Best Deposit Insurers Podcasts (2024)

1
118: The Math Proving Whole Life Insurance Returns 18:28

3h ago18:28

18:28

Out of all the misunderstandings about whole life insurance, the idea that it gets a "terrible rate of return" is probably the most common. But is it true? Tune in and, if you can, watch this one on video. I'm going to get out the Truth Concepts calculator and prove to you that whole life gets exceptional growth, compared to other assets, when you …

1
The Risks of Banking 13:34

6h ago13:34

13:34

Banking is a risk business and managing risk is foundational to good banking. In this episode, we dive into the FDIC’s 2024 Risk Review to discuss the latest risks to the U.S. banking sector.

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117: The Financial Planning Bubble 19:37

11h ago19:37

19:37

A financial mania is when everyone is clamoring to buy the same thing at the same time at any price. Isn't that exactly what the typical financial planning advice has us do? Just about everyone you know is, right now and for the last twenty years, plowing dollar after dollar into an index fund tracking the S&P500, mutual funds, etc. And the only in…

1
The Hidden Tactics of Insurance Companies in Personal Injury Claims 8:50

13h ago8:50

8:50

Dealing with an insurance claim after an accident can feel like an uphill battle. Join Andrew Iacobelli from Iacobelli Law Firm, as he breaks down how insurance companies often defend against personal injury claims. From minimizing your injuries to delaying the claims process, these companies have a range of tactics designed to protect their financ…

1
116: How Whole Life Insurance is Predictable and Flexible 28:15

4d ago28:15

28:15

A common misconception about whole life insurance is that you're locked into paying a big premium forever. In this episode, we'll discuss all the ways this is not true, especially when buying a policy designed for The Infinite Banking Concept, which most often uses the Paid-Up Additions Rider. Certainty has a true economic value, and the predictabi…

1
The Real Reason Why Insurance Companies Settle Cases 8:36

21d ago8:36

8:36

In this episode, Andrew Iacobelli of Iacobelli Law Firm, explores the reasons behind why insurance companies choose to pay and settle injury cases. Learn how your lawyer presents your personal injury case, the factors that influence the insurance company's decision-making and the importance of having a robust treatment team. Understanding the intri…

1
115: Infinite Banking For Every Stage of Life 32:31

23d ago32:31

32:31

Follow us through time as we talk about how The Infinite Banking Concept can make a difference in your financial life at every stage of life. We talk about IBC in our 20s, 30s, 40s, 50s, 60s, and 70s and beyond. It's not called "Whole Life" insurance for nothing! Tune in... ---- EPISODE HIGHLIGHTS: 02:26 Starting Infinite Banking in Your 20s 08:05 …

1
114: What is a Premium Deposit Fund? 8:47

1M ago8:47

8:47

In this episode, John Montoya explains the ins and outs of premium deposit funds. If you've ever wondered about one of the ways to pay for whole life insurance with a single lump sum, tune in to this short and sweet episode for everything you need to know about premium deposit funds. ---- EPISODE HIGHLIGHTS: 00:43 Advantages of Premium Deposit Fund…

1
113: What Term Insurance REALLY Costs You 15:58

1M ago15:58

15:58

When comparing term insurance costs to whole life insurance, you can't use grade school math and add up the premiums paid over time. With money, we must use financial math to account for the time variable. When we do that, the numbers tell a much different story than what the "buy term, invest the difference" people tell. The true cost of term insu…

1
Why You Should Care About Title II 17:37

1M ago17:37

17:37

What could possibly go wrong should a global systemically important banking organization fail? In this episode, we look how the FDIC would resolve such a ‘too big to fail’ institution under Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

1
112: 31 Things to Know About Whole Life Insurance 18:34

1M ago18:34

18:34

John Montoya covers 31 insights he devised about the importance of whole life insurance. This is a detailed list of observations, ranging from whole life's historical significance and tax advantages to its role in financial independence, the banking function, and family security. There really is no other asset like whole life insurance! Tune in... …

1
111: The Real Costs of Term vs. Whole Life Insurance 22:49

2M ago22:49

22:49

When comparing the costs of term life insurance vs whole life insurance, we can't just compare the premium prices and call it a day. Because whole life insurance is an asset that builds equity, not all premiums are a true cost like they are with term insurance. In this episode, we break down the math and provide a real, apples-to-apples comparison …

