Best Expense Ratio Podcasts (2024)

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070. Save money by using what you already have 43:38

1h ago43:38

43:38

This one thing can save you money, help the environment, declutter your house, and improve your mental health; it’s using the things you already have! We share practical tips and strategies for reframing your mind to focus on everything you already own inside your home before you allow yourself to acquire new things. Erica joins this week’s podcast…

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069. Avoid these money mishaps and win long-term 48:57

10d ago48:57

48:57

The key to growing long-term wealth is to spend less than you make and invest the difference, but there are also some money mistakes you should avoid. Make sure you listen and avoid these money mishaps to win long-term. Liz joins this week’s podcast as we talk about: - Why whole life insurance is so bad - The pros and cons of 401k loans - Buying st…

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068. Is life more expensive in early retirement? 33:07

16d ago33:07

33:07

People often say you’ll spend less in retirement, but who are these people, and is this true? We break down some common beliefs about retirement spending and share our own personal experiences of being retired early for two years. Greg joins this week’s podcast as we talk about: - The retirement smile - How much we’ve spent over the last five years…

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067. Two investment metrics you should understand - CAPE ratio and SORR 40:12

22d ago40:12

40:12

Understanding the CAPE (Cyclically Adjusted Price-to-Earnings) ratio and SORR (Sequence of Returns Risk) matters if you’re investing in the stock market and making future plans based on those investments. These metrics provide a stable benchmark for valuation and can help identify market bubbles or periods of undervaluation; they’re important to un…

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066. Mid-year spend review with Liz, Andrew, and Greg 1:02:19

30d ago1:02:19

1:02:19

Three families share what we spent in the first half of 2024. Who’s spending is the highest and lowest? And is there really a winner or loser!? We’re big fans of intentional spending and not spending more than you earn. We share the nitty gritty details of our spending so far in 2024. Liz, Andrew, and Greg join this week’s podcast as we talk about:…

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065. Save money and the planet - Shopping secondhand for the win 46:59

1M ago46:59

46:59

Secondhand products can save you money, save the planet, help others earn money, build community, and so much more! We encourage everyone to think secondhand first anytime they want or need something.Liz joins this week’s podcast as we talk about:- Benefits of shopping secondhand and thrifting- Best practices and tips for shopping secondhand- How t…

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064. Packing light and spending light while traveling 43:49

1M ago43:49

43:49

Packing less and spending less while traveling abroad or domestically is possible and can make travel much more enjoyable! Travel a bit lighter and spend a bit less to splurge on the stuff that matters. Join us for a discussion on intentional travel spending.Greg joins this week’s podcast as we talk about:- Why we pack light when traveling with our…

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063. Number one early retirement metric: your savings rate 54:37

2M ago54:37

54:37

It’s not about what you make, it’s about the difference between what you make and what you spend. If you know those two numbers you can calculate your savings rates, and if you know it you can improve upon it. Liz joins this week’s podcast as we talk about: - The number one most important metric for achieving early retirement - How to calculate you…

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062. Our favorite savings hacks that will save you thousands a year 42:30

2M ago42:30

42:30

Actionable advice to stop comparing yourself to others and start focusing on your own life. We all compare ourselves to others, but we also know comparison is the thief of joy and we will be happier when we learn to spend less time comparing and more time living. Andew joins this week’s podcast as we talk about: - The importance of tracking expense…

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061. Transform intentions into action - Navigating the execution gap 27:48

2M ago27:48

27:48

Start doing the things rather than just saying the things. Learn how to transform your intentions into actions and, in the process, close the execution gap that many of us struggle with. Erica joins this week’s podcast as we talk about: - How to transform your intentions into actions - Closing the execution gap - The power of habits and our favorit…

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060. Progress over perfection - Understanding perfectionism to improve our finances 43:55

2M ago43:55

43:55

Understanding the science and root of perfectionism can help us to focus on the good and let go of the bad. We encourage you to focus on progress over perfection and leverage that mindset to improve your finances. Greg joins this week’s podcast as we talk about: - The science of perfectionism - How perfectionism can be helpful and harmful - The thr…

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059. Splitting Finances with Your Partner - Practical Approaches for Financial Transparency 52:16

3M ago52:16

52:16

Finances can be one of the most stressful parts of a relationship, but they don’t need to be. We share actionable advice for setting up your finances with your partner, focusing on transparency and alignment. Liz joins this week’s podcast as we talk about: - The various ways to organize your finances with a partner or spouse - The pros and cons of …

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058. Breaking up with your financial planner - Why and how to do it 26:32

