The Gutter Cleaning Gold podcast is for beginning to intermediate exterior cleaning professionals who have a burning desire to achieve financial freedom. Gutter Cleaning Gold is not just about earning a lot of money, but rather it is about laying the foundation for a business that will put you on a trajectory to financial freedom. Whether you are just getting started or your business is generating less than $10k/mo. in revenue and you want to make sure that you are building on the right foun ...
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Entrepreneurship and business techniques and tips you won't learn in business school.
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How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with ac ...
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Outside the Loop RADIO is Chicago's Almost Above-Ground Audio Magazine. Founded as a podcast in September 2006 and picked up for broadcast by Chicago Sound Alliance WLUW 88.7-FM in March 2007, "OTL" now airs on Chicago's Very Own 50,000-watt heritage powerhouse station WGN Radio 720-AM. Storyteller and urbanologist Mike Stephen hosts this weekly program featuring fun segments and interviews with local newsmakers, artists, musicians, and others doing cool stuff around the greater Chicago area ...
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I tell stories of people which move other people....Human Stories, Mythology, History, True Crime, Horror and anything that might be of interest to you...
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This is my journey through the vast world of cryptocurrency while sharing some different experiences throughout the space that doesn't sleep. Reporting on a plethora of different trends or projects that come into my radar. Bringing guests on to the show that have similar backgrounds in the field or simply want to talk cryptocurrency since this may very well be the future of finance. The show is available on all major media platforms rather you be listening in to episodes or having the chance ...
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Steven Harris describes technology affecting us today and tomorrow as well as problems and preparedness for what comes next.
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This podcast is designed to help people make money matters more understandable and straightforward. Financial planning and wealth management can be daunting at times and each week we take you through a series of topics designed to give the listener guidance on a range of financial matters. The podcast features Phil Anderson who owns and runs a financial advisory firm in the north and north-east of Scotland. Phil previously worked as a financial adviser and he loves helping people. Phil share ...
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Coast FI Masterclass | The Fioneers | Episode 538
58:16
58:16
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58:16Brad dives into a CoastFI MasterClass with Jess, and Corey from The Fioneers —where saving for retirement becomes optional. ?? Jess and Corey, popularizers of the term, share their unique journey transitioning from high savings rates to a fulfilling CoastFI lifestyle. They explore vital themes like financial flexibility, the psychological aspects o…
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OTL #961: The importance of the Freedom of Information Act, Proposed legislation to regulate homeschooling in Illinois
41:07
41:07
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41:07Mike Stephen talks to Pulitzer Prize-winning local journalists Sarah Conway of City Bureau and Trina Reynolds-Tyler of the Invisible Institute about the importance of the Freedom of Information Act and then gets an update on a proposed bill to regulate homeschooling in Illinois from Capitol News reporters Beth Hundsdorfer and Molly Parker.…
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Entrepreneurship in the Insurance Industry
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25:11
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25:11Christian Brindle discusses entrepreneurship in insurance, some of the benefits and challenges of entrepreneurship in the space, and tips for navigating the complexities of the insurance world. Find him at eseniorinsurance and listen for three action items you can use today. Host, Kevin Craine Do you want to be a guest? https://Everyday-MBA.com/gue…
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Navigating the Path to FI: Bill Powell's Blue Collar Journey from Debt to Empowerment
46:24
46:24
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46:24Community member Bill Powell shares his inspiring journey from a blue-collar background riddled with credit card debt to achieving financial independence. He emphasizes accountability through journaling, mentorship, and the importance of financial literacy within blue-collar professions. Bill explores the value of small, consistent actions and mean…
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OTL #960: The Illinois nuclear power controversy, The Flamenco Quartet Project returns, The Secret History of Donald Rafael Garrett
41:32
41:32
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41:32Mike Stephen discusses the controversial push to increase nuclear power production in Illinois with David Kraft, director of the Nuclear Energy Information Service, previews the return of the Flamenco Quartet Project with Wendy Clinard, founder of Clinard Dance, and discovers the Secret History of local avant-garde bassist Donald Rafael Garrett.…
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Essential Leadership Habits To Build High-Performing Teams
26:51
26:51
