Best broker podcasts we could find (Updated August 2018)
Related podcasts: Real Estate Mortgage Brokers Finance Buying Lenders First Home Business Agent Realestate Agents Commercial Education Training Investment Real Estate Marketing Careers  
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This is your regular podcast channel for Commercial Real Estate Brokerage Online. Sales, Leasing, and Property Management Coaching Podcast by John Highman, Commercial Real Estate Broadcaster, Author, Speaker. Learn the skills of commercial real estate sales, leasing, property management. Also learn about Office, Retail, and Industrial property around the World.
 
I Love Mortgage Brokering is the only podcast by mortgage brokers for mortgage brokers. If you want to take your mortgage business to the next level, then ILMB is the place for you. You will hear stories, tips and strategies from some of the top Brokers in the country.
 
Elite Broker is the only podcast that delivers business intelligence and tackles the biggest issues affecting the Australian mortgage industry, brought to you by The Adviser, Australia’s leading publication for mortgage professionals.Each week, Elite Broker speaks to an Australian mortgage broker to find out how they got to where they are now, there tips for success and what they think of the current market.http://www.theadviser.com.au
 
Commercial Real Estate Elite: Broker to Brokers is your leading resource for cutting edge commercial real estate strategies and resources from real brokers. Each week Justin Lamontagne will go state-to-state to uncover tools, tips and techniques straight from top performing commercial agents to help you stand out in this highly-competitive field. We’ll also dive into the stories behind the deals, both successful and failed, and discuss what it means to do commercial real estate the right way ...
 
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Broker Connect
Monthly+
 
Our mission is to bring Carriers and Brokers together to find new and innovative ways to bring more value to our mutual customers, the shipping community. The system has been broken for decades and it's time to fix it. We will take your calls and answer your questions about:Building strong relationshipsRatesLanesSpot marketSeasonal freight
 
If you're looking to grow your business & get more settlements, you've come to the right place. Top Broker is a community hub with free tools and articles to take your broking game to the next level. An elite selection of Australia's Top Mortgage Brokers have come to share their tips and tips to help you maximise client value, increase settlements and profitability, and work less hours for more money. We know what it's like to be on the front lines. Let us help you to get you from where you ...
 
A business podcast by the San Antonio Express-News
 
New music by the hour from Atarilogic: Beat Broker and the usual suspects at Tone Def Systems. Download the latest tracks, video, rare unreleased rebel audio experiments and sound design. Go to Atarilogic.com or Facebook.com/atarilogic for all the latest live dates and bio information.
 
The Business Loan Broker Academy is a the most education course for new business loan brokers. Our continuing education and constant support ensures all academy members success.
 
Michael Shea is the Leading Business Broker in Florida having sold more deals than any other broker / small business is our business
 
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Call Your Broker
Daily+
 
The CYB podcast is a collaboration of Treadstone Risk Management and Liberty Benefit Advisors. The series is dedicated to bringing free and easily understandable insurance and risk management ides and concepts to business owners, organization leaders, families, and individuals.
 
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Angela Fox - your professional Colorado Real Estate Agent.
 
Welcome to Mia Ali's podcast where great discussions happen. Meant to trigger a different mindset and inspire. Great for everyone!
 
A video blog with loan officer Jan Leasure where she provides financial advice relating to residential properties in Northern Chicago.
 
Independent Broker Dealer Trends Podcasts by Henschen & Associates, LLC
 
The Insights and observations of Orlando's leading Business Broker
 
Fast. Safe. Simple. Investing in online business has never been easier. The Empire Flippers Podcast discusses buying and selling websites, investing in online assets and businesses, and discusses the successes and failures that come with online entrepreneurship.
 
Host, Carla Higgins takes you on a journey through every aspect of building your real estate business. Carla is an experienced Realtor with 18 years experience, a single mother of 3 young daughters, a volunteer, a community builder, a negotiator, a consensus builder and creative businesswoman, an international marathoner, a mentor who loves to live and to laugh. She's respected by both colleagues and clients alike. She works creatively, collaboratively and above all else, diligently. Join us ...
 
Ask Kevin Rutherford and Larry Winget anything!
 
