Insurance to Protect from Lawsuits


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In episode 139 of Financially Simple, Justin goes over the various types of Business Insurance.

Accidents happen, along with natural disasters and acts with unintended consequences. In such instances, you’ll be glad you had the right insurance policy in place to protect your and your business. Justin looks at the different types of Business Insurance policies, for small businesses and home offices, and explains which you need for your circumstances.


00:29 - Insurance to Protect from Lawsuits

02:27 - General Liability Insurance

03:55 - Product Liability Insurance

04:49 - Automobile Liability Insurance

06:03 - Worker’s Compensation Insurance

06:51 - Directors and Officers Insurance

07:54 - Home-Based Businesses

08:24 - Business Owner’s Policy

09:29 - Home Office Policy

10:10 - Business Pursuits Endorsement

11:14 - Personal Umbrella Policy

11:51 - Wrap Up


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Neither Financially Simple, LLC nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances. Justin Goodbread, CEO of Heritage Investors, LLC, a Registered Investment Advisor, is an Investment Advisor Representative who offers advisory services through Heritage Investors. The information contained within the podcast is for informational purposes only and not considered investment advice. Seek help from a competent Financial Advisor.

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