Crédit public
[search 0]
More
Download the App!
show episodes
 
A relentlessly on topic smorgasbord of hard hitting video game questions as addressed by a panel of experts. Featuring Frank Cifaldi, Tim Rogers, Brandon Sheffield, and a rotating group of special guests. Hosted by Alex Jaffe. Edited by Esper Quinn. Original music by Kurt Feldman.
  continue reading
 
Artwork

1
All the Credit

PGIM Fixed Income

Unsubscribe
Unsubscribe
Monthly
 
Looking for timely information on fixed income trends and market opportunities? PGIM Fixed Income is proud to bring you, All the Credit. Each month, All the Credit features new guests that cover what matters most in global fixed income and how it could impact your portfolio.
  continue reading
 
Artwork

1
The Atlas Obscura Podcast

Stitcher Studios & Atlas Obscura

Unsubscribe
Unsubscribe
Daily
 
An audio guide to the world’s strange, incredible, and wondrous places. Co-founder Dylan Thuras and a neighborhood of Atlas Obscura reporters explore a new wonder every day, Monday through Thursday. In under 15 minutes, they’ll take you to an incredible place, and along the way, you’ll meet some fascinating people and hear their stories. Our theme and end credit music is composed by Sam Tyndall.
  continue reading
 
FCTTN is a spin-off of the hugely successful rugby league show Full Credit to the Boys, hosted by internet personality Former Legend, which wrapped up at the end of last year. Former Legend, a knowledgeable motorsport fan, will host the fast-moving, unpredictable spin-off along with Andrew van Leeuwen in what will be an unmissable listen.
  continue reading
 
Artwork

1
Line of Credit

Merricks Capital

Unsubscribe
Unsubscribe
Monthly
 
Merricks Capital is excited to announce the release of Line of Credit, a monthly podcast providing insights into the world of private credit across Agriculture, Commercial Real Estate, Energy and Infrastructure, Corporate and more. The series will be hosted by Adrian Redlich, Founder, Executive Chairman and Chief Investment Officer at Merricks Capital. Each episode, Adrian will speak with industry experts in our dedicated lending sectors, to provide insights into current economic and investm ...
  continue reading
 
We serve hope to current and aspiring credit union leaders by providing solutions to your leadership challenges. If you’re a credit union leader seeking to grow your business, tune in to this podcast. ServiStar Consulting’s Mike Neill, Taylor Murray, and Scott Albrecht draw on their extensive experience of working with countless credit unions to provide valuable insights and lessons.
  continue reading
 
This podcast is aimed to help credit union leaders and marketers think outside of the box about marketing, technology and community impact. Each episode we bring on guests from inside and outside of the industry who will challenge your preconceptions about business as usual.
  continue reading
 
Artwork

1
Swipe!

Polly A Bauer

Unsubscribe
Unsubscribe
Monthly
 
We're here to provide you a safe, comfortable place to ask credit card related questions, share your stories good and bad, and learn that cleaning up, eliminating or just managing credit card debt is attainable. We want to instill in you the self-confidence you need so you too can have credit intelligence, leading to an inner peace and freedom.
  continue reading
 
Artwork

1
Your Credit Today

Angela Setters Bessard

Unsubscribe
Unsubscribe
Monthly
 
Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the fina ...
  continue reading
 
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to churning FIRE, cellphones, award programs, travel hacks, even cars. Decades of churning experience packed into short, easy-to-follow episodes you can use right now to live a more financially independent life.
  continue reading
 
Supergreat Kids' Stories is a collection of fun tales to make you laugh and cry, told by some of the best storytellers from around the world. Recommended for ages 5 to 105… We are sponsored by Indeed. Go to Indeed.com/SuperGreat for £100 sponsored credit.
  continue reading
 
Welcome to My Credit Sucks, the podcast where we turn credit catastrophes into comedy gold! Join credit coach and financial aficionado Rolando Castro as he navigates the wild world of credit with humor, heart, and a hefty dose of helpful tips. From personal credit horror stories to debunking common credit myths, each episode is packed with relatable tales, laugh-out-loud moments, and game-changing strategies to transform your credit journey from drab to fab. Whether you're a credit connoisse ...
  continue reading
 
