Best tax savings podcasts we could find (Updated April 2018)
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Brian Preston and Bo Hanson, fee-only financial planners and wealth managers, go beyond common sense as they help you make smart financial decisions. Their professional credentials, sophisticated topics, and approachable style have attracted thousands fans and made them a personal finance phenomena. Learn more about Brian and Bo, read, listen, or watch the show, follow the blog, and connect directly to go beyond common sense at www.moneyguy.com.
 
We are empowering employees and small business owners to manage their own finances using layman’s terms to simplify putting their hard earned money to work. We’re here sharing our past mistakes and breakthrough moments with our fellow cashmates in this never ending school of personal finance, so you can learn the shortcuts that apply to your unique situation. We’ve already consumed thousands of blogs, books and podcasts along with digging out of our own holes to share what we’ve learned from ...
 
If you are the parent of a college bound high school student then this podcast is for you. Our goal is to give you the information you need to SAVE TIME, SAVE MONEY, and reduce stress in the college process. We will cover all aspects of planning and paying for college including things like: What to do if you do not qualify for financial aid, student loans, FAFSA and CSS profile, merit aid, scholarships, college tax breaks, visits, ACT and SAT, college fairs, the application process, and good ...
 
Saving, spending, planning — you've got money questions and we've got answers. Every week host Alison Southwick and personal finance expert Robert Brokamp challenge the conventional wisdom on life's biggest financial issues to reveal what you really need to know to make smart money moves. Send your questions to answers@fool.com.
 
Weekly update on creative tax issues.
 
Personal Wealthbuilders is on a mission to help everyone create wealth and have their money work for them. Your hosts Kathleen Sindell, Ph.D. and Tim Wesling, CPF will help you get on the road to financial freedom. Kathleen Sindell, Ph.D. is the author of “Investing Online for Dummies, Edtions 1-5” and teaches Personal Wealth Management at the Johns Hopkins Carey School of Business. Tim Wesling, CFP is the President of Wesling Financial where he advises individuals on the very best ways to m ...
 
Do you need directions to a solid financial future? If so, The Money Answers Show with Jordan Goodman will provide you with a roadmap to making smart money decisions in every area of your personal finances. Join Jordan every Monday at 12 PM/PST 3 PM/EST for The Money Answers Show, on the VoiceAmerica Business Channel. Learn how and where to get the best deals on mortgages, cars, and insurance; find out the best ways to save for college and retirement, get out of debt, improve your credit rat ...
 
NYC breakout comedian, Tim Dillon, is going to Hell. He's bringing with him, his friend, comedian, Ray Kump. Together, they will defend the CEOs, dictators, con artists, thieves, tax cheats, & crime families that make this world worth living in. The newest 10 episodes are always free, but if you want access to all the archives, watch live, chat live, access to the forums, and get the show a week before it comes out everywhere else - you can subscribe now at gasdigitalnetwork.com and use the ...
 
Easy Money: Make More, Save More and Find Your Unclaimed Money Every week on The Easy Money Show, 13-time Emmy-Winner Elisabeth Leamy (Good Morning America, Dr. Oz, Washington Post) digs up eye-opening —even jaw-dropping— ways to MAKE more money, SAVE more money and FIND your unclaimed money. MAKE more like the young woman who paid for college by becoming an egg donor; MAKE more like the med student who made $100,000 by shooting stock photos. MAKE more like the recruiter who quit her job aft ...
 
So you want to be a boss? Hi I'm Selena, an entrepreneur and founder of www.in15minutesnow.com. I share my insights on entrepreneurship and finance. Plus a touch of success tips + entrepreneurial news all in 15 minutes or less. Let's boss up and take charge!
 
Jamila Souffrant is a Certified Financial Education Instructor (CFEI), blogger, podcast host and money coach. She is the founder of www.journeytolaunch.com. As a money expert who “walks her talk” she helps brave Journeyers; gain clarity around their finances and create an actionable plan to reach their goals. Her mission is to teach, inspire and help others reach Financial Freedom. The Journey To Launch podcast explores all aspects of reaching Financial Freedom; from increasing income, becom ...
 