I'm Patrick Lilly, the founder of Real Estate Success Rocks, an organization devoted towards assisting you in fulfilling your dreams in business and in life. We've partnered with REV, a select group of top producing agents, to bring you the best content in our industry specifying what works in today's market place and what does not, how you can grow your business on your terms, and be inspired to do more with your life. So what does success mean to you? And how do you create a meaningful lif ...
 
Aircraft ownership simplified. From light sport on up to turboprops and owner-flown jets. We talk about everything aviation.
 
The Successful Adviser is created for mortgage and finance professional who want to become the preeminent adviser to their clients. James McCracken interviews some of the most successful advisers, influencers and suppliers in the mortgage and finance industry to share expert insights and real-life stories so you can achieve your goals and enjoy more success in your business.
 
Agent 251 is an entertaining and informative real-world real estate podcast that looks at the home buying and selling process through the lens of our work, experiences, training and culture at JWRE - Jason Will Real Estate. Jason Will - Agent 251 - investigates and spills the beans on all his case-closing clues and industry secrets for motivating agents and brokers, as well as helping home buyers & sellers to create a win-win experience from the kitchen table to the closing table! JWRE- Jaso ...
 
The St. Louis Realtor Podcast is hosted by broker, Adam Kruse, of the Hermann London Real Estate Group in Maplewood, Missouri. In each episode Adam will use his vast real estate knowledge to tell stories, give advice, interview guests, and share deals on his favorite properties available for sale. For more information about Adam or to ask a question, send an email to PODCAST@HermannLondon.com
 
Aaron Muller is a serial entrepreneur who owns 8 companies. As the founder and president of Advantage Commercial Brokers, Aaron has sold over 130 companies and facilitated over 45 SBA loans for his clients. Aaron Muller is an authority on the topic of buying and selling businesses with revenues of $20 million and under.
 
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from David Lluberes- your professional New Jersey Real Estate Agents.
 
An Audio Podcast created by Scot Kenkel for Professional Real Estate Brokers and Agents that are serious about the Business side of Real Estate.
 
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JointVenture360
Monthly+
 
Discussing Joint Ventures, Business Topics, Entrepreneur Mindset, Mergers, Acquisitions and Marketing.
 
Fuel our imagination and dreams with daily inspiration to the Timeline’s Community. A Timeliner is someone who never gives up, works hard and eventually succeeds. They are of all ages and genders with a desire to improve their lives and those around them. They learn from other's mentoring and experiences.
 
Be Careful! You might actually learn something about business!Do you want to learn how to work ON Your Business not IN Your Business? Are you a business owner that is highly competent in your field, but has challenges in: *Marketing *Customer Service*Employee hiring and retention *Financial Management *Sales *Gross Profitsand wish you had someone that could educate you about how to tackle those challenges? Are you someone interested in starting their own business, but not sure how to get sta ...
 
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Hello Neighbor
Monthly
 
Join us as we talk bout the neighborhood of the internet.
 
In this commercial real estate podcast, Starboard broadcasts local, national and international commercial real estate news, interviews, stories, and weekly vacancy reports, recently listed hot properties focusing primarily on the San Francisco Bay Area market.
 
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Podcasts
Rare
 
FINRA Investor Podcast RSS Feed.
 
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Kevin Smith - your professional California Real Estate Agent.
 
Featuring 15 world-class experts teaching you: What builds business value and how to capitalize on it, from Jeff Hoffman, a successful serial entrepreneur and former CEO of Priceline.com. How to prepare, sell and merge your business with a larger one, from Mike Nikolich, former CEO of PR firm TechImage and current CMO of SmithBucklin. How to work with experienced buyers, from Dave Tolmie, former business owner and current partner with the private equity firm Edgewater Partners. Upcoming tren ...
 
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Cheplak Live
Monthly
 
Jon Cheplak brings 20 plus years of practical, applied, and results measured experience to his focused and disciplined work serving brokers, owners, managers, recruiters, and agents in the real estate industry. For the past decade Jon Cheplak has focused on transferring his valuable experiences to leaders and agents, assisting them with all aspects of the industry, including; running a company, managing an office and day to day sales skills. His passion is to position leaders and agents as t ...
 