In this episode of "Finance Talk Today," hosts Talha and Ubaid explore the essentials of credit management and its importance in shaping your financial future. They break down how to build and maintain good credit, avoid common mistakes, and improve your credit score over time. Whether you're just starting your financial journey or looking to boost your credit, this episode offers practical tips and insights to help you stay on track. Tune in to learn how to navigate the modern financial lan ...
  continue reading
 
Artwork

1
Mid-Credit Scene Podcast

Mikes Pereira and Clark

Unsubscribe
Unsubscribe
Monthly+
 
Discussions with local guests about movies and filmmaking. We’ll talk about local films, theatres, festivals, and the impact of film here in Waterloo Region. We’ll chat with local experts on broader themes like technology, art, and the cultural impact of movies. But mostly we’ll just spend time with great people, talking about something we love.
  continue reading
 
For those in Los Angeles seeking expert assistance to repair their credit, White Jacobs & Associates offers premier credit attorney services. Specializing in attorney-managed credit repair, their team conducts thorough credit audits and disputes inaccuracies with credit bureaus and creditors. Their unique approach, backed by legal expertise, ensures higher success rates in removing negative items from credit reports. By also providing tailored financial advice and personalized strategies, Wh ...
  continue reading
 
Artwork

1
Golden 1 Credit Union - Financial Wellness

Golden 1 Credit Union - Financial Wellness

Unsubscribe
Unsubscribe
Monthly
 
Welcome to the Financial Wellness podcast station where our expert hosts and guest speakers share real life stories and valuable financial tips and insights to empower you with the knowledge and tools needed to make informed decisions about your money. For more financial wellness tools, videos, and webcasts visit www.golden1.com/financialwellness. Over time products and services may change. Please visit Golden1.com to learn about all current offerings.
  continue reading
 
Are you tired of being held back by a poor credit score? Look no further than White Jacobs, your premier destination for professional credit repair services in San Diego. With our proven expertise and personalized approach, we are dedicated to helping you regain control of your financial future and achieve the creditworthiness you deserve. In addition to our credit repair services, we offer valuable resources and educational materials to help you better understand credit management, budgetin ...
  continue reading
 
Brought to you by Webio.com, Credit Shift is tailored for credit industry professionals in the digital era. Hosted by industry expert Paul Sweeney, Chief Strategy Officer at Webio. This podcast aims to tackle the high-level challenges faced by professionals in the credit industry. Brought to you by webio.com, Credit Shift is your go-to resource for navigating the evolving landscape of the credit industry.
  continue reading
 
Welcome to Coast to Coast Credit, hosted by me, Tamiya Robles, your dedicated credit repair expert and the proud owner of FixMyCreditNow850.com. In this empowering podcast series, I'll be your guide through the intricate world of credit. Tune in as I share invaluable insights on credit repair, credit building, DIY services, tips, and tricks. Join me as we delve into the art of repairing credit, empowering you to take control of your financial journey. Learn the secrets of building robust per ...
  continue reading
 
In The Business Credit and Financing Show we tackle all types or topics relating to how you can get business credit and financing to start and grow your business. We also discuss marketing and growth strategies with top influencers and industry experts, to help you start and grow a profitable business.
  continue reading
 
Artwork

1
The Score

VantageScore

Unsubscribe
Unsubscribe
Monthly
 
Join Jeff Richardson he hosts VantageScore’s newly recast podcast, THE SCORE podcast, for the lending community. Each week he and his guests—journalists, academics, researchers, and others in the know—explore concepts important to lenders like you. Tune in and learn what you need to know to tap new credit-worthy borrowers to grow your portfolio—while supporting financial equality and inclusion.
  continue reading
 
