A podcast about life, the universe and anthropology produced by David Boarder Giles, Timothy Neale, Cameo Dalley, Mythily Meher and Matt Barlow. Each episode features an anthropologist or two in conversation, discussing anthropology and what it has to tell us in the twenty-first century. This podcast is made in partnership with the American Anthropological Association and with support from the Faculty of Arts & Education at Deakin University.
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3 Ways to Help You Buy a House With No Money Down
MP4•Episode home
Manage episode 153830971 series 1103511
Content provided by Chris Colgan. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Chris Colgan or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Selling in Northern Virginia? Get a free home value report here
There are three different programs that exist to help you buy a house with no money down.
The first is a USDA loan. This is mainly for rural areas, and if you happen to live in one, you can have the Agriculture Department give you a loan for your down payment so you don’t have to come up with any money. What we also typically do is ask the seller during negotiations to pay all your closing costs, so aside from a few inspections, you’re saving a lot of money.
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”
Along with using these loans, we ask the seller to pay all your closing costs.
”
Finally, there is the Virginia Housing Department 2nd Trust Program, wherein the Virginia Housing Department loans you a second trust for your down payment. This program does run out of money occasionally, but we still have plenty of lenders who use it.
As you can see, there are ways out there to buy a house with no money down and no cash being lifted from your pocket. If you have any questions about any of these programs, or you know anybody else buying or selling a home, give me a call. We’d love to help, and we hope you have a great summer.
23 episodes
MP4•Episode home
Manage episode 153830971 series 1103511
Content provided by Chris Colgan. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Chris Colgan or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Selling in Northern Virginia? Get a free home value report here
There are three different programs that exist to help you buy a house with no money down.
The first is a USDA loan. This is mainly for rural areas, and if you happen to live in one, you can have the Agriculture Department give you a loan for your down payment so you don’t have to come up with any money. What we also typically do is ask the seller during negotiations to pay all your closing costs, so aside from a few inspections, you’re saving a lot of money.
“
”
Along with using these loans, we ask the seller to pay all your closing costs.
”
Finally, there is the Virginia Housing Department 2nd Trust Program, wherein the Virginia Housing Department loans you a second trust for your down payment. This program does run out of money occasionally, but we still have plenty of lenders who use it.
As you can see, there are ways out there to buy a house with no money down and no cash being lifted from your pocket. If you have any questions about any of these programs, or you know anybody else buying or selling a home, give me a call. We’d love to help, and we hope you have a great summer.
23 episodes
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