Best YNAB Podcasts (2024)

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#91 - Windfalls, Learning to Invest, and YNAB 4: Jeremy Schneider of Personal Finance Club 1:09:42

2d ago1:09:42

1:09:42

Ben and Ernie chat with Jeremy Schneider, an entrepreneur turned personal finance teacher who aims to demystify the confusing world of investing with simple, unbiased information. In his early 20's, Jeremy founded an internet startup and ran it for 12 years, never taking home more than $36k/year -- while living in San Diego, CA! This experience req…

1
Can You Plan to Be Spontaneous? 5:57

2d ago5:57

5:57

According to Jesse, absolutely you can! In fact, YNAB enables you to be more spontaneous. Planning your spending with YNAB doesn't mean locking your dollars into rigid categories that cannot change. It means setting aside money ahead of time for the things you don't know you want yet. Many people who thrive on spontaneity unfortunately end up in fi…

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264: Listen and Learn -- Concurrent Estates (Property) 26:04

1h ago26:04

26:04

Welcome back to the Bar Exam Toolbox podcast! Today, as part of our "Listen and Learn" series, we're talking about concurrent ownership of property. For a discussion on the related topic of present and future estates, you can check out episodes 250 and 251 of the podcast. In this episode, we discuss: Concurrent estates versus present and future est…

1
263: Navigating Accommodations and Self-Advocacy in the Legal Field (w/AJ Link) 44:17

3h ago44:17

44:17

Welcome back to the Bar Exam Toolbox podcast! In this week's episode, we have AJ Link joining us on the podcast. AJ is the president of the National Disabled Legal Professionals Association and today we're talking about accommodations and advocating for yourself in the legal profession. In this episode, we discuss: AJ's background and legal career …

1
Helping Savers Spend 7:09

10d ago7:09

7:09

We tend to think of spending as a problem that needs to be solved, however YNAB encourages spending as a thing to be enjoyed, as long as that spending is in accordance with priorities and people understand the tradeoffs they are making when they spend. In the world of personal finance we also tend to think about people who are natural spenders, but…

1
#90 - YNAB Mega Wins: Round Two 1:03:04

3h ago1:03:04

1:03:04

Ben and Ernie open their inboxes for another mega round of YNAB wins -- stories from YNAB users about positive outcomes, reduced stress, and newfound confidence with their money. In today's mega episode, they have broken up the wins into several themes: Partner wins Gaining control Getting a month ahead Paying down debt Clarity Stress reduction Bui…

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262: Listen and Learn -- Motions for Judgment as a Matter of Law and Motions for New Trial (Civ Pro) 17:52

2d ago17:52

17:52

Welcome back to the Bar Exam Toolbox podcast! In this week's episode, we're focusing on a topic from Civil Procedure -- specifically, motions for judgment as a matter of law and motions for new trial, where the moving party is asking the court to take certain issues away from the jury. In this episode, we discuss: The two types of motions for judgm…

1
Cheaper Milk and Eggs 8:32

14d ago8:32

8:32

Jesse fields a question from the YNAB team about how he stays positive in light of rapidly increasing grocery prices. Got a question for Jesse? Send him an email: askjesse@ynab.com Sign up for a free 34-day trial of YNAB at www.youneedabudget.com Follow YNAB on social media: Facebook: @iYNAB Instagram: @youneedabudget Twitter: @ynab Tik Tok: @ynabo…

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261: Quick Tips -- Bar Exam Accommodations Basics 13:37

9d ago13:37

13:37

Welcome back to the Bar Exam Toolbox podcast! Today we're talking about using accommodations for the bar exam due to disabilities or other conditions. In this episode, we discuss: Why accommodations are important Various types of accommodations available for the bar exam Applying for accommodations if you haven't had them in the past A step-by-step…

1
Ask Jesse: Heady Books and Final Settlement, Among Other Things 14:33

21d ago14:33

14:33

Jesse answers another round of questions from his inbox, including a number of suggestions for new books to read! Got a question for Jesse? Send him an email: askjesse@ynab.com Sign up for a free 34-day trial of YNAB at www.youneedabudget.com Follow YNAB on social media: Facebook: @iYNAB Instagram: @youneedabudget Twitter: @ynab Tik Tok: @ynaboffic…

1
#89 - Find the Money First 35:56

15d ago35:56

35:56

YNAB is well known for the Four Rules, or what many YNAB'ers are now calling the Four Habits, which describe the process of gaining control of your money and learning to spend with joy rather than shame or regret. The Four Rules are: Give every dollar a job Embrace your true expenses Roll with the punches Age your money In today's episode, Ben and …

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260: Listen and Learn -- Elements of a Crime 21:43

7d ago21:43

21:43

Welcome back to the Bar Exam Toolbox podcast! Today, we're focusing on the basics of Criminal Law – that is, the elements of a crime. Specifically, we're going to spend some time diving into the two most important elements: causation and mens rea. In this episode, we discuss: The four elements necessary to prove a crime The defendant's state of min…

