A podcast to inspire veterinarians, vet students and team members who want to reach financial freedom before they turn 90. Drs. Meredith Jones and Willie Bidot, two practicing vets, interview fascinating, non-boring experts in personal finance and practice finance. Beyond helping you enjoy financial wellness, our goal is to help you (whether you’re a newbie or a money nerd) reach whole life success. We talk about investing, entrepreneurship, student debt, practice management, side hustles an ...
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Fostering and maintaining democracy, development and the rule of law is the great challenge of our time. Join Stanford University’s Center on Democracy, Development and the Rule of Law and our host, political scientist Francis Fukuyama, for a series of conversations with thought leaders and academics alike that touch on the ways in which democracy and development are being challenged today by authoritarian resurgence, misinformation, the perils of a changing climate, and more.
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042 Finding AI’s Role in Modern Vet Med - Sebastian Gabor
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We asked Sebastian Gabor, Co-Founder of Digitail, about using Artificial Intelligence in veterinary medicine, the accuracy of AI, concerns about using AI, and how to use AI to benefit your practice’s finances. - How does AI help with record-keeping and administrative tasks? - How common is it for veterinary practices to use AI? - What are the issue…
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041 Financial Advice For Your Younger Self
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We published a blog recently by Dr. Phil Zeltzman (co-founder of VFS) called What Financial Advice Would You Give Your Younger Self? He interviewed some of the best minds in veterinary medicine about what advice they would have given themselves, knowing what they know now. In this episode, we expand on some of the takeaways from that blog. - Tips f…
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How Mongolia Became a Democracy, with Elbegdorj Tsakhia
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Elbegdorj Tsakhia was president of Mongolia from 2009-2017 and played a key role in the country's transition from Communism to democracy after 1989. In this episode, he talks to Francis Fukuyama about the current challenges to democratic institutions in Mongolia. Former President of Mongolia Elbegdorj joined the Freeman Spogli Institute for Interna…
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040 COGS: The Second Largest Cost in a P&L - Emmitt Nantz
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We asked Emmitt Nantz, Co-Founder of Inventory Ally, about the factors that drive inventory costs, COGS and how to calculate them, who should manage inventory at a vet practice, and common mistakes. - What are the factors that drive inventory costs? - How can practices keep costs under control? - What are COGS and how do we calculate them? - Why sh…
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Year-End Review of Global Democracy with Larry Diamond
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Larry Diamond once again joins Francis Fukuyama for a year-end review to discuss the state of global democracy as 2023 draws to a close. Diamond also recounts his Seymour Martin Lipset Lecture, the 20th iteration of the annual lecture series named in honor of the famed political scientist and sociologist Seymour Martin Lipset, sponsored jointly by …
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039 Retaining Talent Through Financial Empowerment - Michael Natale
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We asked Michael Natale, a licensed veterinary technician and talent acquisition and retention manager with Veterinary Emergency Group about his interest in personal finance, advice for colleagues trying to save for retirement or buy a home, staff retention, and financial tips for support staff. - How did Michael get started in vet med and become i…
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038 Innovative Vet Paths: Leadership & Mentorship - Dr. Mary Buss
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We asked Mary Buss, veterinarian and the VP of Veterinary Operations at Hometown Veterinary Partners, about her experience in mentorship, developing leadership skills, practice ownership opportunities, and non-traditional veterinary roles. - How has Mary’s interest in leadership and mentorship evolved? - How can veterinarians become better mentors?…
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037 It's Never Too Late to Invest - Dr. Jason Balara
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We asked Jason Balara, board-certified veterinary surgeon, real estate investor, and CEO of Lark Capital Group, about getting started with real estate investing, multi-family syndication investments, financial freedom, and his podcast “Know Your Why”. Why did Jason decide to get started with real estate investing? Where along the financial journey …
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Homelands: A Conversation with Timothy Garton Ash
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Historian and author Timothy Garton Ash joins Francis Fukuyama to talk about his new book, "Homelands: A Personal History of Europe," covering a period from 1945 to the present. Bookended by World War II and the Russian invasion of Ukraine, Ash discusses the efforts made by Europeans to contain the demons of the early 20th century and measures the …
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036 Financial Fitness for All - Kelly Cronin
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We asked Kelly Cronin, veterinary technician, entrepreneur, speaker, travel hacker, and millionaire about how she got started with short-term rentals, her experience speaking to veterinary teams on financial fitness, and her best travel hacking tips. - What is Kelly’s background in veterinary medicine? - How did Kelly get started with short-term re…
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035 Virtual Vet Financial Summit Preview 2023
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In this BONUS episode of the Veterinary Financial Podcast, we discuss the upcoming Virtual Veterinary Financial Summit. Happening on September 30 - October 1, the Summit is a virtual event that brings veterinary professionals together to learn about personal finance and practice management. We aim to empower attendees with the knowledge to make bet…
