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Retirement Wellness with Tech, Emotions, and Stories – No Calculators Imagine a retirement filled with joy, purpose, and endless possibilities—not just numbers on a spreadsheet. Welcome to Retirement Without Numbers™, a podcast redefining this life stage through emotional intelligence, real human stories, and innovative technology. This podcast was born from my two decades of experience as a financial advisor and my passion for showing that retirement is about more than financial calculation ...
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Hear inspiring stories of career reinvention from professionals around the world who changed course to pursue more meaningful work. Hosted by career consultant Joseph Liu, with listeners in 170+ countries.
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Send us a text Are you dreaming of an early retirement but unsure how to make it a reality? In this episode of Retirement Without Numbers™, we dive into the transformative power of franchising as a pathway to financial freedom and a fulfilling retirement. Join us as we chat with Linda Belford, a former healthcare professional who made the leap from…
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Send us a text Are you a hardworking Latino struggling to secure your financial future? Tired of outdated systems and a lack of culturally-relevant guidance? Join us for an eye-opening podcast that tackles the unique challenges Latinos face in retirement planning. Your host, Carla Garcia, has spent 2 decades helping people of all backgrounds plan f…
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Send us a text Most retirees realize too late that health is as crucial as wealth. Are you prepared for both? Kick off the second season of Retirement Without Numbers™ with a powerful conversation on balancing health and wealth. Join Carla Garcia as she sits down with CFP®, CFS®, CEO and Principal of Capital Wealth Management, LLC Tom Hine to discu…
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Have you ever felt a bit out of place in your current job? Do you ever feel more like an outsider than an insider at your company? Have you ever struggled to fit in at your workplace? In episode 103 of the Career Relaunch® podcast, Dorna Lakayan, an architect and designer, describes her international journey to figure out where she belongs, the cha…
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The start of a new job or chapter in your career can be a sensitive, delicate time. It’s a moment when you’re trying to convince yourself you’ve made the right move. It’s also a moment when you’re trying to convince others you can do something, which may be very different from what you were doing before. Moving onto something new is harder than hol…
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When was the last time you took some time off from work? I often feel this pressure to keep plowing ahead in my career, to not take detours, and to not slow down. However, taking a momentary pause during a job transition is often the only real opportunity you have to slow down, recalibrate, and reconsider where you want to take your career next. HR…
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Send us a text In this insightful episode, we are pleased to feature Anne Lyons, CEO and Founder of Challenge Your Thinking. Anne’s compelling transition from retirement to becoming a serial entrepreneur serves as a testament to the limitless possibilities that can arise when one takes a meaningful break to recalibrate. With over 20 years of profes…
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Send us a text WARNING! This episode may not be suitable for corporate high-flyers, goal-getters, or perfectionists who aren't ready to challenge their 'WHAT IF' scenarios. But for those ready to shatter their 'WHAT IF' scenarios and experience a retirement revolution, you're in the right place. Yes, we are using Psychology to innovate retirement. …
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Today marks our 100th episode of the Career Relaunch® podcast!🎉. For the past seven years, we’ve shared the personal stories of people around the world who have reinvented their careers, and today, I’m thrilled to have Anne Tumlinson, CEO of ATI Advisory and founder of Daughterhood, join us again on the show. Anne was the very first guest I intervi…
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Send us a text Here's a secret from a midlifer who retired in her 40s to usher in a new era and drastically transform her life with a book—yes, that's me your host Carla! If you're seeking change, greater fulfillment, disruption, a challenge, adventure, wealth, or increased income, consider writing a book as your strategy. I've helped retirees achi…
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Send us a text In this episode, we have a special guest, Lauren Chiren, to help you address the mental and physical issues that accompany our 40s and beyond, and perhaps even our 30s! Lauren Chiren is a global Keynote Speaker, the founder and CEO of Women of a Certain Stage (www.womenofacertainstage.com), and a remarkable post-corporate entrepreneu…
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Think for a moment about the original blueprint you once had for your career. What did you want to be when you grew up? How did you envision your life would look? And what has your actual experience been like? If you’re like most people I cross paths with, your career trajectory has been very different from what you imagined. Your ability to roll w…
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Send us a text Grab a notebook because the way you think about retirement planning and how you gauge your preparation could change as a result of this episode. If you have a friend who is preparing for the transition, or even your financial advisor, please share this podcast with them. Imagine this: we spend years building and maintaining our credi…
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Send us a text Hey Friend, Planning for retirement can feel overwhelming, especially when juggling emotions, market fluctuations, and caring for loved ones. But today, I'm excited to share a profound message about finding fulfillment deep within your values. Amidst the chaos, have you considered building a truly fulfilling plan? As a retirement exp…
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If you’re like most people I cross paths with out there, talking about your accomplishments or showcasing your achievements may not come that naturally to you. Communicating your successes can feel like you’re bragging or shamelessly self-promoting. Asking for what you want can feel intrusive or presumptuous. And just sharing your own accomplishmen…
