Best David Ruff REAL ESTATE BROKER, LICENSED REALTOR® Podcasts (2024)

1
CBDC is HERE: You Will Own Nothing & Be Happy 38:57

11M ago38:57

38:57

The world is flooded with news about Central Bank Digital Currencies, that's why it's crucial to grasp its impact on our lives. As we stand on the cusp of the biggest transformation in how we interact with money, let's decode the works of the Bank of International Settlements and unravel the effects of programmable ledgers and smart contracts. We'l…

1
This is WHY You Are Poorer: 2% Inflation Target EXPLAINED 25:18

11M ago25:18

25:18

In a world where prices seem to rise endlessly and our wallets feel lighter every year, it's time to dissect the financial intricacies. In this episode, we'll decode the enigma of 2% inflation, the quiet force that erodes your purchasing power. From the origins of the infamous inflation target to the art of manipulating statistics, we'll expose the…

1
End of Humanity Predicted by a Computer in 1973? 16:07

11M ago16:07

16:07

In a world of uncertain predictions, we delve into a startling revelation that transcends time. In today's episode, we journey back to a time when a computer program from 1970 astonishingly foretold the events of 2020. We'll explore the eerie accuracy of this program's forecasts, uncover the hidden truths behind the Club of Rome, the World Economic…

1
CBDC CAN Track & Control Your Money: Here's HOW 10:53

11M ago10:53

10:53

Central Bank Digital Currencies, or CBDCs is a topic that's making headlines around the world, but there's still a lot of confusion around what it actually is, how it works, and how it affects you. In this episode, we'll discuss what you can do to prepare for the emergence of CBDCs and how you can take advantage of the potential benefits while mana…

1
BRICS is Tearing the World Apart. Here's WHY. 20:02

11M ago20:02

20:02

In this episode, we discuss the recent actions of the BRICS countries that formed an agreement to work amongst each other, and potentially create a reserve currency backed by gold and commodities, challenging the world reserve currency. However, this move is causing the world to separate into two parts, leading to problems for everybody. Watch this…

1
Should China Be Banned from Buying Properties in U.S. and Canada? 11:55

11M ago11:55

11:55

As globalization starts to break apart and the world becomes increasingly polarized, there are arguments both for and against banning Chinese nationals from purchasing homes in Canada and the United States. On the one hand, proponents of the ban argue that it would help protect the integrity of our countries' security and economy. On the other hand…

1
CBDC Could Take Over Your Cash. Here's WHY. 17:42

11M ago17:42

17:42

With the rise of Central Bank Digital Currencies, understanding their impact is crucial. In a world shifting from paper to pixels, we'll explore why governments worldwide are replacing cash, from benefits like financial inclusion to pitfalls of privacy invasion. We'll decode what programmable money means and unveil the real agenda behind these curr…

1
Stable Money EXPLAINED: Will It Ever Exist? 15:32

11M ago15:32

15:32

In this episode, we debunk the myth of stable money and explain why it cannot exist in our current economic framework. We'll explore why even Bitcoin will eventually fail and why a gold standard is not feasible in today's economy so you can understand how to shape your financial future and take advantage of the instability in the current monetary s…

1
The Case of Burning Fossil Fuels: Continue or Stop? 10:47

11M ago10:47

10:47

From towering skyscrapers to asphalt roads, electric cars, renewables, no wonder that fossil fuels are the backbone of our modern lifestyle. In this episode, we delve in this pivotal debate of our time and whether we should continue or stop burning fossil fuels for good. Watch this episode on YouTube: https://youtu.be/HV2yMLBFAeY Real Estate Tools …

1
WHO is Lying About the Economy? 9:51

1+ y ago9:51

9:51

With so many conflicting articles and reports, it can be difficult to make sense of what's really happening. In this episode, I'll break down the latest developments and bring clarity to the often-confusing subjects in today's economic times. Whether it's discussing the latest housing market trends or decoding the statements of central bankers, my …

1
When Will the Rates STOP? Jerome Powell Announces a 0.25-Percent Rate Rise 16:45

1+ y ago16:45

16:45

In this episode, I share with you my points on the Federal Reserve's recent interest rate hike including the factors that influenced the decision, economic growth, job gains, and inflation, and how they impact the financial market. What are the Committee's goals and future plans to its commitment to returning inflation to 2%? Watch this episode on …

1
CBDC is Here: What You NEED to Know 20:45

1+ y ago20:45

20:45

In this episode, we delve into the world of decentralized technology and explore how Ethereum and smart contracts are changing the real estate game. I'll share with you how countries like Canada are leading the way in CBDC research, what are the possibilities with these new forms of currency, and what actions you can take to secure your financial f…

