Best Kempharvest Podcasts (2024)

1
Open Enrollment: What You Need To Know with Kelly Brownell 19:12

12d ago19:12

19:12

As we approach the fall, many employees will soon receive emails from their HR departments about open enrollment for the 2025 calendar year. This period is crucial for reviewing and selecting the benefits that best meet your needs. To help us better understand our options and what coverage is best, we are excited to have Kelly Brownell, a seasoned …

1
Smart Strategies for Saving for College: Tips For Parents 32:08

2M ago32:08

32:08

As summer winds down and the new school year approaches, now is the perfect time to consider your strategy for saving for your child’s college education. We all know that college isn’t getting any cheaper, so a proper financial plan is crucial in helping your child make this big commitment. Join Todd and David as they explore key aspects of college…

1
The Importance of Early Estate Planning Discussions with Elder Law Attorney, Maureen Anderson 36:10

3M ago36:10

36:10

We are excited to have Elder Law Attorney, Maureen Anderson, on the show with us today. She joins us to discuss the benefit of intergenerational conversations surrounding end-of-life planning and wealth transfer. Starting these conversations with your loved ones can be challenging, so we’re excited to have Maureen’s perspective and insights to help…

1
Understanding Insurance: The Basics You Must Know 31:05

4M ago31:05

31:05

When you hear the word "insurance," what comes to mind? No matter how you feel about it, it's a complicated and often confusing topic for many. So, in this episode, we're going back to basics, breaking down different types of insurance and their roles in protecting your finances. Listen in as we discuss auto, home, umbrella, disability, and life in…

1
The Basics of Medicare with Healthcare Expert, Jim Long 27:11

5M ago27:11

27:11

There’s no doubt that healthcare expenses are one of the biggest things you must plan for when it comes to retirement. Because of this, many want to know how Medicare will fit into their overall healthcare expenses. In today's show, David Lawrence is going to sit down with seasoned healthcare expert, Jim Long, to explore the intricacies of Medicare…

1
Planning For Non-Financial Aspects of Retirement 24:50

6M ago24:50

24:50

In today’s episode, we’re going to take some time to focus on an often overlooked, but crucial aspect of retirement planning. While financial preparedness is undeniably important, there’s more to retirement readiness than just the numbers in your 401k. Stay tuned as Mark and Todd explore some of the non-financial elements that can significantly imp…

1
The 5 Foundations of a Comprehensive Financial Plan 31:46

7M ago31:46

31:46

You’ve probably seen or heard the term “comprehensive financial planning” used pretty frequently in the financial space. But what exactly does this mean and entail? In today’s episode, we’re going to focus on what comprehensive planning means to us here at Kemp Harvest Financial Group. Stay tuned as we give you a quick overview of the five foundati…

1
Financial Habits and Resolutions 31:58

8M ago31:58

31:58

January often brings a wave of commitment to better money management, with many of us eager to make positive changes and set new money-related goals. With financial resolutions on many of our minds, we thought we’d take the time to explore some positive and negative aspects of common financial habits. Stay tuned as we discuss whether the “good” hab…

1
The Power Of An Intentional Spending Plan with Sue Derr 44:19

9M ago44:19

44:19

This week, we're thrilled to have Sue Derr, a seasoned budget coach from Crown Financial Ministries, on the show to explore the crucial topic of budgeting, just in time for the upcoming new year. With a background in budgeting that dates back over 30 years, Sue brings a wealth of experience and wisdom to the table. Stay tuned as she shares incredib…

1
Retirement Planning for High-Net-Worth Individuals 23:44

10M ago23:44

23:44

In today's episode, we're taking a close look at high-net-worth individuals - those who have accumulated significant wealth and face unique challenges and opportunities when planning for retirement. Unlike the average person, their financial considerations go beyond the basics. We'll explore the distinct strategies and factors that come into play w…

1
End of Year Financial Planning For 2023 25:59

11M ago25:59

25:59

It’s that time of the year again! Join us for a thoughtful episode where we unpack our 2023 edition of key year-end planning strategies for those nearing or embracing their retirement years. We'll explore the nuances of optimizing your investment portfolio, safeguarding your assets, and ensuring a stable, rewarding lifestyle in the years to come. W…

1
Planning for Long-Term Care and Retirement Communities with John Bryant 45:06

1y ago45:06

45:06

As we age, the topic of long-term care and retirement planning becomes increasingly important. However, trying to work through the different options can often feel overwhelming and daunting. That's why we've brought in senior living expert John Bryant on our latest podcast episode to share his wealth of knowledge on these topics. John currently ser…