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FINRA Unscripted
Monthly
 
FINRA Unscripted is the voice of the nation’s largest non-government securities regulator. We bring together FINRA leaders to discuss existing and emerging regulatory topics that impact the broker-dealer industry. We share best practices for compliance officers, insights into the operations of a 3,500 person self-regulated organization and educational tools and information for investors. Every investor in America relies on one thing: fair financial markets. That is what FINRA works every day ...
 
Launched in September 2001, Mortgage Strategy was the first weekly intermediary title in the mortgage market. The magazine is committed to provide the mortgage intermediary with the most pressing and relevant news, along with insightful, intelligent comment and analysis.
 
We Sell Restaurants - Restaurant Brokers Eric and Robin Gagnon host timely topics and expert guests in the restaurant industry. Would-be restaurant owners, investors, foodies, and the hospitality industry – tune in as we satisfy your appetite for acquisition, feed the need for restaurant reality and serve up a recipe for business success.
 
Peter Schiff is an economist, financial broker/dealer, author, frequent guest on national news, and host of the Peter Schiff Show. He follows up his daily two-hour show with a weekly, two-hour podcast focusing on weekly economic data analysis and unbiased coverage of financial news, both in the U.S. and global markets. As entertaining as he is informative, Peter packs decades of brilliant insight into every news item. Join the thousands of fans who have benefited from Peter’s commitment to g ...
 
The Jericho Network in association with Westwood One presents arguably the biggest box office sensation in the history of Mexico! A WWF, WCW, TNA and Lucha Underground superstar, head writer, producer for AAA promotion in Mexico, and power broker... Through it all, Konnan has always Kept It 100! While this has not always kept him endeared to management, it's one reason why he's garnered a huge worldwide following of fans who love hearing him spit the truth. "Not hatin, just statin." He ain't ...
 
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Bo Winn - your professional North Carolina Real Estate Agent.
 
Join Oliver Graf on "In The Know" [Real Estate Super Podcast], created and dedicated to you, the realtor, broker, investor, agent, digital marketer, or any other real estate industry professional. If you're looking for inspiration, motivation and actionable advice on how to grow your real estate business, then join us each episode for a new discussion, interview or case study. Discover how you can learn to generate more real estate leads, convert more customers, and do more business. Join us ...
 
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Simmon Property Group - your professional West Chester Real Estate Agents.
 
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Queen Team- your professional Texas Real Estate Agents.
 
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Art Real Estate Group - your professional Virginia Real Estate Agents.
 
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Home Gallery Team - your professional Delaware Real Estate Agents.
 
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show series
 
RATE AND REVIEW this podcast on Facebook.https://itunes.apple.com/us/podcast/the-peter-schiff-show-podcast/id404963432?mt=2&ls=1Strong Dollar Policy?There used to be a lot of talk about the so-called Strong Dollar Policy. We had the Strong Dollar Policy when Bill Clinton was President, George Bush; I guess when Barack Obama was President, as we ...…
 
Selling a home? Get a free home value report Buying a home? Search all homes for sale Many of my investors ask me when the next recession is going to happen. The truth is that I don’t know. All I can do is look for answers. Many smart economists predict that the recession might start in 2020. Our economy has been expanding since 2009 and we hav ...…
 
Have you ever wanted to know the exact steps taken that resulted in someone earning the coveted CAR Rookie of the Year award? And then the steps taken after that to get to 24m in revenue just four years later? Today on the show we speak with Stephanie LoVerde who has accomplished both these feats! In her first year she was the single biggest ro ...…
 
Dan is a Silver Sponsor but we were unable to fit in a Timelines of Success or Meet The Voter interview but he has promised us that after the election we will get together. We have gone ahead and put Dan’s presentation was on Tuesday, May 31, 2018, to the RMC.
 
