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Uncensored Money

Melissa Browne: Ex-accountant, Ex-Financial Advisor & Ex-Working till I dro

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Join me, Melissa Browne, ex-financial advisor, ex-accountant, ex-working till I drop. Now serial entrepreneur, best selling author and financial educator as I talk all things money. Why a podcast about money? That's because as women we're choosing not to talk about it and when it comes to dealing with money - we’re kind of sucking at it. There is a wage gap that exists not simply in the corporate world but in the world of small and medium business owners where women should be on par with men ...
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Wish you could listen in as someone just like you chatted about money? That’s what our Money Chats are all about. In this episode, Mel talks with My Financial Adulting Plan alumni, Catherine, a creative who was thanks to her financial education, is excited to learn about money, and feels she has a right to. Catherine talks about her journey, from w…
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Wish you could listen in as someone just like you chatted about money? That’s what our Money Chats are all about. In this episode, Mel talks with My Financial Adulting Plan alumni, Angela (or Ferg's as she permitted Mel to call her). Angela's money story growing up revolved around 'Never Enough', scarcity and fear and discusses how the My Financial…
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On this solo episode of Uncensored Money, Mel talks about the power and rituals, asking the question, are we holding onto the right things? Brought on by an exciting (and absolutely terrifying opportunity), Mel discusses these things from our past that we’re holding on to, are often the same things holding us back. Books and resources mentioned in …
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On this episode of Uncensored Money, Mel and Lawsie talk about the money myth, “If only I earned more income, life would be so much easier”. And certainly, for some people, this might be entirely true, but they wonder if, for many others, it’s not necessarily what you’re earning that makes things difficult. Books and resources mentioned in this epi…
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In this solo episode, Mel talks about how we’re often looking for a magic pill to speed up our financial success while leaving the basics behind. Using an analogy brought on by a trip to the dermatologist, Mel discusses the concept of financial hydration, giving you three simple basics that you can implement to look after your financial well-being.…
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This week in Uncensored Money, Mel and Lawsie talk about wanting what’s best for you, not just what others think is best for you. And, they announce a update to the My Financial Adulting Plan that may change everything. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money an…
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This week is International Women’s Day, and you might think with the theme of Count Her In: Accelerating Gender Equality Through Economic Empowerment Mel would rejoice, talking about how important this theme is. In this episode instead, Mel talks about why she is tired of International Women’s Day, why she wishes we put as much thought into it as w…
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In this episode of Uncensored Money, Mel and Lawsie discuss unintentional overconsumption. And how it can leave your closet bursting, and your wallet empty. Books and resources mentioned in this episode My Financial Adulting Plan Regrets for my Old Dressing Gown If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up t…
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In this episode of Uncensored Money, Mel and Lawsie discuss what ethical means to them (and you), through a series of What Would You Do questions. Through this and a discussion of how they view sustainability differently, Lawsie and Mel talk about what is ethical spending and investing, and how to gradually reset to spending and investing more in l…
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In this solo episode, Mel talks about why the words, “She’s so lucky” are like quicksand for your finances (and your business if you have one) and what she thinks you should be doing instead... Books and resources mentioned in this episode My Financial Adulting Plan 10 Ways to Love Your Finances If you're on insta, come play over at @MelBrowne.Mone…
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Want to know how to develop great financial habits? That’s exactly what this episode is all about. Mel chats with Dr Gina Cleo, one of the world’s leading experts in habits. Gina has a PhD in habit change, is an Assistant Professor at Bond University, and is an Accredited Practicing Dietician. Mel talks to Gina about sustainable habits, goal settin…
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Wish you could listen in as someone just like you chatted about money? That’s what our Money Chats are all about. In this episode, Mel is chatting with My Financial Adulting Plan alumni Chloe, a Melbourne mum of two. Chloe talks about taking the course in mid 2023, and the impact and changes that she and her husband have made since. Listen and be i…
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Wish you could listen in as someone just like you chatted about money? That’s what our Money Chats are all about. In this episode, Mel is chatting with My Financial Adulting Plan alumni Jodie who is a fifty-something single mum. Jodie talks about where she was at a year ago and the changes she’s made over the last 12 months. Listen and be inspired …
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In this episode, Lawsie and Mel talk about three of the questions we’re asked the most is. ‘Where should I be at financially at my age’? How much super do you think I should have at my age? And how much should I be investing at my age? Plus we share where we were at in our thirties and you might be surprised which of the two of us would have been M…
