Chris Holling & Sean Cooper public
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Everything you want to know, and some of the things you don't, about finance and investing. From budgeting to retirement planning, we'll cover the gamut, including investing, portfolio optimization, investment analysis, health insurance, life insurance, property casualty insurance, annuities, financial planning, and much more. We'll start each topic off by discussing some basic ideas while building up to more advanced concepts. Chris is the funny one (most of the time) and Sean is the analyt ...
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Bonus Episode?! At this point, I don't know why we're surprised since we seem to keep adding them. But we were glad to have Charlie Koyle join us today! He is currently involved in the sales of Health and Life Insurance and we wanted to talk to him about some of the perspectives of that. Charlie is an old friend of Chris's so please do not hold tha…
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Woah! There's another part?! Woah! End of this season? I'm afraid so. We are wrapping up our final episode of Season 5 with finishing out our Annuities section. We talk about things that you may not expect when considering them. What happens if I'm collecting and I pass? Where does the money go? What if I'm already involved in it and want to change…
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Annuities are something that often gets paired with Life Insurance if you are ever discussing it. What is it? What kinds are there? Is this the right or best thing for me? Let's go into details about these things so you can make an informed decision whether early in your career life or wrapping up. Also we show our ignorance in different languages.…
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We continue our life insurance segment to talk about Whole Life Insurance. What is it? How does it work? There are several people that use it and they are usually especially wealthy, but why? Is it best for someone who is up and coming to get early or a late stage investor? What is the best way to approach it? Why am I writing so many questions? Wh…
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Season 5?? How are we even to this many? Tying up to a nice round number of episode 30... we think... is to talk about Life Insurance. We know that this was a daunting concept. Correction, Sean knew this was a daunting concept and we decided to break it down into small and digestible chunks. Join us on life insurance, learning more about they types…
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Season 4 ending?? We are shocked as this whole segment has been very packed with information and also moved so quickly. In this episode we talk about derivatives. Options, futures, and so on. This is the most commonly used tool in the market trading community, especially in the Hedge Fund sector. This means that there is something of value to learn…
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Hedge Funds, Hedging the market. What does it all mean? Can I do it myself? How to I get there? All those things are answered in this episode. It is not always easy to conceptualize some of these when you feel like you cannot immediately get started, but it certainly helps form your goals on what to shoot for. Thanks for being here!…
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Sean interviewing Chris this time? What is this world coming to?! In this episode, we talk about real estate investing and Chris's recent and early stages investment of Short Term Renting and how he incorporated it into his personal home purchase. There are more ways to invest that take a more creative approach and we talk about the why's and how's…
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Today we talk about our extensions into alternative investments and diversifying your portfolio. Chris keeps asking about Gold and Silver so it's time we finally address that. When should you be diversifying? What types of options do you have? Why is an alternative investment important in the first place? All of these questions and more get address…
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We continue in our path of learning about analyzing. It is impossible to make any proper moves forward unless you can compare and contrast what your portfolio is doing for you, how it can improve, and what to consider when wanting to move forward. Make sure to brush up on Correlation and Diversification for this one. Chris certainly had to. Tools f…
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Welcome back! We have been gone for quite some time and, life happens. For that, we apologize but we are excited to dig deep and get back on track. We are now entering into the realm of investing on your own terms and it all starts here! Analysis is a skill that is required should you do the heavy lifting of investing yourself, but is also an excel…
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We finish out our series and bonus episode with something we were lucky to have, a Q&A round from Phylecia. Specifically addressing some of the issues that have happened during the pandemic on what types of things today are considered to be emergencies, and not emergency funds. We talk about her and her background and some general philosophy and ar…
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Holy Hiatus Batman! We have been gone for awhile and we didn't expect to be. Not only are we back, but we did something in the interim where we had another guest, Phylecia Jones! We can't say enough good things about Phylecia. She is a TEDx speaker, a budgeting machine, former Navy Scientist, and Founder of IFind You Close. She has a great personal…
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Correlation and Diversification are fancy words for fancy people. But you too could be fancy! Why do we care about it? What does it do for you? Is there such a thing as too much or too little of diversification? How can Correlation help you make better decisions for the long term? Thanks for sticking around for Season 3! We still have more to come …
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Getting involved in your long-term investing is hard work and it doesn't always have to be you doing the personal heavy lifting. But maybe that's what's best for you and you might even be more successful because of it. Join us today so we can talk about the differences between active and passive investing, what they mean, and what some of the benef…
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When we talk about debt, we usually understand it as a loan to someone like a car loan. But what else can it mean? How can you utilize it as an investment for yourself? What is ownership and how does it play a role in things like the stock market? We touch on these and discuss the different angles of how it affects investing and why it matters to y…