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034 Student Loan Payments Are Restarting: Here's What You Need to Know
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As of September 1st, interest began accruing on student loans again and payments will restart soon. In this special episode of the Veterinary Financial Podcast, we hope to clear up some of the confusion around student loans and share what everyone needs to know about payments, interest, and the new SAVE plan. - What’s going on with student loan int…
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China's Road to Ruin, with Michael Bennon
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This episode of Democracy IRL is a companion piece to Michael Bennon and Francis Fukuyama's essay, "China's Road to Ruin," published in the September/October 2023 issue of Foreign Affairs. Here, Bennon and Fukuyama discuss how bad Chinese Belt and Road projects are, leading to financial crises in developing countries, and how international financia…
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How Generative AI Will Revolutionize Everything
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Jerry Kaplan is a renowned Silicon Valley veteran, computer scientist, and serial entrepreneur who has previously authored two books on AI, with a new one on generative AI forthcoming from Oxford University Press. In this episode, he joins Francis Fukuyama to discuss why he has suddenly decided that GAI is a genuinely big deal and a technology that…
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033 The Truth About Practice Management - Bash Halow
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We asked Bash Halow, a Certified Veterinary Practice Manager, practice consultant, and owner of Halow Consulting about how money is discussed with veterinary teams, what it means to have an empowered team, and common mistakes when it comes to discussing money with clients. - How is money being discussed with veterinary teams? - What are some ways t…
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On its 75th anniversary since independence, Israel's democracy has been both resilient and troubled over issues of national identity. Joining Francis Fukuyama in this episode to discuss is Professor Amichai Magen, a professor at the Lauder School of Government at Reichman University in Israel, currently in residence at Stanford University as a visi…
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In this episode, the Veterinary Financial Podcast co-hosts discuss new and recent grads comparing job offers and prioritizing money and numbers over mentorship and the culture of a practice. - What are some examples of doing due diligence in learning about a practice? - What are some things to look for in a practice? - What are some things that are…
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The Religious and Medieval Roots of the European State, with Anna Grzymala-Busse
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Political scientist Anna Gryzmala-Busse's new book disputes the scholarly consensus that war drove European state formation. She located the beginning of the state much earlier in Medieval history, with respect to institutions like law, parliaments, bureaucracy, and the like. In this episode, she joins Francis Fukuyama to discuss her new book on th…
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031 New Insights Into Veterinary Burnout - Dr. Ivan Zak
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We asked Ivan Zak, veterinarian, serial entrepreneur, the CEO of Galaxy Vets, and passionate advocate for the well-being of veterinary professionals, about his recently published third annual Burnout Study in the Veterinary Profession, salary versus production-based pay structure, and work-life balance. - What are some of the most significant finan…
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Will China Attack Taiwan? Interview with Oriana Skylar Mastro
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China has promised to reincorporate Taiwan, and the Chinese military, which has been growing very rapidly, is preparing for such a military contingency. Dr. Oriana Skylar Mastro, a Center Fellow at Stanford University’s Freeman Spogli Institute for International Studies, joins Francis Fukuyama to talk about what such an invasion might look like and…
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030 You're Gonna Get Peed On, and Other Tales - Dr. Michael Bugg
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We asked Dr. Mike Bugg, veterinarian, real estate investor, and co-host of The Veterinary Project Podcast, about his recently published book, money mindset, transitioning from clinical practice to real estate investor, and goal-setting. - Why did Mike decide to write a book? - What beliefs might be holding veterinarians back when it comes to money?…
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029 Making a Change: Veterinary Career Paths - Dr. Steve Oehley
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We asked Steve Oehley, contract veterinarian in New Zealand, career coach, and host of the Next Step Vet podcast, about veterinary career paths, making a career switch, non-traditional careers, and helping veterinarians discover their strengths. - Has Steve seen an increase in vets looking to change their career paths since the pandemic began? - Wh…
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Francis Fukuyama on Valuing the Deep State (2023 ASPA Donald C. Stone Lecture)
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On March 21, 2023, Francis Fukuyama delivered the prestigious Donald C. Stone Lecture at the annual meeting of the American Society for Public Administration (ASPA), the leading academic association focusing on the study of the public sector. This special episode is a recording of his talk, “Valuing the Deep State,” in which he defends the importan…
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How US and European Populisms Differ: A Conversation with Sheri Berman
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Sheri Berman, author of Democracy and Dictatorship in Europe: From the Ancien Régime to the Present Day, is a professor of political science at Barnard College and a Visiting Scholar at the Center on Democracy, Development and the Rule of Law. In this episode, she joins Francis Fukuyama to explain why populism is more threatening to American democr…
