show episodes
 
Market Pulse is a monthly podcast by Equifax, in partnership with Moody’s Analytics. Equifax hosts bring you interviews with industry experts on the latest economic and credit insights that can help drive better business decisions. Whether you’re in financial, mortgage, auto or another service industry, we help make sense of the latest economic conditions that impact you. This podcast series supplements our Market Pulse webinars, which occur on the first Thursday of each month.
 
Listen along to this podcast or watch the videos of each episode at https://community.ridgelendinggroup.com Ridge Lending Group (RLG) is a nationwide lender and second-generation company specializing in residential investment property financing. But the heart of Ridge Lending Group is our commitment to the continued education and success of our clients.There is a reason that we are the #1 choice for so many repeat clients and referrals. Ridge Lending Group remains a standout leader in the in ...
 
At RE/MAX Results, we think differently. We believe the Sales Executive is the customer, and we are proud to work with the highest producing sales executives in the country. This podcast will share their stories, their purpose, and their strategies to becoming market leaders in Minnesota and Western Wisconsin. Welcome to the Results-Driven Podcast
 
Buying your first home can be one of the most stressful, overwhelming, and expensive experiences in your life. This is why we created The First Time Home Buying Podcast, to make this experience EASY and DELIGHTFUL for you. Our goal is to EMPOWER you, the first time home buyer, with all the information and tools that you need so that you can make a great decision buying your first home.
 
The Norris Group Real Estate Radio Show is hosted by author, California real estate trainer, investor, and hard money lender, Bruce Norris. Our show focuses on California real estate trends and the current market correction, how to survive, and how to profit as an investor, builder, Realtor, and mortgage professional. We're equipping California real estate professionals for tomorrow's challenges. Bruce Norris interviews the real estate leaders, both local and national, that change and influe ...
 
The world's best podcast about the mindsets, behaviors, attitudes, and activities for the Appraisal, Real Estate, and Lending industries. Hosted by well known Real Estate and Appraiser Success Coach, Blaine Feyen, founder and CEO of the Real Value Group and Real Value Coaching Academy in Grand Rapids, Michigan, the Real Value Podcast covers a variety of topics involving all three of those businesses, as well as the topics of success, communication, leadership, balance, marketing, social medi ...
 
The more you can learn to think like a wealth advisor, the more confidence you’ll have in your personal financial strategy. From building generational wealth and investing to succession planning and estate planning, hear how experienced wealth advisors approach the big financial questions we all face in our lives. Each episode of Regions Wealth Podcast features a new challenge and fresh insights from a wealth management professional. Regions Bank, Member FDIC, Equal Housing Lender
 
This podcast is designed to bring you the systems, habits and secrets that top-performing professionals use to build a life of wealth and freedom. Each episode is packed with the lessons learned, systems and knowledge that each guest has used to create a successful business and life. To subscribe and get email updates on new episodes and trainings visit: www.loanofficerwealth.com To get a free 25-minute video training program that shows you how to fill your calendar with qualified sales appo ...
 
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REFERRALS PODCAST

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REFERRALS PODCAST

Michael J Maher, Best Selling Author and Host of the Referral's Podcast

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Get more referrals with the Referrals Podcast! Thought Leader, Best-selling Author, Referral Master, and Host Michael J. Maher brings you the best advice and insights on growing your business by referral and shows you how to take your repeat business and referrals to the next level. The Referrals Podcast is a weekly show where Michael J. Maher, author of (7L) The Seven Levels of Communication, interviews a top producing Realtor, lender, or small business owner about how they are implementing ...
 
The market is constantly changing and so are the rates, qualifications and range of products available. Through our radio programming we provide this information by reaching out to the people who want a loan. Topics of the show include: Purchase loans, Refinance loans, Government loans (i.e: FHA, VA, HECM, and USDA), and qualifications for getting a loan. We will be covering on W2 vs Self-employed options, Credit, Hard money, Stated loans, and Fannie Mae/Freddie Mac updates. The show will al ...
 
So much about real estate can be confusing and intimidating. How do you choose a real estate agent, how do you choose a lender, what's the best way to sell a home, is it best to use those real estate companies that do a lot of advertising and make promises to get you the highest price for your home? We wanted to pull back the curtain and give the public the uncensored truth about all things related to real estate. Nothing is off-limits. We speak with industry professionals in and around real ...
 
