and more. When WE left the nest - breaking off relationship with parents really wasn't a thing. Today? Our adult kids have been swamped by an ideology that life is all about them. What's a pivoting partner to do? How can we re-establish relationship? On thi…
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IA's Chris Cummings calls on lawmakers and regulators to agree a 'common vision' with the investment management sector and outlines the rules that must be cut in the drive to boost UK growth
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42:12Today’s guest calls on the government and City regulators to agree a “common vision” with the investment management industry to better enable those working in the sector to generate long-term growth in the UK. He details the areas where he believes the Financial Conduct Authority “still needs to demonstrate that they have completely understood” the…
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Moving the Needle in 2025: 14 Ways to Improve Your Relationship with Your Adult Child(ren)
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46:38Remember the old adage, "How do you eat an elephant?" One bite at a time? Well, the same also holds true with improving our relationships with our adult child(ren). There are so many things to remember it can be overwhelming. But what if you just chose ONE to work on this year? On this edition of The Parent Pivot Podcast, Steve and Julia share thei…
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"I Don't Want Your Faith!" A Father-Daughter Story to Learn From
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29:53Passing on a spiritual legacy to our kids is every Christian parent's dream. It says so in the Bible, right? But what happens when you've done everything "right" and they grow up to become adults and don't want any part if it? What then? On this edition of The Parent Pivot Podcast, Steve is joined by his daughter, Jamilyn Upchurch, and together the…
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Behavioural risk experts Dr. Wieke Scholten and David Grosse outline where the banking sector and its regulators are going wrong in their approach to managing their cultural concerns
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35:16Today’s guests explain where they believe banks and their regulators are going wrong in their efforts to “fix” the sector’s cultural issues. They detail how lawmakers, financial bosses and their supervisors can best ensure that ongoing and increasing efforts to loosen rules governing behaviour in the industry don’t lead to a repeat of previous bank…
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Heart & Life Cleanse: Becoming a Healthier Version of You
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26:31We have a tendency to think that we have to do extraordinary things to change things about ourselves. That's a lie and it prevents us from growing in every aspect: physically, mentally, emotionally, socially, and spiritually. On this edition of The Parent Pivot Podcast, Steve and Julia lay out for us what it looks like to improve these area's of ou…
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UK Finance's David Postings on what should follow the government's drive to bolster the City's growth and competitiveness, and why it's time for Meta to step up its efforts to combat fraud
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28:08Today’s guest discusses how finance executives and their regulators can best support the government’s efforts to drive growth and competitiveness in the UK’s financial services sector. With that in mind, he outlines why he believes it is important to debate whether the Financial Conduct Authority has taken the right approach in its recent efforts t…
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The holidays are upon us and that can mean stress when we gather with extended family, right? Our past experiences for Thanksgiving can bring great, family memories - or stressful conversations, especially when alcohol is involved and everyone is sharing their opinions. Pivoting from parent to partner just went to the next level. How do we steer cl…
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None of us like a detour. It messes up our timing, our plans, and causes stress and anxiety. Can I get an "AMEN!"? Detours are never convenient. They take us out of our way, and they are LONGER than than we originally planned to travel. "But God . . . " On this edition of The Parent Pivot Podcast, Steve shares what has helped him by his Bible Apps …
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Special episode: Smarsh's Shaun Hurst and Paul Taylor on the mistakes finance bosses are making in their efforts to better track non-financial misconduct within their workforce, and how to avoid them
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24:08Today’s episode is a special one produced in association with Smarsh, a global technology firm providing global financial services companies with the tools to capture, store, and monitor their communications. Today’s guests discuss how organisations are responding to increasing regulatory pressure to improve their awareness of any non-financial mis…
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How We Can Use Social Media to ENHANCE Relationship with Our Adult Children
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26:13Now that we have your attention, there IS a path toward healthy social media use that can actually draw your adult kids closer to you. WHAT?? It's true. When it comes to how we use social media, there are some changes in how we use it that requires a pivot as well. On this podcast of The Parent Pivot Podcast, Steve and Julia outline what those chan…
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The Best Thing We Can Do for Our Adult "Offspring" is . . .
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28:15You know that feeling. The one that causes your chest to puff out when someone tells you something about your character they like or something you did that was AMAZING, right? We were given respect and what did that do to the relationship? It enhanced and deepened it. Why? Respect is so important in relationships because it helps us feel safe and e…
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Natixis' Britt Johnston and portfolio NED Tina Mavraki on the common mistakes finance bosses make when addressing conduct failings, and how regulators can stop cultural 'window dressing'
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35:16Today’s guests outline where financial institutions are going wrong in their efforts to address their cultural shortcomings. They discuss the practical steps that those managing finance workers can take to meaningfully improve the culture within their organisations and they outline how regulators could best support their efforts. They also explain …
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Getting Respect And Celebrating Each other: G-R-A-C-E
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33:39Often times life can get so busy, hectic, and burdensome it feels like we aren't really making progress. Ever felt this way? Maybe you do now. God never intended us to live this way. When it comes to making a good pivot from parent to partner, there is one key aspect that makes that pivot smoother: Grace. On today's Parent Pivot Podcast Steve and J…
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"My Relationship Has Been Cutoff with My Parent (or Adult Child)! Now What?"