1
Maximize Your Personal Injury Claim: Essential Tips for Explaining Damages at a Deposition 9:53

2M ago9:53

9:53

In a personal injury case, conveying your damages during a deposition can be a challenging task. Join Andrew Iacobelli of Iacobelli Law Firm as he shares key strategies for explaining your damages during a deposition in a personal injury case. Learn how defense lawyers, insurance companies, judges and juries evaluate your case's worth. Understand t…

1
110: Why You Should Just "Say No" to IUL 37:19

2M ago37:19

37:19

In today's episode, we discuss a misleading IUL ad we found on Instagram. We break down the numbers to explain why this ad (and IUL in general) is, in our professional opinion, a smoke-and-mirrors game. Indexed Universal Life (IUL) is often touted as "unbundled whole life insurance" or, worse, just like an investment but with no risk... Nothing cou…

1
109: Currence: An IBC Operating System 46:43

2M ago46:43

46:43

Today, we have a special guest, Dave Mozeika, co-founder of the cash flow platform called Currence. In episode 103, we discussed the problem of a lack of focus on savings and spending. Today's topic, Currence, is the solution to that problem. Currence is about setting up a better cash flow structure that, combined with IBC, can create financial fre…

1
Top 3 Reasons Why Disability Claims are Denied: Avoid These Common Mistakes 10:47

2M ago10:47

10:47

Navigating disability claims can be a daunting process, and the harsh reality is that many claims get denied. Join Andrew Iacobelli and Colton Leung from Iacobelli Law Firm, as they break down the top three reasons why disability claims are denied and what you can do to improve your chances of a successful claim. Disability claims are designed to p…

1
108: The Value of IBC in Every Stage of Life 48:14

2M ago48:14

48:14

In this episode, we'll discuss how IBC positively affects every stage of life, from your first job and accumulation to retirement and transferring a financial legacy. Tune in! ---- EPISODE HIGHLIGHTS: (02:08) Starting Your Financial Journey: First Job (10:47) Building a Family and Financial Security (19:50) Accumulation Phase: Growing (and Protecti…

1
107: 3 Cases for Single Premium Whole Life 18:47

3M ago18:47

18:47

We have spent a lot of time discussing why paying premiums is great and why we should want to pay them for as long as possible. From an Infinite Banking perspective, why would we not want to capitalize our "bank" to the greatest extent possible? This begs the question: is it ever appropriate to not pay a premium for a long time? A "Single-premium" …

1
How to Start a Personal Injury Claim: A Step-by-Step Guide 5:11

3M ago5:11

5:11

Have you ever wondered how a personal injury claim is initiated? Many assume that a personal injury claim means heading straight to court, but the process actually begins long before any lawsuit is filed. Join Andrew Iacobelli from Iacobelli Law Firm as he provides an in-depth breakdown of the initial steps involved in starting a personal injury cl…

1
106: Smarter Recurring Expenses with IBC 29:40

3M ago29:40

29:40

How and when should you use IBC to pay for expenses vs just paying cash? In this episode, we share a "recurring expense funds" model that proves the mechanics of using The Infinite Banking Concept to better pay for large recurring expenses. Subscribers to the IBC MASTERY online course can watch a deep-dive video explanation of the recurring expense…

1
105: Do You Want to Get Well? John 5:6 and IBC 5:01

3M ago5:01

5:01

Do you even *want* to get well financially? Humans tend to reject solutions to their problems. In the book Becoming Your Own Banker, Nelson Nash talks about the problem most people face: they do not have control over their need for financing throughout their lives. If there is a solution to this problem, can you think of any reason not to embrace i…

1
Day In the Life of an Articling Student in Personal Injury Law with Brian Tsui 17:28

3M ago17:28

17:28

Are you a current or future articling student eager to learn more about the articling experience at a law firm and how it can help further your legal career? In this episode, Andrew Iacobelli sits down with articling student Brian Tsui, who shares his firsthand experience and the benefits of his articling experience at Iacobelli Law Firm. Brian wil…

1
Material Loss Reviews 18:02

3M ago18:02

18:02

When an FDIC-supervised bank fails, and the resulting cost to the Deposit Insurance Fund exceeds $50 million, the agency’s Office of Inspector General is required by law to conduct a ‘material loss review.’ In this episode, we learn what these material loss reviews are and why they’re important to our understanding of the reasons for bank failures …

1
104: Live and Die by the Interest Rates 25:52

3M ago25:52

25:52

Buying things based on interest rates alone can be a big problem. We seeing the proof of that right now in the commercial real estate market where owners having to refinance at higher rates is causing fire-sales pretty much across the board. It's also true with other asset classes like whole life insurance. Sometimes people will pass up whole life …