3M ago26:32

26:32

The financial services industry often profits from the misconception that managing your investments is too complex, leading you to believe that you should pay them to do it for you. This just isn’t true, and we debunk this myth and explain how to transition from relying on a financial advisor to managing your own investments. Andrew joins this week…

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057. Comparison is the thief of joy - Stop comparing yourself to others 33:43

3M ago33:43

33:43

Actionable advice to stop comparing yourself to others and start focusing on your own life. We all compare ourselves to others, but we also know comparison is the thief of joy and we will be happier when we learn to spend less time comparing and more time living. Erica joins this week’s podcast as we talk about: - Why it’s so dangerous to compare o…

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056. 8 lessons learned two years into early retirement 50:18

3M ago50:18

50:18

Greg joins this week's podcast, and we share our most significant reflections and learnings after two years of being early-retired. We break it down into our eight biggest learnings: There’s nothing to be afraid of, be patient and kind with yourself, do less and set boundaries, monitor your hustling and what you’re chasing, structure and routine ad…

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055. Our formula for how much to keep in your emergency fund 42:03

4M ago42:03

42:03

Liz joins this week's podcast, and we talk about all things emergency funds. We start with why it’s so important to have an emergency fund and what emergency funds are meant to be used for versus not. We dig into all of the things you need to know about emergency funds, from where to keep it to how much you need in one. In addition to giving some g…

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054. 15 things we don't spend money on 40:57

4M ago40:57

40:57

Andrew joins this week's podcast, and we talk about all of the things we don’t spend money on. We’re all about intentional spending, and we spend a lot of time talking about what we do spend our money on, and it’s interesting to also reflect on what we’re not spending money on. Check out which of us isn’t spending on car washes, house cleaning serv…

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053. Why we’re more exhausted than ever and how it’s impacting our finances 36:36

4M ago36:36

36:36

Erica joins this week's podcast, and we talk about exhaustion, how it’s impacting our finances, and how we can mitigate exhaustion to improve our lives. We start off by discussing an article in TIME magazine about exhaustion, which shares three often overlooked causes of exhaustion: unsustainable lifestyles, stress beyond our control, and financial…

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052. Simplifying our finances - How we’re saving $20K by ditching robo-investing 37:40

4M ago37:40

37:40

Greg joins this week's podcast, and we share why and how we’re migrating our investments from Wealthfront to Fidelity, which will save us $20K+ in fees over the next ten years. We share how this will save us money, allow us to receive dividends instead of auto reinvesting them, better control our portfolio, and improve our performance. We share the…

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051. Taming Target and Amazon: We pull up our order history for you to judge 1:05:14

5M ago1:05:14

1:05:14

Liz joins this week's podcast for a very impromptu discussion where we reveal our Amazon and Target purchases for the last few months. We review each other’s purchases and discuss what we’re spending our money on lately and how it makes us feel. We each aim to focus on intentional spending, and reviewing your expenses with a friend is a fun way to …

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050. From Cubicles to CampFI - An interview with two early-retiree couples 59:19

5M ago59:19

59:19

For the 50th Inside Out Money episode, Maggie interviews two early-retiree couples at campFI: Stacey & Andy and Amber & Bob. They share their stories of how they prepared for early retirement, challenges and learnings along the way, and much more. They also talk about their feelings along the journey, how they’re maintaining a sense of purpose and …

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049. Is it Deprivation or Discipline? And Will It Improve My Finances? 33:00

5M ago33:00

33:00

Andrew joins this week's podcast, and we discuss the difference between deprivation and discipline, how they are interrelated, and why it all matters. We dig into the reality of needs versus wants and how reframing deprivation as discipline can help you improve your finances and other aspects of your life. We wrap up the discussion with recommendat…

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048. 5 cell phone hacks to save you thousands 41:19

5M ago41:19

41:19

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047. The economics of happiness - Will a bigger house or shorter commute make me happier? 47:22

5M ago47:22

47:22

Erica joins this week's podcast, and we discuss the economics of happiness and what research shows will and won’t make you happier. We share the macronutrients of happiness, according to David Brooks and Oprah, and how we should be striving to be happier versus a fixed ideal nirvana state of happiness. We talk through each of the factors that can h…

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046. Smash or Pass? Common financial rules 46:49

6M ago46:49

46:49

Liz joins this week's podcast, and somehow, we’re deciding to smash or pass common financial rules. We explain many common financial rules around savings, investing, and buying a house and car and dig into whether we’d smash or pass on the rule and why. In addition to a lot of laughing, we hope you also learn something new. Get the full show notes,…

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045. The one metric you likely don’t track: Lifetime gross savings rate 31:18

