Emotional Budgeting Program public
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Join us, Besties from North Philly, as we embark on a journey to inspire and inform through insightful conversations on financial wisdom. Every step forward is a step towards financial progress. Together, let's explore this financial journey step by step.
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Credit/Finances will feature topics and guest that will educate and empower listeners on getting your credit in tip top shape to be able to have buying power. Giving listeners education listeners on debt payoff strategies, budgeting tools, strategies on how to pay monthly credit card bills, and more Guest will include Tax gurus, Financial advisors, credit repair specialist and more. Mental /emotional health will feature topics and guest that will educate listeners on different diagnosis, in ...
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Keywords first-time homebuyer, homebuyer programs, grants, financial assistance, mortgage, PMI, home buying process, budgeting, real estate, homeownership Summary In this episode, Chrissy and Jess discuss the ins and outs of first-time homebuyer programs, sharing personal experiences and insights on navigating the homebuying process. They explore v…
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Summary In this conversation, Chrissy and Jess talk with Rahkim Sabree about the lack of financial education in low-income communities and the impact of the wage gap. They discuss the need for financial counseling and therapy, as well as the connection between grief and spending habits. They also touch on rebuilding a positive relationship with mon…
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Summary In this episode of Financial Progress, Jess and Chrissy discuss the emotional toll of student loan debt. They share their personal experiences and the impact it has had on their mental health. They highlight the feelings of guilt, shame, and hopelessness that often accompany student loan debt. They also discuss the societal pressure to obta…
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Summary Nyra shares her financial progress journey, starting from her childhood experiences with her parents' financial struggles. She talks about how her mom's hard work and frugality influenced her own financial habits. Nyra discusses her journey through college, student loans, and her first job, where she learned to manage her own finances. She …
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Summary In this episode, Chrissy and Jess discuss a Reddit story about a couple facing a disagreement over financial infidelity. The wife saved up her fun money and purchased a gaming setup without consulting her husband, who became furious and accused her of financial infidelity. Chrissy and Jess agree that the wife did nothing wrong and that comm…
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Summary In this conversation, Nathalia discusses the benefits and details of 529 accounts. She explains that 529s are not just for college savings, but can also be used for trade schools, vocational schools, and K-12 private schools. Nathalia highlights the tax advantages of 529s, including tax-free withdrawals for education expenses. She also ment…
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Summary In this episode, Chrissy and Jess discuss the FIRE (Financial Independence Retire Early) movement. They explain how to calculate a FIRE number, which is the amount of money needed to retire comfortably, and discuss different types of FIRE, such as Lean FIRE and Barista FIRE. They emphasize the importance of tracking expenses, increasing sav…
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Summary In this episode, Chrissy and Jess discuss the method of zero-based budgeting. They explain that zero-based budgeting is a method where you assign a specific job to every dollar you earn, with the goal of having your income minus expenses equal zero by the end of the month. They emphasize that zero-based budgeting doesn't mean spending all y…
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Summary Nathalia from Chapina Building Wealth shares her journey to financial progress, including becoming debt-free and building a net worth of $300,000. She emphasizes the importance of financial education, tracking expenses, and being intentional with spending. Nathalia also discusses the benefits of having a budget, setting financial goals, and…
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Summary In this episode, Chrissy and Jess discuss predatory payday loans and share insights from Jess's experience working at a payday cash advance place. They explain how payday loans work, the criteria for qualifying, and the consequences of not repaying the loan. They also discuss the impact of payday loans on customers, the lack of financial ed…
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Summary Chrissy and Jess discuss Chrissy's recent trip to Puerto Rico where she overspent and ended up in credit card debt. They talk about the reasons for the overspending, including not budgeting for certain expenses and wanting to try everything. Chrissy shares her plan to repay the debt and acknowledges the need to budget more accurately in the…
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Summary Compound interest is interest on a deposit that is calculated based on both the initial principle and the accumulated interest from previous periods. It is interest on interest, which helps money grow faster than simple interest. Compound interest can be earned in savings accounts, higher yield savings accounts, CDs, and investment accounts…
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ummary In this episode, Chrissy and Jess discuss the importance of insurance and the different types of insurance that individuals should consider. They cover health insurance, car insurance, homeowner's or renter's insurance, life insurance, identity theft insurance, and disability insurance. They emphasize the need to have the right types of insu…
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Summary In this episode of Financial Progress, Chrissy and Jess discuss credit scores and how they can be improved. They explain that credit scores are generated by algorithms that analyze credit reports, with the most commonly used scoring systems being FICO and Vantage. The main factors that influence credit scores include payment history, amount…
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Summary In this episode, Nora Davila from Inversionista Gal shares her financial progress journey and the importance of money mindset. She discusses the aha moment she had when she realized the power of investing and the pitfalls of hiring a financial advisor. Nora also emphasizes the transition to passive investing and the dangers of individual st…
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Summary The conversation explores the impact of grief on financial decisions, debt, and coping mechanisms. It delves into various types of grief, including the loss of loved ones, job loss, and infertility struggles. The speakers share personal experiences of grief and its financial implications, highlighting the emotional and financial impact of g…
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Summary In this conversation, Chrissy and Jess discuss the debt snowball and debt avalanche methods for paying off debt. The debt snowball method involves paying off debts from smallest to largest regardless of interest rate, while the debt avalanche method prioritizes debts based on interest rate from highest to lowest. They emphasize the importan…
