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Teacher Daniel Otter, Ph.D. and Certified Financial Planner Scott Dauenhauer discuss teacher retirement savings issues over a couple of micro beers. Never too serious, Dan and Scott strive to make learning about pensions, the 403(b), the 457(b), and investing, fun and understandable.
Dan and Scott talk 457(b) video news and California's huge 403(b) vendor lists. Blog: Too Many 403(b) Vendors Blog: California K-12 Teachers Have a Great 403(b) Choice. They Just Don't Know It. In Praise of 403bcompare.com The Paradox of Choice 403bwise Events Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
Two professors and a Dean of a College of Education discuss how to educate pre-service teachers about the 403(b) and saving for retirement before the sales sharks get to them (403bwise Event recorded on 1.27.21). Eric McClarey Mark Schug Anthony Scheffler 403bwise Events Meridian Wealth Management 403bwise.org The opinions expressed in this program…
Bad AXA/Equitable things come in threes. Equitable Bermuda Triangle Mutating 403(b) Phish 403bwise Events Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. Full d…
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Teach and Retire Rich - Talking teacher retirement savings plans.
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The Excellent Ohio 457(b) Plan (#149)
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We talk 457(b) with Christina Elliott, executive director of Ohio’s excellent state-based 457(b) plan which is open to all Ohio K-12 public school teachers. Ohio Deferred Compensation Plan 403(b)/457(b) Side-by-Side Comparison Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only …
Dr. Anthony Scheffler, Dean, School of Education at Lindenwood University talks teacher preparation and educating pre-service teachers about saving for retirement. Lindenwood University Anthony Scheffler What is a 403(b)? (video) Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes on…
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Teachers Who Got Better Investment Choices (#147)
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Recording of our January 6, 2021 event with three teachers who successfully added better 403(b) and/or 457(b) investment choices. 403bwise Events Adam Pod Tara Pod Chris Pod 403bwise Advocacy Tools What is a 403(b)? (video) Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and…
New Jersey teachers says no to bad 403(b) choices and yes to educating colleagues about saving for retirement. 403bwise Events When Bad 403(b) Vendors Offer Good Investing Choices What is a 403(b)? (video) Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and are not intended …
Undaunted by roadblocks, 30-year-old Speech Language Pathologist gets a better 403(b) vendor. 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org Build Your Stax by NGPF.org The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendati…
We continue conversation about ESG (Environmental, Social and Governance) investing with Joey Fishman, an Investment Advisor Representative at Ritholtz Wealth Management. Joey Fishman 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only a…
We talk ESG (Environmental, Social and Governance) investing with Joey Fishman, an Investment Advisor Representative at Ritholtz Wealth Management. Joey Fishman 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and are not intended to …
Rochester, New York math teacher Craig Mills is helping colleagues get wise to saving for retirement. Also, Dan, a Bills fan, and Craig, a Dolphins fan, bond over their mutual dislike of the New England Patriots. Picture from Dan's 1995 Trip to a Miami Dolphin Game 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org…
Scott and Dan address more questions posed by the 403bwise Facebook Group. They also continue to hash out a half-baked plan to start a 403(b) themed brewery. 00:08 Social Security and teacher pensions 08:14 Solid Roth IRA and house paid Off. Should I start a 403(b) or taxable brokerage account? 14:04 What to do with a bad 403(b) vendor? 19:45 Which…
Scott and Dan address questions posed by the 403bwise Facebook Group. They also hatch a half-baked plan to start a 403(b) themed brewery. 1:39 The math behind retiring early vs. waiting to maximize pension benefit 24:35 Health Savings Account (HSAs) 33:16 Does it make financial sense to switch school districts? 37:46 Retire early once pension benef…
Creative high school chemistry teacher talks effective teaching strategies, and teaching teachers about saving for retirement. Teacher Story with Barb 403bwise Teaching and Advocacy Tools 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Teachers Can Be Financially Fit (#138)
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Mark Schug, President of Mark Schug Consulting Services and Professor Emeritus at the University of Wisconsin-Milwaukee, discusses teaching middle school, research work, and his new book designed to help teachers get financially fit. Mark Schug Mark and Dan on NGPF Podcast 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwis…
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Teaching Pre-Service Teachers About the 403(b) (#137)
