CFFP #09 Finding Your Voice and Holding Your Ground in Financial Services ft Jacqueline Schadeck


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By Dominique Henderson, CFP® and Dominique Henderson. Discovered by Player FM and our community — copyright is owned by the publisher, not Player FM, and audio is streamed directly from their servers. Hit the Subscribe button to track updates in Player FM, or paste the feed URL into other podcast apps.

Welcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice.

Today we have Jacqueline Schadeck. Jacqueline, you are a Certified Financial Planner and Accredited Wealth Management Advisor currently practicing in Atlanta, GA at Sherrill, & Hutchins Financial Advisory, Inc. You've also spent time on the FPA of Georgia board and the Kennesaw State University (your alma mater) Black Alumni Society. You are also a recent author of "MONEY PLANNING AND POSITIVITY: A GUIDE TO A BETTER FINANCIAL LIFE". I consider you one of the foremost IG personalities when it comes to someone that is doing it the right way and a role model for not just young planners but all planners.

Today we are going to discuss with Jacqueline as an outsider looking in at a young advisor getting started, your mindset, personal development, engaging on social media, and more! We will also ask Jacqueline about her perspective on the number of women in the financial industry profession, the barriers that they feel, and how to lower the barrier during your initial client meeting!

Show Highlights:

  • How did Jacqueline start her new year, what goals did she make and what changes did she make (3:09)
  • Jacqueline's tips on ramping up your social media visibility (7:57)
  • How to find your voice, but still keep your personal life private (14:27)
  • How to overcome the Imposter Syndrome in the industry (16:23)
  • Jacqueline’s advice on building your firm and career changes (20:44)
  • How Jacqueline navigates the gender dynamics in the industry
  • Jacqueline discusses her book and the four pillars of wealth (37:52)
  • Jacqueline’s word of wisdom (40:16)


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Conversation Transcript:

00:00:00 Dominique Welcome to conversations for financial professionals, a podcast to help shape the next generation of financial advice. I'm your host, Dominique Henderson and today's conversation is with Miss Jacqueline Schadeck. Jacqueline is a certified financial planner and accredited wealth management advisor currently practicing in Atlanta with Cheryl and Hutchins financial advisory. She is one of those that you will definitely want to jot down some ideas and nuggets from this podcast about finding your voice and holding your ground and financial services. If you look at her Instagram profile, you will immediately know what I'm talking about. She has done so much in this space to really give planners a way to personally brand what you're doing as a financial planner, inside your nine to five, helping clients and showing an aspect of your personal life that helps clients realize that you're a real person. We dive into all types of topics in this conversation, including her own struggle with mental health and being very transparent about how to take care of yourself as a financial professional.

00:01:17 Dominique You won't want to miss this episode in this conversation. You'll definitely leave with takeaways for being able to find your voice and to hold your ground in the financial services profession. Let's go to the conversation. Welcome to another episode of conversations for financial professionals, the podcast where we're shaping the next generation of financial advice. Today we have my friend and colleague Jacqueline Schadeck, Jacqueline. You are a certified financial planner and accredited wealth management advisor currently practicing in the ATL at Sheryl Hutchins financial advisory. You spent some time on the FPA board of Georgia, Kennesaw state university, alum. Also, you are the recent author of money planning and positivity. I also consider you to be one of the foremost IG or Instagram personalities when it comes to someone doing it the right way and just being a role model for young planners. Welcome to the podcast.

00:02:18 Jacqueline Schadeck Hey Dom, it's good to see you again. I'm excited to be here. You got the bio pretty much, all accurate. The fact that I am a dog mom and Mr. President is around here somewhere. So, you may see him.

00:02:37 Dominique Yeah, yeah. Great stuff. Now I can't leave out the furry four legged friends. I have, I hopefully my, Blue won't be barking in the background. I totally know how that is. During client meetings. That seems like when they want to, act up and things of that nature, but cool. I'm glad to have you here. Let me ask you this question right quick, because I know, we just got through in 2020 we're 2021.

00:03:00 Dominique Now what is on the plate for you as far as, do you do any goal setting or vision planning? Like how do you usually start the new year?

