show episodes
 
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, rec ...
 
We've created the "Leaders in Payments" podcast series so you can hear directly from leaders in payments about industry trends, successful strategies, products, services, and what the future holds for the payments industry. We cover the entire industry from merchant acquiring, payment processing, ISOs, payfacs, fraud, security, issuing, b2b, fintech, to start-ups, if it goes on in payments we will be talking about it.
 
Counterculture: (noun) coun·ter·cul·ture \ˈkau̇n-tər-ˌkəl-chər\ a culture with values and customs that are very different from and usually opposed to those accepted by most of society; also : the people who make up a counterculture. I’m a blogger producing videos and podcasts that report news and analysis in the sole pursuit of truth. Independent of corporate influence and a political agenda, I think of my reports as an experiment in objectivity. Considering that so much of today’s news repo ...
 
FinTalk is a fresh new podcast series where we drill down into what drives the brightest minds in finance and tech today. Brought to you by bobsguide and PaymentEye, the show is hosted by our very own reporters, David Beach and Rebekah Tunstead. Join us each episode for candid conversations with the leaders, investors and entrepreneurs behind the biggest brands in fintech. Got feedback? Email: david.beach@contentive.com
 
347-618-1783 Truedisciplesofchrist7@yahoo.com Prerequisite" Right Knowledge" to opening The seven seals which contained secret information known only to YHWH until the Lamb/Lion( Yahawashi) was found worthy to open the book/scroll and to look on the contents. "But thou, O Daniel, shut up the words, and seal the book, even to the time of the end: many shall run to and fro, and knowledge shall be increased." (The prophecy was to be sealed up—not understood—to the end of the age) This Right Kno ...
 
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show series
 
Supermarkets are stocking up before Fall hits in case there's a surge in Covid cases. Apartment vacancies are up. So there's more room for you to negotiate concessions with your landlord. But to get the best deal, you have to be willing to walk. Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Americans are actually less divided than our elected officials seem to be. They tend to agree on fiscal policy like the minimum wage and affordable child care. Amazon has announced that Prime Day will be on October 13 & 14. The Christmas deals appear poised to come in October and November this year. Amazon has also launched a camera with a drone to…
 
Tesla is leading the charge towards cheaper batteries. And that is going to have a major impact on consumer energy bills going forward. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choice…
 
Fewer Americans are listing their homes for sale. And as interest rates continue to remain low, that is driving up home prices. Artificial intelligence is changing how we react after getting into a car accident. These tech developments will also majorly help adjusters do their work in a more efficient manner. Want more money advice? Sign up for Cla…
 
A new rule gives employers more leeway when it comes to how they classify employees. Clark discusses the pros and cons of this move as well as how employers should treat non salaried employees. If you are willing to travel right now, Southwest has an offer that's pretty hard to refuse. Want more money advice? Sign up for Clark’s free daily newslett…
 
Counter Culture with Aaron Lujan Ep. 63 - Top News 9.23.20 - CDC Backtracks Airborne Covid, China Unveils Monster Nuke, Census Reveals Jaw Dropping Pre-Covid Economy https://www.aaronlujan.com SOURCES: https://rebrand.ly/7xp2rcvBy Aaron Lujan
 
This is episode 37 of the Leaders in Payments podcast and Stephen Pair, the Co-Founder and CEO of BitPay is our special guest this week. Stephen is a Georgia native and went to Georgia Tech where he got his Computer Science degree and currently he lives just outside of Atlanta. BitPay was founded in 2011 with the idea of enabling companies to accep…
 
Clark discusses how to handle overwhelming hospital bills. It's absolutely crucial not to pay that bill with a credit card. There are some positive signs about how small businesses have survived are faring. There is likely still some need for further stimulus to keep businesses afloat. Want more money advice? Sign up for Clark’s free daily newslett…
 