1
It's Just No Way to Live 4:43

15d ago4:43

4:43

It's not uncommon for people to remark to Jesse that they wished they would have found YNAB sooner. The four habits are such a powerful tool for bringing clarity to your money and joy to your spending. Today Jesse wants to remind you that regretting the past is no way to live! Got a question for Jesse? Send him an email: askjesse@ynab.com Sign up f…

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259: How to Minimize Borrowing for the Bar Exam (w/Jesse Mecham from YNAB) 40:37

24d ago40:37

40:37

Welcome back to the Bar Exam Toolbox podcast! Today we are excited to speak with Jesse Mecham -- a personal finance expert and founder of You Need A Budget -- about ways to decrease spending and borrowing during bar prep and generally in life. In this episode, we discuss: How Jesse got into the field of budgeting and personal finance The YNAB "four…

1
What's the Alternative? 8:02

14d ago8:02

8:02

Jesse reviews the Four Rules and takes issue with those who say, "yeah must be nice to have extra money to make a plan with... everything I make is spoken for." It's true, there are some people who have a legitimate income problem. But this argument often becomes an excuse to not actually make plans for your money, to not try to follow the rules an…

1
#88 - Swim Fins and Why You Shouldn't Compare Yourself to Others 35:36

1M ago35:36

35:36

In today's episode, Ben shares a story about swimming at the YMCA. One of Ben's favorite forms of exercise is swimming laps at his local YMCA, and while it's a great solitary form of exercise, sometimes you can't help but notice how your pace compares to others in the pool. One day Ben started swimming laps only to notice an older lady absolutely h…

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258: Keys to Bar Exam Success with Themis (w/Rebecca Petrilli) 45:21

1M ago45:21

45:21

Welcome back to the Bar Exam Toolbox podcast! Today we're excited to be speaking with our guest Rebecca Petrilli from Themis Bar Review. We'll share our top 10 tips for using your bar review program to its full capacity to achieve better writing and MBE scores. Note: This episode is brought to you by Themis Bar Review – the gold standard in bar exa…

1
Your Biggest Single Expense 6:55

1M ago6:55

6:55

Your biggest single expense is one you probably don't think about much... unless you're American and it's April 15th. You may think it's housing, or maybe education, or raising kids, but all those costs are dwarfed by the elephant on your income statement: taxes. We are taxed in hundreds of ways, some obvious like income taxes and sales tax, others…

1
257: Listen and Learn -- Consideration (Contract Law) 19:58

1M ago19:58

19:58

Welcome back to the Bar Exam Toolbox podcast! Today, in an episode from our "Listen and Learn" series, we're discussing an important concept from Contract Law - consideration - which is one of the three requirements of contract formation. In this episode, we discuss: The three requirements of contract formation What is consideration? The two ways i…

1
Let's Cut Spending! 6:19

2M ago6:19

6:19

Let's cut spending! And then... what exactly? The all too common advice that you need to "cut spending" implies that your level of consumption is simply too high. That may or may not be the case, but in Jesse's experience and the thousands upon thousands of people YNAB has helped to regain control over their money, "spending less" is rarely the pro…

1
#87 - Stop Making Boring Financial Goals 44:52

2M ago44:52

44:52

Ben and Ernie respond to a recent survey reported by Jill Schlesinger on CBS Morning about American's 2024 financial resolutions. The top responses: save more money (41%), pay down debt (38%), and spend less (30%). BORING! Ben rants about why "spending less money" is not a good financial plan, and Ernie highlights the importance of putting a why be…

1
256: Quick Tips -- Budgeting for the Bar Exam 16:59

1M ago16:59

16:59

Welcome back to the Bar Exam Toolbox podcast! In today's episode, we're discussing just how much it can cost you to sit for the bar exam, as well as some mitigation strategies to try to reduce the cost and help cover any shortfalls. In this episode, we discuss: Researching the costs and fees associated with the bar exam in your state Choosing a bar…

1
Ask Jesse: Perfect YNAB, Tithing Confusion, and More Credit Card Comments 12:19

2M ago12:19

12:19

Jesse answers another round of questions from YNAB listeners. Today someone asks whether there is such a thing as "perfect YNAB" use and if good enough use is OK (yes!). Another YNAB'er is confused on how to calculate tithes for business income, and, as always, there are some questions and comments about credit card rewards. Got a question for Jess…

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255: Quick Tips -- Best Bar Exam Study Habits for Takers w/ ADHD 14:44

1M ago14:44

14:44

Welcome back to the Bar Exam Toolbox podcast! Today, as part of our "Quick Tips" series, we're talking about best habits for studying for the bar exam if you're coping with ADHD or ADD. In this episode, we discuss: Creating a detailed study schedule Employing the Pomodoro Technique for time management Using different learning styles and strategies …