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Teaching teachers about the 403(b) before they enter the classroom. Eric McClarey Financial Concepts Every New Teacher Should Know 457(b) > 403(b)? Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
Super advocate Chris Nye shares how easy it was to add a 457(b) from Fidelity at his school district. Fight for Better 457(b) > 403(b)? Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Roth Conversion and Backdoor Roth Contribution (#135)
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Scott discusses how to convert a Traditional IRA to a Roth IRA and how to do a Backdoor Roth Contribution. Dan talks about dentistry. How to Convert to a Roth IRA Convert IRA Roth Calculator How to Do a Backdoor Roth Conversion Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org…
We talk Roth IRA which for many teachers can be a better option than the 403(b). Modified Adjusted Gross Income (MAGI) Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
Aaron Standish is the Financial Literacy Coordinator (K-12) for the School District of Palm Beach County, Florida. It's a position every school district should have. He can be reached on Twitter at @SDPBC_FinLit Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org…
Innovative high school personal finance teacher and newest member of Next Gen Personal Finance, Brian Page, talks teaching personal finance, NGPF, and luggage choices. NGPF Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
In California, it's the worst of 403(b) times (too many vendor choices), and it's the best of 403(b) times (generally at least one good vendor). Unfortunately, not all districts in the state have at least one good vendor. We challenged the community to find the lemons. Challenge met! 403(b) Lemon Challenge 403bcompare.com Find a Good Vendor 403bwis…
Twenty-something music teacher Keelan paid off $45,000 in student loan debt. He shares financial wisdom in his blog: Millennial Educator. Millennial Educator Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Got Vanguard? How About Aspire? You might. (#129)
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403bwise launches new vendor search tool that allows users to quickly see if they have Vanguard or Aspire available at work. Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
Former teacher turned investment advisor representative helps school districts move to a single vendor 403(b) plan. Investors Asset Management Katie Oliver 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Getting Out of a Bad 403(b) Annuity (#127)
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New Jersey teacher was sold multiple, terrible, misleading variable annuity products. Lucky for her, fiduciary planner Scott Dauenhauer did some digging... How to Get Out of a Bad 403(b) 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
New York speech pathologist gets wise to saving for retirement while helping others. 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org Email: pennypinchingpathologist (at) gmail.comBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
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Teach and Retire Rich - Talking teacher retirement savings plans.
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What's That Phishy Smell in Your Inbox? (#125)
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Across the country teachers are being spammed by phony financial professionals. A savvy high school teacher almost took the bait. PERA Lead Generation Company File an FTC Complaint 403(b) Trojan Horses (Pod) Football Coach Scores with 403(b) (Pod) We Teach and Live Well Cookie Monger 403bwise Events What is a 403(b)? (video) Meridian Wealth Managem…
We talk $40 million AIG/Valic settlement with the SEC. Link to Stories on Settlement Pod: You Down with SEC? 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Choir Teacher + Author on F.I.R.E. (#123)
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Crystal, a 36-year old high school choir director and author, plans to retire soon. Crystal's Book: Retirement for Teachers: How to Come Up with a Plan That Works for You Seed Savers California Teachers Have Great 403(b) Choices. They Just Don't Know It. Pod: 403(b) Trojan Horses 403bwise Events What is a 403(b)? (video) Meridian Wealth Management …
Speech pathologist discusses concerns about teaching in the fall in the midst of a global pandemic. In Defense of Our Teachers by Dave Grohl 403bwise Advocacy 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Teacher + 403bwise Super Advocate Greg Ford (#121)
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Scott and Dan talk with northern California high school teacher Greg Ford who is a member of the first-ever 403bwise Super Advocacy cohort. Bonus material: Dan gets results of his Covid-19 screening on air. 403bwise Advocacy 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org…
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Our Money Stories with Eugenie´ George (#120)
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Former Teach for America and charter school teacher Eugenie´ George talks about her new book which explores how personal history, ancestry and environments influences money habits. Our Money Stories: A Six Week No B.S. Holistic Financial Wellness Plan @_EugenieGeorge 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org…