The Old Capital Real Estate Investing Podcast is aimed at Multifamily Real Estate Investors both new and seasoned. Hosts Michael Becker and Paul Peebles deliver no-hype education from an experienced commercial banker’s perspective. You will gain valuable insights from in-depth interviews with real life investors who are actively acquiring and operating apartment complexes in today’s environment. You will discover how they are identifying, financing and operating multifamily properties, as we ...
 
Welcome to the tax mastery podcast a business community outreach network of business owners teaching business owners. I am your host Jonathan McGovern founder of Kwikefile Professional Income Tax and Accounting Service and I am glad you have you taken time to learn and share with us today. Tax Mastery helps the business owner and individual to understand income tax strategies. Our mission is to educate our audience on matters of finance, taxation, and business management.
 
STW Radio is broadcast on AM radio weekly. It was born out of the crisis of 2008 and was the mission of its host, Bruce Weide, (President of TAX-FREE Benefit Specialists & Insurance Services), to fill a massive void in most American's retirement portfolio. This safety net would have literally saved them any grief in the crash of '08-'09 and let them pick right back up on the historic gains from there. Today, most of America seems to believe that the government has made everything all better ...
 
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Money Talks
Monthly+
 
Money Talks focuses on personal finance as it applies to Mississippians. In any given week, we’ll talk about anything from preparing your taxes to saving for college or investing in the stock market. Chris Burford, financial education specialist for Consumer Credit Counseling and Nancy Lottridge-Anderson, Assistant Professor of Finance at Mississippi College, President of New Perspectives, Inc. and author of Tough Talk for Tough Times, join Kevin Farrell in the studio to answer your personal ...
 
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Ask Ralph
Weekly+
 
Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information designed to make the complex simple and give you real-world advice.
 
Check out Spidell's California Minute — a podcast dedicated to providing you with California tax news snippets. We'll be bringing you tips and hot topics that will save you time, and save your clients tax, in an audio format that you can access at your office or on your phone. So give us a minute, and we'll give you news you can use.
 
Hosts Owen Arnoff and Randy Roth promise a lively, informational, and entertaining program. They will discuss how you can save money on taxes, protect your assets and avoid the costly mistakes that many people make during their lifetime. Whether you are a business owner, real estate investor, have IRS problems or just want to learn how to stay ahead of the constantly changing tax code, Tax$ense is for you.
 
Mike Eklund and Chad Smith discuss easy ways to make better financial choices. By day, they are fee only financial advisors who pull stories from experiences and questions they hear regularly. Whether it’s retirement, tax savings, investing, estate, or 401(k) decisions, Chad and Mike help you understand your options and provide tips to help with your decision-making. If you’ve been putting off your financial to-do list or are just not sure what you’ve been missing, The Financial Symmetry Pod ...
 
The Solomon Success podcast is dedicated to the timeless wisdom of King Solomon and the Book of Proverbs in order to maximize one’s business and life. To our advantage, we can find King Solomon’s financial strategies in addition to many life philosophies documented in biblical scriptures. Focusing on these enduring fundamentals of success allows us to bypass the “get-rich-quick” schemes that cause many to stumble on their journey toward success. Our concern is not only spiritual in nature, b ...
 
A short, no BS weekly talk about the realities of running a Massage Therapy practice - or any health, wellness or fitness business, really!You’ve probably got great hands-on skills and work well with your clients one-on-one. Most of you have that stuff down. But it’s the stuff "beyond the massage table", beyond the treatment room, office or studio, that you might need advice on. How do you run your business and make it a success while still having time for the rest of your life? What’s marke ...
 
The Mark J. Kohler Show is a radio show dedicated to helping listeners live the "American Dream" and build and protect their wealth. Mark Kohler discusses real estate, retirement planning, tax and legal strategies to help you save and make more money and protect it! Finally a station for wealth building!Every Tuesday at 12pm MST!
 
Chris Kowalik is a federal retirement expert and frequent speaker to federal employee groups nationwide. In her highly-acclaimed Federal Retirement Impact Workshops, she empowers federal employees to make confident decisions as they plan for the days when they no longer have to work. Chris' candid and straightforward nature allows employees to get the answers they need, and to understand the impact these decisions have on their retirement. Topics include: The U.S. federal government's 401(k) ...
 
