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Real Dictators is the award-winning podcast that explores the hidden lives of history's tyrants. Hosted by Paul McGann, with contributions from eyewitnesses and expert historians. New episodes available one week early for Noiser+ subscribers. You'll also get ad-free listening and exclusive content. To find out more about Noiser+, head to noiser.com/subscriptions. For advertising enquiries, email info@adelicious.fm Production: Joel Duddell, Ed Baranski, Miriam Baines, Tom Pink, George Tapp, D ...
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14HQ Originals presents: Post Credit Scene Podcast, where Huss, Jason, Bisola, Gaz & Manny discuss all things TV and film.
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The Show Where We Talk About Thing(s)
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The internet isn't helping...
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A relentlessly on topic smorgasbord of hard hitting video game questions as addressed by a panel of experts. Featuring Frank Cifaldi, Tim Rogers, Brandon Sheffield, and a rotating group of special guests. Hosted by Alex Jaffe. Edited by Esper Quinn. Original music by Kurt Feldman.
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An audio guide to the world’s strange, incredible, and wondrous places. Co-founder Dylan Thuras and a neighborhood of Atlas Obscura reporters explore a new wonder every day, Monday through Thursday. In under 15 minutes, they’ll take you to an incredible place, and along the way, you’ll meet some fascinating people and hear their stories. Our theme and end credit music is composed by Sam Tyndall.
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Brought to you by Webio.com, Credit Shift is tailored for credit industry professionals in the digital era. Hosted by industry expert Paul Sweeney, Chief Strategy Officer at Webio. This podcast aims to tackle the high-level challenges faced by professionals in the credit industry. Brought to you by webio.com, Credit Shift is your go-to resource for navigating the evolving landscape of the credit industry.
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Latest podcasts from The Credit Pros.
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Our educational podcasts equip producers with the knowledge they need to make the right decisions for their operations. This institution is an equal opportunity provider and employer.
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FCTTN is a spin-off of the hugely successful rugby league show Full Credit to the Boys, hosted by internet personality Former Legend, which wrapped up at the end of last year. Former Legend, a knowledgeable motorsport fan, will host the fast-moving, unpredictable spin-off along with Andrew van Leeuwen in what will be an unmissable listen.
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FORUM is federally insured by the National Credit Union Administration and is an Equal Housing Opportunity lender. NMLS #469848
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Each Tax Credit Tuesday, the Novogradac audio broadcast offers an in-depth weekly look at tax credit topics. A new episode is posted here and on the RSS Feed by 1 p.m. Pacific Time every Tuesday.
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Fielding Questions is a collaboration between the AgCountry Farm Credit Services & the Red River Farm network that explores the world of agriculture & rural life.
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Looking for timely information on fixed income trends and market opportunities? PGIM Fixed Income is proud to bring you, All the Credit. Each month, All the Credit features new guests that cover what matters most in global fixed income and how it could impact your portfolio.
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The majority of Vermonters are member-owners of a financial cooperative Vermont credit union, supported by the Association of Vermont Credit Unions.
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Your home for pop-culture & entertainment discussion
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Credit Union Exam Solutions Presents With Flying Colors
Mark Treichel's Credit Union Exam Solutions
Tips for Credit Unions Success on the NCUA Examination. Brought to you by Mark Treichel's Credit Union Exam Solutions.
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Welcome to Credit Notes - a new podcast series from AIG, which highlights key trends and challenges facing practitioners in the field of trade credit and trade finance. Moderated by Sam Lowe, Partner and Head of the Trade and Market Access Practice at Flint Global, each podcast episode features a panel of leading industry thinkers who share their expert analysis in an in-depth conversation.
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The Extra Credits is hosted by two teachers searching for meaning in your favorite movies and shows. We cover new releases with movie drafts, ranking games, interviews, and more!
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We serve hope to current and aspiring credit union leaders by providing solutions to your leadership challenges. If you’re a credit union leader seeking to grow your business, tune in to this podcast. ServiStar Consulting’s Mike Neill, Taylor Murray, and Scott Albrecht draw on their extensive experience of working with countless credit unions to provide valuable insights and lessons.