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26:51Alex Draper discusses his book “CARE to Win” and the essential habits leaders need to build high-performing teams. Alex is the founder of DX Learning and a leading advocate for people-first leadership. Listen for three action items you can use today. Host, Kevin Craine Do you want to be a guest? https://Everyday-MBA.com/guest This episode is suppor…
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536 | Getting Personal With Personal Finance | Ron & Ginger
1:00:19
1:00:19
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1:00:19Ron Babcock shares his multifaceted journey towards financial independence, combining his experiences as a TV editor, stand-up comedian, and family man. He discusses the value of long-term thinking in financial decision-making, the importance of community in the financial independence journey, and actionable budgeting strategies. Timestamps and Top…
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OTL #959: Bridging the wealth gap in Chicago, Supporting local nonprofits
42:12
42:12
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42:12Mike Stephen learns about efforts to bridge the wealth gap and to provide worker dignity at the local level from Julian Posada, President & CEO of LiftUp Chicago, and then discusses supporting the important work of local nonprofits with Jessica Nepomiachi, Director of Special Projects for the Real Estate Solutions Team at IFF.…
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Calculating the ROI of Thought Leadership
30:53
30:53
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30:53Anthony Marshall discusses his book “The ROI of Thought Leadership.” Anthony is the Senior Research Director of Thought Leadership at IBM's Institute for Business Value where he leads a global team of industry experts, statisticians, economists, and analysts who produce data-driven insights on various industries, technologies, and management practi…
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Pi Network Mainnet is Live! What's Next for Pioneers?
20:00
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20:00Pi Network has finally launched its mainnet! After years of development, the long-awaited transition is here. But what does this mean for the millions of Pi pioneers? Will Pi Coin skyrocket in value or fizzle out? In this episode I break down what is Pi network and how it started. Some key updates from the mainnet launch and what's new. Along with …
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The Top 10 Ten Investing Mistakes We All Make | Cody Garrett | Ep 535
57:41
57:41
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57:41Brad and Cody Garrett from Measure Twice Money dive into the ten most common mistakes that even savvy investors make. They cover essential topics from asset location to maximizing health savings accounts (HSAs), emphasizing a holistic approach to financial wellness. Key Takeaways: Understanding the impact of asset location on tax liabilities. Impor…
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OTL #958: Continuing the fight against homelessness, The Secret History of Ruffian, Chicago Women of Color Fest
43:28
43:28
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43:28Mike Stephen discusses ongoing efforts to fight homelessness in Chicago despite the chaos in the federal government with Carolyn Ross, president and CEO of All Chicago: Making Homelessness History, learns the Secret History of 1980s rockers called Ruffian, and then chats about a new local festival highlighting marginalized voices with festival foun…
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Build a World-Class Customer Advisory Board
21:23
21:23
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21:23Irene Yam talks about her book “Build a World-Class Customer Advisory Board” and ways to boost connections between executives and customers through impactful Customer Advisory Boards. Irene is an expert in Customer Advisory Boards and the founder of CAB consulting. Listen for three action items you can use today. Host, Kevin Craine Do you want to b…
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Inherited Account Deep Dive, Barista FI and Saving When Starting a Business | Rachael Camp | Ep 534
57:56
57:56
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57:56This episode discusses financial independence strategies, including Barista FI and Coast FI, along with insights into inherited accounts post-Secure Act (2020). Listeners will learn about health insurance considerations in early retirement, the dynamics of inherited IRAs, and how to manage finances during entrepreneurial transitions. The discussion…
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OTL #957: The history and impact of Fitzgerald’s, New music from Falling Stars
42:57
42:57
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42:57Mike Stephen sits down with Jess King and Will Duncan, the owners of Fitzgerald’s in Berwyn, to learn about the venue's history and impact on Chicago and then gets the lowdown on new music from the local band Falling Stars with guitarist and vocalist Mark Sheehy.By Mike Stephen
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The Inevitable Shift to Electric Vehicles - Tesla, Musk and Trump
25:57
25:57
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25:57Wall Street Journal reporter Mike Colias discusses his book “InEVitable,” (#1 Amazon) and the unstoppable transition to electric vehicles. Mike is an award-winning journalist who specializes in the automotive industry and exploring challenges and innovations shaping its future. Listen as we discuss EVs, what’s up with Tesla, Trump and Musk, and the…
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Getting Personal with Personal Finance: Brad & Ginger | Ep 533
1:03:42
1:03:42