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When you’re not happy with your job, deciding to make a career change may seem more straightforward. However, when things are going well, do you keep riding the wave or make the leap and try something new? In episode 97 of the Career Relaunch® podcast, Aisling Drennan, a Riverdance Irish dancer turned artist shares her thoughts on shifting from an …
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Send us a text In this episode, I am excited to share with you 20 valuable tips directly from the British Heart Foundation. These tips are incredibly insightful and you won't want to miss out on them. Here are a few of my personal favorites: Tip #2: Familiarize Yourself with Retirement: There's something truly magical that happens when you ease int…
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Making any major career pivot involves a lot of bravery, risk, and complication. You’re dealing with not only the practicalities of switching career paths but also the insecurities associated with starting over. On Career Relaunch® podcast episode 96, professional ballerina turned Mooch product designer Rina Takikawa describes what triggered her to…
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Send us a text Are you worried about your financial stability during uncertain times? While recessions are familiar territory, financial panics can bring chaos and catastrophic consequences. Join Author, Financial Advisor and Retirement Coach Carla E. Garcia in "Avoid the Panic," the ultimate podcast that demystifies the world of panics and equips …
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Send us a text How would you like to unleash the power of your mind and life after work? Do you ever feel as if you're merely going through the motions, with no real feeling of purpose or fulfillment? If this is the case, you are not alone. Many people approach retirement with a limited emphasis on financial goals, without taking into account the p…
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Setting clear boundaries in your career is critical to maintaining a good work-life balance, positive professional relationships, and your own mental sanity. And setting boundaries is especially important when you’re a doctor, where you not only experience a lot of stress and pressure, but your own well-being can affect your ability to take care of…
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Send us a text Are you contemplating retirement or already retired and feeling uncertain about your future? Do you fear running out of money, feel overwhelmed and apprehensive, or lack direction? You are not the only one to feel this way; many people have similar fears. But what if there was a way to gain clarity and find purpose in your retirement…
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Send us a text Do you want to crash or thrive in retirement? Many people rely on temporary motivation to plan for their retirement, but that's not enough to build a fulfilling life after work. In this episode, we'll explore the misconceptions about retirement and motivation and introduce the concept of a growth mindset, which can help you cultivate…
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Controlling your own professional narrative is especially important when you’re changing career paths. Proactively taking control of your own narrative helps you ensure that your unique value and aspirations come through clearly and convincingly. On episode 94 of the Career Relaunch® podcast, HR adviser turned executive coach Maura Lightfoot shares…
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Send us a text The Power of Resting to Gain Clarity Why many struggle on making their retirement decisions? Are you struggling to go toward your goals because of the excessive noise and information around you? In this episode, we examine the transforming ability of slumber to improve insight and advance purposefully. Join me as I discuss the change…
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Send us a text Welcome to the Retirement Without Numbers podcast, where we explore the emotional side of retirement planning. In this teaser episode, we're going to talk about why tossing the numbers is so important when it comes to retirement planning and beyond. After working with retirees for over two decades, I've come to realize that tradition…
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Moving abroad for a job can be tough emotionally and practically. Leaving familiar surroundings and loved ones can lead to homesickness and isolation. Adapting to a new work environment, language, and way of life adds to the pressure. However, it can also be a broadening and enriching experience that expands your world in unexpected ways. Stefania …
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Send us a text World Premier of Retirement Without Numbers. Solo Host Carla E Garcia, Founder of My Plan Keeper, author and retirement expert is coming Free and with a huge message. Make sure to join her growing community at the Retirement Without Numbers Facebook Group for more: Retirement Without Numbers | Facebook Support the show If you enjoyed…
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Pursuing hobbies and interests outside of our daily work can be incredibly beneficial for our personal and professional growth. Hobbies can help us relax and reduce stress, increase creativity and productivity, and even open up new opportunities and networks. However, it can be difficult to make time for hobbies when we are busy with work, family, …
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Our guest on Career Relaunch® podcast episode 91 is a lawyer turned workplace wellbeing consultant Tom Keya. If you’re like me, your stereotypical image of lawyers may involve fast-track professionals in slick suits working at a high-rise office in a big city, working with high-profile clients, and earning lots of money—the kind of stuff you might …
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When does it make sense to let go of stability to boldly pursue the unknown? In this episode of the Career Relaunch® podcast, Samantha Tovera-Agustin, an HR professional turned founder explains why she chose to move her career, family, and life from the Bay Area to the Philippines. We’ll discuss the challenging balance between work and parenthood, …
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When you figure out where to take your career, you shouldn’t feel like you have to chase after it right away. On Career Relaunch® podcast episode 89, Kessler Bickford, a former magazine editor turned psychotherapist, discusses the challenges of deciding where you take your career when you have multiple interests and the distinction between identify…
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What happens when the initial excitement of your new job starts to wear off? Or the work you’re doing becomes misaligned with the person you want to be? In episode 88 of the Career Relaunch® podcast, Melody Mack, an neurodiagnostics business owner turned project manager shares her thoughts on managing your relationship with work, letting go of a bu…