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It is a question that is brought up often. Whether by financial professionals or in your day to day conversation. Is it best to spend my focus on investing in my home? Isn't this my best Asset? What is an Asset? What is a liability? We address this and how it can help or hinder you in the long run. Also there's dad jokes, because when are there not…
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Interest is something that will always be a variable in life. Whether it is through loans, investing, or even savings. But why do they happen? What do you need to consider about if it is working against you and how can you get it to work for you? We want to address some of these things and hopefully it will help build some options for things that y…
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Season 3?! About time! Welcome back to the next season where we finally get to start looking at what to do next. The first season was all about a large part of the 'why' we invest. The second was about the framework of being able to begin. Now the third season will be the factors to consider for getting started and more of the 'how' to take a more …
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GameStop stocks created a whole lot of stir and a strange new set of questions. Is this normal? Could it happen again? Should I have been a part of it? There has been a rise in interest for investing in the stock market on a smaller scale for the average person. This interest increased more after this surge. This episode is for those that saw it ha…
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When college comes to mind, so does how to afford it. Apart from your gifted dependent having an impressive scholarship, there are better ways to save up for them and to do it efficiently. Today we will talk about programs that involve saving up to afford that and hopefully do it in a way that will make some money in interest and tax breaks to help…
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Have you ever wanted to better understand your retirement? What is a 401K? What is a Pension? What is a defined benefit plan? What is defined contribution? Why do I care? Does it affect me? These are some of the things we address to make sure that you know more. It is after all, going to affect the rest of your life.…
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Time to finish this out taxes on this episode. Taxes are not only part of your every day life but for the foreseeable future, are not going away. What better thing to do than understand something that is constantly a part of your world and how things may be affected in the coming months with our new President? Join us to finish out all the aspects …
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Taxes are currently and have always been the biggest expense in your life. That means they are important to understand and even more important for you to know about what to do with them. We start off by addressing some of these things like income brackets, credits vs deductions and more. Join us on all of this as it can get convoluted and messy and…
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There is nothing quite like the discussion of Savings. You do it. Your parents do it. Generations have been doing it. But is it the right thing to do in the first place? Today we talk about why savings matter and how to actually think about them so that you have funds for what you need and how to get the most bang for your buck in the process.…
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Well now you’ve started organizing your expenses and you feel like you’re finally balancing life out. Since you’re a mean, lean, green using machine, then you want to know what the next step is. How to get started! That’s what we want to talk about today. Is it better to take your finances and focus on investing right away to help pay off debt? Is …
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Fitness is important in every point in your life. This can be in large and intense workouts or a daily activity to help keep you healthy, on your game, and prepared for what life will throw you down the road. Financial fitness is no different and we want to talk about the philosophy of that! Join us today to talk about the base concept of why Fit F…
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Today we wrap up our framework on spending plans! We wanted to give Sean a good opportunity to talk about the practical approach of building a spending plan a different way to add "tools for your toolbox". This is a step by step process that Chris follows as a guinea pig on how an Investment Advisor would actually build a baseline spending plan fro…
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Part 2! We are able to finally complete this great episode with the rest of our meeting with Jarmar Dupas from Get Your Money Right Podcast. If you didn't like the first one, it's probably because you didn't listen to it right. Should probably go back and listen to it again to be sure. Enjoy!By Chris Holling & Sean Cooper
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Welcome Back to Season 2! Sorry we've been gone for so long! Today we are going to address how to get started investing at it's foundation. That means learning about Personal Finance, Budgeting, Spending Plans, and how to have a strong framework to move forward. Join us in interviewing Jarmar Dupas from the Get Your Money Right Podcast and learn ab…
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Finally the opportunity to see why we've been talking about healthcare and health insurance this whole season! Today we go over a story of what it was like to be treated for the same disease over the last 150 years and what it looked like having to pay for those things. But more importantly, what the future could look like depending on the differen…
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A new episode that is nearing the end of our season about Long Term Care. This is about Insurance, savings, and considerations for after you retire and you can't get around as easily as before. Aging is inevitable. Being unprepared financially when you're older doesn't have to be. Join us with Andrew Geske, a professional owner and manager of Home …
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Come join us for a controversial discussion about Universal Healthcare. We'll cover the definition of Universal Healthcare, the three basic forms it can take (the single payer model, the social health insurance model, and the national health insurance model), examples of each being employed today, the benefits they strive for, and the common pitfal…
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Thanks for coming back! Today we wanted to go over the question of "Why do I get so many medical bills?". It often times feels like when you pay the bill at the hospital and return home, it doesn't feel like you're actually done with the transactions. This episode is the attempt to break a lot of that down in hopes that the bills aren't so much of …
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