1
Effective Estate Planning with Bill Cooper 43:04

1y ago43:04

43:04

Today we are excited to dive into the intricate world of estate planning with seasoned estate planning attorney, Bill Cooper. With over two decades of experience in the field, Bill brings a wealth of knowledge and expertise to the table. Join us as we explore the critical elements of estate planning that go beyond simply drafting a will. Tune in to…

1
Understanding Income in Retirement 25:40

1y ago25:40

25:40

In this episode, we’re diving into the essential components of retirement income planning. Mark and Todd break down the five major areas of retirement expenses, including housing, healthcare, food and groceries, transportation, and paying off any remaining debts. They also touch on nice-to-haves, such as travel, leisure activities, self-care, and g…

1
Mastering Retirement Cash Flow: Understanding Changing Expenses 29:23

1y ago29:23

29:23

In this episode, we’ll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those expenses down further to see which ones are the top priorities and analyze some of the other factors that impact your cash flow in retirement. Join us as we talk about home renovations, travel costs, h…

1
6 Major Life Events That Impact Your Financial Picture 30:19

1+ y ago30:19

30:19

Are you ready to take control of your finances during life's most pivotal moments? In this episode, we dive into the complex world of financial decision-making during six key life events. Each of these could have a major impact on your money and your future. From the excitement of marriage and the joy of welcoming a new child to the challenges of d…

1
Ep 45: How Age and Wisdom Impact Financial Planning 24:41

1+ y ago24:41

24:41

Age and wisdom go hand-in-hand when it comes to planning for your financial future. While knowledge is certainly important, it is not enough on its own. In this episode, we will dive into the significance of both wisdom and experience in preparing for the retirement of your dreams. There’s an old quote that says, “Age is the price of wisdom.” Ask y…

1
Ep 44: Spring Cleaning: Tips To Keep Your Finances Organized 21:52

1+ y ago21:52

21:52

For some people, it’s time for spring cleaning. And that often means diving into a cluttered closet and getting it cleaned out and organized. In this episode, we’ll discuss what principles we can take from a closet clean-out and apply to our financial lives. It’s always overwhelming to start the process of cleaning and organizing a closet, and for …

1
Ep 43: Navigating Tax Season – Filing vs. Planning & Other Money Saving Concerns 29:43

1+ y ago29:43

29:43

On this episode of Retirement Plain & Simple with Mark Kemp & Todd Little, we’ll address some key money saving concerns that we think you’ll find helpful as we run full speed into tax season. Todd is going to kick us off by breaking down the important difference between tax filing and tax planning. It's a crucial distinction that you'll want to kno…

1
Ep 42: Six Financial Advisors You Should Avoid 24:24

1+ y ago24:24

24:24

If you want to improve your finances and plan for retirement, it’s good to have a financial advisor. Picking the right advisor can lead to one of the most important relationships in your life. But not all advisors are created equal. In this episode, we’re going to point out some of the people that you might want to stay away from. We’ll share some …

1
Ep 41: The Financial House 34:15

1+ y ago34:15

34:15

Over 30 years ago, a mentor in the business taught about “The Financial house”. With the New Year here, we want to help you get your Financial House in order. Every house needs a good foundation, and this lesson will help you make sure your foundation is strong. Let’s jump in! Here’s what you’ll learn on the show: The three parts of the Financial H…

1
Ep 40: Making Smart Decisions During Major Life Events 30:38

2y ago30:38

30:38

Most of us make a financial mistake (or two) in our lifetime, but there are circumstances that it's imperative to make the right decision. When major life decisions occur, you want to understand how they can affect your finances. Let’s explore some of the things you should be thinking about to make smart financial decisions when you encounter some …

1
Ep 39: Is There Greener Grass On The Other Side? 28:58

2y ago28:58

28:58

Sometimes you need to find a new financial advisor. Other times, you might think you need a new advisor, but really, you’re just guilty of thinking that the grass is greener on the other side. Today we’re sharing some common scenarios and whether they’re legitimate reasons for leaving your advisor. In our 30-plus years in the financial industry, we…

1
Ep 38: Warning Signs: How to Spot Problems in Your Financial Life 22:36

2y ago22:36

22:36

Just like the lights on your dashboard can indicate if something is wrong with your car (like low tire pressure or leaking oil), there are indicators in your financial life that might point out that you have a problem that needs to be addressed… You might have watched your parents retire in their early 60s and think that’s how it should still be fo…

1
Ep 37: Going Against the Grain 26:00

2y ago26:00

26:00

There is a lot of conflicting information about retirement and investing on the internet- so how do you know which options are the best for you? Being a good advisor isn’t about winning a popularity contest or just saying the same things everyone else in the industry says. It’s about giving the best advice that you can for each individual situation…

