Becky Eichorst public
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The Wise Up With Your Money Podcast is your go-to resource if you want to know how to handle your family money wisely. Most of us learned how to make a paycheck at school but rarely did we get taught what to do with the paycheck afterward! So WISE UP with me, Becky your financial coach, and let's worry less about our money choices by building better money habits so we have confidence in telling our money where to go in the future!
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In this brand new episode, I'm talking to all my families who are struggling with an income problem. I've been there, and it's tough. BUT, sometimes our mindset gets in the way of our actions. So if this is you, LISTEN UP because there may be a way to make progress even if you think you have an income problem. So don't miss this episode with update…
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In today's episode, we dive into how growing up, I went with the flow to fit in better and to be liked...but that lead me to $130K of consumer debt. WOOPS! So listen in to this whole story AND how I'm challenging you TODAY, to think differently than the rest of society. After listening to this episode, you'll walk away with: known phrases/advice to…
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I recently got a HUGE wake-up call so I want to make sure you get it too if you need to. I thought I was doing well working towards retirement. But even though I walked through most of Dave Ramsey's baby steps, we still got a wake-up call on what retirement may look like for us. Make sure your retirement looks the way you want it to, otherwise, NOW…
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A favorite pulled from the archives. As we are in the middle of tax season and bonus season, I want you know exactly what to do if you get EXTRA unplanned money. You need to WISE UP and have a plan in place and let me tell you, it's EASY. So if you want to be SMART with your money, then follow this ONE SIMPLE rule and you'll feel LESS STRESSED and …
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Do you have a plan when something happens to you? Will your spouse know how to handle the bills? Will they have all the login and passwords for your investment portfolio? Will they have all the life insurance info easily accessible so they can grieve without the stress of finding things? If you don't have these things in place, then this is a MUST …
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Is budgeting something you find difficult to do? Well as your coach, let me just tell you, it shouldn't be hard. Budgeting is something that should be a quick and easy thing to look at, update, plan up coming expenses, and then close it so you can move on with your day and your life. So if you aren't able to do that with your current budget, and yo…
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Do you have kids who may go to college someday? It doesn't matter if they are 7, 17, or anywhere in between. This episode is a MUST LISTEN. Why? Because the impact of student loans on your kids could be devastating when they graduate and start life after college. Trust me, I've lived it myself on how student loans can impact your life so if you hav…
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If you live in an area where it gets cold and your heating bills sky rocket, then this is a must-hear episode. I'll dive into 4 easy steps to take so next year's winter bills are ones you can pay with ease and no stress. So if you were stressed out paying bills last year, take these actions and let it be the last year of heating bill stress! ------…
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Just because it has the word "protection" in it, doesn't mean it's actually protecting you! In fact, it could be hurting you instead of helping you! Overdraft protection is a nice thought and it can be really helpful if you have great spending habits in place already. BUT if you are struggling with creating better spending habits or struggling to a…
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Ever wonder why people QUIT so often on their goals? Well I am uncovering the secret and better yet, I'm unpacking the best action you can take to get your money journey going! Don't let your money goal slip any longer. Make progress using this "The 5am Club" tactic to finally move in the right direction!------------------------- Rate, review, and …
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A listen favorite picked straight from the archives. ... Are distractions getting in your way? Is it impulse buys? Time wasters? Inconsistency? Well, whatever it is, I can relate because I get distracted A LOT! But I've learned through experience what helps KEEP ME FOCUSED on the goals I'm trying to achieve. So get ready to put your blinders on, st…
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All caught up on your budget? Well, that's not enough! If you want to really move the needle and build wealth with your money, then you need to implement today's easy action immediately to really up level your budget! If you do? You will make more progress than ever before! So MAKE progress on your money goals by listening in to today's chat! .... …
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Whether you are just starting your money journey OR you're in the thick of it right now...this episode is a must-hear. As a coach, I've seen too many times when families have great intentions, but they get nowhere because they've done one of these 4 things that squander their chance of success. So DON'T 😁 skip over this episode because if you liste…
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Depending on where you are at with your financial journey you may need a financial coach, a financial advisor, or you may even need both! But if you are not sure which one OR you didn't even know there was a difference, then you gotta listen to this week's episode! Because not only will you know who you need, but you'll also learn: the different ki…
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Pulled from the archives, this is a great episode to listen to as we are facing RECORD-HIGH interest rates on credit cards. Long story short.....here's the good news. I KNOW what I'm talking about. I had over $130,000 of debt at one point but it's GONE! I'm out of consumer debt and you can be too! All I need from you is to WANT to pay it off, and t…
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This one is too good not to listen to. Pulled from the archives, this episode helps anyone know where the best place to start is when it comes to prioritizing their money this year! So if this is you, don't worry... I got you! In this week's episode, we dive into HOW to get started and actually begin making progress in building wealth. We also cove…