1
TaxPro PTIN Multi-Pay System 7:23

3M ago7:23

7:23

TaxPro Multi-Pay System Join the PTIN Pay revolution today and experience a new era of compensation for tax preparers. Don't miss the opportunity to earn what you deserve and take your career to new heights. About PTIN Pay: PTIN Pay is a pioneering compensation initiative designed to elevate the earning potential of tax preparers. By introducing a …

1
Countering Low Ball Settlement Offers On Personal Injury Claims 11:19

4M ago11:19

11:19

Having a lawyer by your side during legal proceedings, especially when dealing with insurance companies, is crucial for protecting your rights and ensuring fair treatment. When faced with lowball offers from insurance companies, having legal representation becomes even more important. Insurance companies often aim to minimize payouts, offering sett…

1
103: The Extraordinary Potential of Saving Money with IBC 32:59

4M ago32:59

32:59

Be sure to check the link below for additional resources in this episode! This week, we discuss the almost unreal financial potential of saving money. Yes, saving money. In today's world of unicorn startups, crypto, and all-time-high bull markets, saving money can sometimes seem like a wasted effort. We're here to show you that good, old-fashioned …

1
Your Initial Consultation with a Personal Injury Lawyer 9:50

4M ago9:50

9:50

Preparing to meet with a personal injury lawyer for the first time can be an intimidating process for many. Join us as we shed light on what to expect at your first meeting with a personal injury lawyer and the purpose of the initial consultation. A skilled and dedicated lawyer will work tirelessly to advocate for your rights, negotiate with insura…

1
102: Ian King's IBC Blueprint: A Real Estate Investor's Perspective 50:42

4M ago50:42

50:42

This week, we talked to a real client, Ian King, who has an impressive professional life. Ian works full-time in enterprise tech but is also a business owner and successful real estate investor. Ian talks about how, by ditching his ego and focusing on capitalizing (Infinite Banking) first rather than rushing to own more real estate "doors," he has …

1
The Power of Partnership 29:58

4M ago29:58

29:58

Minority banks play a critical role in serving communities that have historically lacked access to credit and capital. In this episode, we meet two bankers—one from a small minority bank and the other from a large global financial institution. Together, they discuss the power of their partnership to make certain the banking system works for everyon…

1
How to Build a Stronger Case for Slip and Fall & Trip and Fall Accidents 10:25

5M ago10:25

10:25

Slip and fall incidents can happen anywhere, presenting serious injury risks. Whether in private homes or busy commercial spaces, the responsibility for these accidents often falls on property owners or occupants. Identifying the liable party is key to pursuing compensation. Residential cases typically involve property owners or occupants, while co…

1
101: IBC 101 - Ten Things You Should Know to Get Started 36:28

5M ago36:28

36:28

After publishing our 100th episode last week, we thought we'd take it back to basics for episode 101 and provide an "IBC 101" episode. Ten things you should know when getting started with The Infinite Banking Concept®. Join us as we discuss a list John Montoya created over a decade ago. It was no surprise to us that all 10 points are still applicab…

1
100: Celebrating IBC Success with Real Clients 41:37

5M ago41:37

41:37

In the 100th episode of the Strategic Whole Life Podcast, hosts John Montoya and John Perrings bring together two of their best clients, Declan Wilson, owner of Bannside Construction, an SF Bay Area general contracting company, and Brant Scheifler, CEO of Automatic Outreach, a North Carolina SEO company, to share their experiences with The Infinite…

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99: Maximizing Tax Benefits: A Primer to Whole Life, ROTH, and Bonds 18:48

5M ago18:48

18:48

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. When people think of tax-advantaged financial assets, they often think of ROTH accounts and municipal bonds. It's often acknowledged that life insurance has preferential tax treatment, but just as often dismissed because of what they think the…

1
How to Prove Income Loss in Personal Injury Cases 13:39

5M ago13:39

13:39

How is loss of income determined in a personal injury claim and how do I prove my injuries after an accident? Many assume they haven't suffered income loss if they keep working or aren't absent for long periods, but that is not always accurate. Income loss encompasses more than total disability. Even if you're back at work, a legitimate claim for i…

1
98: Great Ideas from the 2024 IBC Think Tank 30:22

5M ago30:22

30:22

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In this episode, I was a guest on the Wealth Warehouse podcast with Dave Befort and Paul Fugere and also joined by Brandon Goswick and Nate Dean, hosts of Cash Flow Legendz. These are a few of my inner-circle Authorized IBC Practitioner collea…

1
97: The Best Mindset to Start a Whole Life Insurance Policy 29:42

6M ago29:42

29:42

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In this episode, we get into the essential attitudes that set buyers up to get the most out of their whole life insurance policy. Not surprisingly, they match up to those needed to practice The Infinite Banking Concept™! Curiosity and Courage …

1
Success in Community Banking 28:37

6M ago28:37

28:37

Community banks have long gained a reputation for being successful based on their deep roots in the communities they serve. But in an age of digital banking and online payment systems, what does success even look like for community banks in 2024 and beyond?