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It's time for our community to start leveraging their credit to live the life that they deserve. Welcome to The Credit Refresh Podcast. this is a safe space where you can expect practical tips, tools and solutions to help you unlock the next level in your life. Your host Kiwanis Rucker repaired her own credit in 2015. For the past 8 years she been giving credit tips and solutions to people in the community. Kiwanis mission is to help you go from the back of the room to the stage. Subscribe, ...
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Supergreat Kids' Stories is a collection of fun tales to make you laugh and cry, told by some of the best storytellers from around the world. Recommended for ages 5 to 105… We are sponsored by Indeed. Go to Indeed.com/SuperGreat for £100 sponsored credit.
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Merricks Capital is excited to announce the release of Line of Credit, a monthly podcast providing insights into the world of private credit across Agriculture, Commercial Real Estate, Energy and Infrastructure, Corporate and more. The series will be hosted by Adrian Redlich, Founder, Executive Chairman and Chief Investment Officer at Merricks Capital. Each episode, Adrian will speak with industry experts in our dedicated lending sectors, to provide insights into current economic and investm ...
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We're here to provide you a safe, comfortable place to ask credit card related questions, share your stories good and bad, and learn that cleaning up, eliminating or just managing credit card debt is attainable. We want to instill in you the self-confidence you need so you too can have credit intelligence, leading to an inner peace and freedom.
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Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the fina ...
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NerdWallet’s objective finance journalists answer real-world questions empowering you to make smarter decisions with your money and help your finances thrive. The Nerds are your resource to make the most of your personal finances, while cutting through the clutter and misinformation of today’s economic news and advice. You’ll get clarity on strategies to help you build your wealth, invest wisely, shop for financial products, and plan for major life events. By the end of each episode, you’ll ...
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This podcast was created to help educate on the basics of financial information to help our community be financially successful. Presented by First Pioneers Federal Credit Union.
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This podcast is aimed to help credit union leaders and marketers think outside of the box about marketing, technology and community impact. Each episode we bring on guests from inside and outside of the industry who will challenge your preconceptions about business as usual.
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Homilies of a diocesan priest. Title Credit: Joshua Elzner Photo Credit: Beltschazar
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A YumChunks podcast hosted by Sean, Ryan, and Matt. Film, television, video games, books, music- they'll ruin it all!
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In this episode of "Finance Talk Today," hosts Talha and Ubaid explore the essentials of credit management and its importance in shaping your financial future. They break down how to build and maintain good credit, avoid common mistakes, and improve your credit score over time. Whether you're just starting your financial journey or looking to boost your credit, this episode offers practical tips and insights to help you stay on track. Tune in to learn how to navigate the modern financial lan ...
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Timely consultations relevant for family medicine, primary care, and general internal medicine topics for physicians, nurse practitioners, physician assistants, and residents. Offering CME credit for most episodes at https://ce.mayo.edu/podcast. Produced by @MayoMedEd.
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This is my series of podcasts explaining how economics works in the credit crunch era.
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Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to churning FIRE, cellphones, award programs, travel hacks, even cars. Decades of churning experience packed into short, easy-to-follow episodes you can use right now to live a more financially independent life.
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Welcome to the Financial Wellness podcast station where our expert hosts and guest speakers share real life stories and valuable financial tips and insights to empower you with the knowledge and tools needed to make informed decisions about your money. For more financial wellness tools, videos, and webcasts visit www.golden1.com/financialwellness. Over time products and services may change. Please visit Golden1.com to learn about all current offerings.
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Discussions with local guests about movies and filmmaking. We’ll talk about local films, theatres, festivals, and the impact of film here in Waterloo Region. We’ll chat with local experts on broader themes like technology, art, and the cultural impact of movies. But mostly we’ll just spend time with great people, talking about something we love.
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Market Pulse is a monthly podcast by Equifax, in partnership with Moody’s Analytics. Equifax hosts bring you interviews with industry experts on the latest economic and credit insights that can help drive better business decisions. Whether you’re in financial, mortgage, auto or another service industry, we help make sense of the latest economic conditions that impact you. This podcast series supplements our Market Pulse webinars, which occur on the first Thursday of each month.