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Professionals in academia have certainly not been immune to the current Great Resignation movement. An assistant professor of economics turned data science practice leader gives a candid glimpse into the world of academia and reveals his motivations behind pivoting from a university into the private sector. On Career Relaunch® podcast episode 87, w…
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Leaving a corporate job behind to start your own business is never as straightforward or simple as it may seem. Norma Kimber, an operational excellence director at an established, global financial services firm who pivoted to become a virtual assistant and business owner shares her journey of walking away from her stable, senior role in the corpora…
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Making a major geographical move can certainly be exciting but also disruptive, jarring, and disorienting. Becoming a new parent is such a privilege but also life-altering in a way that creates both benefits and challenges. Nicole Webb, a journalist and news reader turned media consultant and author, describes what she experienced when moving from …
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When you’re trying to build anything new, the hardest part is often getting started. In this episode of Career Relaunch®, Julia Taylor, a former US government defense intelligence officer turned web developer and founder shares her thoughts on building a helpful community, thinking outside of the box, and creating your first website. I also share s…
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How much should a company’s culture factor into your decision to work there? A lot it turns out. Civil engineer turned software developer Aimi Elias explains the importance of feeling like you fit into your workplace and the role culture plays in your day-to-day job satisfaction. Afterwards, I’ll share my own thoughts on how culture has had an impa…
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Beyond the humanitarian crisis resulting from the Russia’s invasion of Ukraine, the war there has also taken a huge toll on Ukrainians’ careers and professional lives. In Career Relaunch® podcast episode 82, Roman Havrysh, owner of the Aimbulance marketing agency in Ukraine and lecturer at Kyiv Mohyla Business School, fled Kyiv after the war began.…
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As the global Covid-19 pandemic now enters into its third year, professionals are now beginning to return to their offices, daily commutes, and ways of life pre-pandemic. On the one hand, it’s encouraging that life is returning back to “normal,” but on the other, it feels strange that things just are going back to the way things used to be. At the …
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How can you get your foot in the door of a new industry if you don’t have the traditional credentials, experiences, or education required? Brad Stewart went from being a tattoo artist to a real estate professional to a marketing manager in the financial sector in spite of lacking the formalised experience or education of most other candidates. In t…
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If you’re not happy with your current job, but you don’t know exactly what you would prefer to do instead, what should do do? Bommy Lee, a journalist turned communications head of life sciences venture capital firm Sofinnova, shares her career insights on the power of professional relationships when relaunching your career, the importance of recons…
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Teacher turned marketer Alex Spencer of Prezzybox shares her perspectives on the importance of climbing the right career ladder in episode 78 of the Career Relaunch® podcast. She explains how taking a temporary hit to her salary was worth it to her in the long run because it ultimately gave her the chance to do work she found more meaningful. We al…
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As if making a good impression at work and figuring out where you want your career to head wasn’t wasn’t hard enough, managing a medical condition on top of all is even more challenging. In this episode of the Career Relaunch™ podcast, Erika Russi, a former tax consultant turned data scientist shares her story of interrupting her own career to addr…
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Have you ever had an idea for product you feel should exist but does not exist? For some, they would just leave it at that, but in Tommy Kelly’s case, when he struggled to find a natural, sparkling caffeinated beverage in the supermarkets, he decided to create one himself. In episode 76 of the Career Relaunch® podcast, Tommy Kelly, a former nuclear…
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Is it ever too late to explore your other career interests? Marketer turned voiceover artist, actor, model, and writer My Ly doesn’t think so. Her firm belief is that it never hurts to give something a shot, even if your background experience is unrelated or when you think your chances of “success” are slim. In this episode of the Career Relaunch p…
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Do you ever wonder if it’s too late for you to start your second career? You should never say never. But only you can create the change you seek. No one will do it for you or hand it to you on a silver platter. Having spent 20 fruitful and fulfilling years in the business world, including operating her own successful digital marketing company, Pam …
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What happens when the career you originally pursued is no longer working for you? In this episode of Career Relaunch, Youssef Salameh, shares his story of relaunching his career from running a family restaurant in NYC to becoming a realtor in Las Vegas. We’ll talk about the emotions of walking away from your career, the barriers that stop you from …
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One of the hardest hit industries during the Covid-19 pandemic has been the airline industry. With global travel drastically reduced, many in the airline industry have had to make some tough choices about their careers. In this episode of Career Relaunch, flight attendant turned coder Christine Snow shares her story of stepping away from her 7-year…
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I’ve heard from so many of you recently who have suffered a career setback in the midst of the global Covid-19 pandemic. So today, I wanted to feature someone whose career has also been hit hard by events. Commercial airline pilot turned heavy goods vehicle truck driver Aaron Leventhal shares his story of dealing with personal loss, managing career…
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