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1:03:42Ginger interviews Brad as they delve into the personal side of financial independence, focusing on the real struggles and triumphs behind the scenes of ChooseFI. The conversation emphasizes the importance of relatability and the idea that financial independence is accessible to everyone, not just experts. They discuss 'one more year syndrome,' the …
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OTL #956: The future of the Chicago Reader, The Secret History of The Monteras
37:58
37:58
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37:58Mike Stephen talks to Amber Nettles the publisher of the Chicago Reader and Salem Collo-Julin, the paper's editor in chief, about the dire financial situation of the publication and its future and then discovers the Secret History of the local 1960s garage rock band The Monteras.By Mike Stephen
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Anne Marie Anderson discusses her book “Cultivating Audacity: Dismantle Doubt and Let Yourself Win.” Anne Marie is a three-time Emmy Award-winning broadcaster, speaker, and one of the most experienced female play-by-play sports announcers in the country. You can see her on ESPN as well as a variety of other networks. Listen for three action items y…
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AI-Powered Bitcoin Mining: The Future of Fair & Efficient Mining Pools
15:17
15:17
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15:17Traditional Bitcoin mining pools are outdated, inefficient, and unfair to small miners—but what if AI could change all that? In this episode of The Wolf of Crypto Podcast, I break down the game-changing AI-Powered Collaborative Mining Pool (AICMP) and how it’s redefining Bitcoin mining. Unlock your full potential with Magic Mind – boost focus, redu…
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Wouldn't It Be Cool If ?? | Open the Aperture With Jonathan And Brad | Ep 532
45:58
45:58
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45:58Introducing The 'Wouldn't It Be Cool If' Series Episode Summary: 2025 marks the start of an exciting new era for ChooseFI! In this episode, hosts Jonathan and Brad dive into the journey to financial independence—what it means, how to define your FI number, and why taking control of your finances is crucial. Plus, we’re evolving! This year, we’re ha…
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Exploring Dimo - The Future of Smart Vehicles
16:25
16:25
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16:25What if your car could do more than just drive? What if it could earn for you, connect to apps, lower your insurance, and even pay for things automatically? In this episode of The Wolf of Crypto Podcast, we’re diving into DIMO—the blockchain-powered platform that transforms vehicles into smart devices. From unlocking doors with a tap to monetizing …
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Democratizing AI: How Nodepay is Changing the Game
15:57
15:57
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15:57AI is evolving fast, but who controls it? In this episode of we explore how Nodepay is disrupting the centralized AI industry by allowing everyday users to contribute their unused internet bandwidth in exchange for rewards. We break down the problems with centralized AI, how Nodepay’s decentralized model works, and the platform’s key features—inclu…
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Neil Twa talks about his book “Almost-Automated Income with FBA” and strategies for success using Amazon’s FBA (Fulfillment by Amazon) model. He’s helped over 1,000 entrepreneurs achieve multi-million-dollar revenues through e-Commerce and Amazon. Host, Kevin Craine Do you want to be a guest? https://Everyday-MBA.com/guest This episode is supported…
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OTL #955: The future of electric vehicles in Illinois, Restorative justice in North Lawndale
40:10
40:10
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40:10Mike Stephen explores the potential impact of the Trump administration’s position on environmental funding with Brian Urbaszewski, director of environmental health programs at the Respiratory Health Association, and learns about the impact of restorative justice practices in the North Lawndale neighborhood from Cliff Nellis, president and CEO of th…
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2025 State of the Stock Market | Brian Feroldi | Ep 531
40:03
40:03
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40:03Explore the latest insights on the stock market performance and investment strategies with friend of the show and frequent guest Brian Feroldi. This episode dives deep into the trends that shaped 2024 and what to expect in 2025, discussing everything from the significance of the S&P 500 to long-term investing principles and the impact of emerging t…
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OTL #954: The Great Lakes Restoration Initiative, The Secret History of Yama & The Karma Dusters
38:59
38:59
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38:59Mike Stephen learns about the Great Lakes Restoration Initiative renewal in Congress from Don Jodrey, director of federal relations at the Alliance for the Great Lakes, and then discovers the Secret History of the 1970s counterculture band Yama & The Karma Dusters.By Mike Stephen
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Conquer Anxiety and Impostor Syndrome in the Workplace
28:18
28:18
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28:18Mike Schiller discusses ways to conquer anxiety and Impostor Syndrome in the workplace. Mike's book, "High Impact at Low Decibels,” explores strategies for managing anxiety, conquering imposter syndrome, and leveraging our natural tendencies to unlock new opportunities. Listen for three action items you can use today. Host, Kevin Craine Do you want…
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EPISODE 301 - ANNOUNCEMENT: WE ARE RENAMING AND REBRANDING OUR PODCAST.
