#103 - In this episode, Mayra discusses what types of bank accounts she has. What her banking structure looks like and the alternative option to the envelope system. We usually tend to overspend on food and entertainment. This strategy has been beneficial in the past few months. If you are interested in learning more about Financial Coaching, sched…

#102 - In this episode, Mayra discusses why it's important to let go of the past and focus on your future. It's important to have clear goals and know where you and your family are headed financially. We have all made mistakes in the past, it's what we do going forward that really matters. If you are interested in learning more about Financial Coac…

#101 - In this episode, Mayra has a special guest on the show. Giovanna Gonzalez is the author of the new money book Cultura and Cash. The book is specifically for first-gen Latinas ready to learn practical and jargon-free financial literacy concepts. Giovanna shares her life experiences of growing up in a bi-cultural home. She explains the new ter…

#100 - In this episode, Join Mayra in celebrating a milestone moment as we unveil the culmination of 100 episodes dedicated to financial discovery and empowerment. In this special episode, she reflects on the transformative journey including sharing insights, lessons, and moments of revelation. From debunking myths to embracing the wealth mindset, …

#099 - In this episode, Mayra shares a story about a TikTok video she came across of a Latina living in California that claimed it was hard to live on her 6 figured income even though she had zero debt. And although that is very much the case, this person was blaming the systemic issues in our country. Do we have systemic issues in our country? Abs…

#098 - In this episode, Mayra shares how her family stays on budget while on vacation. That may sound restrictive for some but the truth is there are so many more benefits than anything else. Based on the itinerary, she guestimated how much she might need for each place she plans to visit. And also there is extra money available should she go over …

#097 - In this episode, Mayra shares how we often are so excited to buy items, and then after we own them we have a feeling of regret. This might not happen all the time, but the thing you thought was going to be so awesome, isn't as good as you once thought. If you've been in that situation, you don't want to miss this episode! If you are interest…

#096 - In this episode, Mayra shares how sometimes we Latinas feel like we can't speak up when it comes to how money gets handled in our homes. Sometimes machismo, or just family dynamics are intense and we might default to just keeping the peace in our relationship as a higher priority. The truth is sometimes difficult conversations are necessary …

#095 - In this episode, Mayra shares tips on how to avoid comparing yourself to others which can cause unhappiness in our lives. She also answers an email she received regarding joint accounts vs separate accounts for a married couple. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra…

#094 - On this episode, I interviewed Jen Hemphill she is the host of the Her Dinero Matters Podcast and she shared some common misconceptions, and some tips on how we can start budgeting consistently. As well as her upcoming event Financially Strong Latina.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.in…

#093 - In this episode, Mayra talks about how to stay motivated and disciplined when planning your money. It's not an easy task but you have to embrace the fact that budgeting or planning your money is a task that needs to be completed regularly in order to win with money. Also having a strong why and knowing where you're headed is crucial.Connect …

#092 - In this episode, Mayra shares that when envisioning and taking steps to eliminate our debt, it's usually not one major change that will steer us in the right direction. It's actually many small choices that we have to make consciously that will help us stay the course in our debt freedom journey. She also shares a few ideas of things we can …

#091 - In this episode, Mayra shares 7 common challenges we need to overcome to become debt-free. It isn't always easy to combat our debt, staying mindful of the challenges and brainstorming how to push through to achieve our financial goals is one way to prepare. This road to debt freedom can be long and hard, but if we think ahead of how to comba…

#090 - In this episode, Mayra shares how consumerism can be combated. Modern advertising fuels our need to buy, and marketers use psychological tactics to get us consumers to spend more. We can learn to evaluate what we already own vs. what we are thinking of buying next and be mindful of our next purchase.Connect with Mayra at https://DebtFreeLati…

#089 - In this episode, Mayra shares how the burden of debt can be heavy. She also shares how we can effectively make changes and our thought process to help combat our impulses going forward. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/…

#088 - In this episode, Mayra shares how to effectively eliminate debt! It takes more than budgeting, it also requires strategy! Imagine a life where every paycheck stays in your pocket. It's possible!Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/…

#087 - In this episode, Mayra shares why it's important to plan and create a budget with the entire family. She encourages married couples to talk about goals, dreams, and aspirations. When couples have shared objectives, it creates a synergy that can really propel couples to achieve their purpose.Connect with Mayra at https://DebtFreeLatina.com Fo…

#086 - In this episode, Mayra shares the importance of being lifelong learners. Sometimes learning a skill will take time, energy, and even sometimes a monetary investment. Investing in ourselves can be something we are reluctant to do if we are on our journey to build wealth. However, the best investment we can make at times is in our own growth a…

#084 - In this episode, Mayra shares how staying the course in this debt-free journey always hits a hard season. Unless you have a strong why!Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#083 - In this episode, Mayra reviews why it's important to have an emergency fund. She shares a personal story about why her emergency fund came in handy.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#082 - In this episode, Mayra reviews why it's important to have a plan for every penny we earn. We also need to have a why behind our plan. If not we may not have the motivation and inspiration to keep moving forward and obtaining the financial freedom we desire.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://…

#081 - In this episode, Mayra interviews Rosa Benavides from Speak Up Mujer.Rosa is the founder of Speak Up Mujer and creator of the D.A.R.E. T.O. Program. She is a First-Generation Latina -- first to go to college, first to navigate the professional work setting, and first to aspire to an Executive role in her family. She was raised in Boyle Heigh…

#080 - In this episode, Mayra reviews some statistics about monthly subscriptions. Some monthly subscriptions can actually save us money in the long term instead of paying a la carte for things, but some we aren't using at all!Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/…

#079 - In this episode, Mayra shares how couponing enabled her to save on household items, toiletries, and other items that she normally uses. Saving money on things you normally purchase in conjunction with budgeting, meal planning, etc all adds up!Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.…

