Reducing debt start with having a plan. Writing it down and following to the letter. Anything else is not going to work to reduce debt. Article Link: https://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose Dantus Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental ta…

What are the best ways to use a budget, what information can be obtain. Article Link: https://www.oklahomacentral.creditunion/Ten-Solutions-to-Common-Financial-Challenges https://www.investopedia.com/1-finance/most-common-financial-mistakes/ By Emily Norris Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, …

Why do tracking and the benefits, again lost word file so no information on links. Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject h…

How to get started building wealth, again lost word file so no links information. Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks. Listen on: Apple Podcasts Spotify Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription pag…

This is a overview of everything needed to reduce debt. Lost word file for not sure of links. Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks. Listen on: Apple Podcasts Spotify Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subs…

Some debt is need while there is debt to avoid. Determine how much debt can afford so not to put stain on the budget. Article Link: https://www.investopedia.com/articles/pf/12/good-debt-bad-debt.asp By Lisa Smith https://www.nerdwallet.com/article/mortgages/debt-to-income-ratio-calculator Reverie Nature Podcast Nature lore, Wilderness essentials, B…

The budget or control center is necessary for everyone especially those with financial problems. Tracking is just the start giving the numbers to use in the budget to review and control the financial situation. Article Links: https://www.personalfinancelab.com/finance-knowledge/personal-finance/budgeting/ By Kevin Smith Reverie Nature Podcast Natur…

Knowing the basic for tracking will help when reviewing what method to use. Doing tracking manual on paper, using a spreadsheet on computer, or an app on computer and smartphone are all good solutions. First what is Personal finance and why it is important. Article Links: https://www.investopedia.com/terms/p/personalfinance.asp By Will Kenton Rever…

Have a debt problem and wondering if investing should be started. Investing with debt is this a smart idea or should the debt be paid off first. This is the question most people wonder about all the time. This is not using debt to make investments but if a person should invest with a debt problem. Article Link: https://www.fidelity.com/learning-cen…

Struggling with debt how to handle this problem. Getting out of debt takes longer and harder than getting into debt but reducing debt can be done with the correct procedures. Article Links: https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/pay-off-debt-faster/ https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-…

Having problems with Christmas debt, purchased gifts on credit and now the bills are coming due. How to solve this for all future years and increase emergency fund at the same time. Article Links: https://www.bankatfirst.com/personal/discover/flourish/26-week-savings-challenge.html https://www.creditkarma.com/money/i/money-saving-challenges Reverie…

Details of reduction plan to work for everyone. This brings everything together tracking, budget and debt reduction to make financial life better. Article Link: None Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks. Listen on: Apple Podcasts Spotify Support the show Please support the s…

Keeping a budget up to date is helpful in staying on top of personal finances. What to do and when will be discuss with tips on staying on track. The information from tracking should include everything Checking, Credit cards, every account in the tracking program. Article Link: https://www.investopedia.com/financial-edge/1109/6-reasons-why-you-need…

Setting up a budget should not be hard to do. Keeping the categories to the minimum can be key to making a budget work. This starts with one month of tracking data. Let’s start with tracking entering and getting data out of the program before starting the budget setup. Article Link:1 https://consumer.gov/managing-your-money/making-budget#what-to-do…

What is tracking in personal finance, what to do tacking and what is needed to track personal finance. Going in depth to explain the basic tracking software. Articles Links: https://moneywise.com/managing-money/budgeting/best-personal-finance-software Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, enviro…

This is a overview of my life why doing a podcast to help others with debt. There more to life than just working and being broke all the time, thinking working for the bank. This is the 200th episode of Reduce Debt Increase Wealth a review and reflection of the past. Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, sou…

The process of paying down or off debt is never ending. Keeping the goals and information in front of eyes is important to achieve this goal. What to do when something goes wrong do not give up adjust and overcome is the order of the day. No links Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmen…

A plan is needed to reduce debt, what to include in every plan and the importance of each item. Following a plan make reducing debt much easier. As there are guidelines to follow and measure success. No links this week. Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks. Listen on: Apple …

Why do a Manuel budget will an automated budget be faster and better. Having to do the inputs keep the information fresh in mind thus better understanding the budget. Links: https://www.youtube.com/watch?v=qRNrXnSrLWc https://www.youtube.com/watch?v=XYkwa1D1AC4 https://www.youtube.com/watch?v=XYkwa1D1AC4 Support the show Please support the show by …