We re-introduce an updated 403(b)ill of Rights. Ten simple ideas that are hardly revolutionary. 403(b)ill of Rights 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
We talk with Nancy Hall, vice president of customer experience for EP Navigator Plus, an affordable, user-friendly estate planning service. EP Navigator Plus 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
Collective Investment Trusts (CITs) are being touted as a way to lower investment costs in the K-12 403(b) plan. We talk CITs with Ben Taylor, senior vice president at the consulting firm Callan. Ben Taylor The Case for CITs in the 403(b) Bill Introduced to Allow Collective Investment Trusts in 403(b)s 403bwise Events What is a 403(b)? (video) Meri…
Veteran math teacher David Gourley is leaving the classroom to run The Budget Teacher, a service that helps teachers take control of their finances. The Budget Teacher 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
Bob Phillips of WEA Member Benefits in Wisconsin talks about his unique organization and their excellent 403(b) plan for teachers. WEA Member Benefits Previous Podcast with WEA 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Aspire to Be in the 403(b) Vanguard (#114)
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Recording of our May 13, 2020 event with Aspire Financial Services and Vanguard about how to get better K-12 403(b) choices. We are also joined by teacher advocates Nancy Bachety, Adam Holy, and Chris Nye. Vanguard 403(b) Information Aspire Financial Services 403(b) Information 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 40…
Sales agents utilize "Trojan Horse" tactics to hook teachers on high-cost 403(b) products. 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
Pension maximization. What is it? Does it make sense? We also discuss our recent event with Aspire Financial Services and Vanguard. 403bwise Events What is a 403(b)? video Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
We talk with Diana Britton, author of Teachers are Getting Schooled in Retirement, a piece she wrote for wealthmanagement.com. The story is so good we use it in our 403b education events to help get people up to speed on the problems with the K-12 403(b). Teachers Are Getting Schooled on Retirement A Studebaker Auto Plant and ERISA Transparency wit…
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Teach and Retire Rich - Talking teacher retirement savings plans.
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Working with Clients During a Pandemic (#110)
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Scott shares what it's like to work with clients during a pandemic. Dan shares a few wise and unwise money moves he has made recently. 403bwise Events What is a 403(b)? video Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
Furloughs and layoffs are coming. At a minimum school districts must add one low-cost vendor now to help ease some financial pain. Blog: Crisis Mandates School Districts Fix 403(b) Now What is a 403(b)? video Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
We discuss a way to get out of a bad 403(b) that is available in 2020 as a result of the recently passed CARES Act. What is a 403(b)? video Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
Scott and I talk CARES Act student loan information with fiduciary planner Mychal Eagleson, CFP® and president of An Exceptional Life Financial. An Exceptional Life Financial CARES Act Student Loan Information February 2019 interview with Mychal What is a 403(b)? video Meridian Wealth Management 403bwise.org…
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Teach and Retire Rich - Talking teacher retirement savings plans.
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CARES Act Information for Teachers (#106)
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We discuss the recently passed CARES Act and how it impacts teachers. Rebates for individuals (3:45) Penalty-free distribution from 403(b)/457(b) etc. (27:43) 403(b)/457(b) etc. loan provisions (36:35) RMD changes (50:44) Charitable contributions (53:25) Jeffrey Levine An Exceptional Life Financial 403bwise CARES Act Information What is a 403(b)? v…
Three teachers share the investment decisions they are making in the wake of recent market turbulence. Dan talks about changes he's making to his son's 529 plan. Dan and Scott talk about the video conferences they are hosting using Zoom and Nearpod. What is a 403(b)? video Meridian Wealth Management 403bwise.org…
The 403bwise Facebook Group community had a lot of questions about market volatility. We try to provide answers. The New York Times Annuity Scam Article The New York Times: Your Money and the Coronavirus: You Asked, Experts Answered What is a 403(b)? video Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
A Jonathan Clements blog post is the inspiration for latest podcast. Jonathan Clements Cullen Roche Cullen Roche on Teach and Retire Rich podcast What is a 403(b)? video Meridian Wealth Management 403bwise.orgBy Daniel Otter, PhD and Scott Dauenhauer, CFP®