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Retire Secure!
Monthly+
 
The Best Free Audio Library in the United States for IRA and retirement plan owners. After listening to some of these shows, you will get a lot of ideas that will cut your taxes and save you money. All of these guests have written important financial books. Enjoy CPA/Attorney James Lange interview the top financial, IRA, estate planning and investing experts in the country. Jim reads the books and develops intelligent questions and those questions make up the basis for the shows. Guests incl ...
 
Words and Money is a weekly show designed for you to learn more about personal finance, money mindset, and conquering the financial realities of adulthood. Episodes will include interviews with female financial experts, stories of non-experts taking control of their finances, and short episodes with the show's host. Topics will include insurance, taxes, investing, retirement, saving, spending, real estate, and all other themes in the world of money.
 
Truth is trending on the Veritas News Network! VNN is an online publication featuring the news and is dedicated to in-depth investigative reporting with a consumer advocacy focus. Our Managing Editor is a veteran investigative journalist who has won dozens of awards. Several categories of news are featured on the Veritas News Network include Citizen Journalism, Consumer News, Ripoffs & Scams, Consumer Advocacy, World News, US News, Crime, Economic News, Editorial & Opinion, Education, Health ...
 
The CPA Wealth Advisors demonstrate the importance of developing a retirement action plan to maximize income, legally reduce taxes in retirement with strategies to keep your hard-earned dollars in your pocket. Your #1 goal in retirement is to stay retired. You don’t ever want to be in a position where you’re FORCED to return to work or become a burden on your family. That’s the worst-case scenario. How do you STAY retired? The answer is having a thoughtful and comprehensive retirement game p ...
 
Smart women are investing in two key assets these days, themselves and Real Estate! Join your hosts Elisabeth Embry and Jason Hartman twice a week as they bring you exciting authors, entrepreneurs, top-tier investors and financial experts that are sharing their secrets of success. Learn tips and tools to apply to your own career, business, and life from experts such as: Lori Ann LaRocco (7-Steps To Success In Business), Nancy Doyle (CFA, Manage your Financial Life), Darlene Coquerel (CEO of ...
 
http://HealthcareTaxAdvisor.com - Learn how to save money on two of the biggest expenses you will have taxes and health insurance. You and your small business will get informative tips, ideas and strategies on how to save money. You host is Carlos Samaniego, Enrolled Agent licensed by the Department of Treasury and licensed health insurance agent.
 
Hi, I am your host Gena Lofton. Welcome to the first show created exclusively to serve accredited investors. If your tired of the conventional wisdom and advice and want to learn what works for other accredited investors, then this is the show for you. When you tune in to our show you will get many ideas to become financially free, maximize your returns, minimize risks, and keep more of your money from going to pay taxes. This is a peer to peer show where investors can learn from other inves ...
 
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Planned Solutions
Monthly+
 
We are an Independent Financial Planning Firm - looking out for our client's best interests. With over 30 years in the financial planning business, we at Planned Solutions will help guide you to a secure financial future. At Planned Solutions, a CERTIFIED FINANCIAL PLANNER™ professional will sit down with you, review your current situation and work with you to develop an individualized financial plan and implement an asset management strategy. We are very familiar with the range of options a ...
 
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show series
 
In 2008, in an advertisement for a three-day, $1,495 Trump University workshop, the future president was quoted as saying, “I’ve always made a FORTUNE in foreclosures, and you will too.” It appears the president’s most ardent televised defender, Sean Hannity, took his advice. On Sunday, the Guardian uncovered public records suggesting that the ...…
 
Jesus did not come to save the righteous, he came to save sinners! Introduction Luke 5:27-32 ESV After this he went out and saw a tax collector named Levi, sitting at the tax booth. And he said to... Loving God, Growing in Christ, Living the Christian Life Together
 
If you’re buying a home with a mortgage, you absolutely need to get a pre-approval first. Here’s why. There's no doubt about it. It's a very competitive market today if you are looking to buy a home. Inventory is near record lows, and more and more homebuyers are entering the market. This means you need every advantage to grab that perfect home ...…
 
Our friends, our family, our neighbors... How well do we actually know these weirdos?! Talking: Taxes, Saving Money, Romance with Roommates, The Bean Dip Has Guacamole, Dive Bar Verse Dive Dispensaries, and Using People As Your Google. Thank you: Joanna Muñoz for our awesome logo Sean Ursani for our amazing theme music Whitney Benham for being ...…
 