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Did you know that 80% of people will fail to keep their New Year's resolutions by February? 80%! And only 8% of people will stick to them the entire year. But not you. That’s because, in this episode, Mel and Lawsie talk about great financial processes and habits plus give you things to do this month so you feel motivated and empowered to keep goin…
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Mel believes many of us should be tossing our New Year’s resolutions out the window. In this episode, she talks about New Year's resolutions, goals, mimetic desire and your finances and addresses how understanding what YOU really want is key to having great finances. Books and resources mentioned in this episode Financial Fresh Start Training 5 Fin…
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In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel answers two questions. The first relates to mild anxiety experienced when watching share investments fluctuate and the second relates to re…
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In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel answers two questions related to superannuation/retirement funds: contribute to super versus paying off the mortgage? exchanged traded fund…
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In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel discusses an email she recently received asking her why she talks about saving money and freezing meals when she can afford not to. If you …
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In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel shares a mistake she recently made in her business and why it’s so important to develop a data-based gut, and trust it. If you know you nee…
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When it comes to sorting out your finances, there are 3 big reasons given about why people don’t engage with their finances; time, money, and knowledge. So in this episode, Mel and Lawsie discuss these and share practical tips you can do to start addressing them so they don’t hold you back from having financial choice. Books and resources mentioned…
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In this episode, Mel chats with Letitia Colautti, a psychotherapist in her own private practice. Mel talks to Letitia about the synergy between money and food and dives into the stories we carry, being ok with being enough, having boundaries with hard edges as well as practical tools you can use in life. It’s a compassion-led approach to a topic bo…
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It’s time to bust the notion that there are certain things you ‘should’ be doing based on your age when it comes to finances. Instead in this episode Mel and Lawsie share a set of questions for you to consider based on your stage in life (rather than your age). If you know you need more help with your finances make sure you join the waitlist for th…
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Mel has been an employer for over twenty years. So in this solo episode, she shares her insights and tips about the right way, and the wrong way, to ask for a pay rise. And if you’re in business, these tips are equally relevant to how you set your prices, and increase them, in your business. Resources mentioned in this episode: How to Apply for a S…
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In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel answers two questions at very different ends of the spectrum. And regardless of where you fall on that spectrum, there’ll be nuggets of gol…
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Many of us know how to tighten our belts but we don’t know how to find more cash. So in this episode Mel & Lawsie share 12 different ways to find more cash and each tip will take you less than 15 minutes to implement. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not …
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We’re halfway through the year and whether you’re on track for the goals you set at the start of the year, you’ve lost momentum or you didn’t set any goals and have been winging it, today’s episode is your financial reset. In this episode, Mel and Lawsie discuss what has happened so far and what is still to come and then help you set some intention…
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In this episode, Mel and Lawsie discuss relationships and what happens if your goals, risk profile or stage of life are different or misaligned. Resources mentioned in this episode: Uncensored Money – Design Your Best Year Yet Your Best Year Yet If you know you need more help with your finances make sure you join the waitlist for the My Financial A…
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In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel answers two questions on business. Whether you have a side hustle, a hobby, a kitchen table business, a global empire or a business idea – …
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[Trigger warning] This episode discusses domestic and family abuse. Annabelle Daniel OAM is the chair of the Domestic Violence New South Wales Board and the CEO of the Women’s Community Shelters. You can find out more about, or support, the Women’s Community Shelters here. In this interview, Mel asks Annabelle about her money story as well as divin…
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In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In today’s Ask Mel Anything edition, Mel answers two very different questions: How do you get ahead financially while on maternity leave? I feel like im just maintaining our cur…
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Kemi Nekvapil is one of Australia’s leading credentialed coaches for female executives and entrepreneurs, an author and a highly sought-after international speaker. She has trained with Dr Brené Brown and is a regular interviewer of industry incons including Elizabeth Gilbert, Martha Beck and Marie Forleo as well as the author of the book, The Gift…
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In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this episode of ‘Ask Mel Anything’ Mel answers questions about whether it’s smarter to rent or own your own home and how to ensure your family is the best overall financial p…