Artwork

1
NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

Unsubscribe
Unsubscribe
Weekly+
 
NerdWallet’s objective finance journalists answer real-world questions empowering you to make smarter decisions with your money and help your finances thrive. The Nerds are your resource to make the most of your personal finances, while cutting through the clutter and misinformation of today’s economic news and advice. You’ll get clarity on strategies to help you build your wealth, invest wisely, shop for financial products, and plan for major life events. By the end of each episode, you’ll ...
  continue reading
 
Artwork

1
Money, I'm Home

Consumers Credit Union

Unsubscribe
Unsubscribe
Monthly+
 
Join us on an adventure from finance to fitness. Learn practical strategies and tips to take the reins of your finances and well-being through the experiences industry experts and special guests.
  continue reading
 
Market Pulse is a monthly podcast by Equifax, in partnership with Moody’s Analytics. Equifax hosts bring you interviews with industry experts on the latest economic and credit insights that can help drive better business decisions. Whether you’re in financial, mortgage, auto or another service industry, we help make sense of the latest economic conditions that impact you. This podcast series supplements our Market Pulse webinars, which occur on the first Thursday of each month.
  continue reading
 
Artwork

1
Money Matters

Brought to you by Neighbors Federal Credit Union

Unsubscribe
Unsubscribe
Monthly+
 
The podcast that focuses on how to use the money you have, make the money you need and save the money you want. Host Kim Chapman, Financial Wellness Director for Neighbors Federal Credit Union, explores the issues that can affect your financial well-being and discusses ways for you to enjoy the financial freedom you've been looking for.
  continue reading
 
The History of Science, told from the beginning. https://youtube.com/@thecompletehistoryofscience Music credit:Folk Round Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0http://creativecommons.org/licenses/by/3.0/Photo credit: "L0015096EB" by Wellcome Library, London is licensed under CC BY 4.0. Image has been cropped.
  continue reading
 
Artwork
 
Listen to the Local Home Loan Experts from UnitedOne Credit Union in Manitowoc and Sheboygan discuss home loans. This show is a great resource for anyone in the housing market in Wisconsin, whether you are purchasing your first home or building your dream home! Learn more at https://www.UnitedOne.org/MortgageHome NMLS # 439833 Equal Housing Opportunity Membership Eligibility Required. Federally Insured by NCUA.
  continue reading
 
Loading …
show series
 
Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
  continue reading
 
In 2023, 60% of Americans chose to be cremated instead of having a traditional burial. If that trend continues, do cemeteries need to be worried about the future? Loren Rhoads, author of 222 Cemeteries To See Before You Die (which is coming out on August 27), explains how old cemeteries are working to bring in the living…and tells us about new and …
  continue reading
 
To date, nearly all mortgage loans continue to use outdated credit scoring models, though in other loan categories, much newer, more predictive, and inclusive models are most commonly used. But the mortgage industry is advancing. By next year, all mortgage loans backed by Fannie Mae and Freddie Mac will require a VantageScore 4.0 credit score. In a…
  continue reading
 
Learn why experts criticize the “no tax on tips” policy and what it could mean for non-tipped workers if tips become tax-free. Why are some experts criticizing the proposed “no tax on tips” policy? Could it really benefit tipped workers as intended? Hosts Sean Pyles and Anna Helhoski discuss the nuances of the “no tax on tips” proposals from presid…
  continue reading
 
To save on student loans, one can increase monthly payments to reduce interest and pay off the loan faster or refinance to secure a lower interest rate. Increasing payments even by a small amount can lead to significant interest savings and shorten the loan term. Refinancing through another company, especially when credit scores have improved, can …
  continue reading
 
Obtener un préstamo para terrenos con mal crédito es difícil pero posible, mejorando el puntaje de crédito o explorando opciones como financiamiento del vendedor, cofirmantes o programas gubernamentales. También es recomendable considerar un pago inicial sustancial o la asistencia de una agencia de reparación de crédito. Credit Pros ofrece asesoría…
  continue reading
 