The Accountable Capitalism ActElizabeth Warren unveiled her new idea in an op-ed in the Wall Street Journal. It is her new bill, called the Accountable Capitalism Act. Of course, I have said this before, there is no truth in advertising when it comes to legislation. Whenever Congress passes a bill, the name of the bill is generally the opposite ...…
 
Mr. Merin was President and Chief Operating Officer of Morgan Stanley Investment Management (MSIM), the investment management business for individual and institutional investors of Morgan Stanley, until he retired in September 2005. During his time at MSIM, he also served as a director or trustee of a number of registered investment companies f ...…
 
Today we are joined by Sue Hameed. She has been a mortgage broker in Ottawa for five years and has grown every single year. She has been hosting her own segment on CTV for the past 18 months. Sue takes a non-traditional approach to her business because her focus when starting was not to build partners with realtors, but rather to put her energy ...…
 
RATE AND REVIEW this podcast wherever you listen.https://itunes.apple.com/us/podcast/the-peter-schiff-show-podcast/id404963432?mt=2&ls=1Turkey's Current Account DeficitThe "Turkey baste" continued on Monday, although Tuesday we did have a bit of a reversal, Tuesday bounce in the lira, rising about 7 percent or so, in today's trading. But still, ...…
 
You can win plenty of new business in commercial real estate brokerage using the referral business model. Many forget to ask the key referral question at the right time. In this program, you can learn how you can build a client referral model of contact that can drive plenty of leads your way faster in commercial real estate sales and leasing.…
 
Financial technology (fintech) has revolutionized the financial industry. Need proof? Just ask yourself: when was the last time you went to a bank to deposit a check? From digital banking and mobile trading apps to Venmo, cryptocurrencies and blockchain, fintech has changed the way we manage our money and investments and the ways in which finan ...…
 
Wendy and Lindsay are partners in life as in business, having worked together for the past 5 years in Whitby, Ontario, a suburb on the east side of Toronto. Their focus is converting leads into relationships of which one effective lead source is door knocking. Lindsay has been in the business for 31 years and Wendy for 10. They originally met a ...…
 
Having been a broker for more than 15 years, Melbourne-based broker Clint Waters is an old-hand at broking and has seen the industry shift and change over the years. But while the industry has changed, providing exceptional customer service has not. In this episode of The Adviser’s Elite Broker podcast, the broker and founder of award-winning b ...…
 
In commercial and retail property leasing, you need a plan to attract and tap into the tenants and landlords locally. In this program, I talk about how leasing can be a valuable part of the brokerage business, and how you can make that work effectively for the long term.
 
Craig is up from Las Vegas and we are in the Peppermill Casino for this interview. Born in Las Vegas, he is a Native Nevadan. After high school, he headed to the east coast to enter the Naval Academy (Go Army! Beat Navy!) The Army-Navy Game has made a lasting impression on Craig.
 
Today’s guest is Asim Ali, a newcomer who has only been in the business for two years. Despite this, he has funded a combined volume of nearly $100,000,000. He is extremely action-oriented and began knocking on doors the day after he got his mortgage broker license. Asim tells us about how he was able to succeed so quickly and gives valuable ad ...…
 
RATE AND REVIEW this podcast wherever you listen.Turkey is the Epicenter of Emerging Market ConcernsRight now, the epicenter of the concerns about the emerging markets is coming from Turkey. What is the problem with the Turkish lira? Turkish President Erdogan is veering off into some very dangerous territory with his stance with the Central Ban ...…
 
In commercial real estate brokerage, you can improve cold calling in one day by simply following some rules and refining your processes accordingly. Learn how to improve your call practice and use this logic to your telephone conversations.
 
Santiago Valdez has an impressive track record. In addition to being a top 1% producer himself, he trained Elizabeth Pyle in her first year as a broker. She ended up winning the CAR Rookie Of The Year, which is given to the top producing first year broker. In our conversation Santiago and Elizabeth of Relux International talk about how they hav ...…
 
RATE AND REVIEW This Podcasthttps://itunes.apple.com/us/podcast/the-peter-schiff-show-podcast/id404963432?mt=2&ls=1Alex Jones BannedAlex Jones was banned from iTunes, Facebook, YouTube - his entire YouTube Channel is gone! He had over a million subscribers. The Alex Jones videos on my YouTube channel where I appeared as a guest are still up, bu ...…
 
Ashton Gustafson is a highly sought-after public speaker, nationally recognized Realtor, artist, musician, poet, amateur cosmologist, and currently in pursuit of more things to become. In 2010, Realtor Magazine named Ashton one of the top 30 Realtors in the United States under the age of 30. He has keynoted from Los Angeles, CA to Burlington, V ...…
 
