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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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Fresh Start – Who is Leading You in Your Relationships? James 1:23-25 (NIV) “Anyone who listens to the word but does not do what it says is like someone who looks at his face in a mirror and, after looking at himself, goes away and immediately forgets what he looks like. But whoever looks intently into the perfect law that gives freedom, and contin…
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Lafayette Lee is a contributing editor at IM 1776, delivers excellent written works on his Substack, and also can be found on X @ Partisan_O. Lee joins me this time to talk about the speed at which our cultural shifts have seemingly increased, the ongoing conflict with Israel and Hamas and America's role in the present and future, his take on witne…
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Fresh Start – Growing in Gratitude Towards Each Other Philippians 1:1-11 (NIV) “Paul and Timothy, servants of Christ Jesus, To all God’s holy people in Christ Jesus at Philippi, together with the overseers and deacons: Grace and peace to you from God our Father and the Lord Jesus Christ. I thank my God every time I remember you. In all my prayers f…
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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Fresh Start – How Offense Makes Us Fools What is offense? Offense = An annoyance or resentment brought about by a perceived insult to or disregard for oneself or one's standards or principles. Hebrew: peša = Transgression or sin “You know you are a true servant when it doesn’t upset you to be treated like one.” - Unknown How Offense Makes Us Fools …
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John stops by the virtual bar to talk about our time playing together at Poinciana High School; clearly a formative moment in his professional baseball development! We go on to discuss his time at Auburn, becoming an All-American and eventually getting drafted by the San Diego Padres and making it to the Triple A level. Along the way he figured out…
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Mises Institute Senior Fellow Per Bylund joins Aaron to talk about his recent book, How to Think About the Economy: A Primer, as well as the connection between social media and democracy and the economics of AI. TakeHumanAction.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/misescaucus/message…
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Dealing with the 500-Pound Gorilla in the Room - Conflict Romans 12:17-18 (NIV) “Do not repay anyone evil for evil. Be careful to do what is right in the eyes of everyone. If it is possible, as far as it depends on you, live at peace with everyone.” The effects of unresolved conflict in our relationships. 1. It can minimize our joy. 2. It can hinde…
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Fresh Start – Freedom from Bitterness Ephesians 4:31-32 (NIV) Get rid of all bitterness, rage and anger, brawling and slander, along with every form of malice. Be kind and compassionate to one another, forgiving each other, just as in Christ God forgave you.” I. Causes of Bitterness 1. Actions done or not done to you. Job 19:19 (NIV) “All my intima…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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How to Analyze Buying a Rental Property at a Discount in Arvada Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test of…
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Good Friday 2024 Isaiah 53:4-6 (NKJV) Surely He has borne our griefs And carried our sorrows; Yet we esteemed Him stricken, Smitten by God, and afflicted. But He was wounded for our transgressions, He was bruised for our iniquities; The chastisement for our peace was upon Him, And by His stripes we are healed. All we like sheep have gone astray; We…
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Easter Sunday 2024 Cross of Rebellion Luke 23:34 (NIV) “Father, forgive them, for they do not know what they are doing.” Luke 23:39 (NIV) “One of the criminals who hung there hurled insults at him: ‘Aren’t you the Messiah? Save yourself and us!’” Cross of Repentance Luke 23:40-41 (NIV) “the other criminal rebuked him. ‘Don’t you fear God,’ he said,…
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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It’s Time to Dream Again Romans 8:11 (NLT) “The Spirit of God, who raised Jesus from the dead, lives in you.” Revelation 1:18 (NKJV) “I am He who lives, and was dead, and behold, I am alive forevermore. Amen. And I have the keys of Hades and of Death.” John 10:10 (ESV) “The thief comes only to steal and kill and destroy. I came that they may have l…
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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The sequel is real! And so is Mark Sibley's return trip to the virtual bar to discuss his new book "A Dance of Devils", the sequel to "Mongol Moon". Picking up where MM left off, WW3 is hot and underway with new storylines, characters, and remarkably well researched plot lines, scenarios, battle scenes, and one helluva play list! Mark shares his cr…
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