FICO scores are the most widely used credit scoring models, preferred by over 90% of lenders. They're calculated based on payment history, credit utilization, length of credit, new credit accounts, and credit mix. Scores range from 300 to 900, with various versions like FICO 8, 9, 10, and 10T offering different features. FICO scores are a subset of…
  continue reading
 
La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
  continue reading
 
Understanding FICO credit scores is crucial for financial success. Scores are based on 5 categories, with 'Mix of Credit' and 'New Credit' each contributing 10%. A diverse mix of credit, including installment and revolving accounts, suggests lower risk to lenders. Closed accounts, both positive and negative, can impact one's credit score for up to …
  continue reading
 
La deuda médica es un problema grave en EE. UU., pero recientes cambios en informes crediticios ofrecen alivio, eliminando deudas médicas pagadas y estableciendo un mínimo de $500 para reportes. La cantidad de personas con deudas médicas en informes ha disminuido, aunque la deuda médica sigue siendo común. Es crucial manejar proactivamente las deud…
  continue reading
 
Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.By The Credit Pros
  continue reading
 
Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
  continue reading
 
Individuals with high credit scores often share common habits such as maintaining low credit card balances, making payments on time, limiting new credit applications, having long credit histories, and regularly reviewing their credit reports. These practices contribute to their strong credit standing, as they manage debt responsibly, ensure the tim…
  continue reading
 
Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.By The Credit Pros
  continue reading
 
Free credit score services like Credit Karma and Credit Sesame offer instant credit score access without requiring a credit card. While they're not the actual scores used by lenders, they're useful for monitoring credit and planning improvements. These services make money through commissions on financial products and premium services. They're worth…
  continue reading
 
To recover from identity theft, begin by assessing the damage on your credit reports and list all fraudulent activities. Then, complete the FTC Identity Theft Affidavit and file a police report to create an Identity Theft Report. Submit this report to credit bureaus to have fraudulent info removed within four days. Consider a credit freeze to preve…
  continue reading
 
Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
  continue reading
 
La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
  continue reading
 
Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
  continue reading
 
Credit scores can vary between Experian, Equifax, and TransUnion due to different scoring models, reports, voluntary credit reporting, and timing. The FICO scoring model is the most popular. Understanding these differences can help consumers manage their credit profiles better without the need to meet each bureau's criteria separately.…
  continue reading
 
Credit cards are a staple in financial management, with reward credit cards being particularly popular due to their incentives for spending. Understanding the various types of credit cards, from standard to specialized ones like secured or student cards, is crucial for making an informed choice that aligns with one's financial needs. Reward credit …
  continue reading
 
If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
  continue reading
 
Checking your credit report annually is crucial to detect fraud, catch mistakes, and understand low credit scores. It's an itemized history of credit accounts excluding your credit score. You can dispute errors or fraudulent activities with credit bureaus or seek help from credit repair companies. All Americans can access their credit reports for f…
  continue reading
 
A bad credit rating can significantly hinder your ability to secure loans and comes with high interest rates. Factors such as late payments, bankruptcy, loan cosigning, excessive credit card applications, and not reporting inaccuracies can all detrimentally impact your score. Credit repair services can assist in rectifying these issues.…
  continue reading
 
Child identity theft is a significant issue due to potential long-term undetected misuse. Protecting your child requires careful handling of their personal information, monitoring credit reports, and recognizing warning signs. If theft occurs, immediate action with credit agencies and account holders is crucial. Placing a credit freeze can prevent …
  continue reading
 
Ransomware is a major threat that encrypts files until a ransom is paid. Leakware threatens to expose personal information. Paying ransoms is discouraged as it doesn't guarantee file recovery and fuels criminal activity. Instead, invest in backups, updates, and security practices. If attacked, report to law enforcement, check backups, and seek reco…
  continue reading
 
An 850 FICO score is the highest credit score, offering benefits like easy loan approvals, low-interest rates, and high credit limits. However, reaching and maintaining it is rare, and not necessary for loan approvals, as good credit scores also secure loans at reasonable rates. Traits of 850 scorers include timely payments, diverse credit types, a…
  continue reading
 