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028 A Financial Planner's Insights on Vet Med - Isaiah Douglass
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We asked Isaiah Douglass, a Certified Financial Planner and Partner at Vincere Wealth Management, about his thoughts on the financial landscape for 2023, investing, working with remote teams, emergency funds, and Bitcoin. - What are Isaiah’s thoughts on the financial landscape for 2023? - Is veterinary medicine recession-proof? - What are the best …
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Bruce Cain on the Politics of Climate Adaptation
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Bruce Cain, professor of Political Science at Stanford and Director of the University's Bill Lane Center for the American West, joins Francis Fukuyama to talk about the new book he is writing on the political challenges of adapting to a changing climate in California and other western states. Bruce Cain is an expert in U.S. politics, particularly t…
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027 Navigating Practice Sales and Transitions - Kayla Donovan
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We asked Kayla Donovan, a veterinary practice management consultant with Transformation Group Business Advisory, about common practice management mistakes, practice valuation, exit strategy, and selling a practice. - What are the most common practice management mistakes Kayla sees? - What clients/practices typically seek out Kayla’s services? - Wha…
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Have We Reached Peak China? Interview with Andrew G. Walder
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Political sociologist Andrew G. Walder, the Denise O'Leary and Kent Thiry Professor in the School of Humanities and Sciences and Senior Fellow in the Freeman Spogli Institute for International Studies, is a specialist on the sources of conflict, stability, and change in communist regimes and their successor states. Walder joins Francis Fukuyama to …
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To kick off our second season, Francis Fukuyama is once again joined by former US Ambassador to Ukraine Steven Pifer. The two discuss the prospects for negotiation in Ukraine, the origins of the Russian invasion, and how the war may evolve this winter. Steven Pifer is a nonresident senior fellow in the Arms Control and Non-Proliferation Initiative,…
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026 Exploring Growth Opportunities - Dr. Jeff Rothstein
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We asked Jeff Rothstein, veterinarian and the founder of Mission Veterinary Partners, about the evolution of corporate medicine, practice ownership and management, and staffing in the current competitive job market. - What are Jeff’s insights on the evolution of corporate medicine? - What options are there for practice ownership outside of the trad…
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Year-End Wrap-Up: The State of Global Democracy, with Larry Diamond
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As 2022 comes to a close, Francis Fukuyama sits down with his CDDRL colleague and democracy expert Larry Diamond for a wide-ranging conversation about the state of global democracy and the year's dramatic political developments in China, Iran, and the United States. Larry Diamond is a senior fellow at the Hoover Institution, the Mosbacher Senior Fe…
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Exploring China's Lockdowns, Protests, and the Communist Party, with Peidong Sun
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Peidong Sun is a Distinguished Associate Professor of Arts and Science in China and Asia-Pacific Studies in the History Department at Cornell University. Previously, she was a professor at Fudan University in Shanghai and has written extensively on social issues in China. Professor Sun joins Francis Fukuyama to discuss the protests that have taken …
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This podcast episode marks a milestone in the Debt-Free Vets Facebook Community. We recently reached 10,000 members! That’s 10,000 vets and vet students from 97 different countries all around the world. In this episode, the Debt-Free Vets moderators, Dr. Meredith Jones, Dr. Willie Bidot, and Dr. Chris Bidwell, talk about how and why the Debt-Free V…
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The Islamic Republic and Protests in Iran, with Political Scientist Saeid Golkar
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Saeid Golkar has been writing and teaching about Iranian politics for the last decade since he was forced to leave the country. A 2009 alumnus of CDDRL's Draper Hills Summer Fellows Program, Saeid is an expert on the Islamic Revolutionary Guard Corps and their Basij auxiliaries. Last month he joined Francis Fukuyama to discuss the nature and implic…
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024 The Practice Owner Mindset - Eric Miller
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We asked Eric Miller, Chief Financial Advisor and owner of Econologics Financial Advisors, about why practice ownership is so important for veterinarians, how to minimize the effects of inflation on business and personal finance, roles practice owners play in the practice, and exit strategies. - Why is practice ownership important for veterinarians…
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Bonus - Virtual Vet Financial Summit Preview
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In this BONUS episode of the Veterinary Financial Podcast, we talk about the upcoming Virtual Veterinary Financial Summit. Happening on October 22-23, the Summit is a virtual event that brings veterinary professionals from around the world together to learn about money topics. Our goal is to empower attendees with the knowledge to make better finan…
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022 Understanding Veterinary Contracts - Dr. Lance Roasa
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We asked Lance Roasa, veterinarian and attorney, about employment contracts, salary versus ProSal, common mistakes with contracts, non-competes, and negotiation. - Is a contract appropriate in all employment situations? - What are new contract trends Lance is seeing in veterinary medicine? - How would Lance explain ProSal to a new grad? - Are there…
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The Inheritors: A Conversation with Eve Fairbanks