1
Gaming the Credit Card System... Maybe 5:16

2M ago5:16

5:16

Jesse answers a question from a listener who argues that becuase he carries enough cash to cover his credit card spending at all times, he is not riding the float and therefore is gaming the credit card companies. Jesse quotes Charlie Munger -- "show me the incentive, and I'll show you the outcome" (he actually said outcome not behavior) -- and obs…

1
#86 - Cash Categories vs Cash Accounts 40:13

2M ago40:13

40:13

In today's episode, Ben and Ernie discuss what to do with cold, hard cash money. For many YNAB'ers debit and credit card spending fits nicely into the YNAB paradigm, since YNAB can interface directly with financial institutions and pull online banking data. Cash transactions, on the other hand, can create a stumbling block since they exist outside …

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254: Quick Tips -- Best Habits for Studying for the Bar Exam While Working 9:11

2M ago9:11

9:11

Welcome back to the Bar Exam Toolbox podcast! Today, as part of our "Quick Tips" series, we're talking about best habits for studying for the bar exam while working full-time or part-time. In this episode, we discuss: Creating a bar exam study schedule Evaluating the topics on which to spend more time When to begin studying Finding a bar review pro…

1
Inherent Value Doesn't Exist 6:52

2M ago6:52

6:52

Jesse argues that the common refrain of a thing having "inherent value" or "intrinsic value" is not actually a thing. As Jesse explains, value is a moving target, constantly shifting along with our desires and material circumstances. To a starving man, food is worth more than gold. To that same man well-fed, it can be worth little. We see this with…

1
253: Bar Exam Best Practices - Creating Good Habits 35:43

2M ago35:43

35:43

Welcome back to the Bar Exam Toolbox podcast! In today's episode, we're talking about creating great bar exam study habits and ones that would be useful in your life in general. In this episode, we discuss: Learning through doing the things that make you uncomfortable Finding your learning style Why you should allow yourself to make mistakes Time-t…

1
Ask Jesse: Lavish Praise and Woodchip Gardening (Sort Of) 15:59

3M ago15:59

15:59

Jesse is back answering another round of questions from his inbox. Today he responds to listeners asking whether the Four Rules are really rules or rather habits, what his favorite time management tools are, and how to relate to a spouse uninterested in budgeting. Getting Things Done: The Art of Stress-Free Productivity https://www.amazon.com/Getti…

1
#85 - Do I Have to Give EVERY Dollar A Job? 43:06

3M ago43:06

43:06

The short answer is yes. But why? Ben and Ernie dig into the reasons why giving every dollar a job is essential to creating a stress-free life around money. As Ben explains, the point of YNAB is to ruthlessly root out self-delusion, and be honest about both what you want your money to do for you and what tradeoffs you will have to make to accomplis…

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252: Listen and Learn -- Property-Based Intentional Torts 21:36

3M ago21:36

21:36

Welcome back to the Bar Exam Toolbox podcast! Today, in an episode from our "Listen and Learn" series, we're discussing property intentional torts and their specific defenses. In this episode, we discuss: A brief review of intentional torts When is a defendant liable for trespass to land? The differences between trespass to chattels and conversion …

1
Young Creatures Just Looking to Party 6:01

3M ago6:01

6:01

Jesse shares a story from a YNAB'er who had a major mindset shift about money. For this person, money went from a stressful topic to envisioning it as "young creatures just looking to party." Imagining your dollars as little "you's," searching for ways to improve your life and live out your values takes away the fear and anxiety around money. Got a…

1
251: Listen and Learn -- Present and Future Estates (Part 2) 18:46

3M ago18:46

18:46

Welcome back to the Bar Exam Toolbox podcast! Today, we're diving into the second part of our discussion on present estates and future interests. In the previous episode we reviewed the default property interest, the fee simple absolute, and defeasible fees. In this episode we're covering life estates, reversions, and remainders. In this episode, w…

1
Looking In the Mirror 8:06

3M ago8:06

8:06

Mirror, mirror on the wall... which category is the truest of them all? Over the last several weeks, Jesse has explored the idea that money is more than just a tool, it's a reflection of you. Your spending is a representation of your energies and your desires, and therefore a proxy for who you are. So, if you imagined the categories in your spendin…

1
#84 - How I Learned to Stop Worrying and Love My Unexpected Expenses 43:12

3M ago43:12

43:12

Rule Two of YNAB's Four Rules is "embrace your true expenses." True expenses are expenses that may not be regular, but are a normal part of life: new tires, HVAC repairs, emergency doctor visits. Sometimes they are expected -- every car and house will need repairs eventually -- and sometimes they are unexpected, like a trip to the emergency room. A…

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YNAB Podcasts

Podcasts Worth a Listen

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