Greetings Mill Socialites: Mills Realty presents " The Mill Social Talks Podcast" First and foremost, Thank you for listening to our podcast! We feel it's essential to introduce the best in the business to the public, to provide the best advice on real estate business, events in the communities, and bringing awareness to small business throughout the communities in Chicago . We will be bringing audio episodes on Mondays on every major podcast platform and visual episodes on Thursdays on YouT ...
 
The HartBeat Show is hosted by Tim Hart. Tim also hosts Rates & Reels and the Branch Manger of VanDyk Mortgage serving Fort Myers, Cape Coral, Bonita Springs and Naples. This podcast should be a good time and filled with stuff I feel like talking about and hopefully including some friends along the way. Oh yeah, real estate and mortgages as well. Visit website: www.timhartjr.com/ Apply for a mortgage today: bit.ly/2JHRZdO Facebook: bit.ly/2mxHd0E YouTube: bit.ly/2uFsSDR InstaGram: bit.ly/2uV ...
 
Each weekday, Marketplace’s Kai Ryssdal and Kimberly Adams make today make sense. Along with our supersmart listeners, we break down happenings in tech, the economy and culture. Every Tuesday we bring on a guest to dive deeper into one important topic. Because none of us is as smart as all of us.
 
Lots of banks want to be your partner. We can promise something more authentic. We’ve been in business for more than 100 years and we believe we’ve earned the right to take the long view to help customers succeed. INSIGHTS with Ixonia Bank is a series of conversations from experts and leaders connected to Ixonia Bank who provide insights to help you succeed in business and in your financial journey. Expert financial counsel. Proven leadership. Uncompromising character. All at higher levels. ...
 
Nevada Real Estate Radio™ airs Thursdays, 3pm PST 1060 AM in Northern Nevada. Here on Soundcloud you find many of our previous shows. Learn more about our passion and team at www.NevadaRealEstateRadio.com I'm Director of Marketing at Sage International and I interview Realtors™ and real estate-related investors every week so we can talk about the current topics to consider if you're buying or selling investment real estate. Listen to the experts before you make that next big real estate deci ...
 
The show that shares practical advice and know-how for new and seasoned lenders: from private mortgages on single family houses to joint ventures on commercial projects, and beyond. Discover details about investment vehicles that you won’t find at your local bank or online broker. Listen and learn from private lenders and real estate investors, as well as from professionals and entrepreneurs as they share the details, strategies, and the insight that allows for successful and prosperous lend ...
 
Inside every home, there’s a story. Hosted by Stephanie Foo (This American Life, Snap Judgment), each episode of this 10-part series explores the meaning of home and what it can teach us about ourselves and each other. Poignant, hilarious, provocative and downright unexpected, take a journey into the diversity of home in America. Listen to the stories of urban activists, homesteading mountain men, ghostly roommates and more. And hear compelling expert insights into behavioral science behind ...
 
Looking to buy a house in Florida or anywhere else? I am a licensed professional mortgage advisor in Port Saint Lucie, Florida. Have questions about home loans and the home buying process? Look no further! We will talk about the loan process, available mortgage programs (Conventional, FHA, VA, USDA, Reverse Mortgages, Jumbo, Non-QM, etc) explain mortgage terms, current market trends and any other popular mortgage topic that adds value. Support this podcast: https://anchor.fm/emmett-dempsey/s ...
 
Your hard hitting mortgage lender will discuss marketing trends from across the country. The do's and don'ts for home buyers. Popular marketing tools used by lenders and realtors. Ways to stay motivated and positive in slow times.
 
Learn more about the private lending, fix and flip space, as well as ways you can jump into the real estate investing market. Get ideas, tips and tricks from Insula Capital's Managing Partner Ed Stock and Insula Capital's EVP, Joe McDowell. Learn how to create passive income or if the fix and flip market excites you, you've come to the right place! Guests from time to time will include everyone from industry professionals to construction teams, investment managers and so much more!
 
Your Real Estate Life Your Day in Real Estate Radio Michael A. Harris - Host Phone: (888) LIFE 980 (888) 543-3980 Fax: 800-778-0663 Email: michael@united4loans.com This Show will allow you a place to plan Your Real Estate Life. Whether you are starting, continuing or expanding your wealth, Your Real Estate Life is the place for you! Your Real Estate Life's TEAM of industry professionals will answer the tough questions while providing the only place you will need to go for all your Real Estat ...
 