6M ago31:18

31:18

Andrew joins this week's podcast, and we discuss a metric we love but think many people likely don’t track. We explain the lifetime gross savings rate (aka lifetime wealth ratio), how to calculate it, and why we like this particular metric. This is the one metric that can encapsulate your lifetime financial progress combined with the efficiency of …

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044. Love don’t cost a thing - Our love and money story 50:24

6M ago50:24

50:24

Greg joins this week's podcast, and we share how we met and how our financial and life discussions progressed to end up early retiring together in 2022. Did you know research supports that saving money is a sexy quality in a partner!? We talk about love and money more generally, and how you can keep a relationship strong without spending a lot of m…

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043. Burning bridges or building boats? How to leave a job the right way! 54:10

6M ago54:10

54:10

Liz joins this week's podcast, and we share all the things you should and shouldn’t do to leave a job the right way, whether it’s a voluntary or involuntary leave. We discuss understanding what you agreed to in your employment contract, legally getting the key information you need, being smart about your benefits, and keeping it professional so you…

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042. 6 ways to be a more conscious consumer 41:52

7M ago41:52

41:52

Erica joins this week's podcast, and we discuss conscious consumerism and the trifecta of value it can add to your life: it’s good for the world, makes you feel food, and can save you money. We define conscious consumerism and talk through some actionable tips for how to incorporate more of it into your life. We discuss how it can improve the contr…

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041. What we spent in 2023 - Part 2: Food, Utilities, Internet, and Cell phones 53:18

7M ago53:18

53:18

Andrew, Liz, and Greg join this week's podcast and we deep dive into what we each spent on food, utilities, internet, and cell phones in 2023. This is part two of last week’s episode on what we spend during 2023. Get the full show notes, show references, and more information here:https://www.insideoutmoney.org/041-what-we-spent-in-2023-part-2-food-…

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040. What we spent in 2023 - Part 1 50:52

7M ago50:52

50:52

Andrew, Liz, and Greg join this week's podcast and share what we each spent during 2023. We share our top spending categories, what we feel good about, and what we want to improve in 2024. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/040-what-we-spent-in-2023-part-1/…

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039. What’s in our wallet? Our index funds, accounts, and more! 38:15

7M ago38:15

38:15

Andrew joins this week's podcast, and we bare all and share what’s in our financial “wallet,” from our accounts to the specific index funds inside them. We talk through the different types of accounts from high-yield savings to 529s to brokerage accounts. We share which brokerage companies we use and like and dig into the specific index funds we in…

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038. The inside job of improving your finances 39:29

8M ago39:29

39:29

Happy New Year! Greg joins the first podcast of 2024, and we discuss why and how improving your finances is an inside job. We discuss the mindset connection to your finances, the importance of mindfulness, how to stop letting others dictate your values and goals, and how to change your definition of success. We also discuss the concept of enough an…

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037. Best and worst purchases of 2023, superlatives, OnlyFans, and so much more 1:33:10

8M ago1:33:10

1:33:10

All of the Inside Out Money co-hosts join for our final episode of 2023. We’ve got Liz, Andrew, Erica, Greg, and Maggie on this week’s episode and share some of our favorites from 2023. We share our favorite books, podcasts, best and worst purchases of the year, big financial wins, and more. We might get off track now and then as we get into mustac…

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036. From canceling Netflix to selling our homes - What we’d do in a recession 1:04:04

8M ago1:04:04

1:04:04

Liz joins this week's podcast, and we discuss how we’d get lean if needed for a job loss, recession, or serious emergency. We start with a reminder of why building an emergency fund and tracking your expenses is important. Then, we dive into multiple phases of what we’d cut and why. Throughout the discussion, we’re reminded that we’d be okay and ha…

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034. Predatory marketing tactics and scams - How to spot and avoid them 1:05:39

8M ago1:05:39

1:05:39

Erica joins this week's podcast, and we discuss predatory marketing and sales tactics to avoid. We share the history of advertising and public relations and delve into everything from strategic marketing to unethical marketing to predatory marketing to illegal scams. We discuss aggressive upselling, high-pressure sales tactics, bait and switch, hid…

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033. Step-by-step path to grow wealth - The investment walk to financial freedom 36:11

8M ago36:11

36:11

Andrew joins this week's podcast, and we lay out a step-by-step approach to building and growing wealth. Andrew calls this the “investment walk,” we discuss the specific order we suggest and why some of the ordering is subjective. We walk through the steps of spending less than you make, building up an emergency fund, paying off all debt except you…

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031. End-of-year financial sh*t you need to do!! 57:26