1
Bank of Canada's Pause on Interest Rate Hikes: What You Need to Know 16:45

1+ y ago16:45

16:45

The Bank of Canada has made history by announcing a pause in their anti-inflation efforts, following a record series of interest rate hikes that increased their key interest rate by 425 basis points within 10 months. In this episode, we explore the potential impact of this decision and what you should know about it. Watch this episode on YouTube: h…

1
The Lag Effect: How to Prepare Yourself as Home Prices Fall 10:27

1+ y ago10:27

10:27

The economy is teetering on the brink as inflation and interest rates reach unprecedented levels. This year, the stakes are even higher than ever before. In this episode, I break down the current state of the economy, and the decisions being made by the Fed and other central banks that will shape our future and the real estate market in general. Wi…

1
Why Can't We Afford Homes Anymore? The Real Reasons Explored 13:01

1+ y ago13:01

13:01

From Toronto to the United States and Europe, housing prices have skyrocketed in the past decade, leaving many struggling to afford a home. In this episode, we compare 10 years of real estate data and dive into the reasons behind this phenomenon and why owning a house now is much more like winning a lottery. Watch this episode on YouTube: https://y…

1
Canada's Top Bank Regulator Seeking Public Input on Homebuyer Stress Test 8:35

1+ y ago8:35

8:35

In this episode, we dive into the rare occurrence of banks turning to public commenting to guide their actions. We take a closer look at the Office of Superintendent of Financial Institutions (OSFI) in Canada, the government entity responsible for directing the banks and uncovering the truth behind this unusual move. Watch this episode on YouTube: …

1
Inflation Slows Down, But Still Hurting: What You NEED TO KNOW 12:00

1+ y ago12:00

12:00

In this episode, we talk about the latest Consumer Price Index News Release, and how it may impact the economy and your finances. We also recall the Fed's past responses and the outlook for wage growth. Don't miss this important update on the state of the economy so you know what to do and how to position yourself for success this year forward. Wat…

1
Take Your Business from Just Surviving to Thriving: 5 Lessons from 'Only the Paranoid Survive' 19:13

1+ y ago19:13

19:13

Written by Andrew Grove, former CEO of Intel Corporation, this book takes you through the story of Intel's success in the 80s and 90s and how you can navigate and capitalize on crisis points that challenge every company and career. In this episode, I give my take on the book and share the key points that will change the way you approach business an…

1
Converting Office Buildings to Apartments: The Pros and Cons 9:08

1+ y ago9:08

9:08

The past 2 years of the pandemic has changed real estate forever and it's evident in these conversion of office buildings to apartments and other residential units. In this episode, we discuss this event in detail and its pros and cons. Will this dictate the end of commercial real estate? What's in it for you and your investment portfolio? Watch th…

1
This New Rule CAN Decline Most Mortgages—Including YOURS 10:27

1+ y ago10:27

10:27

In this episode we talk about why this new Office of the Superintendent of Financial Institutions’ decision to raise the capital buffer that financial institutions must hold can make it hard for you to get a mortgage. What are its main implications and what I think you can do about it. Watch this episode on YouTube: https://youtu.be/WcNYr8K388E Rea…

1
The Fed Raises Interest Rates by 50 Basis Points | The good and the bad 19:11

1+ y ago19:11

19:11

The Federal Reserve raised interest rates by 50 basis points, the highest level in 15 years. In this episode, we break down several interesting points from this recent FOMC Press Conference, so you'll know exactly what's in it for you and your real estate investment in the years to come. Watch this episode on YouTube: https://youtu.be/AbXl20VtNvw R…

1
7.1% of Your Purchasing Power LOST! | CPI Rose 7.1% 11:58

1+ y ago11:58

11:58

In this episode, we talk about this latest 7.1% CPI news, its massive implications, why you should not be celebrating this "lesser" price rise, and what you should be doing about it as this still means a 7.1% loss in your purchasing power. Watch this episode on YouTube: https://youtu.be/lmBcxRE2214 Real Estate Tools and Resources: https://www.rufft…

1
How to Survive this Massive Real Estate Crash | Q&A with David Ruff 24:27

1+ y ago24:27

24:27

As rates keep rising, we see all these troubles and crashes in multiple different real estate markets. I this episode, we go through several observations and insights on how you can not only just survive but also thrive in this massive real estate crash. Listen now! Watch this episode on YouTube: https://youtu.be/OFIIH28LXMA Real Estate Tools and R…

1
10-Second Home Evaluations 35:26

1+ y ago35:26

35:26

In this episode, I will help you evaluate different properties in the Greater Toronto Area, using a software that scrapes information from every single agent, from every single brokerage and aggregates it into figuring out which properties have the most value—all in a matter of seconds! Listen now! Watch this episode on YouTube: https://youtu.be/_i…