Finance broking and writing loans for SMEs has been a hot topic of discussion this year, as government and regulators increasingly look at improving access to finance for the small businesses that are the "engine room of the economy".In this episode of The Adviser’s Elite Broker podcast, Australia's Asset Finance Broker of the Year 2018, Jason ...…
 
Selling a home? Get a free home value report Buying a home? Search all homes for sale Today I want to talk about property disclosure as the seller. Many people have asked me what they need to disclose about their property when selling. To answer this, I should start by saying that what you have to disclose depends on where you live. Each state ...…
 
In this episode of Agent 251, Jason speaks to Hunter Harrelson of Beachball Properties about investment in rental properties on Alabama’s beautiful white sand beaches. Hunter points out that prudent investment in rental properties comes down to the proper application of mathematics. Jason and Hunter discuss the pitfalls of owner management and ...…
 
Brent did not win the election but he was an excellent candidate with solid conservative principles.
 
The sales planning process in commercial real estate must exist and be optimized for each and every broker. This is the way to personally activate your sales plan in brokerage. Open up your property market with these actions and contact processes.
 
In this episode, Realtor Adam Kruse and Realtor Shannon St. Pierre talk to Doug Munsch and Emma Gilmore of Straight Up Solar. Find out how solar helps homeowners become more energy independent.Email questions to PODCAST@HermannLondon.com
 
RATE AND REVIEW this podcast Wherever you listen.https://itunes.apple.com/us/podcast/the-peter-schiff-show-podcast/id404963432?mt=2&ls=1Ridiculous Rhetoric in TariffsOne of the drivers behind the increasing cost of living is going to be the tariffs. The rhetoric here is really ridiculous. Talking heads on the mainstream media say, "We've got Ch ...…
 
This episode’s guest is Alex Benjamin, CEO of Lendful. Lendful is an unsecured lending platform that was launched in 2015 that allows clients to borrow money in a way that is better than a credit card. Alex gives us an overview of the service with special insight about how brokers and their clients can make use of Lendful. See more at http://ww ...…
 
Hello Neighbor! Today we have something a little different for you. We are going window shopping together for the most expensive homes listed this week in Manhattan over $10 million. Join me as we dream together on Zillow.com. Click the link to see them online. This video is for commentary and entertainment purposes only. I do not claim to repr ...…
 
Brian Copeland runs his own real estate team in Nashville, Tennessee. He was the 2017 President of Tennessee REALTORS and will serve as Vice President for NAR next year. Brian is one of a handful of Community Leadership Circle leaders globally for Facebook and has spent significant time speaking for the company and working at their headquarters ...…
 
In commercial real estate sales or brokerage, being 'good enough' is the common approach for most agents. You can be much better than that by using this approach to your real estate business. Have a listen to the better ways to grow your real estate brokerage career by being better than good enough.
 
RATE AND REVIEW this podcast on Facebook!https://www.facebook.com/PeterSchiff/reviews/Abolish the Capital Gains Tax?If we simply had no capital gains tax, but wen are still taxing the worker on the value of his labor without any deductions whatsoever, I just don't think that's a fair system. That's one of the reasons I would not want to just ab ...…
 
Mike ran a good campaign and won his primary Washoe County Assessor. There those who were playing tricks on Mike but he fought through them running a great campaign and he won.
 
When you set the rules and your sales blueprint into a formal plan like this, your results can improve with listings and clients. Learn how to engage with better properties and people in commercial real estate brokerage.
 
Are you curious what kids really want in a home? Here’s your answer. Buying a home? Click here to perform a full home search Selling a home? Click here for a FREE Home Price Evaluation The Harris Poll recently conducted a survey where they asked kids under the age of 18 whose parents were purchasing a property what they look for in a home. Here ...…
 
What are the principles that guide FINRA’s decision making when it comes to taking Enforcement action? That’s the question that’s been on the mind of FINRA’s head of Enforcement, Susan Schroeder, since she took on the role in mid-2017. One of the first things Schroeder did in her new role was to get right down to basics and define what an effec ...…
 