Dressing For Success I’m so excited about today’s episode because, y’all, we are talking about clothes! Okay, I’m not a fashion expert and I’m certainly not a stylist. But I will tell you, I’ve never met a pair of pumps I didn’t like—and I know that the right outfit can instantly change the way I carry myself, how confident I feel, and my overa ...…
 
Join us for a quick chat on the easiest way to save on your taxes. For more information contact Austin Guest at Family Legacy (864) 233-0808
 
On The Same Page is a podcast from the Jefferson-Madison Regional Library to keep you in the loop and on the same page about what’s happening at your library. In this episode we talk about some poetry collections we are reading and hear a recording of a panel from March that took place at Northside Library to discuss leadership and nonviolent c ...…
 
There has been alot of demand for my stories related to Mexico. I recorded a podcast on the things I learned about life driving to Mexico. While I talk about my journey in there, I could get more gritty and detailed about the actual trip in case people decide to do it. I don't want to discourage anyone, but I do want to let you know the facts s ...…
 
Link to the full post: https://michaelmanicotti.com/podcast/2018/3/31/the-toughest-decisions-i-have-made-to-better-my-life Subscribe to the podcast on Itunes: https://itunes.apple.com/us/podcast/michael-manicotti/id1370733045?mt=2 Content covered in this episode includes: Letting go of good friends who have betrayed me Trying to rebuild trust w ...…
 
Devin and John explore one popular alternatives to traditional health insurance: health care sharing arrangements. John has about 20 employees, and he provides health insurance to the employees (but not the families.) This is a high-deductible plan, so the employee still pays $3,000 to $4,000 per year before the insurance kicks in. So, as a gen ...…
 
Tired of paying rent and thinking about buying in NYC? You don't want to miss this episode! We get asked by tons of people whether they should buy or rent in the city. On this episode our special guest Nick Sheer (CPA Accountant) breaks it down why you should buy and not rent. Some might think that you are paying more per month when buying vers ...…
 
Welcome to Finance & Fury! Today we're talking about increasing your net income …and the way to do that is reducing tax. So, in today's episode we'll run through why we pay tax, where it goes and I'll break down all of those dirty little “loopholes” that you’re hearing about, how the super wealthy tax dodge every single year, how they pay no ta ...…
 
How do you retire wealthy? Does wealth require you to be in a rare top 10% earning career or can the average working person attain wealth? What does financial planning have to do with acquiring and maintaining wealth? Jordan Goodman, America's Money Answers Man and host of The Money Answers Show, interviews financial planner Eric Brotman about ...…
 
If you’ve ever pondered the idea of buying a new bike with your tax return or perhaps you've felt strapped for cash thanks to endurance pursuits, this episode is for you.Today I interview LAUREN LAW (LAWSIE) co-founder of Money Barre, Lauren is a Financial Advisor and Accountant.Loving structure and discipline as she does, Lawsie enjoys applyin ...…
 
How do the uber-rich get away with paying fewer taxes? What do they know, that you don't know? Find out on Retirement Solutions Radio show.Air Date 3/31/18
 
Episode 5 Growth Strategies Welcome back to the DAC Podcast, I am thrilled that you are here and that you are wanting to grow your business. In this episode we are talking about growth strategies with our current products and new products. You probably already know this just by running a small business, but I always find if something is broken ...…
 
This week James and Pete talk ball tampering, Turnbull’s retreat on corporate tax cuts and the latest update on the Count Dankula controversy in the UK. We play part 2 of our chat with PragerU founder Dennis Prager on what young people are telling him, the success of PragerU and how to be happy (13:26- 32:42). We also talk to IPA Campus Coordin ...…
 
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. Kraig's mission is help ...…
 
Healthcaretaxadvisor.com -"I think I can save money doing my own taxes?" Should you? It Depends! Today I helped a family save over $1300 in healthcare tax penalties. They had no idea you could do that. Today's episode, you will learn 7 different examples why you should not be doing your own tax returns. Need your tax returns prepared call us 90 ...…
 
