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Episode 84: The Case For and Against Credit Cards

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Manage episode 237961036 series 1404006
Content provided by Steven J. Richardson, Esq. and Steven J. Richardson. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Steven J. Richardson, Esq. and Steven J. Richardson or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

The vast majority of the people that come to me to file bankruptcy do so because of out of control credit card debt. The totals can run from the tens- to the hundreds of thousands of dollars. Credit card debt can drag you down and prevent you from having financial freedom.

But are credit cards, in and of themselves, bad? Is it the card (and the system) itself that is bad or how we use them? Personal finance expert Dave Ramsey writes on his web site questioning whether you really need a credit cards and gives six reasons why you shouldn’t. But is he right? That’s why in this episode of the podcast I take a look at those six reasons and discuss the case for (and against) credit cards.

  continue reading

160 episodes

Artwork
iconShare
 
Manage episode 237961036 series 1404006
Content provided by Steven J. Richardson, Esq. and Steven J. Richardson. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Steven J. Richardson, Esq. and Steven J. Richardson or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

The vast majority of the people that come to me to file bankruptcy do so because of out of control credit card debt. The totals can run from the tens- to the hundreds of thousands of dollars. Credit card debt can drag you down and prevent you from having financial freedom.

But are credit cards, in and of themselves, bad? Is it the card (and the system) itself that is bad or how we use them? Personal finance expert Dave Ramsey writes on his web site questioning whether you really need a credit cards and gives six reasons why you shouldn’t. But is he right? That’s why in this episode of the podcast I take a look at those six reasons and discuss the case for (and against) credit cards.

  continue reading

160 episodes

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