Buying Cars with Clay McGee


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In episode 141 of Financially Simple, Justin talks to Clay McGee, finance director of Rusty Wallace Kia, about purchasing a car.

Buying a new car can be a confusing experience, not knowing what all the terminology about financing vehicles means. Justin and Clay go over the process of buying a car, and explain how to get the best possible financing for your circumstances.


00:28 - Buying Cars with Clay McGee

02:33 - The Car Buying Process

04:22 - How to get what You want

06:49 - How to get the best deal

09:33 - Negotiations

10:45 - Cash, Finance, or Lease?

14:56 - Is 0% really 0%?

20:32 - Loans

25:02 - Warranties and Add-ons

28:46 - Leasing

31:22 - What is the One Question customers should ask?

34:47 - Wrap Up


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The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States. Host Justin Goodbread is a serial entrepreneur, CFP (Certified Financial Planner), CEPA (Certified Exit Planning Advisor), CVGA (Certified Value Growth Advisor), Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional.

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