Tom Brodie explains how companies that hire employees can get tax breaks and save thousands in taxes. This show is sponsored by Amell Insurance Agency : http://www.amellagency.com/ ======================================= SPONSOR THE SHOW: https://irlonestar.com/sponsorhcc ======================================= Hispanic Chamber Connection – Tue ...…
 
Welcome to ‘Say What Wednesdays’, this ‘Say What Wednesday’ is brought to you by Adam and Tate, they both asked separate questions about the Franking credit issues and just to help clarify around that because Labor's announced some proposed changes to the Individuals Wealth Policies, one of them includes a thing called, Changes to Franking Cred ...…
 
It’s good to be motivated, but it’s even better to be equipped with what you actually need to succeed.In this episode, Shenica shares 5 facts you need to remember when you’re in the building stage of your business. She also gives an in-depth explanation of the pros and cons of the most common business structures. Learn what you need to know now ...…
 
Here are your Wichita State University digital signage announcements for Monday, March 26th through Sunday, April 1st, 2018: Spring Exhibition Opening - Music, dance, parade and pageantry fill the evening of our spring feast of our opening exhibition, "EN MAS: Carnival and Performance Art of the Caribbean". Explore the galleries and venture amo ...…
 
The Boxer Rebellion (拳亂), Boxer Uprising or Yihetuan Movement (義和團運動) was a violent anti-foreign, anti-colonial, and anti-Christian uprising that took place in China between 1899 and 1901, toward the end of the Qing dynasty. It was initiated by the Militia United in Righteousness (Yihetuan), known in English as the "Boxers", for many of their m ...…
 
Hey guys, and welcome to Finance and Fury. Today the misunderstanding we're going to be tackling is how to be wealthy. There seems to be a lot of “rich-hating” going on around at the moment, but why? I think it's just a lot of not understanding how people actually got to be wealthy in the first place. So, today I want to treat wealth, or buildi ...…
 
Kindness is one of the most simple yet powerful virtues. - Sommer Louise Subscribe to iTunes, TuneIn, or Stitcher Radio! Today is the final day of my mini trip to Bali as a stopover on a speaking tour. I love to spend my mornings exploring when I travel and this morning was no exception. The one difference however was I felt as though I was tak ...…
 
“He entered Jericho and was passing through. And behold, there was a man named Zacchaeus. He was a chief tax collector and was rich. And he was seeking to see who Jesus was, but on account of the crowd he could not, because he was small in stature. So he ran on ahead and climbed up into a sycamore tree to see him, for he was about to pass that ...…
 
Luke 19:1-10 New International Version (NIV) Zacchaeus the Tax Collector 19 Jesus entered Jericho and was passing through. 2 A man was there by the name of Zacchaeus; he was a chief tax collector and was wealthy.3 He wanted to see who Jesus was, but because he was short he could not see over the crowd. 4 So he ran ahead and climbed a sycamore-f ...…
 
Eric Levenhagen is a CPA and owner of Prowise Financial Coaching. Eric’s mission is to empower entrepreneurial abundance. To that end he leads small business owners through a proven process to drive permanent profits into their business, minimize their personal income taxes and maximize their after-tax wealth. Early on in his career, Eric ident ...…
 
http://Healthcaretaxadvisor.com - This is the premier episode of the HealthcareTaxAdvisor podcast. Carlos Samaniego, Enrolled Agent and Licensed Insurance agent is helping you and your small business with the two biggest expense you have taxes and health insurance cost. We will share with you ideas, strategies, and tips to help you save money a ...…
 
Getting comfortable with being uncomfortable, hacks to save money on everyday electronics and using donor advised funds to optimize tax payments. What you’ll hear on today’s show: Jonathan optimizing his house insurance Comment from Katie on using diamonds on engagement rings Examples of velvet ropes The importance of getting comfortable with b ...…
 
In this episode, we ask: Is there someone at the IRS who you’re particularly fond of? Do you have more than one beneficiary on your IRA or 401(k)? What did we mention over and over in our last episodes? Are taxes likely to go UP or DOWN in 2025? What changes can we anticipate? What are the tax advantages from Bank on Yourself? How are distribut ...…
 
Welcome to the first episode of Finance and Fury and today we're going to be setting the scene for the rest of the podcast. The whole podcast is about helping to solve misunderstandings… and one really big one is actually how to get what you want financially! So, today we'll be running through two underlying factors that you can actually use to ...…
 
