Health Section: Demographic Restrictions and the Affordable Care Act

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Manage episode 206423352 series 30328
By Society of Actuaries (SOA). Discovered by Player FM and our community — copyright is owned by the publisher, not Player FM, and audio is streamed directly from their servers. Hit the Subscribe button to track updates in Player FM, or paste the feed URL into other podcast apps.

In the commercial major medical health market, the significant difference between older and younger individuals becomes more important as our population gets older overall and as medical advances allow for longer lives (at a cost). The Affordable Care Act implemented strict demographic rating restrictions on the individual and small group markets, but recent efforts have sought to relax these requirements. What should insurers be ready to face in these already-challenging markets?

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