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Summary In this episode, Chrissy and Jess discuss the importance of having an emergency fund and how to build one. They emphasize that an emergency fund is crucial for financial stability and can protect against unforeseen expenses. They recommend starting with a one-month emergency fund and gradually increasing it to three to six months after payi…
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Summary In this conversation, Walli Miller shares her journey from a first-generation millionaire to early retirement. She discusses her upbringing in a low-income neighborhood and her belief that education was her ticket out of poverty. Walli talks about the challenges she faced in managing her finances and the realization that she needed to make …
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Summary In this episode, Chrissy and Jess discuss the importance of setting financial goals and how it is like programming a GPS for your money journey. They emphasize the need for specific, measurable, achievable, relevant, and time-bound (SMART) goals. They also highlight the importance of visuals and tracking progress to stay motivated. The conv…
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Summary In this episode, Chrissy and Jess discuss the importance of budgeting and how it can be compared to using a GPS for your finances. They emphasize that budgeting is for everyone and can help you take control of your money. They explain the process of assessing your financial situation, including listing your income and expenses, and creating…
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Summary In this conversation, Chrissy and Jess discuss their childhood experiences and how it shaped their financial mindset. They talk about the lack of financial conversations in their households and the impact of early financial struggles. They share personal stories of living in unstable housing situations and the challenges they faced. They al…
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Summary Chrissy shares her financial journey, starting with getting into debt through credit cards and student loans. She discusses the lack of financial education and the importance of having a plan for money. She talks about her experience with Dave Ramsey's program and how they paid off $57,000 of debt in 27 months. Chrissy also mentions the use…
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Summary In this episode, Jess discuss her personal finance journey and the lessons she learned along the way. Jess shares her story of how she accumulated debt due to unexpected life events, such as the loss of a child and medical expenses. She talks about how she started her financial journey by reading Dave Ramsey's book and taking his course. Je…
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Summary: In this episode of Financial Progress, Chrissy and Jess discuss their passion for personal finances and the importance of talking about money. They share their own experiences with poor money mindset and how they started to change their financial habits. They talk about taking the Dave Ramsey course and how it opened their minds to differe…
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YESSSS LOVE IS STILL IN THE AIR AT HOLISTIC LIVING WITH HAZEL!!!! You guys asked for it !!! We will learn the difference between when someone is "Assigned" to us vs. "Attached" to us. There is a BIG difference. Ask yourself, "If you knew your destiny was tied to who you choose as your life partner, would you be more prayerful, strategic, and intell…
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GOD I THANK YOUUUUUUUU! MY FIRST PODCAST SHOW IS FINALLY HERE! I WANT TO THANK EVERYONE WHO HAS HELPED ME ON THIS PROJECT !! YALL MANIFESTATION IS REAL!!!!!! I TRULY ENVISION THIS DAY!!!! THIS FIRST TOPIC OF 2024 IS " DON'T STOP DREAMING!!" THE SHOW WILL AIR.... JAN 22, 2024 @11: 30 AM!!!!!! MY FIRST GUEST IS A REAL ESTATE GURU, EDWARD FERNANDEZ. H…
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Your why refers to the underlying motivation, purpose, and reasons behind your actions and decisions. It's the driving force that fuels your passion and gives meaning to your life. In essence, your why is your personal mission statement that keeps you motivated and focused on the things that truly matter to you. Tune into HOLISTIC LIVING WITH HAZEL…
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We are focusing on personal and professional growth this month! Growing is a necessity of life. Many of us are content when remaining still! Most of us want to grow but the need and the tools to do so. I'm EXCITED about Dr. Angela Dash who will be giving us tools to elevate and grow. She will also be introducing her new state of the art training ce…
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Special guest for this show include: Pastor Doug and Lady Jameia Johnson from Rhema Wind Ministries, Pastor and Author Shannon Frazier from Abiding Faith Church of Baytown, Candyce Patterson the Certified Life Coach and Master Mental Health Clinician "I C.A.R.E. Alliance, LLC"- Owner.By Hazel Henderson
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YALLLLLLL HOLISTIC LIVING WITH HAZEL IS BACK FOR ANOTHER SHOW FEATURING NO OTHER THAN DR. NICOLE RANKINE ( DR. NIC) CERTIFIED GROWTH COACH AND RENOWNED AUTHOR OF THE BOOK ENTITLED, " ADULTING IN MY PURPOSE" . HOWEVER SHE IS BETTER KNOWN TO ME AS MY CHICA AND MY SISTER!! I COULD NOT THINK OF A BETTER COHOST TO JOIN ME AS WE TALK UNDERSTANDING YOUR P…
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I'm Starting EARLYYY! Because THIS is going to be OFF the chain. Where are we mentally when it comes to respecting, loving, and cherishing people when God blesses you with someone who loves us and respects us? Does love still exist? Are men full of it? Are men natural cheaters? Have women lost the values it takes to maintain a good relationship? Ar…
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I've been BLESSED to have Shelton Brown, Global buisness developer. He has business in Dubai and beyond. He is also an accomplished accountant giving services to the entertainment industry and professional athletes in the NBA, NFL, AND MLB. I'm so blessed to have him come BLESS my listeners. Yall he keeps me on my toes as I grow I take my businesse…
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Have you changed your mentality in 2022 for success??? We are not talking New Year resolutions, but a real renewing of your mind in every area of your life in order to meet expectations you never thought possible. Well get READY, because we are going to get down to the basics to help you do just that! So please join me and my cohost and share so th…
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We are starting the year the year off with two dynamic cohost who are killing the game in health and fitness, with years of knowledge and experience. We are helping you jump start your tear off talking all thing health, fitness, pandemic. Learning how keeping healthy immune systems is the key, and more. Our cohost will also be sharing their persona…
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Tune into this weeks show because things are getting deep. We're covering "The Plight Of A Black Family" and we're joined by judge Fatima El-Amin of dekalb county juvenile court, Latonya Hawkins a school councilor, Candace Patterson a clinical trauma specialist, life coach, and Derrick Hill, mentor manager. This resourceful conversation is what we …
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