Loan with Jen was created for buyers and the real estate community to ensure that accurate information is available to everyone in need of financing needs. As a mortgage loan officer since 1995, we have seen many clients come to us that have been misinformed or misguided. Our goal is to bring you accurate information before purchasing your next home so you can make the best and most informed decisions during the home buying process. Your host, Jennifer Hughes Hernandez is a Senior Loan Offic ...
 
The Massive Agent Podcast for real estate agents and mortgage loan officers, hosted by Dustin Brohm, is a real estate marketing podcast. Realtors and Mortgage Lenders get actionable lead generation tips and strategies to bring in more leads and sell more homes. Real estate agents and loan officers will learn everything they need on Facebook Ads, Instagram Stories, Snapchat, Sphere of Influence (SOI), Zillow and Realtor.com leads, blogging, client appreciation ideas, podcasting, Alexa flash b ...
 
Key Wealth Matters, a podcast series hosted by the experts of the Key Wealth Institute, explores the biggest news of today to determine how these headlines can impact wealth plans, financial strategies, markets, and investments. Join our team of advisors for unbiased, proactive advice about individual and family finances, estate and legacy planning, family dynamics, investing, as well as trends for business owners, nonprofits, and institutions. To submit potential topics or questions to our ...
 
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Smart Money

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Smart Money

Coastway Community Bank

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Member FDIC Equal Housing Lender Coastway Community Bank has been helping Rhode Islanders with their financial needs for nearly 100 years. From hand-written general ledger cards in 1920 to electronic banking in the 21st century, Coastway’s commitment to helping fulfill the dreams of its customers and their families stands strong and will only get stronger!
 
On the BiggerPockets Real Estate Podcast, co-hosts David Greene and Rob Abasolo interview real estate investors and entrepreneurs about successes, failures, and hard-earned lessons. Through in-depth conversations, 1-on-1 listener coaching calls, and news analysis, you’ll get a breakdown of real strategies that work for different niches and experience levels. Tune into the #1 real estate investing podcast every Tuesday, Thursday, and Sunday.
 
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Agent Upgrade

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Agent Upgrade

Alan Corey and Jasmine Krnjetin

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Agent Upgrade features amazing interviews of how other realtors have upgraded their real estate business into well-balanced, productive and profitable careers. It's hosted by top real estate agent Alan Corey and top mortgage lender Jasmine Krnjetin. Alan has appeared on numerous television and radio shows across America providing first-time homeowner advice, real estate investing guidance, and financial planning and is a best-selling author and a Top 1% Agent in Atlanta. Jasmine has been a t ...
 
From the mind of Tim Hart, who brought you The HartBeat Show Podcast that brings you news about what's happening in your SWFL community & around the world, comes The HartBeat for Realtors. We'll be talking to Real Estate Coaches and industry pros, about how to grow your business, add value for your clients, and conquer hurdles that keep you from reaching your goals. Visit website: www.timhartjr.com/ Apply for a mortgage today: bit.ly/2JHRZdO Facebook: bit.ly/2mxHd0E YouTube: bit.ly/2uFsSDR I ...
 
Money can be the number one source of stress in your life, or it can set you free. What do you choose? If you’re ready for financial freedom, and an income that actually supports your dream lifestyle, The Legacy Builders is the podcast for you. You’re going to learn how the right kind of real estate investments combined with a success-driven mindset can help you build your legacy and establish generational wealth for you and your family for years to come. Your host, Dana Jones, is a self-mad ...
 
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show series
 
Hey that's not a misprint. This is episode of Millennial Mortgage Mastery for the week of September 19, 2022. We will empower you with the information you need to get the best mortgage and rate from any lender you choose ! Without getting, you know BLEEPED OVER. Want to get a jump on the lender ? Of course you do. Download the Millennial Mortgage M…
 
Mortgage rates went from being a nap-inducing topic to becoming one of the most talked about, researched, and debated subjects of 2022. After two years of rock-bottom interest rates, homebuyers and investors are getting a rude awakening with some of the biggest mortgage rate hikes in decades, used simply to slow down the economy’s rampant inflation…
 