8M ago57:26

57:26

Liz joins this week's podcast, and we review all the financial things you need to do before the end of the year. It’s important to take some time before the end of the year to review your 401k allocations, consider contributing to a Roth IRA or IRA, contribute to your HSA if you’re eligible, and use up your FSA or dependent care account dollars. We…

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035. Does anyone actually pay sticker price for college? Expert Dr. Rebecca Sandidge answers that and more 53:59

8M ago53:59

53:59

This week, we have a guest discussing how to prepare for and pay less for college; Dr. Rebecca Sandidge, Vice President for Enrollment Management at Oglethorpe University, joins and shares her perspective and knowledge from an expert in college admissions and enrollment. Rebecca shares how to maximize your aid across various buckets of money availa…

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032. RIP Mint - Expense + Budgeting Tracking Software Review 51:46

9M ago51:46

51:46

Greg joins this week's podcast, and we discuss Mint shutting down and our review of other budgeting and expense-tracking software and tools. We tried out Tiller, Monarch, YNAB (you need a budget), and Copilot. We share our thoughts on each tool and the pros and cons. After many years of using Mint, we reveal what we’re choosing to switch to now tha…

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030. Simple joys and the art of saving money 49:17

9M ago49:17

49:17

Erica joins this week's podcast, and we discuss the concept of simple joys and the importance and value of recognizing and appreciating simple joys in our lives. When we find glimmers of joy in our everyday lives, we’re less dependent on the dopamine hint from buying new things, and we’re better able to appreciate what we already have. We discuss t…

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029. The great mortgage debate: payoff or invest? 44:59

10M ago44:59

44:59

Andrew joins this week's podcast, and we discuss the pros and cons of paying off your mortgage early. We share our mortgage payoff stories and various considerations for deciding whether or not to pay off your mortgage. If you want to pay off your mortgage early, we discuss key tactics and what helped us on our pay-off journeys. Although we both pa…

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028. Love and money - navigating finances in a relationship 57:04

10M ago57:04

57:04

Greg joins this week's podcast, and we share nine tips for navigating and mastering financial communication in a relationship. Talking about money effectively with your partner has a substantial positive impact on your relationship. We share advice for implementing and improving your financial discussions, from setting money dates to establishing s…

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027. Happy Sexy Millionaire Book Review - Two thumbs up, one thumb down 1:08:49

10M ago1:08:49

1:08:49

Liz and Erica join this week's podcast, and we discuss Happy Sexy Millionaire by Steven Bartlett. We share some of the book's central themes and our top insights and takeaways. We discuss the impact of social media, whether money buys happiness, the power of gratitude, love, the importance of hard work and patience, death, and much more. The author…

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026. How to raise a millionaire, according to Maggie’s mom 49:09

10M ago49:09

49:09

Maggie’s mom joins this week's podcast and shares many financial lessons and stories from her and Maggie’s childhood. She shares how she learned the importance of saving at a young age and how credit cards and debt were not typical when she was a kid. She shared some of her financial memories, how they impacted her into adulthood, and what she taug…

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025. Our biggest financial regrets and what we’d have done differently 51:53

11M ago51:53

51:53

Andrew joins this week's podcast, and we share our biggest financial regrets and all the things we wish we had gotten right when we were younger. We hope you learn from our mistakes and realize the many benefits of tax-advantaged accounts and compound interest. And most importantly, take advantage of these things as early as possible so time is on …

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024. The surprising truth of early retirement - 500 days early retired 1:03:28

11M ago1:03:28

1:03:28

Greg joins this week's podcast, and we share how we’re both feeling 500 days into early retirement. We share some surprising truths about what’s working, what’s not working, and what we’re committed to changing for the future. We discuss the concept of value and how we’re striving to feel accomplished, and we wrap up by answering some listener ques…

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023. 4 reasons HSAs are awesome and how to maximize the benefits of Health Savings Accounts 56:53

11M ago56:53

56:53

Liz joins this week's podcast, and we delve into the many reasons why HSAs, or Health Savings Accounts, are awesome! We explain what an HSA is, the requirement of a High-deductible health insurance plan (HDHP) to participate, and the annual limits the IRS sets. Additionally, we share four reasons why HSAs are an incredible financial tool and how to…

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022. How much do you need to retire? Flaws in the 4% rule 59:29

11M ago59:29

59:29

Andrew joins this week's podcast, and we answer a common question: How much do you need to retire? The quick answer is it depends, and we discuss the various factors it depends upon. We explain the 4% rule, the Trinity study that it originated from, and some of the flaws we see in that study and rule. Maggie shares how she prepped for and planned h…

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Expense Ratio Podcasts

Podcasts Worth a Listen

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