00:03:09 Jacqueline Schadeck That's a really good question. How do I start the new year? So I actually, every year write down my goals and it's more of like a forward looking kind of thing to keep me on track. It's not just like my career goals or how much money I want to make, but it's a combination of, I parcel it out. Right. I have like my personal goals to like, what do I personally want to achieve? Like my intrinsic goals for the year. I have like relationship goals and spiritual goals. I write all of that down and I've been doing that for, in the same format since 2016. This is my fifth year and it's been kind of exciting. Actually. I keep the book here with me so I can flip through here. I looked back at my previous years and was like, Oh wow. You know, I did that.

00:04:03 Jacqueline Schadeck I did that. Or, I decided, Hey, that wasn't actually a fit for me. I change up the goal. So, one thing that I do when I set my goals is I actually set a word for the year. The word for this year is focus. I know a lot of times we can get sidetracked by some of the noise out there, especially with social media, where we can kind of get deviated from our purpose. This year, my word of the year is focus.

00:04:35 Dominique No, I love that. I really love that. I picked a word of the year. I haven't really been doing that consistently, but this year for me was all about patients. Not necessarily, not just patients outside of me with others, but patients with myself too, like patients to reach my goals, knowing that I'm where I'm supposed to be and not trying to get ahead of that or any of that kind of thing. So, I love having a word of the year. I think that segues beautifully into, why I asked you on, because, finding your voice and kind of holding your ground in financial services. I know you and I have kind of talked about the, what I would call the overdone subject of, maybe to diversity inclusion and gender equality and things of that nature. I think some of those topics kind of get pulled into what I want you to kind of opine on today because as I'm kind of looking from the outside in, I think a lot of young advisors would see like myself or you or any of our other peers, and I'd be like, it's easy for you guys.

00:05:37 Dominique You guys are, you've been doing it awhile, but maybe kind of speak to like the process of what you just named. Like, you're going back in your journal and you're looking at, Oh, I did that thing. I, I, I figured out this thing or no, that, wasn't a good thing. Like talk about how that has helped Jacqueline find her voice.

00:05:58 Jacqueline So.

00:05:59 Jacqueline

The process has not been easy if you've heard me on any other kind of podcast or any other platform talking about my journey I've lately, like in the last year or so, been explaining it as, okay. I said that, this thing happened in my life and it triggered me wanting to be a financial advisor and then boom, here we are CFP. It's just like one linear just journey. I've elaborated on that recently and been like, yeah, it actually wasn't that easy at all. It actually was very, difficult. There was a lot of nights, while I was studying for my CFP that I wasn't able to be social. I had set a goal of, I want to pass the CFP exam on the first time. And, for those in the state of Georgia, the Georgia bar in order to be an attorney actually has a better pass rate than the certified financial planner exam.

00:07:00 Jacqueline

That made me really ancy inside when I was studying for the exam. I was like, I have to do whatever necessary to pass this on the first time, because I cannot go through this again. If anybody has gone through or is considering the Ken's on review course, it's a great review course. I use that in order to pass on the first time, but if you've gone through it, that it's rigorous, it's several months of dedication, which does pay off, he has a really good pass rate. This is not sponsored by the way, but it was very helpful. That process from deciding I want to be a financial planner to actually becoming a financial planner, was difficult. What I wished that I would have had more of at the time was a mentor or something similar to your program that you offer the jumpstart program, which I guess you are in a form of mentor in that program.

00:07:57 Jacqueline And, that would have been really helpful for me to be able to navigate to where I am. I think I could have gotten there quicker, more efficiently. So, I do have a couple of mentors on my own that I talked to and, I tell them these are things that I wish that somebody would have told me earlier. I think that these things could have made the process smoother. Just to share a gem with you guys, you're watching this on some form of social media or listening to it on some kind of a platform. Make sure that as much as you're listening on that platform, that you're also putting into that platform. It's important that you're visible on that platform as well, even if you're not entirely sure you're going to be a financial planner or you're going to be client facing, you never know what benefits are going to come from building a tribe for lack of better words.

00:08:50 Jacqueline Schadeck You have a following, those are people who are buying into what you're showing on that site, right? And so, even if you decide to navigate and go in a different direction, those people who have bought into you as a person and what you stand for, they're still going to follow along with you. That's one of the gems that I like to drop for my mentees is like, Hey, how can we ramp up your visibility and your building of, relationships with other people. I like to share that, but like I said, that process, it went very up and down. And, I think that I found some ways to find myself, to make myself more grounded, such as, keeping track of those goals, such as reaching out to other people, and forms of mentorship and, pursuing additional education. All of those things have helped me along my career.