8:35
8:35
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8:35We are changing the name of our podcast from The Six Figure Gutter Cleaner podcast to Gutter Cleaning Gold. While we will continue to put out content that will help you build a business that will net you six figures with gutter cleaning as your primary service, we will put more of an emphasis on building long-term wealth by building your business i…
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The FI Case for Electric Vehicles | With Chris Terrell | Ep 530
1:11:01
1:11:01
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1:11:01Chris Terrell shares his personal journey with electric vehicles (EVs) and discusses the financial implications of owning one. Highlighting key incentives like the Inflation Reduction Act and the benefits of home charging, the conversation delves into the affordability, practicality, and simplicity of EV ownership, providing insights for financial …
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OTL #953: Chicago’s “Taping Guy,” The Surge Institute’s civil rights work
42:54
42:54
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42:54Mike Stephen talks to Aadam Jacobs, a Chicagoan who has recorded thousands of local live music performances, about why he’s making his collection public and then discusses the ongoing civil rights work of The Surge Institute with executive director Ulric Shannon.By Mike Stephen
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The Complexities of Doing Business in China
31:48
31:48
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31:48Ken Wilcox discusses his book “The China Business Conundrum” and the complexities of doing business in China. Ken is the former CEO of Silicon Valley Bank where he served as CEO of the bank's joint venture with in China for four years. He’s also an adjunct professor at UC Berkeley. Host, Kevin Craine Do you want to be a guest? https://Everyday-MBA.…
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Getting Personal With Personal Finance | Laura And Ginger | Ep 529
55:28
55:28
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55:28Laura's shares how she transitioned from a high-stress academic career to retirement. Discover the challenges of job identity, financial planning discussions with family, and the mental preparations for life after work. Laura’s career as an associate professor in genetics involved heavy grant writing and significant stress, particularly as a parent…
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OTL #952: Are we in dark civic times?, The impending “TIF Cliff,” HelloBaby expands
39:03
39:03
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39:03Mike Stephen explores the impending "TIF Cliff" and its ramifications for Chicago with civic educator Tom Tresser, discusses the state of local civic life, and gets the lowdown on the expansion of HelloBaby on the South Side of the city with founder Debbie Frisch and Leva Family Foundation president Craig Leva.…
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Edward Beltran talks about his book “Fierce Resilience: Combatting Workplace Stress One Conversation at a Time,” where he introduces science-backed strategies to reduce workplace stress and build team resilience through effective communication. Host, Kevin Craine Do you want to be a guest? https://Everyday-MBA.com/guest This episode is supported by…
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In this episode of ChooseFI, co-host Brad sits down with Jordan Grumet, author of The Purpose Code, to discuss the crucial differences between "big P" purpose and "little p" purpose. They explore how identifying small, meaningful activities can bring joy and fulfillment to life. Jordan elaborates on turning regrets and childhood joys into "purpose …
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OTL #951: Local education issues in 2025, Illinois corrections’ programs that work, New music from Poi Dog Pondering
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46:30Mike Stephen gets an update on important education issues in the new year from Chalkbeat Chicago reporter Reema Amin, discusses the positive impacts of a few Illinois Department of Corrections programs with Jennifer Vollen-Katz, executive director of the John Howard Association, and previews an upcoming show by the local band Poi Dog Pondering with…
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Former Olympic coach Pete Steinberg discusses his book “Leadership Shock,” and how leaders can navigate the complex challenges of modern leadership. Pete coached the USA Women’s Rugby Team at two World Cups and the Rio Olympics, and led Penn State and Temple rugby teams to 11 national championships. Now he is known as a leadership and innovation ex…
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Behind the Hype: SwarmNode.AI, SNAI, and the Future of Decentralized AI
19:14
19:14
