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Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money ...
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3348: Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom, satisfaction, and emotional wel…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3347: Leif challenges the common belief that spending more equals living better, arguing instead that dialing back on expenses can actually unlock a richer, more meaningful life. With personal …
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3346: Lisa Harrison shares practical, age-appropriate strategies to help parents teach their children the value of money, covering topics like earning, saving, investing, and the emotional lega…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3345: Wanderer argues that chasing your dreams doesn’t have to mean choosing between passion and financial stability, it’s about building financial independence first, so your dream can thrive …
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3344: Mike Ballew challenges conventional wisdom by weighing both sides of the umbrella insurance debate, highlighting its role in protecting high-value assets while exposing the flawed logic b…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3343: Jesse Cramer unpacks why Warren Buffett labeled derivatives and leverage as “financial weapons of mass destruction,” showing how these tools can amplify both profits and catastrophic loss…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3342: Shailesh Kumar breaks down when margin investing makes sense, and when it absolutely doesn’t. He outlines smart, situational uses for margin loans like temporary liquidity gaps or strateg…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at:⁠ OLDPodcast.com⁠. Episode 3341: Kiersten Saunders unpacks the emotional toll of financial transition, exploring how fear of spending, even after achieving financial milestones, can mirror imposter syndrome. Through ra…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3340: Sam highlights how a thoughtful, human-centered approach can make a meaningful difference when dealing with a home appraiser during a mortgage refinance. By paying attention to small gest…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3339: Darrow Kirkpatrick challenges conventional retirement advice by showing how a taxable account, when optimized for capital gains and held by low-bracket retirees, can rival the performance…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3338: Rachel Trotta explores how quality sleep is an often-overlooked pillar of sustainable weight loss, showing how it impacts everything from hunger hormones to emotional decision-making. Lea…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3337: Jessica Jokisch offers a refreshingly simple approach to managing your finances with minimal effort, showing how just 15 minutes a week can keep your money life on track. From automating …
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3336: Kumiko from The Budget Mom shares six simple, sustainable swaps that save money and reduce waste, from ditching disposable coffee filters to upgrading everyday items like paper towels and…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3335: Kathleen Coxwell uses the humble pumpkin pie as a brilliant metaphor to demystify financial planning, showing that lasting financial success doesn't require complexity, just the right ing…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3334: Jackie Beck shares a powerful mindset shift that can accelerate your debt repayment: treat everything as negotiable. By questioning every expense and experimenting with voluntary frugalit…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3333: Vicki Cook and Amy Blacklock break down what really happens if you die without a will, highlighting how state laws, not your loved ones, could dictate who inherits your assets. From riski…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3332: Kristin Wong explores how insecurity and societal expectations can limit women's financial growth and confidence, especially in negotiating and investing. Drawing from research and person…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3331: FIRECracker challenges the conventional wisdom that owning is always better than renting by sharing a personal story of how car-sharing saved thousands and reduced stress after a nasty ac…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3330: Rose Lounsbury explores how the presence of open space, not exotic vacations or minimalist fantasies, brings real peace to our everyday lives. Through her journey from insomnia and stress…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3329: Jess Chua’s unexpected battle with adult acne became a surprising teacher in frugality and intentional living. Her journey away from expensive, overhyped skincare routines toward minimali…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3328: Scott Spann outlines a straightforward estate planning checklist that empowers you to make proactive decisions, no matter your age, income, or family status. From organizing documents and…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3327: Philip Taylor outlines smart strategies to avoid the car loan debt trap, including paying cash for your next vehicle, refinancing through local credit unions, and leveraging side income t…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3326: Philip Taylor breaks down the financial and emotional dilemma of whether to repair or replace an aging car, guiding you through five practical questions to assess safety, cost, and long-t…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3325: Mr. Finer breaks down the subtle yet powerful trap of lifestyle inflation, showing how incremental upgrades in spending can quietly sabotage financial independence. By focusing on maximiz…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3324: Nick Maggiulli explores how the personal finance world is shifting from emotional storytelling and appeals to authority toward logic-driven, evidence-based insights. By comparing this evo…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3323: Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3322: Rachel Shanken invites readers to confront their “feelings phobia” by understanding that emotions are not threats but valuable messages from within. Through mindfulness, compassion, and g…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3321: Sarah Von Bargen reveals how cutting out unnecessary purchases transforms not just your finances but your confidence, peace of mind, and relationship with your space. By aligning spending…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3320: ESI pulls back the curtain on his biggest financial missteps, from reckless early spending to investing in high-fee mutual funds and getting burned by an uninsured bank. With hard-earned …
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3319: Julien Saunders challenges the long-held belief that homeownership is the ultimate symbol of financial success, revealing the hidden costs, inefficiencies, and limitations it often create…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3318: Darrow Kirkpatrick unpacks the real distinction in retirement income strategies, not between risk and safety, but between who manages the risk, you or an insurance company. He argues for …
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3317: Darrow Kirkpatrick explores the two dominant schools of retirement income planning: probability-based strategies, which rely on investment growth and withdrawal methods, and safety-first …
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3316: Joel shares the real challenges of managing rental properties far from home, from unexpected repair costs and multiple state tax filings to navigating local laws and building trust with t…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3315: Sam Dogen explores the psychology behind overspending and how to recognize the emotional triggers that lead to impulse purchases. By shifting focus toward long-term satisfaction, building…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3314: Ross Enamait highlights the importance of learning from the journeys of accomplished athletes, not just their victories. By listening to their struggles, persistence, and adaptability, we…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3313: Jen Hayes challenges the common belief that student loans are “good debt,” showing how high interest, limited return on investment, and the inability to discharge loans in bankruptcy can …
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3312: Andy Hill shares how a single pay raise became the spark that transformed his financial future. Instead of succumbing to lifestyle creep, he and his wife used the extra income to eliminat…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3311: Jeff Rose explains why working with an independent life insurance agent can simplify the often confusing process of finding coverage. Unlike exclusive agents tied to one company, independ…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3308: J. Money unpacks a variety of common financial rules of thumb, covering housing, retirement, life insurance, budgeting percentages, and saving for college, and questions how useful they r…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3307: Chris Guillebeau challenges the conventional notion of success by contrasting the purchase of an expensive SUV with the life-changing experience of visiting 100 countries. He reminds read…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3306: Amanda Brownlow shares how shifting from owning more to embracing minimalism brought her family peace of mind, improved finances, and deeper contentment. By letting go of excess possessio…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3305: Tax lien investing offers the promise of diversification, steady returns, and even the chance to acquire property at a fraction of its value. But as Vicki Cook and Amy Blacklock explain, …
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3304: Jackie Beck emphasizes two foundational, yet often overlooked, steps to finally break free from debt: stop borrowing and stay committed through the ups and downs. Her practical advice ref…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3303: Scott Spann explores situations where a Roth IRA may not be the best choice, highlighting factors like early withdrawal temptations, uncertain future tax rates, and the potential benefits…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3302: Kent Thune reminds us that the greatest factor in long-term investing success is not the market, the economy, or government policy, but ourselves. By focusing on what we can control, like…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3301: Sean Mullaney explains how early retirees may have hidden safety nets that reduce the risk of running out of money under the 4% rule. From the progressive structure of Social Security ben…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3300: Sean Mullaney highlights why the Four Percent Rule may not be as rigid as many fear, pointing to natural backstops like flexible spending and Social Security that help safeguard retiremen…
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3299: Paula Pant explores practical ways to manage the crushing weight of overwork and overwhelm, offering strategies to regain focus, energy, and a sense of control. By shifting perspective, s…
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