#078 - In this episode, Mayra shares her story and how difficult it has been to be a First Generation Latina. She had to make some difficult decisions in the last year.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#077 - In this episode, Mayra shares the struggles of getting her husband on board when it came to our finances. She reviews what you may need to do and address before you have that "conversation."Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/…

#076 - In this episode, Mayra shares how she plans to get the best bargains at the grocery store. And also how to handle when eating out is the only option.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#075 - In this episode, Mayra shares how she and her family have implemented the envelope system to help them achieve some short-term goals.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#074 - In this episode, Mayra interviews actor, dancer, podcaster, and self-improvement junkie Valentina Izarra.Valentina went through a painful divorce and learned a lot from the experience. She shares her story as well as why she believes merging your finances with your spouse is powerful.Connect with Valentina on Instagram https://www.instagram.…

#073 - In this episode, Mayra interviews Dr. Norma Reyes about how we can start dreaming, visualize, and set goals for our future.Dr. Norma Reyes is a first-generation Mexican American; Both of her parents are from Mexico. She's one of four children and the first in her family to work towards breaking generational trauma by taking care of herself t…

#072 - In this episode, Mayra interviews Claudia Valenzuela about how we can start a small business with little to no monetary investment.Claudia is a 1st Gen Latina Entrepreneur living in Seattle, Washington. She is the daughter of Mexican immigrant parents, a world traveler & a former educator. She started her entrepreneurship journey in 2019 and…

#069 - In this episode, Mayra interviews Lourdes Auquilla about Business Bookkeeping. They discuss 3 common mistakes business owners make in bookkeeping and how to correct them.Lourdes Auquilla is a Latina Bookkeeper who helps CEOs gain financial clarity so they can know exactly where their money is going, be tax ready, and increase profits.Connect…

#068 - In this episode, Mayra discusses why life insurance is crucial for Latinas. We aren't often aren't taught the importance of this in our Latino homes. From protecting your loved ones financially to providing for your children's future and gaining peace of mind, we explore three key reasons why life insurance is a must-have for Latina women. W…

#067 - In this episode, Mayra discusses the challenges Latina women face when managing their debt, including cultural and language barriers. As well as the reluctance to seek help or negotiate with creditors due to cultural beliefs and values. She offers tips on how to protect yourself from debt collection practices, the importance of seeking help …

#066 - On this episode Mayra talks about setting boundaries. Are you struggling to achieve financial freedom because of the people in your life? Do you find it hard to say "no" when your friends or family ask for money or invite you to expensive outings? This episode reviews how to set boundaries with relationships can help you achieve financial fr…

#065 - Mayra interviews Mariel Palafox Leon a local real estate agent in the Phoenix market. They conversate about what the real estate market looks like right now and what it may look like in 2023. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina Follow Mariel on Instagram at @mariel.palafox.leon.realt…

#064 - Mayra talks explains what is a Tax Return, if we are receiving one, and how to use it wisely. Reviews how the wealthy view this topic. And how we can learn to change our mindsets regarding this subject to expedite our debt elimination efforts. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina…

#063 - Mayra talks about what we tend to do when we get extra money. There are patterns in our behavior that keep us where we are. When additional money is received, we tend to immediately think about ways to spend the money. When we have a plan and extra money comes our way, we are most likely to reach our goals sooner. Connect with Mayra at https…

#062 - Mayra reviews ways to curve overspending. What triggers us? Taking time to analyze our triggers helps us course correct. We all get tired, or in moods that sometimes get us in an impulsive mindset and enable us to forget about the initial plans we had with our money. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram …

#061 - Mayra shares her experience of losing her phone which had Apple Pay activated and paired to her debit cards. She explains the steps she took to ensure her information was safe and secure. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina

#060 - On this episode, we have Tax Attorney Claudia Moncarz again on the show. She provides steps to take if we ever get audited by the IRS. Connect with Claudia at www.moncarzlaw.comConnect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina…

#059 - Mayra reviews why it's important to start planning for the upcoming year. You are most likely to hit your goals if you have them written down. Planning is half the battle. Don't wait until the new year, start the new year knowing what you will focus on! Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alej…

#058 - Mayra explains how the economy is shifting and makes a prediction based on patterns we've seen in the past.Connect with Mayra at https://DebtFreeLatina.comFollow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina

#057 - Mayra explains why the holidays shouldn't be stressful. And how we can prepare to make wise choices during this wonderful time of the year. Connect with Mayra at https://DebtFreeLatina.comFollow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina

#056 - Mayra had the privilege of being on a panel at the Mujeron Movement Event with Sylvia Corea and Angelica Prescod. Mayra was asked about a strategy that helped her get out of debt. On this episode she covers what she shared on stage.Angelica Prescod is a Financial Planner and you can find her on IG @AngelicaPrescodSylvia Corea is a representa…

#055 - On this episode, Mayra had the pleasure of talking to Ana Regalado from Salty Cocina. Ana currently has a series on social media that is focused on helping families make easy budget-friendly meals. We review what items we should have on hand most of the time to whip up meals in a flash. Connect with Mayra at https://DebtFreeLatina.comFollow …

#054 - On this episode, Mayra talks about why networking is one way to advance in your career and increase your net worth.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina

#053 - On this episode we have Tax Attorney Claudia Moncarz. She's gives us insight into how to handle Tax Debt and the steps to take if you have been audited by the IRS.Connect with Claudia at www.moncarzlaw.comConnect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina…

#052 - On this episode, Mayra talks about why having a Money Plan is important and can't be avoided if you want to win with money. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina

#051 - On this episode, Mayra provides tips on what to keep in mind when making significant purchases.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina