Q&A: Roth 401k, POD Bank Account, HSA, Annuities


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This week Jim and Chris answer a follow-up question on using a Roth IRA vs a Roth 401k. An Illinois listener wonders if HSA contributions are part the maximum compensation deferral limit. Another listener writes in about using a payable on death (POD) designation on a bank account in order to avoid it going into probate.

Jim and Chris also get a live caller from New Jersey with a question about annuities. (Apologies – there is some background noise that could not be removed.)

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