There is a federal moratorium on evicting tenants who can't pay right now. Clark discusses free software that is available to help you fight back if your landlord is wrongfully trying to evict you. Walmart is raising pay for 165,000 workers. They are creating new leadership roles for many employees and a new structure for how they pay employees as …
 
A lot of Americans opt to take social security when they are first eligible. But this can cost you a whole lot of money in the long run. Clark discusses why it is so important to delay taking social security if that is possible in your life. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/Clark…
 
Telemedicine is taking off right now. And it's actually better for your health, too. There are all sorts of positive signs in the job market. Clark talks about Hobby Lobby raising its minimum wage to $17 an hour, new job training programs, and more. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices.…
 
Stats show that Americans who have been able to work from home during the pandemic would love to be able to continue doing so when things get back to normal. But a large number of employers are ready to bring their employees back into the office. Football is Clark's favorite sport. And he is so glad that it's back! Want more money advice? Sign up f…
 
This is episdoe 36 of the Leaders in Payments podcast and Jeremy Almond, the Co-Founder and CEO of Paystand is our special guest this week. Jeremy grew up in Stockton, California. He was one of the first people in his family to attend college and grad school and currently lives on the beach in Santa Cruz. Paystand is a b2b payment network. So, what…
 
Many Americans who can are saving more of their income. This bodes well as the economy continues to recover as the spenders will be able to meaningfully support that recovery. USPS delays are having a real impact on the delivery of important medications. Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Clark talks about what has led to the wildfires in California and what policies need to be implemented to avoid such devastation in the future. Link for a listener - Marketwatch's Best Places to Retire tool. Verizon just bought Tracfone. This will intensify the price cutting in the industry. That's great news for consumers! Learn more about your ad…
 
Clark talks about how the economy has changed since Covid-19 became a reality in our lives. And his wife Lane joins him to pose your questions - all of which are related to how you should navigate the financial waters given the current state of things. Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Retailers are likely to start offering bargains earlier than normal this year. You could find some great bargains in October instead of having to wait until November! There is a used car shortage in our country which is pushing up the value of older vehicles. If you have an older car sitting around that you don't need, consider selling it. Learn mo…
 
The IPA recently held its first Fintech Elevator. The online event gave participants a chance to make industry connections and win a membership in the Innovation Payments Association. In this episode, we talk with one of our winners, Frizzmo, an app and card account that combines spending tools and financial literacy modules to teach kids about mon…
 
If you need unlimited data, Mint Mobile just launched one of the best plans that is pretty inexpensive - only $30 a month when you pay up front. Check it out on their website. FedEx is going on a hiring spree ahead of the holidays. If you are looking for work, check out the job postings from FedEx. Learn more about your ad choices. Visit megaphone.…
 
This is episode 35 of the Leaders in Payments podcast and David Josephs, the CEO of DaVinci Payments is our special guest this week. David lives just outside of Chicago, grew up in Queens and went to Wesleyan University in Connecticut. He worked on Capitol Hill for 6 years and has been in payments for 20 years. DaVinci Payments tries to do justice …
 
The stock market has started to experience some volatility - particularly in the tech sector. Clark talks about how that should impact how you invest your money. If you cannot afford to pay your rent right now, you can avoid eviction by filling out this CDC form. Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
NHTSA has released a new free app that makes it easy for consumers to check for any outstanding recalls on their vehicle. Dollar store chains are starting to get more in-store traffic as a large segment of hurting consumers turn there for lower prices. Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Walmart Plus just launched with a $98 annual fee in an attempt to take market share from Amazon. The perks will include fast shipping on a lot of items - many of which you can get the same day you place the order! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about you…
 
Apple will be releasing 5G iPhones in the Fall. Don't buy an iPhone until those are released! Clark talks about the states that are having the most financial difficulty right now and how that will affect you. Taxes could go up and services could get cut. Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
In this episode we take a peek into people’s diaries with Claire Greene from the Federal Reserve bank of Atlanta, and Joanna Stavins of the Federal Reserve bank of Boston. In their report, The 2019 Diary of consumer Payment Choice, they use data logged by consumers as part of a payments diary to understand the trends in consumer payments behavior. …
 