1
Ep 36: Should You Follow These Popular Retirement Rules of Thumb? 26:54

2y ago26:54

26:54

You’ve most likely heard plenty of “rules” you’re supposed to follow to retire successfully. Some of these rules are stated so confidently, you’d be crazy not to immediately accept them as fact. But we don’t mind the threat of being called crazy, so let’s dive into some of the most popular retirement “rules of thumb” to see if they truly lead us do…

1
Ep 35: Retirement Pop Quiz 23:43

2y ago23:43

23:43

Pop quiz time! Can you ace this retirement pop quiz or should you be studying a bit more? Don’t worry if you guess a few wrong either. Not all of these are “100%” right or wrong. At what age should you start saving for retirement? When you begin working After you buy your first home When you pay off all of your debt Which of these is the best estim…

1
Ep 34: Investors Beware: Advisor Red Flags 27:17

2+ y ago27:17

27:17

In this volatile market, a lot of us are thinking about reaching out to an advisor if we haven’t worked with one previously. So, what red flags should we look out for when it comes to working with a financial professional? If your advisor doesn’t seem to be specialized in a certain age or part of retirement planning, they may be stretched too thin.…

1
Ep 33: The Most Important Birthdays in Retirement Planning 26:43

2+ y ago26:43

26:43

The older you get, the less you pay attention to the number beside your age, but there are actually quite a few things to look forward to in your 50s, 60s, and 70s. As you reach certain milestone ages, you have a planning opportunities open up and decisions that need to be made. You might be aware of a few of the ages we’ll discuss on this show and…

1
Ep 32: Common Retiree Housing Questions 26:19

2+ y ago26:19

26:19

As you approach retirement, questions about your house will probably pop up. Should you think about downsizing, refinancing, and paying off the house completely? There’s a lot to consider about this large asset. So, today we are going to break down some of the most common retiree questions we get about housing. With interest rates still historicall…

1
Ep 31: Murky Issues in Retirement Planning 28:41

2+ y ago28:41

28:41

When it comes to retirement planning what murky issues could confuse or trip you up? On today’s episode, we’re going to break down a recent article that highlights a few murky issues pre-retirees and retirees face that make retirement planning a bit harder. The article mentions that Americans are confused about how much income is needed to offset i…

1
Ep 30: How Do Children Factor into Your Retirement Plan? 23:17

2+ y ago23:17

23:17

If you have kids or grandkids, you may be wondering how they fit into your retirement plan. What do you need to consider when it comes to your family? If you have kids later in life you may be facing college expenses as you get close to retirement. College is expensive, so you’ll want to consider your options and discuss the best strategy with your…

1
Ep 29: Is Your Retirement Plan Out of Tune? 24:43

2+ y ago24:43

24:43

Did you play any instruments as a kid? Similar to how you’d check if your guitar or violin was in tune, it’s always a good idea to check in and make sure your retirement plan is still in tune. Are you considering future tax considerations? Most people realize taxes are going to go up in the future so it’s more important than ever to have a diversif…

1
Ep 28: Minding the Financial Gap 24:42

2+ y ago24:42

24:42

If you’ve ever taken a subway or train you may have noticed the warning sign “mind the gap.” It’s a friendly reminder to watch where you are stepping and to take precautions. Similarly, you want to mind the gap in your retirement plan. There are gaps in retirement planning, but there are ways to plan and prepare for these blind spots. When you stop…

1
Ep 27: Mailbag – RMDs, Trading Options, and More 26:54

2+ y ago26:54

26:54

We are opening up the mailbag today to answer some listener questions. Should you take money from your IRA if you want to start a business? Well, this will depend on your age. If you are under 59 ½ there could be some hefty penalties. Should you put your future savings in a Roth or 401(k) if your employer offers both? Most people believe taxes are …

1
Ep 26: Financial Mistakes Couples Make 22:43

2+ y ago22:43

22:43

Unfortunately, a lot of couples aren’t on the same page when it comes to their financial and retirement plans. Do you understand the spousal options on your pension? Are you and your spouse coordinating your Social Security? There’s a lot to strategize here. Maybe one of you will start collecting your benefits as soon as you retire and the other sp…

1
Ep 25: Advisors that Drop the Ball 24:13

3y ago24:13

24:13

Where can advisors drop the ball? While they may not mean to, sometimes advisors can overlook areas in our financial plan. On today's episode, we'll discuss 5 areas advisors may drop the ball and how you can make sure your plan is properly taken care of. If your advisor is not reviewing your tax returns you may want to have a discussion with them. …

1
Ep 24: Is Retirement as Easy as a Jigsaw Puzzle? 26:16

3y ago26:16

26:16

When you do a jigsaw puzzle with your family you probably start off with a strategy. You are going to look at the big picture, organize your pieces, and decide where to start. Approaching our retirement plan, in the same way, can be helpful. What is the big picture of the puzzle? What is the big picture in your retirement plan? The framework of the…