00:09:43 Dominique Yeah. I want to go back to something you said earlier, because I mean, one of the, so we obviously met, or not obviously, but we met at a financial advisor conference, the quad a, conference. I think it was maybe that year. It was in Atlanta. I can't remember right now, but I think it was, but what I want to bring out is afterwards, I started seeing your IG profile and just to be candid and transparent, like your nonfinancial advisory way of doing stuff on social media is actually what it's inspired. A lot of me coming out of my shell. I think one of the things, and the point I'm trying to make here is I think our industry has really, it's got this really buttoned up side that is pretty polarizing to potential clients. To actually show who you are as a person that you're developing goals as a person that you're doing other things I know that from your IG, I know that you like to play basketball and ride motorcycles like that has nothing to do with being a financial planner, but that's part of Jacqueline, right?

00:10:49 Dominique

I think what I, some of the thing I, I tell mentees is that, life makes you living life makes you a better financial planner because you have advice about life and not just the black and white, program. Like the CFP is great as it is, maybe kind of, dig a little, dig deeper. Shane Parris says ,double-click, double-click on this issue of like how you started maybe tangibly developed tangibly, developing some of the, things that are kind of germane to you right now. Maybe you're like running past this, but other people are like, okay, well, wait, I need to have a plan. Like I don't even journal or things like that. Maybe talk about how that started for you or some of the milestones.

00:11:37 Jacqueline Schadeck The social media stuff just happened organically. Honestly, I was seeing a lot of, just, I think people were catching on to like influencers they're catching on to the fact that people, aren't what they show to be on social media, which, I'm obviously like multi-faceted, and there's more dimensions beyond what you see on social media. I was like, okay, I think people were like getting that, like, Jacqueline, you're not just a financial planner. Like you do other things too, whether the other things are really cool, like being a collegiate athlete or riding a motorcycle, there's other stuff that you do hang out with your friends pre COVID, you do have a dog, what kinds of things go on in your life? Like it can't just be financial planning. Like you said, the more life that you do, the more experience you have to share it with people.

00:12:34 Jacqueline

And so it's just a good thing. I think, to share that with the world, part of your story, you don't know who needs to hear that you don't know who's going to get motivation from that. You don't know who's going to snap out of a depression from that. You don't know who's going to be able to overcome the challenges that they're going through by hearing some of your story.

00:12:56 Dominique A good soundbite. I love that. You never know what part of your story people are going to resonate with. Do you use that as, how do I want to say this? Because there's certain limits in our industry as far as compliance is concerned. Like how did you make the decision on what you were going to limit the world to see about you, but still being able to find your voice and still being able to make that mark like you're talking about? Cause it does seem sometimes there could be a fine line depending on the organization you're in.

00:13:28 Jacqueline Yeah, absolutely. It can be a fine line depending on the organization. Just like your own personal beliefs in what you personally want to share with the world. I think a good way to gauge what you're going to set share on social media. If you are a financial advisor or working in an advisory kind of company is I don't share anything that I don't want to sit down with my highest net worth $12 million client and talk about anything I share on there. I'm willing to have a conversation with my, highest priority clients about, so when I made a post in the summertime about mental health and I exposed some of the mental health issues that I went through, some of that, projected me into writing money, planning and positivity, and I share more about why I hone in so deeply on being a positive person and, bringing that out through financial planning.

00:14:27 Jacqueline

I, I wouldn't be ashamed to have that conversation with my clients. I think that it's important to keep that in mind, not only do you have compliance, that is a hurdle that you need to jump through, but you also have the fact that like, whatever you put on there is exposed to the world. All of my social media is public, so anybody can see it at any point. I don't put anything on that I wouldn't want to talk about. I also don't do anything in my career or, I try not to do anything in my day-to-day life that I wouldn't want to talk to anybody about that I wouldn't want to own up to. Like you said, our industry is still, I like the term, but boattend up on that, we are still buttoned up and there's not a lot of like breathing room for advisers to be able to share their story or to be able to share stuff on social media.

00:15:21 Jacqueline

For those of us that can, we're really winning right now, as you can see Dom, I see you're winning. For those of us that can, we're winning right now. I would like to encourage people to just be on there in any way, shape or form that they are comfortable.

