Background (0:18-0:57) • Harold Evensky bio • Evensky & Katz/Foldes Financial • Personal Financial Planning Department, Texas Tech University • Financial Planning Standards Board Council (formerly known as "International CFP Council") • [CFP Board of Directors](formerly "Board of Governors") • CFP Council on Examinations (formerly "Board of Exa ...…

Background and Professional Development Szapiro's trajectory into policy research: "It was this arcane language that I wanted to understand." (1:15-2:39) • 10 Millennials Making Their Mark on Washington and Beyond Policy Research What policy means at Morningstar and for investors: "Policy really drives and dictates a lot of what ends up happeni ...…

Background and Professional Development Michael’s formative years: “The only thing I really think I figured out by the end of college was…that I didn’t want to do psychology, theater, or medicine” (0:59-2:51) • Michael’s bio https://www.pinnacleadvisory.com/team/mkitces/?nabe=6040736886947840:1 • Pinnacle Advisory Group https://www.pinnacleadvi ...…

The quest for real advice: How a “math nerd” found her way to medicine and eventually sought financial advice (1:12-3:32) Frustrated: How disappointing experiences with financial advisors spurred Carolyn to pursue a career in financial planning (3:33-4:56) “It worked beautifully”: Why Carolyn decided to charge flat fees for her planning service ...…

“It’s the core of Vanguard”: What stewardship and investor-centricity has meant to the firm (1:58) Defining “client”: How Vanguard balances off the objectives of its different lines of business (2:51) Incredible scale can’t be taken for granted: Is it enough to just be a fund company? (4:22) Gazing into our crystal ball: What Vanguard looks lik ...…

The accidental writer: Morgan’s background and how he came to write about financial topics (0:55-3:04) “The ability to write a check is no longer a competitive advantage”: What Collaborative Fund does, why Morgan was drawn to it, and the role content plays in its strategy (3:05-5:05) Authorial license: “It’s really important to write what…you y ...…

Early influences • The paper-boy years: Don’s early investing influences (1:40) • The magic of mutual funds: “Sir John Templeton is my personal money manager” (2:45) • “I had gotten married”: How an aspiring literature professor became Morningstar’s first mutual-fund analyst (4:00) Building Fund Research • “Dark days”: What it was like in the f ...…

• “I had to figure out how to save and invest on my own”: Bill’s crash course into investing and constructing a portfolio (1:29) • Separating the wheat from the chaff: How Bill decides what investing research matters and what doesn’t (4:30) • Top of the list: Books that profoundly influenced Bill’s investment philosophy and approach (5:45) • “T ...…