Introduction Nolan Hall is a Senior Mortgage Advisor with Cafe Lending out of Indianapolis, IN. He is passionate about giving buyers the best financing experience possible. While he is not working, he loves spending time with his wife and son and going on adventures as a family. Get In Touch With Our Guest Today If you’d like to get in touch with o…
 
Unless you’re trying to invest in real estate using all cash, you’ll need to know which investment loans work best for you. But what if you’re a contractor, a business owner, or self-employed? What if you’ve already used up all your financeability and your DTI (debt-to-income ratio) is too high for lenders to take you seriously? What’s your next st…
 
Interest rates are at 18-year highs in Canada and if you got a mortgage in the last few years, you’re probably dealing with higher mortgage payments today. If rates keep rising, what potential challenges will come up for mortgage holders? What happens when you hit a trigger rate? What do costly mortgages mean for renters? On today’s podcast, mortga…
 
Central banks all over the world are on a interest-raising spree. We’ll explain why that raises the risk of a recession. Buckle up, folks! Plus, how a volcano eruption led to the discovery of a new island in the Pacific Ocean. And Kimberly Adams gives us a lesson in pawpaw fruit harvesting! Here’s everything we talked about today: “A New Baby Islan…
 
Speakers: George Mateyo, Chief Investment Officer, KeyBank Investment Center Cynthia Honcharenko, Senior Portfolio Manager – Taxable Fixed Income, KeyBank Investment Center Brian Pietrangelo, Managing Director of Investment Strategy, KeyBank Investment Center Michael Sroda, Senior Lead Equity Analyst, KeyBank Investment Center 01:10 – Economic data…
 
The article mentioned in today's episode details the reality that first-time homebuyers are still a driving force in the mortgage and housing markets, even as interest rates rise and the market shows volatility. You can read more about why that might be in the article, but you know us here at the #ForeclosureDealsCoachPodcast, we're always going to…
 
URGENT Want to know exactly when rates are going to drop again? Looking for a way to explain raising rates to your clients so they understand why buying today is still an excellent decision? Tune in to todays podcast with the legendary Barry Habib! He gives us a technical, yet simple and easy to understand overview of todays markets. Then he gives …
 
Introduction Mike Feldman is a real estate agent in Indianapolis, Indiana, and runs a 7-person team. He now specializes in listings properties but many of those listings were once first-time homebuyers that he helped during the purchase, so he has an amazing experience with first-time home buyers. In his free time, he likes doing CrossFit and playi…
 
Today we’re getting caught up on Russia’s war in Ukraine. Putin’s announced he’ll draft 300,000 Russian reservists to fight in that conflict. Is this the moment we look back on as the moment he overreached? Then, the Food and Drug Administration issued new guidance on some drugs used to reverse opioid overdoses that would make the life-saving drugs…
 
In this episode, Blaine talks about the 2 biggest factors that cause the commoditization of an industry, and the 3 warning signs that its happening. Learn also how to take advantage of a market or an industry where the products and services are considered to be a commodity and chosen based primarily on price! Be at the top of the Appraisal business…
 
Have you been maxing out your credit card to get renovations done on your property? Why put your personal credit score at risk? Your boy from Baltimore is here to explain why it makes sense to build good business credit – and exactly how to do it. Dana T Jones is hungry to build his real estate empire – and he’s happy to show you how to too! Workin…
 
Are you stuck hustling away in a property market with high-interest rates and inflation, and you need some inspiration on how to spark your financing situation? In this episode, your boy Dana T Jones cops to the fact that the struggle is real and the best way to make money in property right now is by employing creative finance strategies. Dana does…
 
Short-term rental arbitrage seems like an elusive concept. As a real estate investor, it can be a little hard to wrap your head around it. You lease a property, rent it out, and then…profit? That’s right! Without buying a rental property, dealing with maintenance or large-scale repairs, you too can make just as much money (if not more) than the lan…
 
Are you ready for the interest rate changes? More importantly, is your business ready for these changes? By the time you read this, the Federal Reserve will have decided on interest rates. You see, now is the time to get secure. Too often, agents run around looking for the BEST ways to acquire customers without thinking logically. I'm here to tell …
 
The Federal Reserve continued its interest-rate-raising spree today to help curb inflation. The other thing the Fed has been working on is unwinding its “quantitative easing” program. One listener wants to know how that works. We’ll explain. Plus, why can members of Congress buy and sell stocks so freely? Isn’t that a conflict of interest? We’re wo…
 