1
Ep 23: 4 Unreasonable Requests for Your Advisor 24:09

3y ago24:09

24:09

We don't hear unreasonable requests very often, but it's still important to manage expectations. On today's episode, we will be discussing 4 requests either we have heard or other advisors have heard that are a bit too unreasonable to expect. We will be discussing risk, reducing fees, taxes, and the importance of being involved in the planning proc…

1
Ep 22: Mailbag – Home Equity, Long-Term Care, and More 25:21

3y ago25:21

25:21

Have some questions about retirement? Let’s open up the mailbag and answer some of these questions. On today’s show, we will be going over 6 financial topics our listeners are curious about. Can you use a home equity line as an emergency fund? Long-term care coverage premiums are going up, should you keep your insurance? How often should you meet w…

1
Ep 21: 5 Areas of Overconfidence in Financial Planning 22:46

3y ago22:46

22:46

Sometimes we can get overconfident in our financial planning. This type of overconfidence can create blind spots in our financial plan. On today’s episode, we are going to cover 5 areas people tend to become overconfident in when it comes to the financial world, so you can stay level-headed. We’ll talk about the stock market, dollar figure goals, r…

1
Ep 20: Is It Okay to Put These Financial Decisions Off? 22:49

3y ago22:49

22:49

It can be tempting to procrastinate and to figure things out later. But putting certain things off in our finances can really affect our retirement plan. On today's episode, we are going to discuss 5 things that people either want to wait on or have questions about putting off. Writing a will, paying off debt, cashing in on Social Security, are all…

1
Ep 19: 3 Red Flags to Consider in Your Retirement Plan 21:55

3y ago21:55

21:55

Today we are going to consider three red flags to watch out for in your retirement plan. There is a lot to keep track of when it comes to our finances so let's highlight three areas of importance. How often should we meet with our advisors? Is my retirement plan adaptable? We don't know what will happen in the future, but if we keep an eye out for …

1
Ep 18: Not Your Father’s Retirement 20:54

3y ago20:54

20:54

Every retiree will be facing a new set of challenges that their parents didn’t have to deal with, and that’s absolutely true today. The world is a much different place than it was 20-30 years ago when mom and dad walked away from their paycheck. Let’s look at the biggest adjustments that have to be made in planning and share how we’re helping peopl…

1
Ep 17: Learning Through Uncommon Sense 27:39

3y ago27:39

27:39

At first glance, each of the statements we'll go through today seems like basic common sense that everyone would agree with. But when we look at the way people actually behave with their money, it would seem that common sense is a bit uncommon. Let’s discuss these strategies and why we often struggle to stick to them. What we discuss on this episod…

1
Ep 16: What You Need to Know About Annuities 22:14

3y ago22:14

22:14

Few things in the financial world are as polarizing as annuities, but when used correctly, they can be a great tool for a retirement plan. Let’s try to sort through the different annuity options and explain what’s to like and what’s to dislike about these sources of retirement income. What we discuss on this episode: 0:35 – Background on this topic…

1
Ep 15: Finding the Right Financial Advisor 18:02

3y ago18:02

18:02

Working with a financial advisor will be one of the most important professional relationships you'll have in life, but it can be hard figuring out who to trust your future with. Today we'll share the key skills and traits you should be looking for in an advisor along with some of the questions you need to ask. What we discuss on this episode: 0:42 …

1
Ep 14: A 5 Question Retirement Preparedness Quiz 26:06

3y ago26:06

26:06

Want to grade your preparedness for retirement? Here are five key questions you need to ask yourself. Your answers will help determine how ready you are for retirement. What we discuss on this episode: 1:37 - Do you know how much you have? 2:54 - How much will you spend in retirement? 8:40 - Do you know how much risk you have? 13:34 - What fees are…

1
Ep 13: Do Retirees Really Need Life Insurance? 19:50

3+ y ago19:50

19:50

Ironically, life insurance is a young man’s game. The perception among many people is that your need for life insurance dramatically decreases and perhaps becomes completely unnecessary as you age. Is that really the case? On this episode, let’s explore some ins and outs of life insurance and its various uses. What we discuss on this episode: 1:29 …

1
Ep 12: Listening To The Money Doctor 15:38

3+ y ago15:38

15:38

If we take a look at the world of medicine, we can learn some valuable lessons that can be applied to your financial life. What we discuss on this episode: 0:42 - Setting up today's discussion 1:06 - Importance of periodic check-ups 3:30 - Sometimes you need a prescription 4:58 - Specialties 10:33 - Get a second opinion Contact: If you have any que…

Podcasts Worth a Listen

Kempharvest Podcasts

Podcasts Worth a Listen

Quick Reference Guide