1
WHY the US Federal Reserve Holds the World in Its Hands 16:49

1+ y ago16:49

16:49

In this episode, I'm going to share with you why the US FED seems to be "controlling" everything, why we need to pay attention to what is happening to them and how you should act to be prepared in the days and months to come. Episode Show Notes: https://www.ruffteamrealty.com/podcast/us-fed-holds-the-world/ Real Estate Tools and Resources: https://…

1
BoC Increases Interest Rates by 50 Basis Points: How High Can It Go? 16:06

1+ y ago16:06

16:06

In this episode I'm going to share with you what has happened with the most recent rate hike from the Bank of Canada. We'll take a thorough look into how this will exactly affect you and what you can do to prepare for it. Episode Show Notes: https://www.ruffteamrealty.com/podcast/bank-of-canada-rate-hike-50-basis-points/ Real Estate Tools and Resou…

1
Indonesia Bans Palm Oil Export - What You Need to Do 10:04

2y ago10:04

10:04

Indonesia, the world's largest palm oil producer, bans exports, leaving markets in shock. In this episode, we'll go through what it means for you and what you can do about this drastic event. Listen now!By David Ruff - REAL ESTATE BROKER, LICENSED REALTOR®

1
Recession Imminent - How You Can Prepare 21:53

2y ago21:53

21:53

The yield curve has just inverted. What does this mean and why people are talking about it so much? In this episode, we're going to deep dive into what is currently happening in the economy as it slows down. How could this affect you? And what steps you must be doing in order to prepare for it. Listen now!…

1
More Homes for Everyone Act: Will it Truly Promise Affordable Homes? 13:10

2+ y ago13:10

13:10

The Ontario government passed a new bill, the "More Homes for Everyone Act" which aims to tackle housing affordability by increasing the province’s housing supply using various mechanisms. In this episode, I'll give you the highlights of the new legislation and – most importantly – what it means for you and the real estate market. Listen now! Episo…

1
How to Buy Gold and Silver as an Inflation Hedge 16:50

2+ y ago16:50

16:50

What do you do to protect yourself and your portfolio in today's massive and uncontrollable inflation? In this episode, we'll cover gold and silver and how you can buy it to hedge yourself against the possible rocky economy. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/gold-silver-inflation-hedge/…

1
How to Make More Money Selling Properties No Matter Where You Live 8:49

2+ y ago8:49

8:49

The real estate game has massively changed since the early time of our parents. Clauses are almost non-existent, properties are going up to $3000 a week, and bidding wars are rampant more than ever. In this very aggressive market, how do you make the most money selling properties? How do you sell your home faster and with the least hassle possible?…

1
9 High Cost Issues to Avoid When Selling Your House 12:07

2+ y ago12:07

12:07

If you know what you're looking for you can make a reasonable pre-inspection yourself when you’re selling your home. In this episode, we'll go over 9 common issues that when left untreated, can turn from petty problems into costly and unmanageable ones. We'll discuss how you can avoid them and save yourself tens and thousands of dollars. Listen now…

1
Top 14 Mistakes in Real Estate and How to Avoid Them 19:55

2+ y ago19:55

19:55

If you keep losing and losing money in buying and selling properties, chances are you might be committing one of more of these mistakes in real estate. In this episode we’ll break down each mistake and how you’ll be able to spot and walk your way around victoriously. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/mistakes-in…

1
How to Buy Your First Property Using RRSPs 5:52

2+ y ago5:52

5:52

Ever thought it's possible to save up another $10,000 or $20,000 in buying your first property? In this episode, we’ll talk about one strategy that will help you buy your real estate investment using this so-called “tax hack”. What is this tax hack, how do you get and make the most of it so you’ll be able to move ahead with your real estate investi…

1
Offer Checklist: How to Make a Stronger Offer to Win the Home 10:21

2+ y ago10:21

10:21

Scared and overwhelmed with all of the homework you need to complete before the offer date comes? In this episode we’ll go over a typical property listing, and look for clues about the specific points you should focus on to help you craft a better and stronger offer and make more money with a lot less headache. Listen now! Episode Show Notes: https…

1
Real Estate Contracts: What You Need to Know Before Signing One 17:38

2+ y ago17:38

17:38

Whether you are a first time buyer or a seasoned investor, it's important you understand what a real estate contract is and what it contains. With its many complexities, it can be tempting to just skip through and sign; not realizing the implications of the fine print. In this episode, we look into 3 common real estate contracts and how to properly…

1
How to Strategically Approach Bidding Wars 13:37

2+ y ago13:37

13:37

Is there a way to avoid going into bidding wars? If you can’t avoid it, how exactly should you approach it? What are the strategies you can use to make your offer stand out and have a better chance of getting the property? We answer all these questions and more in this episode. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/…