00:15:37 Dominique Yeah. Yeah. Let's go back to, some, maybe some steps that maybe you use personally to kind of lean into that. I know sounds like self-awareness was a big one. Even personal development, you even, I guess I missed the post about, mental health. I mean, that's been a huge thing. Especially in the last 12 months in this country, probably believe, way more cases of that not being talked about versus have been talked about. Maybe you can kind of opine on that just a bit, because I know as a financial professional, one of the things that I struggled with at first was imposter syndrome. It's like, I'm telling people to do this and I'm not really there right now and blah, blah, all the mental garbage that goes on in that maybe you can speak to that for just a second.

00:16:23 Jacqueline

Absolutely. Imposter syndrome, that's a good one touch on. I think you will give some of that kind of a feeling when you're first in the industry, like, wow, like I'm telling people with millions of dollars what to do, and I don't have millions of dollars. It's not necessarily, I want you to change your mindset about that as opposed to being an imposter. Just say that you're in preparation for that and you're going through the process. If you talk to any, if you are client facing or you just talk to anybody that's older and has more money, let's say 60 plus ask them their story of how they got it. They either inherited it. They, had some windfalls or they spent time building that up. I mean, there's, I don't know how many other ways there is to get it, but generally they would have spent their entire lifetime building up that money.

00:17:26 Jacqueline

The term that I like to use for people is to extend yourself, grace, because you're growing, you're learning your bank account is going to be growing as well, as long as you're taking your own advice. Just know that you're going through the process. I wouldn't consider yourself an imposter, but just that you are working through the process. As far as the mental health goes and like managing that and talking to clients about that, I honestly have learned so much about trauma in the last, like two years. Things that like, I didn't even know. Not even about myself, just about trauma in general. The biggest thing that I've learned is that, trauma doesn't have a timeline. So.

00:18:18 Dominique Unpack that.

00:18:20 Jacqueline Schadeck Yeah. A lot of times we think like, okay, this really bad thing happened to Dom when he was a child and Dom should be over it by now because he's an adult. Well, that's not how trauma works. You're dealing with clients and they say, they may be 70 years old and like, no, I need to keep this amount of money in cash. And, because this happened to me when I was younger and you might be thinking like, Oh my gosh, like that was 50 years ago. It doesn't matter because trauma doesn't have a timeline. Not only do you need to extend yourself, grace, when working on your own issues, you need to extend your client's grace and understand that trauma doesn't have a timeline and that, they may be dealing and working through something, for their entire life. You just have to be cognizant of that and be gentle with that.

00:19:16 Dominique Oh, I love that. I think, I think that's a really good insight. As you were talking, I was thinking about my own practice in my own conversations with clients, because there are money stories that they bring to the table that sometimes, and I learned this earlier on that there's not necessarily my it's not necessarily my job to sit as judge with a right or wrong. It's like they went through these things. We validate the experience we inspect, whether or not that mindset that they've adopted is correct. What about that mindset? Maybe limiting them to reaching their goals. Once you pose it like that, then they're like, Oh, okay, now I have the power to change. It's not like I'm a victim or anything like that. I know often, because of maybe the knowledge that we heap up in our CFP programs or whatever it is, maybe our own baggage, I know it is for me that, they're the first predisposition is to judge when that's not where the client needs to be.

00:20:18 Dominique I love that giving your clients grace, and giving yourself grace too, and stepping back I'm curious, how has your firm helped this process at all? If any? because I know sometimes we're not in the most ideal situations when it comes to let's call it the first two, three, four, five years of your career. How has your firm helped.

00:20:44 Jacqueline

The best advice that I can give when working with your firm on compliance, or any kind of growth oriented kinds of things is I would say, try to do that vetting before you sign on as an employee, because vetting, I did that vetting before I signed on as an employee. I said, Hey, I am into the social media thing. I like to share things there. I like to be vocal. As far as being growth oriented, I knew that I wanted to get another designation. I knew that I wanted to finish my masters. I asked, what kind of support do you provide for that? What's going to be the timing. There going to be any kind of grace on, can I take time for schoolwork, that kind of a thing. I try to do that vetting before I get into that position. Now, if you're already in that position and you're trying to figure out what to do next, it's just important to have that conversation with your supervisor like, Hey, these are my goals.

00:21:46 Jacqueline Schadeck This is what I'm trying to achieve. This is how I want to go about it. Now, if the goals are related to being visible on social media, you of course are just going to have to check with the company's policy. And, you just have to follow a company policy. There's no other way to go about it. Typically what I've been noticing is, more leniency, not necessarily on the broker dealer side, but on the RIA side, more leniency on the social media front, where you can share, financial tips and things like that. Like for me, I just personally would never share actual like investment tips. I would never say, Hey, it's time to go out and buy a Tesla. That's not really where I stand on social media. So, it's just important to figure out what those guidelines are for you. Then, having that conversation with whoever it is that would need to approve that.