Student loan repayment options in 2021 include income-based repayment plans, deferment and forbearance, and refinancing or consolidation. Income-driven repayment plans adjust monthly payments according to your discretionary income. Deferment and forbearance can temporarily halt payments under certain conditions, while refinancing or consolidation c…
  continue reading
 
If you didn't receive your $1,200 stimulus check from the CARES Act, first ensure you qualify based on income and dependency status. If you didn't file a tax return for 2018 or 2019, you can apply for your payment through the IRS website. Verify the IRS has the correct address on file for you. If everything is in order and you still haven't receive…
  continue reading
 
Durante la crisis de COVID-19, algunas empresas ofrecen educación profesional gratuita para ayudar a las personas despedidas a mejorar sus habilidades. MOZ Academy está dando acceso gratuito a cursos de SEO, Udacity ofrece un mes gratis de programas de nanogrado, y LinkedIn Learning proporciona una prueba gratuita para una variedad de cursos profes…
  continue reading
 
Getting a loan with no credit is possible, but may involve higher interest rates or the need for collateral. Options include online lenders, credit unions, paycheck advances, cosigners, personal loans for no credit, collateral loans, credit builder loans, or borrowing from family and friends. It's essential to understand why you might have no credi…
  continue reading
 
During the pandemic, U.S. house prices surged unexpectedly due to a combination of low mortgage rates, high demand, limited supply, and cautious homeowners not listing their properties. San Francisco became the priciest market due to its tech-driven economy. Normally, house prices rise when demand outstrips supply, influenced by zoning regulations …
  continue reading
 
Phantom debt, originating from clerical errors, identity theft, and fraudulent schemes, poses a significant threat to your financial health. Recognizing red flags, regularly reviewing your credit report, and understanding fraud tactics can help you stay vigilant. Disputing errors with credit bureaus and leveraging legal protections are crucial step…
  continue reading
 
La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
  continue reading
 
Applying for new financing can impact your FICO credit scores, as new credit inquiries account for 10% of the score. Inquiries are recorded when credit reports are accessed, with hard inquiries potentially affecting scores. Hard inquiries only impact scores for 12 months. The number of new accounts, recent inquiries, and time since the last account…
  continue reading
 
The mortgage approval process involves five steps: initial pre-approval based on credit and finances, submitting a full application after finding a home, processing the application with verification and property appraisal, underwriting to decide on loan approval, and finally receiving a 'clear to close' status, pending a final credit check to ensur…
  continue reading
 
Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
  continue reading
 
Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
  continue reading
 
Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
  continue reading
 
Credit reports provide detailed financial histories, while credit scores are numerical representations of creditworthiness derived from these reports. Lenders use both to assess loan eligibility; credit reports can be obtained annually for free, and fixing errors can improve scores. Credit scores affect loan terms and interest rates, and are used b…
  continue reading
 
Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
  continue reading
 
Los servicios de reparación de crédito malos pueden engañar a los consumidores con promesas falsas, cobros adelantados y eliminación de información precisa del reporte crediticio. Es importante reconocer estas señales de advertencia y saber que uno puede reparar su crédito por sí mismo. Si se enfrenta a un servicio fraudulento, es esencial contacta…
  continue reading
 
Damon De Cresenzo y Jason Kaplan, cofundadores de The Credit Pros, compartirán su experiencia en finanzas y desarrollo empresarial en el Taller de Asociación Estratégica de LeadsCon en Las Vegas. El taller se centrará en cómo las asociaciones estratégicas pueden mejorar los resultados del negocio, estructurar el marketing colaborativo, y escalar as…
  continue reading
 
Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
  continue reading
 
Al considerar ofertas de tarjetas de crédito preaprobadas, uno debe evaluar si la usará y si los beneficios superan las tarifas. Muchas veces, las tarifas no justifican los beneficios y cancelar tarjetas puede dañar la puntuación de crédito. Es esencial hacer cálculos para determinar si una tarjeta de crédito preaprobada es económicamente ventajosa…
  continue reading
 
Loading …

Quick Reference Guide