What is tracking and what to use to make tracking easier. Just taking a few minutes every week will help get debt under control. YouTube Links: https://www.youtube.com/watch?v=XImly72tLw0 https://www.youtube.com/watch?v=300NkycLwiA Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks. Liste…

Perhaps have been trying to reduce debt but not have any success. Try starting over again this time doing thing the correct way and staying on track to reduce debt. This episode is overview of what is needed to get debt under control. Article Links: https://www.nerdwallet.com/article/finance/tracking-monthly-expenses https://bettermoneyhabits.banko…

Keeping a budget up to date Is key to keeping debt under control. Using good information on a timely basis is key to finding and fixing problems before it becomes a problem。 Article Links:https://www.experian.com/blogs/ask-experian/budget-mistakes-to-avoid/ By Evelyn Waugh https://students.1fbusa.com/money-smarts/common-budgeting-mistakes-and-how-t…

Tracking for six months or longer and sometime may make mistakes in posting. What to look out for in the app. Setting up recurring posts and fixing older posts. Article Links: none found. Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks. Listen on: Apple Podcasts Spotify Support the sho…

Having a plan to reduce debt makes the process much easier. What is the plan and where to find a plan. Article Links: https://www.thebalancemoney.com/debt-elimination-plan-2385990 By Courtney Johnston Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks. Listen on: Apple Podcasts Spotify Su…

The basic rules of staying debt free how to go about getting high interest debt gone. Not an easy task but can be done once the rules are applied consistency. It starts with knowing there a problem and a plan to get the problem under control. Article Links: https://www.tiaa.org/public/learn/retirement-planning-and-beyond/managing-your-money/seven-s…

The basic rule of personal finance is simple, but most forget about them. These are the basic rules to remember and put into use daily. There are some debts that cannot avoid and are necessary for everyday life. Knowing how to manage debt can help avoid getting deeper into debt. Article Links: https://suitsmecard.com/blog/9-essential-rules-of-perso…

Managing large cost purchase is the basis of this episode. An auto or home the day will come when face with these decisions. What to do and how to approach the challenge. Article Link: https://www.houselogic.com/remodel/budgeting-contracting/best-time-of-year-to-buy-things-for-your-home/ https://www.nerdwallet.com/article/finance/what-to-buy-every-…

Using the control center to help reduce spending is a benefit of doing a control center. Seeing where money is going and taking control of spending help reduce debt. Keeping spending under control is necessary and is easy to do once know where the money is going. This episode will cover everything needed to control spending. Article Links: https://…

Getting debt under control a plan is needed. Debt Reduction Plan must do more than just reduce debt to be successful. More about the Happy giraffe Debt Spreadsheet to work with every plan. Article Link: https://Happygiraffe.org/live Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks. List…

There is another way to account for finances but before starting on that option going to follow up on some control center items. Article Link: https://Happygiraffe.org/live Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks. Listen on: Apple Podcasts Spotify Support the show Please suppor…

Control Center is nothing more than a budget, this is the easy way to create and update the control center every week so knowing what happening in finance is current. Starting with the most simple budget for those who are struggling to pay down debt. Article Link: https://www.nerdwallet.com/article/finance/budget-worksheet By Lauren Schwahn Reverie…

Knowing the problems with personal finance the first fix is start tracking. Tracking is simple and once started does not require much time if kept up to date. Article Links: https://www.nerdwallet.com/article/finance/tracking-monthly-expenses Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental t…

Most problems start with mistakes, in personal finance not doing things is a mistake. Knowing what to do is the best way to avoid the debt cycle and budget crisis staying inform with finances is the way to start. Article Links: https://www.investopedia.com/personal-finance/most-common-financial-mistakes/ By Emily Norris https://www.equifax.com/pers…

Getting control of personal finances and stopping creditors calls are a couple of benefits. This is a plan for the do it yourselfer and is easy to start and stay on track. Article Links: https://www.bankrate.com/personal-finance/debt/pros-cons-of-debt-relief/#consolidation By Holly Jonson https://www.nerdwallet.com/article/finance/find-debt-relief …