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Eve Fairbanks is a brilliant journalist who has lived in South Africa for the past decade. Francis Fukuyama speaks to her about her new book, The Inheritors, in which she provides a fascinating account of the way that both blacks and whites in that country have adjusted—or not—to democracy over the past generation. South Africa has undergone a tran…
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021 Getting Started With Your Finances - Dr. Grace Kim
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We asked Grace Kim, veterinarian, financial coach and the founder of Richer Life DVM, about getting started with personal finance, budgeting, money saving hacks, and common financial mistakes veterinarians make. - Where does the journey start with getting finances on track? - Why is a budget or cash flow plan important? - What is the best way to ge…
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020 Relief Work: Side Gig or Career? - Dr. Cindy Trice
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We asked Cindy Trice, veterinarian and the Founder & CEO of Relief Rover, about veterinary relief work, what relief vets need to know about taxes and insurance, travel hacking, and trends that she is seeing with relief compensation. - How some vets choose relief work as a side gig and others as a career - The differences between being paid through …
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Diversity and Democracy, with Yascha Mounk
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Yascha Mounk, Professor of the Practice of International Affairs at Johns Hopkins University and founder of Persuasion joins Francis Fukuyama to talk about his new book, The Great Experiment: Why Diverse Democracies Fall Apart and How They Can Endure, which deals with ethnic and religious diversity in a democracy. Democracy IRL is produced by the C…
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019 Early Financial Education for Career Success - Andrew Rotz
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We asked Andrew Rotz, Certified Financial Planner and the Director of Personal Finance and Financial Literacy at North Carolina State’s College of Veterinary Medicine, about working with vet students, their biggest financial concerns, and veterinary employment contracts. - What Andrew’s day to day looks like working at NC State - What are the bigge…
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The Crisis of Democracy in West Africa, with Emmanuel Gyimah-Boadi
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Professor Emmanuel Gyimah-Boadi, co-founder and board chair of Afrobarometer — the pan-African survey research network and global reference point for high-quality data on African democracy, governance, and quality of life — joins us to discuss the worsening crisis of democracy in West Africa, including that which is enveloping the region's largest …
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018 How Jerks Can Ruin Your Practice - Dr. Cyndie Courtney
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We asked Cyndie Courtney, small animal veterinarian, a speaker, consultant, and The Jerk Researcher about jerks in the veterinary practice, how much a jerk costs veterinary practices, and what can be done about them. - How Cyndie became The jerk Researcher - Why Cyndie chose the word ‘Jerk’ and what it means to her - What are other ways one can be …
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Examining China's Belt and Road Initiative, with Michael Bennon
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In the second installment of our series on policy and infrastructure, Michael Bennon returns to chat with Francis Fukuyama about China's Belt and Road Initiative and projects that have gone south. Michael Bennon is a Research Scholar at the Center on Democracy, Development and the Rule of Law (CDDRL) for the Global Infrastructure Policy Research In…
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The Difficulty of Reforming CEQA, with Michael Bennon
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In the first of a two-part series on policy and infrastructure, Michael Bennon joins Francis Fukuyama to discuss the California Environmental Quality Act (CEQA), its impacts, and how to overcome some of the challenges it creates. In a forthcoming report for California 100 — an ambitious statewide initiative to envision and shape the long-term succe…
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Liberalism and Its Discontents, with Francis Fukuyama
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Liberalism is neither the progressive politics of the American left, nor the center-right orientation of European parties like the German Free Democrats, nor libertarianism built around hostility to the state. In this special episode, Francis Fukuyama explains his use of the term and discusses his latest book, Liberalism and Its Discontents. The bo…
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017 Updates From a Student Loan Expert - Meagan Landress
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We asked Meagan Landress, student loan consultant for Student Loan Planner, financial coach, and a Certified Student Loan Professional about what a student loan consult entails, the changes occurring with student loans, determining the best route of repayment, and common mistakes vets make with student loans. - What does a student loan consult with…
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016 Pearls of Veterinary Wellbeing - Dr. Stacey Cordivano
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We asked Stacey Cordivano, equine vet, practice owner, and host of The Whole Veterinarian Podcast about becoming a practice owner, focusing on physical and mental wellbeing, meditation, and creating sustainability in equine practice. - What was the shift in thinking Stacey had about her career? - How did this change how she practiced? - How did Sta…
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Autocracy vs Democracy — From Venezuela to Ukraine and Beyond, with Leopoldo López
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How does the Venezuelan crisis of democracy relate to the Russian invasion of Ukraine and other international trends? Venezuelan political leader and pro-democracy activist Leopoldo López joins the podcast to discuss with Francis Fukuyama and Marisa Kellam, a visiting scholar at CDDRL who researches the quality of democracy with a focus on Latin Am…
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