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In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this episode of Ask Mel Anything, Mel answers two timely and topical questions: 'I wanted to see what your thoughts are about paying off HECS debt now that inflation is so hi…
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In this episode, Mel and Lawsie discuss why many people are being too boring and safe, why that’s dangerous and how to step out of your comfort zone and create a remarkable life. Resources mentioned in this episode: Financial Self Care Challenge If you know you need more help with your finances make sure you join the waitlist for the My Financial A…
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In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this episode of ‘Ask Mel Anything’ Mel answers questions about tips to put young women on the path to financial stability and how to invest for your children. Resources menti…
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Recent surgery left Mel with a long list of post-op aftercare instructions. So in this episode, Mel and Lawsie reflect on the fact that your assets come with aftercare instructions too and discuss steps you can take to make sure that your finances achieve your long-term goals. Resources mentioned in this episode: Investing in Shares Masterclass 9 P…
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Welcome to the ‘Ask Mel Anything edition’ of Uncensored Money. In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In the first episode of ‘Ask Mel Anything’ Mel answers questions; about buying your first property and whether you…
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With Easter only a few days away, in this solo episode Mel talks about her love of chocolate and how she has mindfully created a system and rules around her chocolate consumption and how you can do the same with your finances. Plus she shares 3 parallels between the way we act with our finances and other aspects of our lives, like chocolate, exerci…
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It ‘IT bag’ or overseas holiday is to the 2020s what the car was to the 1980s; a status symbol. But many aren’t aware of the real cost of that status symbol and how it might be keeping you further away from your goals. In this solo episode, Mel shares 4 hidden traps you should be aware of before you book your holiday or splurge on a new pricey purc…
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In this solo episode, Mel shares 5 strategies that will help you grow up as a business owner (regardless of how long you’ve been running a business or the size of the business you’ve built). Resources mentioned in this episode: Double My Business Masterclass If you know you need more help with your finances make sure you join the waitlist for the M…
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In this episode, Mel and Lawsie discuss times in their life when things didn’t go to plan and share practical steps you can take when life happens. Resources mentioned in this episode: 50+ Ways to Find $10k in 12 Months If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're no…
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In this solo episode for International Women’s Day, Mel shares why it’s important for women to take back our power when it comes to money and how to stop scarcity and comparison from derailing your finances and your life. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're …
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This month, Mel and Lawsie are talking about all things money and relationships. In this episode, they share tips how to consciously uncouple without compromising your financial security or your future. Resources mentioned in this episode: Uncensored Money Podcast - MAFS, Love and Money What The Finance episode - The STD That's More Common Than You…
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This month, Mel and Lawsie are talking about all things money and relationships. In this episode, they talk about friendships and the impact that everything from meals out to destination weddings can have on your finances. Plus they share tactics and ways you can raise and discuss the issue with your friends. Resources mentioned in this episode: MA…
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Research shows that money is the number one issue that couples fight about. So after watching a recent episode of Married At First Sight, Mel and Lawsie reflect on the importance of being able to discuss money and finances in your relationships and share some practice ways you can ease into and start having money conversations in your relationship.…
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In this solo episode, Mel shares five ways your finances might be in trouble as well as what you can do to leave those bad financial habits behind. Resources mentioned in this episode: 50+ Ways to Find $10k in 12 Months If you know you need more help with your finances make sure you check out the My Financial Adulting Plan. If you're not already, c…
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It’s the start of a new year. So in this solo episode, Mel shares her 5 predictions for 2023 and what that might mean for your finances. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed …
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Happy New Year! As our attention turns to New Year’s resolutions, in this solo episode Mel shares three actions you can take today to start to do money better in 2023 Resources mentioned in this episode: 9 Popular Investing Apps How to Find $10k in 12 Months Investing in Shares Masterclass Investing in Property Masterclass If you know you need more…
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The New Year is fast approaching and our attention can turn to New Year’s resolutions. Given that 80% of people abandon their resolutions by February, in this episode Mel and Lawsie discuss goal setting and Mel shares a process Mel uses called Your Best Year Yet that helps her intentionally design her year, and life. Resources mentioned in this epi…
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