Having and keep a budget up to date has benefits. Tracking will help in this process but putting the number in front to compare what happen is a big factor in getting personal finances in order. Article Links: https://www.investopedia.com/financial-edge/1109/6-reasons-why-you-need-a-budget.aspx By Amy Bell https://www.incharge.org/financial-literac…

Most do not keep track of spending, which is when problems can and will start. Too much debt is cause by spending too much money and unaware of that problem. Article Links: https://www.myhubble.money/blog/the-benefits-of-tracking-your-spending-habits https://www.lifehack.org/482228/5-surprising-benefits-of-tracking-your-spending By Sharen Ross http…

Have debt problems this episode talks thru all the steps to getting debt under control. Beginning with identifying the problem and the steps to take to tackle this problem. Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks. Listen on: Apple Podcasts Spotify Support the show Please suppor…

What it takes to pay off credit and tips and tricks to make the process easier. Do it yourself is the cheapest way to reduce debt but must be able to make tough decisions then carry thru with them. Article Links: https://finred.usalearning.gov/Money/DebtTraps https://www.nerdwallet.com/article/finance/find-debt-relief By Bev O’Shea https://www.cons…

Once tracking has been done for the last 30 plus days, now it time to start a budget or control center. The tracking will make the control center easier to setup and to maintain. Vacation time and how that affect the tracking and budgeting process. Article Link: http://mappingyourfuture.org/money/budget.cfm Reverie Nature Podcast Nature lore, Wilde…

Knowing the basics of personal finance, the tracking makes more sense. Everything will start to fall into place as to the importance for personal finance. Tracking of monies into and out of checking will start to full fill the five aspects of personal finance. Then creating a budget will be the control center to increase savings and achieving other…

Knowing the basics about personal finance is necessary for debt reduction. Everyone should understand personal finances to plan and pay bills. This includes savings for future purchases and taking care of basic needs. Article Link: https://www.annuity.org/personal-finance/ By Terry Turner Reverie Nature Podcast Nature lore, Wilderness essentials, B…

Doing a budget to much time and want a different approach to help reduce spending. How about find out the amount of money available to spend on a weekly basis. This spreadsheet will give you that information. This is new topic in the traditional budgeting process. Allocation of money received to an expense to ensure the timely payment is necessary.…

Having problems reducing debt, this is how to get started on that process. Going to expand on the allocation money in the control center. (Budget). Article Links: https://www.equifax.com/personal/education/debt-management/creating-debt-reduction-strategy/ Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, soundscapes, en…

Once the budget in place and a few months has pasted it time to add items to help with credit score and overall financial health. Using percentages as a guideline. When using an app learn how the app works before starting the app. Take time to learn the app in the long term this will be beneficial. Article Links: https://www.budgetsmadeeasy.com/hou…

Making and keeping a budget needs to be simple, or it will not work. Here is a way to do a budget the easy and fast. Referring to using tracking app by printing out a report to develop the budget. Budgeting is to help identify problems and adjust to reach goals. Not just to reduce spending and make life less enjoyable. Article Link: https://www.myj…

All the debt has been identified now it time to start tracking all income and spending. Knowing how much money is in the checking account and monies owe is important to reducing debt. Emergency fund in detail how to setup different savings categories for uses as needed. Article Link: https://www.wellsfargo.com/financial-education/basic-finances/man…

Debt problems this is the first place to start. Tracking debt the how and why to get debt under control. Tracking is more than just debt also includes income, and spending. Article Link: https://www.nerdwallet.com/article/finance/debt-tracker by Lauren Schwahn and Sean Pyles Support the show Please support the show by subscribing, can cancel at any…

Spending too much but not sure or just living paycheck to paycheck how to fix these problems. Always thinking about spending money almost everything do and see try’s to get us to spend money. Lets see how to stop that type of spending. Article Link: https://www.ruleoneinvesting.com/blog/financial-control/spending-money-wisely/ By Phil Town https://…

Getting closer to being debt free now what to do with the money. Tracking and still have a control center is a must. No reason to go back to old spending habits. Article Link: https://www.maggiegermano.com/blog/what-you-should-do-after-paying-off-debt/ by Maggie Germano Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, …

Control center is the second most important part of the personal finance. Keeping spending under control and know what and where money is going is key to reducing debt and increasing savings. Article Link: https://www.huntington.com/learn/budgeting/how-to-make-a-budget Reverie Nature Podcast Nature lore, Wilderness essentials, Bushcraft, stories, s…