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In The Business Credit and Financing Show we tackle all types or topics relating to how you can get business credit and financing to start and grow your business. We also discuss marketing and growth strategies with top influencers and industry experts, to help you start and grow a profitable business.
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For those in Los Angeles seeking expert assistance to repair their credit, White Jacobs & Associates offers premier credit attorney services. Specializing in attorney-managed credit repair, their team conducts thorough credit audits and disputes inaccuracies with credit bureaus and creditors. Their unique approach, backed by legal expertise, ensures higher success rates in removing negative items from credit reports. By also providing tailored financial advice and personalized strategies, Wh ...
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Welcome to Coast to Coast Credit, hosted by me, Tamiya Robles, your dedicated credit repair expert and the proud owner of FixMyCreditNow850.com. In this empowering podcast series, I'll be your guide through the intricate world of credit. Tune in as I share invaluable insights on credit repair, credit building, DIY services, tips, and tricks. Join me as we delve into the art of repairing credit, empowering you to take control of your financial journey. Learn the secrets of building robust per ...
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Sarah Black, Lucy Watkin and Gemma Bastiani interview the biggest names across the AFLW landscape and discuss all the latest news in the official AFLW podcast.
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Welcome to My Credit Sucks, the podcast where we turn credit catastrophes into comedy gold! Join credit coach and financial aficionado Rolando Castro as he navigates the wild world of credit with humor, heart, and a hefty dose of helpful tips. From personal credit horror stories to debunking common credit myths, each episode is packed with relatable tales, laugh-out-loud moments, and game-changing strategies to transform your credit journey from drab to fab. Whether you're a credit connoisse ...
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Join Jeff Richardson he hosts VantageScore’s newly recast podcast, THE SCORE podcast, for the lending community. Each week he and his guests—journalists, academics, researchers, and others in the know—explore concepts important to lenders like you. Tune in and learn what you need to know to tap new credit-worthy borrowers to grow your portfolio—while supporting financial equality and inclusion.
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A deep dive into the strange obscure and relentlessly entertaining portions of human history. Married couple and armchair historians, Stephanie & Andrew, discuss the often overlooked parts of humanity. Whether the subject is an obscure event that has confused historians for centuries or a historical figure that doesn't get enough credit, we have you covered. New episodes available every Monday!
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News Update: The Importance of Data Quality in AI , Managing Expectations in the AI Industry
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In this conversation, Paul Sweeney and Cormac O'Neill discuss various topics related to the financial industry, including the increase in inquiries handled by the Citizens Advice Bureau, the decline in cash machine usage, and the challenges and benefits of implementing AI in organizations. They also touch on Apple's upcoming update and the potentia…
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How To Handle Credit Card Debt Problems - 2022
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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Realtor Roulette: How to Spin the New Commission Rules in Your Favor
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Learn about new real estate commission rules and how they impact home buyers, sellers, and the future of agent fees. How will real estate commissions work following the National Association of Realtors settlement? What do post-NAR rules mean for home buyers and sellers? Hosts Sean Pyles and Anna Helhoski break down the new real estate commission ru…
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Credit Cards 101: Part 2 - Debt Payoff Strategies
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Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.By The Credit Pros
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Collection Removal Expert - Help Remove Collections Items
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Collections accounts appear on your credit report when you default on a debt and it is sold to a collections agency. While paying off a collections item won't immediately improve your credit score with older scoring models, newer models disregard paid collections. To remove collections, validate the debt, consider a pay-for-delete arrangement, or s…
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What Does Coronavirus Crisis Mean For Your Finances? - The Credit Pros
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The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
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Why You Can’t Get A High Limit Credit Card - The Credit Pros
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High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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600 Credit Score - Is This A Good Credit Score?