SEGMENT 1 | RETIREMENT SAVINGS PLANS FOR THE SELF-EMPLOYEDhttps://www.kiplinger.com/article/retirement/T047-C000-S004-retirement-savings-plans-for-the-self-employed.htmlSEGMENT 2 | RETIREMENT PLANNING REQUIRES MORE THAN SAVINGhttps://www.investopedia.com/advisor-network/articles/retirement-planning-more-saving-capital/SEGMENT 3 | 10 RED FLAGS T ...…
 
SEGMENT 1 | RETIREMENT SAVINGS PLANS FOR THE SELF-EMPLOYEDhttps://www.kiplinger.com/article/retirement/T047-C000-S004-retirement-savings-plans-for-the-self-employed.htmlSEGMENT 2 | RETIREMENT PLANNING REQUIRES MORE THAN SAVINGhttps://www.investopedia.com/advisor-network/articles/retirement-planning-more-saving-capital/SEGMENT 3 | 10 RED FLAGS T ...…
 
SEGMENT 1 | RETIREMENT SAVINGS PLANS FOR THE SELF-EMPLOYEDhttps://www.kiplinger.com/article/retirement/T047-C000-S004-retirement-savings-plans-for-the-self-employed.htmlSEGMENT 2 | RETIREMENT PLANNING REQUIRES MORE THAN SAVINGhttps://www.investopedia.com/advisor-network/articles/retirement-planning-more-saving-capital/SEGMENT 3 | 10 RED FLAGS T ...…
 
SEGMENT 1 | RETIREMENT SAVINGS PLANS FOR THE SELF-EMPLOYEDhttps://www.kiplinger.com/article/retirement/T047-C000-S004-retirement-savings-plans-for-the-self-employed.htmlSEGMENT 2 | RETIREMENT PLANNING REQUIRES MORE THAN SAVINGhttps://www.investopedia.com/advisor-network/articles/retirement-planning-more-saving-capital/SEGMENT 3 | 10 RED FLAGS T ...…
 
SEGMENT 1 | RETIREMENT SAVINGS PLANS FOR THE SELF-EMPLOYEDhttps://www.kiplinger.com/article/retirement/T047-C000-S004-retirement-savings-plans-for-the-self-employed.htmlSEGMENT 2 | RETIREMENT PLANNING REQUIRES MORE THAN SAVINGhttps://www.investopedia.com/advisor-network/articles/retirement-planning-more-saving-capital/SEGMENT 3 | 10 RED FLAGS T ...…
 
Health savings accounts. The limit on health savings account (HSA) contributions for 2018 is now $6,850 for family coverage, as updated by the IRS to reflect changes under the recent tax reform law.Medical savings accounts. The 2018 deductibles and out-of-pocket expenses required for health plans to qualify as “high deductible” plans under the ...…
 
We’ve talked about creating an advice-centric practice, articulating the value of financial advice, pricing and structuring your services, and conducting your first client meeting. Now it’s time to think about how you can use systems, tools, and referrals to predictably grow your practice. In the conclusion of my five-part series with John Page ...…
 
Being a potter or ceramic artist is not easy. But everyone is different and has their own issues and struggles. Listen to this episode (or read below) to see if there are other people that are struggling with the same things that you are. Resources The Dip: A Little Book That Teaches You When to Quit (and When to Stick) (affiliate link) How to ...…
 
Working from home, either as a remote employee or for your own business, has become common--but tax reform significantly changes who can claim a deduction for it. Laura explains the new rules for taking a home office deduction and how to use it to save money. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/work-from ...…
 
Here are your Wichita State University digital signage announcements for Monday, March 19th through Sunday, March 25th, 2018: Think you may need your eyes checked? Find out for free with Free Vision Screenings from Student Health Services and the Medical Services Bureau, 11:00 a.m. to 1:00 p.m. on April 24 in RSC 314 and 316. April 10th, from 1 ...…
 
Financially Speaking with Kathy Cook Noble Radio Show Betty Mae Glen asks: Do you ever... feel frustrated that a given financial situation is not at all what you would like it to be? You can’t place a finger on it, but it’s like there’s something stopping you from having as much freedom with money as you expected at this point in your life? Are ...…
 
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