00:22:41 Dominique No, I think that's really good wisdom Jacqueline, because I think some especially career changes, I see this a lot, aspiring financial professionals. They're so excited and maybe they've taken my advice. I've watched way too many YouTube videos of Dominique saying, don't worry about how you get in the industry. Just get in. Yes, but it is good to kind of know what you want to have mapped out some of your goals, which is the reason why I think, getting a mentor or having somebody that you can look up to. That's like, Oh, I want to kind of be like them. You can go ask questions of them and their network and be more informed. You're just not jumping into any position. You actually have an idea of where you're trying to go some type of career path. That way you can be more selective about where you land and when you get there, you're not like, Oh, I feel so constricted.

00:23:27 Dominique It's like, well, you didn't really study the environment before you got there.

00:24:30 Dominique I want to touch on something that I caught on a podcast. I don't remember the name of it. I don't remember the address of the podcast, but you were on there. This goes into the topic, about women in financial services. I think the soundbite I caught was basically how you may be interacting with a couple, a husband and a wife. Though the energy that you bring as a female or a woman into that relationship often kind of breaks down the barrier that some men may feel, because let's just be honest men in this industry, whether you're practicing or you're a consumer, you got way too much pride and ego in this thing. There's this way too much bias and being in love with our own opinions. We already know how that works, but maybe you can kind of revisit that topic. If, if in fact you remember what I'm talking about, I think what I'm really kind of coming the angle I'm approaching is the value of a woman's perspective in the financial planning relationship.

00:25:42 Dominique Because what I notice is when we have that husband, wife dynamic, we always have one. That's kinda like the one that does, like the family CFO. Usually when it's the man, he pushes the woman out and makes her like a, an appendage almost. She's not a full partner and I don't know where this comes from, but when it's the flip, I usually see the woman include the man. I think this is just like gender dynamics but let's talk about how you navigate through that. I think this is an interesting topic, to kind of talk about,

00:26:16 Jacqueline

Yeah, I, as soon as you brought that up, I was like, I think we talked about that in our first podcast. Go back and listen to that, but I'm still rooting for women. I still think that we've made better financial advisers. I mean, part of it is that emotional intelligence, that's part of being a financial advisor. You have to have emotional intelligence and you have to obviously have intelligence. With it's because there's always, when you're doing financial planning for clients, there's always an emotionally correct answer. And there's a mathematically correct answer. Two, I think in my opinion to be a good financial planner, you gotta be able to balance both of those with your clients. As far as women being better financial advisors, I think that, like you said, men like want to hear their own opinions. What I was saying was that, part of why women, I think make better financial advisors is because when we are in that a setting where there's a husband or wife, or I'm working with just a male client, there's less of that need to feel like he needs to prove himself as being big, bad, the best investor.

00:27:32 Jacqueline Schadeck He needs to make sure that, Dom doesn't think that he doesn't know what he's talking about because a man always knows what he's talking about. So.

00:27:43 Dominique Is so fragile.

00:27:46 Jacqueline Schadeck Right? So I think because of the emotional intelligence and then just some of that natural womanly nurturing,

00:27:55 Dominique I think you're hitting on some things and this is the reason why I encourage them no matter where they are usually. Cause I tell it, I mean, even 45, 50 year old career change, and I'm saying like, you can still do this. You can still have a lot of impact. This is one of those careers you can do well into your seventies. I mean, think about it from the standpoint, there's just a different angle. There's a different perspective. I'm all about perspective. I, I appreciate and recognize that there are different perspectives, whether I agree with you or not is something totally different, but I will definitely listen to you. I think that's the value in having a difference in opinion, whether we're talking about gender, whether we're talking about race, ethnicity, all these different things, all need to be incorporated into our industry. I'm sorry I jumped on a pedestal.

00:28:42 Dominique Go ahead.

00:28:44 Jacqueline

No, I was going to piggyback on that. I mean, we need to be accepting of other people's choices. It's going to be really hard to be a financial planner. If you cannot accept other people's choices for. It's not that you always agree with them, but you still have to just let people believe and do what they want to do. This has been a politically charged year. So, you've gotta be willing to accept people's choices. You're gonna have political conversations with clients that you're not going to agree with. Are you going to get into a raging argument with them or are you just going to accept their choice for what it is? So speaking to career changes that are older, that story changes. The thing that I think that's so beautiful about being a career changer is that you've had so much experience before. You get to share, I went through this personally, I wish I had known this.