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In this all-new episode, we dive into what to do when we get pressured by our friends and family after we've said NO to something. I mean, how can you make progress on your money goals when they keep pushing you to do things that are outside of your budget? Well? I've got 5 tips for you and more in this need to hear episode. So don't miss this if y…
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In this week's ALL-NEW episode, we chat about how our budgets should NOT look like a fad diet because they are too restrictive and short-lived. While restricting your budget can help free up more money to put towards your goal, there's a fine line when it's too extreme where you get burnt out. So stick with me today to understand what a realistic b…
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In this ALL NEW episode this week, we dive into how to kickstart your savings as we go into this new year! We'll think back at what expenses have made you scramble to pay for them in the past, and learn how to save for them so we can pay them in PEACE this year. SO don't miss this episode as we start this new year strong! Rate, review, and follow o…
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In this all-new episode, we dive into the question, " What if our kid's expectations of Santa's gifts do not align with what you can afford??" This is a huge topic this holiday season as our budgets get tighter and tighter due to all the other price increases from inflation we've seen throughout the year. If you are facing this battle where your ki…
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In this week's all-new episode, we dive into a topic that ALL my givers need to hear! So I'm talking to my parents who want the best for their kids, AND anyone who puts their needs before their own. While this can be a wonderful trait, it can also get you into financial trouble! So tune in to this episode so you can understand the difference betwee…
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In today's episode, we dive into the best way to prepare for the end of the year's expenses including the holidays. Because I don't want you to head into the holidays with the risk of overspending! Make sure you develop a plan with me on everything coming up before the year ends so debt doesn't follow you into the New Year. So whether you've built …
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In this week's episode, we'll talk about two things you could focus on during your financial journey....BUT one is better than the other. Should you be focusing on your financial direction? or speed to achieve your financial goal? So listen in on this episode to find out my answer on this AND you'll also hear more on: questions to ask yourself to m…
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In this week's episode, I discuss a game-changing saving hack that I use and that I always recommend my clients use. What is it? I'm talking about using separate savings accounts! I've got 4 major reasons WHY they are so powerful in your financial journey AND I also confess how many savings accounts I personally have. So if you want to up your game…
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In this week's episode, I'll talk about what happens to the budget when life gets a little busy! So if you are adjusting to your kid's fall routine schedule, if you have a crazy deadline that you are trying to meet at work and not having time to eat dinner, if you are sleep deprived with a newborn at home, or any chaos affecting your daily schedule…
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In this week's episode, I'll dive into all the student loan updates President Biden discussed on August 24th. So I'll talk about how I feel about it on a whole, as well as dive into the 3 part plan and what each means to you and your family! So if you have student loans on pause right now, then this episode is a requirement so you know what to do a…
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With inflated prices, gas and oil prices going crazy, and interest rates increasing, how the heck are you supposed to be saving for retirement as well? Here's an episode from the archives but still very APPLICABLE with our choatic society! If you are struggling to find extra money to put towards retirement, then START LISTENING now! I dive into que…
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In today's episode, we dive into how growing up, I went with the flow to fit in better and to be liked...but that lead me to $130K of consumer debt. WOOPS! So listen in to this whole story AND how I'm challenging you TODAY, to think differently than the rest of society. After listening to this episode, you'll walk away with: known phrases/advice to…
  continue reading
 
In this episode, I dive into the good, the bad, and the ugly about chores and allowance. It's a huge debate among parents these days. But through research and experimenting with my own kids, I've discovered the TRUE answer! So if you struggling with how to pay your kids to teach them about using money better, you don't want to miss this episode! Yo…
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If you have kids or are thinking about having kids then this one's for you! In this week's episode, we will dive into: WHY it's so important, as parents, to teach your kids about money, the best first visual tools to use, where to store your child's money, and what system they should use. Everything in this episode is what you need to START teachin…
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Ok, so you want to change the way you handle your money? GREAT! Don't know where to start? I got you! In this week's episode, we dive into HOW to get started and actually begin making progress in building wealth. We also cover topics: what to do when you are overspending, how to organize your savings, the number one money tool out there! So if you …
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In this week's episode, we dive into the 5 Must Do's in using your credit cards wisely. I am not anti-credit cards like Dave Ramsey but you need to have spending discipline in order to get the BEST of credit cards without it getting the best of your money. So if you have a credit card in your wallet, then this is a MUST listen-to episode that will …
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In this week's episode, I dive into YOUR questions that you've sent me. How exciting is that? The topics of these questions include: inexpensive gift ideas, how many credit cards are recommended, what types of credit cards I recommend, and what major event caused me to launch this business in the first place. I also give a BIG announcement on the p…