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A 600 credit score is considered fair and is below the average for Americans aged 23 to 29, which is 660. It's possible to get loans, but at higher interest rates. Improving credit involves checking credit reports for errors and making timely payments. The highest credit score is 850, and anything over 800 is exceptional. Good credit scores range f…
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Damon Decrescenzo sobre el podcast del CEO de 7 figuras
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.By The Credit Pros
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CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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Datos de tendencias: los profesionales del crédito
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Credit Score Range - 5 Levels And Loan Options
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Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…
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Trended data on credit reports shows payment history over time, affecting credit scores and lending decisions. It reveals if a person pays off credit card balances or carries debt, with transactors deemed less risky. VantageScore 4.0 uses trended data, and FICO may follow. This data is increasingly important in credit evaluations, including mortgag…
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¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
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Facebook & LinkedIn Data Breaches: Identity Security
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Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
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You Need To Know: Can Fraud Harm Your Credit? - The Credit Pros
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Credit card fraud generally won't affect your credit score unless the replacement card is reported as a new account. Immediate reporting to the card issuer can limit your liability to $50 or less, and notifying credit bureaus can protect you from further fraud. True name fraud, however, is more serious and can severely damage your credit.…
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Se revelan los rasgos comunes de las personas con puntajes crediticios altos
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.By The Credit Pros
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Understanding Phantom Debt: What It Is And How To Recognize
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Phantom debt, originating from clerical errors, identity theft, and fraudulent schemes, poses a significant threat to your financial health. Recognizing red flags, regularly reviewing your credit report, and understanding fraud tactics can help you stay vigilant. Disputing errors with credit bureaus and leveraging legal protections are crucial step…
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Understanding The Credit Implications Of Co-Signing A Loan
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Co-signing a loan involves significant financial responsibility and risk, impacting your credit score and financial stability. This guide covers the basics, credit impact, responsibilities, risk management, and alternatives to co-signing, helping you make an informed decision.By The Credit Pros
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669 Credit Score: Is This Score Bad Or Better?
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A 669 credit score is considered fair, just below the good range, and can qualify you for various loans with reasonable terms. The average US credit score is 716, with 59% of the population scoring between 700-850. It's beneficial to raise a 669 score to access better credit offers. Regular income, timely payments, and managing credit applications …
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Bad Credit And Insurance Premiums: Understanding The Impact
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Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
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Mastering Credit Cards: Making Them Work For You
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Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
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The Credit Pros - How To Fix Credit Score After Identity Theft
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Identity theft can severely damage your credit score, but with prompt detection and action, damage can be mitigated. Immediate steps include reporting theft, freezing accounts, and alerting credit bureaus. Repair involves disputing fraudulent charges and may take time. Post-theft, maintain credit health by monitoring reports and managing debt. Iden…
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Common Traits Of High Credit Scorers Revealed
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Individuals with high credit scores often share common habits such as maintaining low credit card balances, making payments on time, limiting new credit applications, having long credit histories, and regularly reviewing their credit reports. These practices contribute to their strong credit standing, as they manage debt responsibly, ensure the tim…
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How To Handle Working From Home - The Credit Pros
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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5 Ways To Save More Money Shopping On Amazon
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Amazon offers various programs to help shoppers save money: Amazon Prime with multiple benefits, Amazon Outlet for clearance deals, Gold Box Deals for daily and lightning offers, Amazon Student for college student perks, and Amazon Mom for parents' discounts and coupons.By The Credit Pros
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What Is Revolving Credit? A Comprehensive Guide In 2023
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Revolving credit is a flexible financial instrument where a credit line is extended to a user, allowing them to borrow up to a set limit and repay, with the credit becoming available again. Common types include credit cards, personal lines of credit, and HELOCs. Proper management can improve credit scores through on-time payments, credit history, a…
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New Year's Resolution: Improve Your Credit Score
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To improve your credit score in 2016, check your free annual credit report, pay bills on time, manage credit cards wisely by paying off debt and not closing unused accounts, and spend within your means to keep credit utilization low.By The Credit Pros
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Get Your Annual Credit Report For 2020: Easy Steps
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The article provides a comprehensive guide on how to obtain your annual credit report for free in 2022, detailing the importance of understanding your credit history, the contents of a credit report, and its uses. It specifies that credit reports can be accessed through AnnualCreditReport.com, the government-authorized source, and clarifies that th…
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Ahorre dinero con préstamos para estudiantes: dos formas sencillas
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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Rebuilding Credit After Divorce - Effective Ways
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Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
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Fraud Alert Vs. Credit Freeze: Protecting Your Identity
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Fraud alerts and credit freezes are tools to combat identity theft, with fraud alerts requiring creditors to verify identity and credit freezes stopping access to credit reports. There are three types of fraud alerts: initial, extended, and active-duty, each with different validity periods. Credit freezes can be lifted temporarily or permanently, w…
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Credit Scores Can Be Different - Top 3 Reasons Why?