00:29:43 Jacqueline

I would've been so much better off had I done X, Y, and Z. I mean, that's a beautiful thing about being a career changer. One of my business mentors, when I first got into financial planning, this person was not a financial planner. He was like, well, why are you then trying to become a financial planner straight out of college? He was like, go do something else, get some experience and circle back to financial planning later when you have some experience to share. I obviously didn't follow that routes. I had followed my heart, but I think there being a career change later on in life can beautiful.

00:30:20 Dominique No, I think it gets back to that point that we made earlier about, some of, experiencing life riches, enriches the financial advice that you do give because you do have, whether it's, being a parent or, that you've been married a long time or whatever it may being in a career for a long time, developing all the different transferable skills that are there. I think, you made a point earlier that I want to kind of opine on before we, kind of bring this in for a landing, which is, the idea around accepting other people's perspectives. I think the big idea here, and I want to get your opinion on this. I think the big aha for me is that because I listened to somebody or I gave them an audience, because I'm just genuinely curious on how they think doesn't diminish who I am. It doesn't diminish what I stand for.

00:31:13 Dominique Doesn't make me any less of a person. I think that, to me, that's one of the things that I think is one of the reasons that we're so politically charged now. The word that you used earlier is because we're so intimidated by how people think around things. I think as a financial planner, I can't afford to be that way with my clients if I want to deepen the relationship. Would you agree?

00:31:34 Jacqueline Yeah, I would agree wholeheartedly. You know, it's not it's clients. They will say verbatim from their mouth. I know this isn't good. I know you don't agree with this, but blah. I say that they do. They say it and they say, I wouldn't did X, Y, and Z. I know you're not going to be happy about it, but here it is. What do you do? Do you fly off the handle or do you say, Oh, okay, well I'm glad, what I mean?

00:32:04 Dominique That's a bull state I'm usually like, okay. How does that, rework the plan? Like, so what is the implication here? What is the application from what this is Toby? Yeah.

00:32:14 Jacqueline

Yeah. Working with them on that front and being accepting of other people's choices is important. I want people, I want financial planners to practice what they preach and to be free to be themselves. What I mean by that is I don't want you to just put on your financial planner hat and then you're accepting of people then when you're not a financial planner, you're raging flying off the handle. Like it's not okay. I've seen it on social media. I've seen other advisors being attacked on social media for diversity inclusion for some of their views. It's like, why can't we just be accepting of like, that's what works for them. This is what works for me. I want people to have that same kind of a feeling throughout, in one of those podcasts that I think you had soundbite from, they asked me, am I the same positive person in real life that I am on social media?

00:33:13 Jacqueline

I just turned the question on them. I said, well, you guys have talked to me off camera. What did you think? And they were like, it was pretty good energy in the room, like, okay, thank you. I want this to be a real genuine thing. I don't want it to just be by a financial planner. Like I want all the black to be positive. That's something that I preach to my mentees is like, don't do things just for your career's sake. Like do things for your own personal growth that you can have flourished through your career.

00:33:44 Dominique No, I love that. I love that. That's the whole idea about just integrity, really right. Being whole, the Person that they see on social media is actually Jacqueline. Now granted, you're not going to see every a to Z thing, but the, what I'm showing you is actually a genuine representation of who I am.

00:34:02 Jacqueline

You wouldn't want to see everything a disease.

00:34:06 Dominique That's with all of us, right? That's about once.

00:34:08 Dominique

A day, honestly. So I have to say.

00:34:13 Dominique On, your book, money planning and positivity of guide to a better financial life. I think that really captures the essence of what I wanted to have a conversation with you about, which is finding your voice. Talk about finding your voice with this particular book. Why didn't you write it? What was the kind of the gist behind that? And I know you've alluded to that in the podcast, but kind of give us the, the version of the story that you want everybody to remember.

00:34:40 Jacqueline I'm so glad that you asked Dom. Writing the book, we have talked about the Genesis throughout this podcast. The thing that we didn't talk about is the goal to actually write the book. I would have to go back and double check, but I think it was maybe 2017 that I said, like, these are my 10 year goals. Like I write them down, like these are my long-term goals. I was like, thing, an author would be cute, but author on the list. Author had been on the list for a few years and it hadn't tackled it yet, but I see it every year subsequently. 2020 and everything that happened this year really propelled me into writing the book. I spoke earlier to my own, well, really to the post of my own like mental health issues. You can go back and see on my social media.