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In this week's episode, we are diving into how to handle home improvement projects wisely. Too many times I've heard from my clients that part of their debt they are trying to pay off is due to home renos that they planned to pay off in a few months, but the credit card balance stuck with them for YEARS! Besides that, I've also had a terrible exper…
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As a saver let me ask…..are you SURE you can't afford it? In today's episode, I'm sitting down with my savers who are GREAT at stashing their money away, but are terrible at actually SPENDING IT! So many times I hear clients say, "We don't have the money for that" or "We can't afford it." But here's the problem with this....these answers are usuall…
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Here's one from the archives but APPLICABLE as a lot of families are dealing with inflation prices at the grocery store. In this part 2 of 2 grocery savings series, we'll discuss how you can lower your grocery bill WHILE shopping at the stores and loading up your cart! After listening you'll walk away with: ~confidence knowing you'll be within budg…
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Here's one from the archives but APPLICABLE as a lot of families are dealing with inflation prices at the grocery store. In this part 1 of 2 grocery savings series, we'll discuss how you can lower your grocery bill BEFORE even leaving the house. After listening you'll walk away with: ~less stress when you head to the grocery store ~more confidence …
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In today's episode, I'm specifically talking to all my natural spenders and my free spirits out there. You guys are an ASSET to a marriage especially when your spouse is a natural saver! Because there will be a point where the saver should actually spend money to have some fun in life, so that's where you come in! So there's nothing wrong with spen…
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We all WANT to make progress with our money right? That's why you are listening to this podcast. But do you feel like sometimes our bad spending habits that we just can't get rid of can outweigh the good habits we are trying to implement? Some bad habits that get in our way are: overspending on things just paying things as they come with no plan no…
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In this episode, we'll talk about how to battle inflation on essential items we NEED to keep purchasing. Because let's face it, we are seeing food prices go up and gas prices which are all things we can't just CUT out of the budget to save money. So join me in today's talk as I talk about the causes of this inflation we are seeing AND you'll walk a…
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Here's one from the archives but APPLICABLE as a lot of families will be getting a tax return which COULD be just what you need to kickstart a great financial foundation! In this episode, we'll talk about 1 simple rule to follow that I follow personally AND because I can't just stop there, I'll also give you 4 more steps to take to really WISE UP w…
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In episode #44, we deep dive into the term Lifestyle creep. And you may be suffering with it RIGHT NOW. How many times have you said to yourself, "Well once I make more, I'll be able to make more progress on my money goals." And then you finally get the raise or the better paying job and YOU STILL can't seem to make as much progress. Well a lot of …
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In episode #43, with our economy still recovering from the pandemic there have been so many changes to the tax laws these past few years. With that said, make sure you are READY for SURPRISES this year as you file your 2021 tax returns. Listen in to this week's episode to hear about the big changes that have happened and actions you can take to be …
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Is your debt just completely overwhelming? Ha, I completely understand coming from a girl who once had over $130,000 in car and student loan debt. We couldn't even make our monthly payments at one point, so overwhelmed? I can empathize! Here's the good news. I'm out of consumer debt and you can be too! All I need from you is to WANT to pay it off, …
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Are you struggling to find extra money to put towards retirement? I mean, maybe you are putting in a small amount, but it's nowhere NEAR what you need to be putting in to have enough later in life! If this is you, then START LISTENING now! I dive into questions I get asked a lot like: When should I put in for retirement? How do I save for retiremen…
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Are your student loans frozen right now? Well then THIS EPISODE is a MUST for you! I dive into: what you NEED to be doing while the student loan freeze is still going to make a big impact on your financial journey things you should STOP doing if you have taken on these bad habits AND a MUST DO before the student loans become active again. So check …
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We all want a bigger and better future for ourselves right? We want to retire well, have peace without money, have fewer payments, and of course, a beefed-up emergency fund. So how do we get all of these things? YOU NEED TO SAVE which is what we talk about today. We discuss: How to save automatically How to save for the unexpected Saving by reducin…
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Are you going on vacation sometime soon? Then this episode is for you! We are talking about how to proactively save for vacation by discussing HOW to PLAN ahead for the vacation or trip we plan to take this year, determining how much we need to save, and WHERE to save it. If you know these things, you can peacefully take your vacation and come back…
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OK so grab your notepad, get ready to take notes for this action-packed grocery bill lowering episode! I'm filled with coffee, and spit-firing a bunch of different tips you can use to eat HEALTHY this year AND be on a budget! YES you can do both at once. Let's bring you and your body happiness ALL WHILE staying within budget! 👉 Have a question abou…
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If you are a go-getter like me, then you make BIG financial goals for yourself. LOVE IT! But when you make a goal so big it may seem overwhelming where you don't even know where to start or how to make progress. Well, the good news is, I've been there and I have a way that can help make the HUGE money goal easier to attack with these few simple ste…
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