1
96: IBC Policy Loans vs. Margin Loans 23:37

6M ago23:37

23:37

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In this week's episode, we compare policy loans from a whole life insurance policy vs. margin loans. When discussing policy loans used with the Infinite Banking Concept™, sometimes people will be dismissive of the strength of policy loans beca…

1
Your Rights, Claims and Compensation in Nursing Home Negligence Cases 7:55

6M ago7:55

7:55

🏥⚖️ Standing Up for Justice: Navigating Nursing Home Negligence Cases 🏥⚖️ When we entrust the care of our loved ones to nursing homes, we expect them to be treated with dignity and respect. Unfortunately, negligence can occur, leading to harm and heartbreak. This YouTube video is an essential guide for families navigating the complex and emotional …

1
95: Cash Flow vs. "B.S." Retirement with Walter Young 36:24

6M ago36:24

36:24

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In this episode, we talk with Walter Young, co-author of The Fifth Option, about a transformative approach to retirement income planning. Walter challenges typical retirement planning and the "4% Rule" and offers solutions to live a plentiful …

1
94: Introducing IBC to Your Partner 27:43

7M ago27:43

27:43

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. Today's episode is for those spouses looking for ways to get their significant other on board with The Infinite Banking Concept. Let's work together to get some financial harmony in our lives! As Montoya puts it, IBC is a "common sense test," …

1
93: Hidden Agenda: When Life Insurance Agents Wear Two Hats 24:00

7M ago24:00

24:00

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In today's episode, we get into a trend we've observed in the realm of whole life insurance. That is combining whole life with a specific strategy or investment during the buying process. We explore how the allure of clubs, strategies, and inv…

1
92: Solving for the Banking Function: A True Financial Revelation 18:41

7M ago18:41

18:41

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In episode 92, we will talk about "the banking function," a true revelation by Nelson Nash, and before the release of "Becoming Your Own Banker," unfathomable to the average working man. Glossing over this core IBC principle can result in miss…

1
$15 Million Verdict: Dan Hessel's Approach to Jury Trial Strategy and Success 33:38

7M ago33:38

33:38

Join us for a conversation between Andrew Iacobelli of Iacobelli Law Firm and Dan Hessel, a distinguished trial lawyer from Golkow Hessel Attorneys in Philadelphia. In this exclusive interview, Dan provides a detailed account of a case where he secured an impressive $15 million verdict for a client facing a severed finger injury in a product liabil…

1
91: Five Myths Your Financial Advisor Believes 32:08

7M ago32:08

32:08

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In Episode 91, we debunk some of the most common misconceptions perpetuated in the world of financial planning. Join us as we get into some myths about: 401k and IRA deductions The sole purpose of life insurance Misunderstood commission struct…

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90: Why Whole Life Insurance is the Ultimate Cash Asset 19:29

8M ago19:29

19:29

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In Episode 90, we talk about why whole life insurance is the ultimate cash asset. This episode sheds light on the best places for your money, explores the Economic Value Added nature of whole life insurance, and challenges common misconception…

1
Living Wills 17:15

8M ago17:15

17:15

Nobody wants to think about failure but in the banking world, planning for an orderly failure of a large bank can be crucial in preventing taxpayer-funded bailouts or widespread disruptions to the financial system. In this episode, Ryan Tetrick, the FDIC’sDeputy Director of Resolution Readiness, discusses “living wills,” a popular term to describe …

1
Winter Slip and Fall Liability and Lawsuits: Ice and Snow Conditions 11:57

8M ago11:57

11:57

Although commonly perceived as minor, certain slip and fall incidents during winter can lead to severe or life-altering injuries. It is important to take proactive steps to prevent slip and fall accidents, especially during the winter months when icy conditions hit. Discover simple measures you can take to prevent slip and falls on your premises so…

1
89: The Secret to Why IBC Works 9:50

8M ago9:50

9:50

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In episode 89, we explore the secret behind why using whole life insurance for IBC really works. Using the Law of Large Numbers and the principles of actuarial science, mutual insurance companies, with their thousands of policy-owning stakehol…

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