Patrick Lilly has been a successful residential real estate broker in Manhattan and Brooklyn for the past 30 years. Having sold over a billion dollars of real estate and more than 1,000 homes, Patrick's team is consistently ranked as one of the Wall Street Journal's top 250 teams in the nation. He is the Founder of Real Estate Vision, an educat ...…
 
Does the idea of buying the rainforest sound impossible? What if I told you that five minutes in a room with the right people could shift your mindset—and make the idea as simple as eating a bowl of soup? What if you could apply the same principles of realizing a big vision to your real estate career and become a megaproducer? Today, Oliver is ...…
 
Madhu Chaudhuri is a broker and mentor whom many in the industry will know as a passionate advocate for the broker channel and a specialist in providing financial help for migrants. But she’s well known outside of the industry, too, as she goes above and beyond to not only make entrants to Australia more financially sound but also feel at home ...…
 
Have you noticed an increase in advertising for both Airbnb and the hotel industry? This week we review the recent updates to the Airbnb saga going on in New York City. It is currently illegal to run a residential property as a Airbnb for under 30 days. If you are a host, you should be aware of the laws and possible liabilities you expose yours ...…
 
Including primaries and general elections, Sharron Angle has won 11 of 14 elections. Overall, she is a winner! She is an RMC Silver Sponsor and it was a pleasure to have her on Meet the Voter and Timelines. Sharron served in her first elected office in 1992 when she was elected to the Nye County School Board. Sharron and Ted, her husband, then ...…
 
In commercial real estate brokerage, you must have goals as part of your business model. Those goals should feature as actions in your diary each day. Here are the goals to work to in brokerage sales and leasing.
 
RATE AND REVIEW this podcast on iTunes!U.S. GDP Growth Reported at 4.1%Today we finally got the highly anticipated first look at U.S. economic growth, or really GDP growth, because the GDP is not that great a barometer of the economy. Nonetheless, thats the one that everybody uses to measure it, and that's the one that we're going to talk about ...…
 
Agent 251 has been scouring the country in a search for the best real estate rock stars to share their insights, experience, and knowledge that pulls back the industry curtain to inspire and launch you to be the successful new or veteran agent you want to be. One of these gurus that Jason Will wanted to talk with was Jill Biggs. Jill Biggs is a ...…
 
Episode 071 - Interview with GEICO Skytypers @geicoskytyper #7 Jim Record, product interview with Stephen Newman EVP from Foreflight about their new Sentry portable ADS-B system @foreflight , learning about Vortex Generators from Anni Brogan President of Micro Aerodynamics, and a quick update from Camp Scholler on the the grounds of EAA Airvent ...…
 
Welcome to our new monthly series Learning With A Lender! Each month Guaranteed Rate Vice President Joel Schaub discusses anything and everything related to lending. Joel is in the top 1/10th of 1% in loan production at his company, and his insights on what brokers and consumers need to know about mortgages is incredible. In this episode Joel d ...…
 
In this episode of In Focus, the general manager of NAB Commercial Broker, Chris Thomas, and Simplicity Loans & Advisory’s director, Matthew Johnson, join hosts Annie Kane and James Mitchell to discuss the rise of SME lending, what small businesses want, and how NAB is delivering on its commitment to SMEs and the brokers who support them.In thi ...…
 
Episode 070 - An interview with Steve Williams from the Sea Plane Pilots Association and a quick update from Camp Scholler on the the grounds of EAA Airventure Oshkosh 2018 Day 2 - Tuesday of the show. Stay tuned for a TON of upcoming content about EAA Aireventure #osh18 . Thanks and I hope you enjoy the show! PLEASE LEAVE A REVIEW IN ITUNES. A ...…
 
POST YOUR REVIEW OF THIS PODCAST ON iTunesVoting Responsibly for FreedomI am "pro" young people because I want them to grow up in a free country. I want them to have every opportunity to be as prosperous as possible. Democracy is actually an enemy of freedom. Young people have a better chance to achieve their goals if the 18-19-20 year old gene ...…
 
Life Designer®, author, speaker and podcast host, Julie Reisler, MA, ACC is the founder & CEO of Empowered Living, LLC | www.juliereisler.com |a coaching and personal development training company. Julie's book, Get a PhD in YOU, is all about learning to master your inner world so you can master your outer world. Get your free bonus chapter at w ...…
 
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