1
Bidding Wars Explained: How to Win Your Dream Property 5:57

2+ y ago5:57

5:57

To land the home of your dreams, you may find yourself in the midst of bidding wars. These situations are more and more prevalent especially in very hot markets like the Greater Toronto Area. In this episode, we’ll look at a few strategies you can use in a bidding war to avoid heartbreak and ensure victory. Listen now! Episode Show Notes: https://w…

1
iBuyers & Discount Online Brokerages: Are They Worth A Try? 14:48

2+ y ago14:48

14:48

If you’re someone who wants a simpler and more convenient way of buying and selling homes versus the traditional home sale, dealing with iBuyers might be an option for you. In this episode, we’ll tackle this and its difference with discount online brokerages. What is it, its pros and cons and whether you should actually choose to work with one - es…

1
Buying vs Renting a Home: Should I Buy or Rent a House? 6:56

2+ y ago6:56

6:56

'Is it better to buy or rent a property?’—a question that many Canadians ask themselves before entering the housing market. In this episode, we’ll tackle this burning topic and expand on it further to help assess this big decision, especially that we’re now in a new era of global economic circumstances and excessive money printing. Listen now! Epis…

1
Rental Scams: The One Thing You Need to Do to Avoid It 4:02

2+ y ago4:02

4:02

Toronto police are warning the public of an ongoing rental scam that involves a pair of downtown condo buildings. These scams have been happening in lots of places, in less technology-enabled formats for the past 20 years. In this episode, I'm sharing with you how exactly these latest scams work and what is the one thing you need to do in order to …

1
How to Avoid Buyer's Remorse in Real Estate 8:20

2+ y ago8:20

8:20

If you have ever bought a property or other big purchase and felt a sinking feeling in the pit of your stomach after your purchase, you could be experiencing Buyer's Remorse. It is one of the scariest things you can ever feel about a big financial investment, but you shouldn't let it stop you. In this episode, we discuss how to avoid buyer’s remors…

1
How to Buy Real Estate Like an Investor 11:20

2+ y ago11:20

11:20

There's only a certain amount of money that we can make in our lifetime. That's why we need to be using that money to its maximum potential. And the way to do it is through investing. In this episode, I'm breaking down the different ways you can buy properties like a wise investor. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podc…

1
5 Main Reasons to Buy Assets with Debt 8:13

2+ y ago8:13

8:13

Debt is a word that many people are afraid of. But, did you know that even though debt can be a negative thing, it can also be a positive one – if used properly? In this episode, I'm revealing why you should be buying assets with debt attached to it. Remember: follow what the billionaires are doing because the government's playbook is clear on how …

1
How to Inspect Your Real Estate Investment 10:40

3y ago10:40

10:40

Buying a property is one of the biggest investments you can have in your life. You want to make sure you get it right and yield positive returns. To do that, a thorough inspection of the key features of the property and structure is necessary. In this episode, I'm sharing with you several important key things to keep an eye on when inspecting any p…

1
Fear of Missing Out (FOMO in Real Estate) 15:37

3y ago15:37

15:37

Whether it’s stocks, real estate or any other investment, the power of FOMO is strong. Do you feel it? In this episode, we're talking about a powerful and unhelpful feeling we all experience: FOMO. You may wonder how you can combat it, so we're empowering you to make better investment decisions in your life. Listen now! Episode Show Notes: https://…

1
Debunking the Top Myths in Real Estate 12:55

3y ago12:55

12:55

Still on the fence about embarking on your estate investment? In this episode, we're talking about the 10 top myths in real estate and how it can affect your bottom line. Knowledge is power that's why we're debunking these myths to empower you to make better financial decisions in your life. Listen now! Episode Show Notes: https://www.ruffteamrealt…

1
Real Estate & The 2021 Canadian Election 15:54

3y ago15:54

15:54

Should we have an election in the middle of coronavirus? How credible are these election promises on Canada's housing? Will anything actually come of those promises? In this episode, we're going to deep dive on the differences about what these parties are trying to do and how it's going to affect you. Listen now! Episode Show Notes: https://www.ruf…

1
Fact or Fiction: Debunking Real Estate Headlines 10:28

3y ago10:28

10:28

The Real Estate headlines are always sensational—always trying to fight for your attention. But how factual or fictional are these claims? In this episode, we shed light to three of the most recent and biggest Toronto real estate news that you will hear today. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/toronto-real-estat…

1
The Death of Currency 15:07

3y ago15:07

15:07

August 15, 1971 marks 50 years since president Richard Nixon completed the United States’ break from the gold standard and the Bretton Woods agreement. Five decades later, how does this one historical event contribute to the devaluing of the world’s currency? How does this affect you - especially as a real estate investor - and why should you care?…

Podcasts Worth a Listen

David Ruff REAL ESTATE BROKER, LICENSED REALTOR® Podcasts

Podcasts Worth a Listen

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