The Federal reserve has signaled that it won't do much to reign in inflation right now. Clark discusses what that means for your money in the near future. Savers, in particular, are getting their clocks cleaned. Some companies are putting employees under a gag order if they have symptoms of Covid. Clark is not in favor of companies adopting these s…
 
This is episode 34 of the Leaders in Payments podcast and Richie Serna, the CEO and Co-Founder of Finix is our special guest this week. I’m honored to have Richie on the show this week. Richie was born and raised in California and was the first in his family to go to college. He received his bachelors degree in political science at Harvard and star…
 
Clark talks about how the executive orders are rolling out. And will there be another stimulus package? It's likely. But it's hard to know when Congress will come to an agreement. Delta, Alaska, and American Airlines join United in dropping airline change fees & a flying car was tested successfully in Japan! Learn more about your ad choices. Visit …
 
Clark was diagnosed with prostate cancer over a decade ago. But he's in great health still. Staying healthy is important for so many reasons, and your eating habits are a major contributor to your overall health. Check out Clark.com for more info on Clark's work with the Prostate Cancer Foundation. United Airlines is permanently getting rid of tick…
 
Insurance companies are raking in the profit right now as crime is down and people are driving less. That makes this an excellent time for you to shop with multliple companies in order to score a better rate. You could save a LOT of money every year! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.…
 
The new refi fee that Clark talked about last week is being postponed until December. And borrowers who are refinancing smaller loans won't see it at all! With an influx of Covid scams, freezing your credit is more important than ever. If you haven't frozen your credit, do it soon. It's incredibly quick and free! Learn more about your ad choices. V…
 
FloodFactor.com is a great website that can help you assess your home's flood risk. And if you are at a higher risk, you can get flood insurance pretty inexpensively! There's a new way to get money to pay your tuition at for-profit schools. And no surprise, it's a rip-off too. Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
This is episode 33 of the Leaders in Payments podcast and Keith Smith, the Co-Founder and CEO of Payability is our special guest this week. Payability offers ecommerce sellers with friction-free cash flow and working capital solutions. These ecommerce sellers are typically on a large platform like Amazon or Shopify. Payability has a unique model an…
 
IRS will stop sending tax notices for now until it clears through a backlog of mailed in returns. Charles Schwab has a new tool to help with retirement planning. In about 15 minutes you can generate a helpful retirement plan based on your own goals and the probability of funding those goals based on your age and current asset allocation. You can ch…
 
Zoom experienced a big crash this morning on the east coast of the US. Clark discusses and talks about the importance of having backup video conferencing options. The K-shaped economy is increasing the level of income inequality in the country. Clark discusses how to change your income prospects as the Covid economy continues to create real hardshi…
 
Retailers like Target are crushing it right now - in large part because they have done an incredible job with click & collect. Clark loves buying stuff and picking them up at nearby national retailers. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices…
 
A court has just ruled that Amazon can be held responsible for faulty and unsafe good being sold on its website. Often many of the questionable items are sold by third party sellers but Clark calls on Amazon to clean things up on their site. The next stimulus bill is taking a while to put together. Clark talks about how the implementation of the re…
 
The stock market has fully rebounded since its collapse in the Spring. Apple just hit a $2 trillion valuation while the S&P 500 hit a new milestone as well. Leases are traditionally one year long. But landlords are becoming more flexible due to the pandemic. So if you would prefer a shorter lease or even to rent month to month, you should ask for t…
 
This is episode 32 of the Leaders in Payments podcast featuring my special guest Craig McDonald the Chief Business Officer for Trustly. Trustly offers payments that cost less than debit and have a higher approval rate than cards and there are no chargebacks. Trustly was founded in 2008 and is the global leader in Online Banking Payments. They facil…
 
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