Larry Bailey and Caeli Ridge host this episode and they talk about: Loan Programs for Owner Occupied homes Conventional FHA VA USDA HELOC Construction Loans And more... Interest Rates for Owner Occupied homes More volatile and best pricing Enhanced processing, underwriting, and closing for Owner Occupied homes Usually less documentation and quicker…
 
Buying a home is the biggest purchase most people make in their life. Why are they trusting the "easy" online lender with something so important? Matt Brady joins us on the Uncensored Real Estate Podcast to go through the advantages and disadvantages of all the different ways ways you can get a mortgage. What you will learn: -Advantages and disadva…
 
Introduction Regan McGee is a technology and real estate visionary. As Nobul's founder, he is leading the charge by putting consumers in the driver's seat when it comes to buying/selling residential real estate. Get In Touch With Our Guest Today If you’d like to get in touch with our guest today, click on the link below and I will send you a warm i…
 
Are you looking to scale up your property portfolio without going into pocket and getting cash dry? Raising private money is your next smart move. Dana brings his usual swag in this episode, teaching you that you need to present property deals as an opportunity to a private investor – rather than just asking for something. He also talks through 3 s…
 
Have you dabbled with Airbnb as a side hustle without much luck? If you’re looking for the formula on how to sustain a property and get residual income using Airbnb, then your boy Dana is here to drop some knowledge on real estate common sense rules that you can apply to your next Airbnb investment. We’re talking corporate lease rentals, destinatio…
 
Are you tryna get your hustle up and just make everyday money? Even if you don’t have any cash in your pocket, getting your car dealer license is a great way to go get some. In this episode, Dana teaches you how to be a ‘go giver’ – and reminds you that you are the director of your own movie. There are three main ways you can create wealth with a c…
 
For years, China has been forecast to overtake the U.S. as the world’s top economic superpower. But recently, the second-largest economy has been slowing under its zero-COVID policy. There’s also problems in its housing market, and its currency, the yuan, is falling. On the show, Jennifer Pak, Marketplace’s China correspondent, makes us smart about…
 
Loyal subscribers - sorry but the respiratory issue I'm having post-covid is making it impossible for me to properly record this weeks remaining 4 episodes. Coughing and weezing just doesn't side like something I would like to be on the receiving end of so I know you won't either. Please do listen to this weeks episode 1 and all 5 for last week. Di…
 
Episode: 261 Title: Small Events with Big Success Host: Michael J. Maher Guest: Kim Borst Description: Stop thinking that in order for an event with your business to be a success you have to have hundred and hundreds of people attend. Our guest today shares how she’s winning the referral game BIG TIME with smaller events. (7L) Referral Strategies a…
 
The way you pitch anything is how you pitch everything. So how are you showing your professionalism in meetings, negotiations, or presentations? Are you rolling in nervously with a pitch deck that looks like it was made by two middle-schoolers, sporting an unfitting suit and some cheap-looking picture of Hawaii as your background? Is that what mult…
 
Almost five years after Hurricane Maria, Puerto Rico is reeling (again) after Hurricane Fiona flooded large parts of the island and left it in the dark. We’ll talk about the big mess behind Puerto Rico’s energy problems. Plus, John Kerry: People who live in glass houses shouldn’t throw stones. And, is a beer shortage on the horizon? Here’s everythi…
 
Introduction Andrew Manning is a Luxury real estate agent who started working with first-time buyers 30 years ago and is still now helping them and their grown-up kids. Andrew specializes in the areas of the San Fernando Valley between Toluca Lake and Calabasas. He has 2 grown kids and he supports several animal rescue charities and works extensive…
 
Oren Klaff is best known for his groundbreaking book, Pitch Anything. In it, he gives a systematized way to take control of every meeting, negotiation, and deal on your terms without taking a submissive position. Oren has the expertise to back up his claims. As a world-renowned leader in sales, capital raising, and negotiation, he’s been in the mee…
 
We’ve now had our fifth interest rate hike in 2022 alone. Mortgages are costing more to service. And so are callable debts – which are debts that can have their repayment terms changed whenever at the lender’s discretion. On today’s podcast guest Scott Terrio returns to discuss how rising rates are putting more homeowners at risk of serious debt is…
 
