1258 My Strength Is My Story with Scott and Bethany Palmer, The 5 Money Personalities


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Scott and Bethany Palmer share how to speak the same love and money language in their book, The 5 Money Personalities.

Scott and Bethany Palmer have been married for 20 years! And they have 2 teenage boys.

With over 45 years of combined financial planning experience, Scott and Bethany have dedicated their lives helping couples bring their love and money together.

They have been featured on Good Morning America, FOX News, Hallmark, Forbes, US News & World Report, Prevention, Focus on the Family and regular contributors to KWGN (FOX, Denver). Scott and Bethany have also written five books.

"The key to a healthy relationship is not just about managing money, but understanding how the other person approaches money.” ~ The Money Couple

BOOK: The 5 Money Personalities

Connect with Scott and Bethany Palmer

Enjoy the multitude of topics discussed including coffee, money personalities, budget, and financial infidelity! Be inspired to create a relationship with money that works for both you and your spouse.

  • Family
  • Financial Advising
  • Divorce
  • Coffee
  • Creation of the 5 Personalities
  • Money components
  • God & money
  • Budget
  • Online Assessment
  • Opposites
  • Debt vs. Money relationships
  • Credit card debt
  • 5 Money Personalities
  • Personal conflict with money
  • Primary & secondary personalities
  • Benefits
  • Fear
  • Trust
  • Compromise
  • The Money Huddle
  • Cashflow
  • Dunkin' Donuts in Estonia
  • He didn't say NO!
  • Financial infidelity
  • Lying
  • Justification
  • 100% transperancy
  • Control
  • Children & money
  • Change the language
  • Communication
  • Honesty
  • Continue learning
  • Vulnerability
  • Wedding vows

BOOK: The 5 Money Personalities

Connect with Scott and Bethany Palmer

"God is good ALL the time!" ~ The Money Couple

Quotes and statements within the interview:

"But there's nothing about relationship stress and how to deal as a couple with money especially when you look at it differently."

"So how do we look at ourselves and then how do we look at our spouse/significant other and then how do we mush those together to understand what's really happening with money."

"Money impacts us every single day."

"God talks about money more than about anything else in the Bible."

"Big shocker here! We are attached to our opposites."

"We're showing that 80% of all people marry their money opposites."

"Divorce is expensive."

"A lot of SECURITY SEEKERS and SAVERS are 'NO' people."

"You have opportunities every day, probably a couple times a day, to butt heads over money."

"You can have up to 4 money personalities in a relationship, all bouncing into each other all the time."

"It makes us stronger, because we're not afraid of it."

"You start talking about money less, and thinking about money less, because you're not worried about it."

"It was my ideas that made it challenging."

"The SAVER needs to let the SPENDER spend some money."

"Financial infidelity is hiding, cheating, hoarding money behind your spouses back."

"Lying inside a relationship is not going to bring you together."

"Financial infidelity is an easy way to cheat. But once again, it also goes to the core of who you are."

"We all make mistakes."

"When you have relationships where one person is controlling the money, I almost guarantee you financial infidelity."

"We love doing business together."

"When you go on this trip, I want you to tap into that risk-taker."

"And that's really how to parent our children to be able to be excited about each other is to really understand, accept, acknowledge, and then encourage who they are in Christ."

"If you're dating someone or engaged to someone and they won't talk about money, break off that engagement."

"Let's make sure we are open and we are honest, and we are accepting of who and how God made each other."

The 5 Money Personalities

  • Saver
  • Spender
  • Risk-Taker
  • Security Seeker
  • Flyer

What's the first step in correcting financial infidelity?

  • Admit it to yourself.
  • Admit it to your spouse/significant other.
  • Take your money personality assessment.
  • Be proactive to solve the problem.

FREE Money Personality Assessments

What has your story gifted you?


  • God is good ALL the time.
  • Life has taught both of us a lot.

"Unfortunately, I had breast cancer. Fortunately, I'm a stage 3 breast cancer survivor."

"God has used those things to really catapult our message and our excitement and our enthusiasm for that."


  • Balance between pursuit and contentment.

"There is an amazing balance between pursuit and contentment. God did not create us to be stationary people. You have to keep pursuing His will. You have to keep pursuing your relationship."

Resources mentioned in the episode:

"One step at a time leads to miles of greatness!"

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