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29:46When we've been hurt by a parent or by our adult child, the natural reaction is to protect our heart. We will either withdraw, fight, freeze for flee. We only have control over our own response. So when a family relationship is fractured, repairing it can be difficult. On this edition of the Parent Pivot Podcast, Steve and Julia bring their years o…
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Former Standard Chartered global surveillance chief Emily Wright on banks' surveillance blind spots and how best to monitor them
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34:40Today’s guest outlines how she expects regulators to push financial institutions to keep better track of their employees’ behaviour. She discusses how finance firms should be modernising their staff surveillance programmes in response to this regulatory focus and explains how those tasked with monitoring finance workers’ behaviour can best encourag…
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"I'm Married (or Dating) and My Parent's Don't Approve of My Choice"
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42:04When pivoting parents don't pivot to partner well and don't accept your choice of who you married (or are dating) - it can cause issues on so many fronts! If this is where you find yourself today on either side of the issue, this podcast is for you. On this edition of The Parent Pivot Podcast, Steve and Julia carefully walk both adult kids and pivo…
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Healthy Texting Tips for Pivoting Partners
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35:38Relationships are hard enough in-person but when we use our phones to text our adult kids, fracturing a relationship is always one text away. As we pivot from being a parent after 20-30 years, we also need to pivot to healthier texting as partners. On this edition of The Parent Pivot Podcast, Steve and Julia give us some healthy tips and boundaries…
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Special episode: Smarsh's Brandon Carl on the technology, regulatory challenges and industry trends shaping the future of communications surveillance
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42:05Today’s episode is a special one produced in association with Smarsh, a global technology firm providing financial services companies with the tools to capture, store, and monitor their communications. Today’s guest discusses how financial institutions are changing their communications surveillance programmes in response to an increasing regulatory…
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The Most Neglected Aspect of Becoming a Good Partner to Our Adult Kids
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27:41The pivot from parent to partner is a life-learning process that includes many facets. One facet we don't often think is related to pivoting to being a partner to our adults kids, is our long-term health choices. On this edition of the Parent Pivot Podcast, Steve and Julia bring to our attention the truth behind the foods we eat and how they are cr…
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This One's for You 20 & 30-Somethings!: Steve & Julia Talk to the Next Gen
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35:23Mom and Dad may be a "tad" slow making the pivot from being a parent to a partner and you're not quite sure how to communicate with them any more. Life with them seems so frustrating, and may feel like your relationship will never be the same. Can you relate? Guess what? There's hope. Steve and Julia usually talk to parents of adult children, but o…
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Conor Sewell, former Treasury advisor now Forefront Advisers director, outlines what City bosses and their regulators should expect under Labour
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37:07Today’s guest discusses how he expects the Labour administration will prioritise a long list of pending financial services reforms inherited from the previous government. He explains how such a reform programme could be interpreted to provide City bosses with the clarity they seek as to how the government will address perceived tensions between its…
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Comedy, Empty Nesting and Ecclesiastes: Interview with Comedian Jeff Allen
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48:00Being an empty nester doesn't have to be a sad season of life. It CAN be a hoot! Just ask comedian Jeff Allen. On this episode of The Parent Pivot Podcast, Steve and Julia Cummings interview Jeff as get his life experiences of being an empty nester. You'll also get a chance to see the personal side of Jeff as he shares about his new book, "Are We T…
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You have pivoted - or ARE pivoting from Parent to Partner - and you find yourself with adult children who have left the nest, gotten married and now are on their own. Now what? On this edition of "The Parent Pivot Podcast" Steve and Julia share 4 ways you can begin this new season of life built around this verse from Isaiah 43:19, that says: "Be al…
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PRA CEO Sam Woods on life at the helm of the UK's top finance regulator and his regulatory priorities for 2024 and beyond
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43:17Today’s guest outlines what’s to come in a new package of tougher global capital requirements known as Basel 3.1. He explains how banks can best prepare for the reforms and discusses the prospects of a delay to their implementation in the UK. He outlines how the Prudential Regulation Authority is responding to a new obligation to consider the impac…
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How to Thrive After Your Kids Leave Home: Interview with Author and Speaker, Jill Savage
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57:23The season of becoming a new empty nester is finally here. As author and speaker, Jill Savage says, "It can be either a time of 'boo-hoo' or "WOO-HOO!" You might find yourself caught between grief and delight and full of questions, hopes and regrets. How can we make sense of it all? On this edition of The Parent Pivot Podcast, Steve and Julia inter…
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"I Blew It." - An Inside Peek at How Steve Handled a Recent Family Matter
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20:52No matter how well we pivot and become a great partner to our adult children, keeping a heart of humility is key. On this episode of The Parent Pivot Podcast, Steve shares about a recent family matter that occurred with his four adult married kids that shows us how to choose relationship over being right - no matter the extra airfare cost. Don't mi…
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A Common Generational Blindspot & the Road to Healing
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24:53It happens to many families and it goes unnoticed for decades and without attention - it gets passed on to our adult children with out even knowing it. What is this blindspot? On this edition of The Parent Pivot Podcast, Steve and Julia expose a common relationship issue that occurs with parents and in-laws of pivoting partners. They shine the ligh…
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"I Can't Do This Anymore!" - Interview with Suzanne Roragen, author of "Unconditional"
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54:18Your young adult child heads off to college and the rebellion begins. Drug and alcohol abuse that leads to an arrest you never imagined could happen in your family. Sometimes the pivot from parent to partner can take some drastic turns before God can step in and start the healing process. That's what Suzanne Roragen faced with her son Nick and she …
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Best of the Parent Pivot Podcast - "What Do You Do When . . . ?": Steve & Julia Respond to a Loyal Listener's Situation
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30:32Like anything we do in life, there can be an "art and a science" to it. Pivoting from Parent to Partner is no different. On this re-air of The Parent Pivot Podcast, Steve and Julia take the in-depth time to personally respond to a loyal listener who invited them into her pivot about her college grad daughter and some things that aren't quite turnin…
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