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028: Annuity Death Benefits: How They Work & The Choices Offered

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Manage episode 275434896 series 2798004
Content provided by The Annuity Man. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by The Annuity Man or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

In this episode, The Annuity Man discusses:

  • Structuring your lifetime income payment to go to your beneficiary, not the evil annuity company.
  • Life insurance versus annuity death benefits.
  • Common death benefit choices.
  • Beneficiary setups for annuity death benefits.  

Key Takeaways:

  • Annuities are contracts, it is up to you how you want to structure it.
  • Annuities are customizable from a death benefit standpoint.
  • Fixed annuities are regulated at a state level, not a federal level.
  • There is no urgency to buy an annuity, you’ve got to do it on your terms and your timeline.

"Can annuities be fun? Yeah! Can contractual guarantees be fun? Yeah! Can death be fun? No. but, with the contractual guarantees of annuities, we can make sure that it is as enjoyable for your beneficiaries as humanly possible." — The Annuity Man

Connect with The Annuity Man:

Website: TheAnnuityMan.com

Email: Stan@TheAnnuityMan.com

Book: SPIA Owner’s Manual

YouTube: Stan The Annuity Man

Get a Quote Today!

  continue reading

280 episodes

Artwork
iconShare
 
Manage episode 275434896 series 2798004
Content provided by The Annuity Man. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by The Annuity Man or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

In this episode, The Annuity Man discusses:

  • Structuring your lifetime income payment to go to your beneficiary, not the evil annuity company.
  • Life insurance versus annuity death benefits.
  • Common death benefit choices.
  • Beneficiary setups for annuity death benefits.  

Key Takeaways:

  • Annuities are contracts, it is up to you how you want to structure it.
  • Annuities are customizable from a death benefit standpoint.
  • Fixed annuities are regulated at a state level, not a federal level.
  • There is no urgency to buy an annuity, you’ve got to do it on your terms and your timeline.

"Can annuities be fun? Yeah! Can contractual guarantees be fun? Yeah! Can death be fun? No. but, with the contractual guarantees of annuities, we can make sure that it is as enjoyable for your beneficiaries as humanly possible." — The Annuity Man

Connect with The Annuity Man:

Website: TheAnnuityMan.com

Email: Stan@TheAnnuityMan.com

Book: SPIA Owner’s Manual

YouTube: Stan The Annuity Man

Get a Quote Today!

  continue reading

280 episodes

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