It’s Friday, and we all wish we could be Ferris Bueller. Well, one reporter actually tried. Kimberly Adams and guest host Amy Scott discuss what happened when said reporter skipped work for a day of fun. Plus, could this be “Phantom of the Opera’s” last hoorah on Broadway? Then, our favorite game stumps the hosts (oops). Here’s everything we talked…
 
Your Real Estate Life Your Day in Real Estate RadioMichael A. Harris - HostPhone: (888) LIFE-980(888) 543-3980 Fax: 800-778-0663This Show will allow you a place to plan Your Real Estate Life. Whether you are starting, continuing or expanding your wealth, Your Real Estate Life is the place for you! Your Real Estate Life's TEAM of industry profession…
 
Speakers: George Mateyo, Chief Investment Officer, KeyBank Investment Center Brian Pietrangelo, Managing Director of Investment Strategy, KeyBank Investment Center Rajeev Sharma, Managing Director of Fixed Income, KeyBank Investment Center 01:10 – Review of key economic data 02:04 – Stock market observations and impact of August's inflation print 0…
 
You might have already noticed it in your city; listed homes sitting on the market for 30-45 days, nervous sellers wondering when exactly all the showings and appraisal gaps dried up, and fraught agents wringing their hands rehearsing their price reduction presentation. As a result of corrective government policies and other uncontrollable politica…
 
Dustin Owen is on The Loan Officer Wealth Podcast this week! During this exciting conversation, he shares his tips on finding good leaders and how to nurture and grow your employees for your business. The Loan Officer Wealth Podcast | EP. 39 Guest - @Dustin Owen, @theloanofficerpodcast (Instagram) During this incredibly valuable conversation you wi…
 
Brent is a seasoned Riverside real estate broker and business owner with a passion for education. His specialties as a realtor include. · Residential Property · Investment Property · Short Sales and REO’s · Income Property Brent is an advocate for his clients, agents and the more than 40,000 students of the Riverside Unified School District (RUSD).…
 
What's The Secret To Have The PERFECT Move, with Chad Moyer⁠ ⁠ Introduction Chad Moyer is a professional mover and owner of Moyer's Movers near Newark, Ohio. He enjoys helping customers move to their new homes. When he is not working he enjoys playing golf and working on projects in his own home. Get In Touch With Our Guest Today If you’d like to g…
 
A couple of Republican governors are paying to send migrants to Democratic strongholds, including Washington, D.C. and Martha’s Vineyard. We’ll talk about the history of using people to make political statements. Plus, Patagonia’s founder gave away his company, but the deal might not be what you’re thinking. And, congrats, Lizzo! Here’s everything …
 
How can the auto industry improve the customer experience? The answer lies in the next generation of data tools. Join Equifax’s Brian Epo as he interviews Atul Patel, CEO and co-founder of the automotive digital marketing platfom Orbee, about the next generation of personalization and how it will transform how consumers buy their next automobile. J…
 
From just getting started, to growing and scaling, there are so many steps to get up and running, and that’s before a market shift factors into things. Can we survive and even thrive when the market gets a bit shaky? How do we become our unstoppable selves and become the best in this business? In today’s episode, I answer questions submitted by lis…
 
What percentage of your business comes from referrals? Are your referrals mostly agent to agent, or are they client to agent? Do they come from social media, or word of mouth? When establishing your credibility in the industry, you should ask yourself these questions. Getting referrals from past clients sounds tough on paper, but it's easier than y…
 
Cash flow—the two words every rookie real estate investor loves to hear. It’s always about cash flow. “If the property doesn’t bring in a healthy amount of pure profit every month, there’s no point in buying it!” This sentiment could cost you hundreds of thousands, if not millions over the lifetime of your real estate investing career. Don’t get us…
 
Inflation is still high (sigh), which means the Federal Reserve will raise interest rates again next week. One listener is wondering why the Fed has pursued incremental rate hikes as opposed to one jumbo increase. We’ve got answers! Plus, why is the Fed’s inflation target 2% anyway, and what does it have to do with New Zealand? Then, questions abou…
 
OK everyone episode 5. Where it all comes together Forming Loan Origination. - The Process What will happen, What could happen and what to be prepared for. there's a lot to this episode so maybe grab a nosh or two ! Happy Mortgaging Gerry Duggan - don't forget to STS and Did you get the Self-Q bundle ? m3worksheet.ck.page…
 
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