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19:14I take a deep dive into SwarmNode.AI, the revolutionary platform that’s reshaping the future of artificial intelligence and blockchain. SwarmNode.AI allows developers to deploy serverless AI agents in the cloud, enabling powerful workflows without the need for costly infrastructure. We’ll break down how its Python SDK and REST API make it easy for …
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Buy What You Love Without Going Broke | Frugal Friends | Ep 527
57:43
57:43
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57:43Join Brad, Jen, and Jill as they navigate the intricate balance between frugality and financial independence. Explore creative alternatives for spending less, and the importance of aligning your finances with your core values. Key Topics Discussed Introduction to Frugality (00:00:00) Overview of the tension between overspending and frugality. Impor…
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Mike Stephen highlights a few local conversations from the show in 2024. See you in 2025!By Mike Stephen
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Mark Fava discusses his book “Lessons from the Admiral” where he draws from his experiences as an aide to a Navy admiral and his career as Fortune 100 aviation lawyer to provide us with actionable insights on leadership, preparation, and adaptability. Host, Kevin Craine Do you want to be a guest? https://Everyday-MBA.com/guest This episode is suppo…
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2024 Year-End Celebration: Inspiring Wins from the ChooseFI Community | Ep 526
1:15:43
1:15:43
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1:15:43Our Favorite episode of the year, listeners share their remarkable financial wins and transformations throughout the year. These stories highlight the power of financial independence (FI) and showcase actionable steps taken by individuals and families on their journeys. Timestamped Key Topics: 00:00:25 Celebration of Listener Wins Jonathan and Brad…
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OTL #949: The lack of Chicago environmental regulations enforcement, The Secret History of JD, Foster, and Eastman
40:16
40:16
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40:16Mike Stephen talks to Neighbors for Environmental Justice board president Anthony Moser about how local politics and a lack of enforcement are impacting Chicago’s environmental policies and then discovers the Secret History of 1970s Chicago country rockers JD, Foster, and Eastman.By Mike Stephen
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The Business of Being Environmentally Focused
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23:13
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23:13Did you know that we go through 32 million trees per year for coffee cups? And most of those don't get recycled. Ralph Bianculli, founder of Emerald Ecovations discusses environmental stewardship, the business of being environmentally focused, and ways we can make sustainable choices for a healthier planet...in our lives and in our business. Host, …
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Travel Builds Connections and Unlocks Rewards | Ep 525
1:15:06
1:15:06
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1:15:06Brad shares insights from his life-changing trip to Asia and how it reshaped his perspectives on connection and gratitude. He highlights the importance of direct human interactions and how travel exposes the beauty of our shared humanity. Ginger emphasizes the value of taking risks to build relationships and the significance of continuous learning.…
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OTL #948: Re-mapping Chicago, The state of local food journalism, Quimby’s calls it quits
38:58
38:58
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38:58Mike Stephen gets an update on the effort to re-map Chicago community areas from Emily Talen, director of The Urbanism Lab at the University of Chicago, discusses the state of local food journalism Mike Gebert, editor of Fooditor, and reflects on the good work of the soon-to-be-sold Quimby’s bookstore in Wicker Park.…
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Lessons in Creativity from the Head of Innovation at Disney
32:53
32:53
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32:53Duncan Wardle, former Head of Innovation at Disney, talks about his book, “The Imagination Emporium,” and ways that he has helped Disney, Apple, Coca-Cola, and the NBA unlock their creative potential. The book is a hands-on, interactive approach to innovation with some challenging perspectives and advice. Listen for three action items you can use t…
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Beyond Numbers at the Bali Retreat | Ep 524
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50:34Join Brad Barrett and a panel of community members as they explore the transformative experiences at the FI Freedom Retreat . This episode dives into the importance of community connection, personal growth, and designing a balanced life centered around financial independence. Highlighted stories emphasize overcoming fears, embracing sabbaticals, an…
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