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Credit scores can vary between Experian, Equifax, and TransUnion due to different scoring models, reports, voluntary credit reporting, and timing. The FICO scoring model is the most popular. Understanding these differences can help consumers manage their credit profiles better without the need to meet each bureau's criteria separately.…
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Installment loans allow borrowers to repay in regular installments, come in secured and unsecured forms, and are offered by many lenders. They differ from payday loans in repayment terms and impact on credit scores. Good credit scores help secure better loan terms, but installment loans can also be accessible to those with lower scores. TheCreditPr…
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Why You Should Check Your Credit Report Every Year - The Credit Pros
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Checking your credit report annually is crucial to detect fraud, catch mistakes, and understand low credit scores. It's an itemized history of credit accounts excluding your credit score. You can dispute errors or fraudulent activities with credit bureaus or seek help from credit repair companies. All Americans can access their credit reports for f…
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A 570 credit score is considered poor and may result in loan rejections or high interest rates. This article provides an overview of what credit scores are, why one might have a low score, and the consequences of a 570 score. It also offers solutions to improve credit scores, such as correcting report errors, managing new credit wisely, avoiding ba…
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A bad credit rating can significantly hinder your ability to secure loans and comes with high interest rates. Factors such as late payments, bankruptcy, loan cosigning, excessive credit card applications, and not reporting inaccuracies can all detrimentally impact your score. Credit repair services can assist in rectifying these issues.…
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How To Identify Credit Repair Scams - The Credit Pros
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To avoid credit repair scams, never pay upfront, be skeptical of promises for a clean credit slate, and check for the company's proper licensing and bonding. Scammers may exploit those with poor credit by demanding payment before services, promising impossible outcomes like a new SSN, or operating without legal compliance. Legitimate credit repair …
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How To File A Claim Over Equifax's Data Breach - The Credit Pros
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If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
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Check If Your Social Security Number Was Stolen In A Breach
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The National Public Data breach exposed millions of Social Security Numbers, highlighting the need for immediate and long-term protective measures. This article provides steps to check if your SSN was compromised, immediate actions to take, and long-term strategies to safeguard your identity.By The Credit Pros
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3 Things That Will Increase Your 2015 Tax Return
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To increase your 2015 tax refund, adjust your W-4 exemptions to withhold more taxes, donate to charities for deductions, and enroll in a Health Savings Account to reduce taxable income with pre-tax dollars for medical expenses.By The Credit Pros
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A car loan can be a good investment if you buy a new, reliable car, have good credit for low APR, and plan to drive it long-term. Avoid loans for used cars and purchasing beyond your means. Budget for total car costs, maintain your car, and understand loan terms to maximize benefits.By The Credit Pros
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Simple Yet Best Guide To FICO Score Vs. Credit Score In 2023
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A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
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Cómo reducir su tasa de utilización de crédito
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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Navigating Credit: Credit Report Vs. Credit Score Explained
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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The Hidden Costs Of Store Credit Cards - The Credit Pros
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Store credit cards offer enticing perks but come with hidden costs like higher interest rates, limited acceptance, lower credit limits, and hidden fees. Understanding these can help make informed financial decisions and avoid potential pitfalls.By The Credit Pros
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Top 10 Summer Credit Score Tips To Boost Financial Health
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This article provides actionable tips to improve your credit score during the summer, covering areas like reviewing your credit report, optimizing credit utilization, managing payment history, diversifying credit mix, and planning summer spending.By The Credit Pros
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