00:35:29 Jacqueline

I posted it in August, I believe. Part of that, as well as wanting to be an author and then, shout out to COVID for the lockdown. I wrote the book bearings,

00:35:44 Jacqueline Well, I was locked down in my house. I think this is the first time I've heard a shout out to COVID.

00:35:52 Jacqueline

Other time, shout out to COVID. I told you we're going to flip everything and put a positive spin on it. So thank you for that. COVID forced for me to sit down and actually write the book. And, as I was setting the 10 year goal, I had heard a podcast or YouTube video or something where this motivational speaker, I can't quote them. I don't know who it was, but he said, what if you could accomplish your ten-year goals in six months? And so I set out on a mission to do that in 2019. Some of it got done, some of it didn't, but some of it got done this year, which was the book. Money planning and positivity speaks to what my brand is. A couple of years ago, I had just adapted that kind of tagline. So, as I was trying to figure out what exactly it was that I wanted to write about, I wanted to make sure that, there's no other books in the works, but I wanted to make sure that my first book, possibly my only book, is actually encompassing of what I stand for.

00:36:52 Jacqueline So this is what I stand for. It happens to be a book that works well with my career, but I really wanted to write something about what it is that I believe in. I believe in financial planning, because I know the effects that it has on a family, whether those affects are good or it's absent from planning. And then you see those negative results. I just believe in the power of financial planning for your own wellness. The positivity piece, because, not only have I had my own mental health struggles, but with COVID, I haven't talked to anybody who didn't have any mental health struggles this year and who doesn't regularly have some issues. So, I don't know when we're going to stop calling them mental health issues and just like adulting part of being an adult. All of those things led me to want to write money planning and positivity.

00:37:52 Jacqueline

In the book, I break it down into four pillars of wealth. The first pillar being actually healthy, I had a short stint with COVID, at the beginning of the lockdown where I myself was sick for several weeks. I want to make sure that was included in there. I talk about, of course, financial wealth, social wealth, and time wealth. The book breaks down all four of those pillars that really just hold up your entire life. That's why this is a guide to a better financial life, because I feel like your finances are the heartbeat. So, I really, hope that people find this book enjoyable. I hope it is something that is helpful for your life. It can be found on Amazon. I'm sure we'll link it.

00:38:38 Dominique Yeah. Yeah. Well, we'll give them all the resources that you provided me with too, to get a hold of it. I think this is great. I think, I mean, as I'm just thinking, back on our very first podcast to this one, and hopefully this doesn't say condescending, but know me, as being older, but I just, I'm astounded and impressed by your maturation in this industry, as not only a planner, but as a woman. Kudos to you, hats off to you. You're doing a great job, with what you're doing and for the profession as a whole.

00:39:21 Jacqueline

Thank you. I appreciate it. When that side of launching things, getting things out there, I've had a lot of feedback from your side, and a lot of people have mentioned you during our last, I think there's been a couple of years of knowing each other. I want to commend you as well for your efforts. I know making YouTube videos and podcasts and like all the content and all the ways that you help young advisers get into the profession. I know it's not easy work. Somebody has to do it. I appreciate you for helping propel our profession forward.

00:39:53 Dominique No, no, I appreciate that. I appreciate that. Well, Jacqueline, as this is a podcast, to help empower tomorrow's financial professionals with tools to serve their clients at a deeper and more meaningful level. If you have any word or words of wisdom for tomorrow's financial professional, what would you leave them with?

00:40:16 Jacqueline

I would leave tomorrow's financial professionals with keeping yourself and keep pushing forward.

00:40:24 Dominique Mm. Yeah. I think the message of being able to take care of yourself as a professional speaks volumes, especially what we saw in 2020. I think it, that is, it needs to be underscored in bold and TeleSign because there's no way you can be a good service professional for your clients unless you first take care of yourself. So I love that.

00:40:50 Jacqueline

Absolutely. It's very important that you're not attaching yourself necessarily to a company or to a title, but that you do realize that you are your own brand, especially in this digital era where you can brand yourself. You are your own brand.

00:41:08 Dominique No, that's great. Finding your voice and holding your ground and financial services. Thank you, Jacquelyn Schadeck.

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