Every week, Kyle Caldwell and guests take a look at how the biggest stories and emerging trends could affect your investments, with practical tips and ideas to help you navigate your way through. Join the conversation, tell us what you want us to talk about or send us a question to OTM@ii.co.uk. Visit www.ii.co.uk for more investment insight and ideas.
…
continue reading
The lang cat‘s Tom McPhail talks with industry experts and insiders about pensions and investments, regulation, technology, politics and policy-making . Grown-up financial services insights for people who work here. Tom is one of the industry‘s leading experts on pensions and retirement for over 20 years and former Head of Policy for the FTSE100 firm Hargreaves Lansdown. You can also find him on Twitter as @pensionsmonkey
…
continue reading
1
Is it time to buy this cheap major stock market?
14:09
14:09
Play later
Play later
Lists
Like
Liked
14:09
In this episode we focus on the investment prospects for China, a major stock market that’s had a tough couple of years. Making the case that now is a good time to take a closer look at the cheap valuations on offer in the region is Xiaolin Chen, head of international at KraneShares, a provider of exchange-traded funds (ETFs). On The Money is an in…
…
continue reading
1
Second quarter of 2024: key investment trends and why they matter
22:44
22:44
Play later
Play later
Lists
Like
Liked
22:44
Kyle welcomes Sam Benstead back to the podcast to run through trends and topics in the second quarter of 2024. The duo discuss the types of funds that had a strong three-month period, how tech dominance is making some funds more concentrated, and why there has been a pick-up in investment trust consolidation, which includes the proposed merger of A…
…
continue reading
The 2024 Advice Gap report is the definitive guide to the advice market, the dynamics of the sector and the impact of the FCA's Consumer Duty. Co-author and colleague Mike Barrett is here to explain all. You can download a copy of the report here The Advice Gap 2024 - The Lang CatBy the lang cat
…
continue reading
1
Where to find value in UK market after recent rally
16:47
16:47
Play later
Play later
Lists
Like
Liked
16:47
On a five-year view, the UK market has notably lagged other markets, particularly the US, which has been boosted by its technology giants. However, the recent rally for the UK market is a potential sign that times may be changing. Joining Kyle to discuss prospects for the UK market and to explain where he’s finding value opportunities is Charles Lu…
…
continue reading
1
Drawdown dilemmas: how to pay yourself at retirement
24:07
24:07
Play later
Play later
Lists
Like
Liked
24:07
Kyle welcomes back to the pod interactive investor’s Personal Finance Editor Craig Rickman to discuss some of the dilemmas people face when investing during retirement. Among the topics discussed are the ‘4% rule’, only taking the ‘natural yield’ and having ‘cash buckets’. As ever, bear in mind the podcast is for information purposes only and is no…
…
continue reading
1
A blueprint to fix the UK's pension system
1:22:36
1:22:36
Play later
Play later
Lists
Like
Liked
1:22:36
Michael Johnson sets out a radical and thought-provoking vision for reform of the UK's state, workplace and individual pensions, with a view to simplicity and long-term sustainability. Pensions: a vision for the future - Social Market Foundation. (smf.co.uk)By the lang cat
…
continue reading
1
Will Scottish Mortgage, Terry Smith and Nick Train return to form?
27:47
27:47
Play later
Play later
Lists
Like
Liked
27:47
Our latest episode focuses on Scottish Mortgage, Fundsmith Equity and Lindsell Train UK Equity, arguably the biggest household names for retail investors looking to back a professional fund manager. The trio have seen their performances come off the boil over the past three years, but they have delivered strong performances over the long term. Host…
…
continue reading
1
What's the next government got planned for our income and savings
32:35
32:35
Play later
Play later
Lists
Like
Liked
32:35
My colleague Alison Gay and I review the party manifestos published to date and consider the key personal finance promisesBy the lang cat
…
continue reading
1
Why this investment trust sector’s a standout bargain
17:00
17:00
Play later
Play later
Lists
Like
Liked
17:00
Since the end of last October, parts of the UK stock market have enjoyed a bounce. However, there’s still plenty to play for, argues Ryan Lightfoot-Aminoff, an investment trust research analyst at Kepler Partners. Ryan makes the case for investment trusts focused on UK smaller companies. He tells host Kyle Caldwell why he’s attracted to this area, …
…
continue reading
1
Letters of Authority, the worst pension admin problem that isn't being fixed
23:21
23:21
Play later
Play later
Lists
Like
Liked
23:21
Scott Phillips of the Pension Lab joins me to talk about Dashboards, the surprisingly dysfunctional LOA system and what some in the industry are trying to do about itBy the lang cat
…
continue reading
Rachel Vahey of AJ Bell talks with me about the Triple Lock, the LTA, Pension Freedoms and the advice/guidance boundary reviewBy the lang cat
…
continue reading
1
What the general election means for your personal finances
16:22
16:22
Play later
Play later
Lists
Like
Liked
16:22
In this episode, Kyle is joined by interactive investor’s personal finance editor Craig Rickman to focus on key areas of concern ahead of the general election in around a month’s time. The duo discuss how the landscape could change for pensions, ISAs and the stock market. On The Money is an interactive investor (ii) podcast. For more investment new…
…
continue reading
1
Financial advice firms, recruitment, AI, DEI
36:02
36:02
Play later
Play later
Lists
Like
Liked
36:02
FT Adviser editor Simoney Kyriakou and the future for financial advice firmsBy the lang cat
…
continue reading
1
Why India's stock market is booming: opportunities and risks
20:21
20:21
Play later
Play later
Lists
Like
Liked
20:21
In this episode, the focus is on India, a stock market that’s performed strongly over the past few years. While India has plenty of attractions in terms of robust economic growth and favourable demographics (such as a young population), valuations have become pricier following its recent run of strong performance. Joining Kyle to share his insights…
…
continue reading
1
Everything you ever wanted to know about getting rid of the Lifetime Allowance but were afraid to ask
53:41
53:41
Play later
Play later
Lists
Like
Liked
53:41
What should have been simple has proved to be anything but; HMRC has created a new way to inflict misery on unsuspecting pension savers. Jon Greer from Quilter gently explains everything we need to know. We also discuss what a new Labour government might do with the rules.By the lang cat
…
continue reading
1
How to avoid two of the most common investing errors
20:30
20:30
Play later
Play later
Lists
Like
Liked
20:30
Kyle welcomes back Mick Dillon, manager of the Brown Advisory Global Leaders fund. Mick, who was last on the podcast around a year ago, focuses on two common investing issues: false positives and false negatives. A false positive is when an investor believes a company is a good potential investment, but it turns out to be a bad company in disguise.…
…
continue reading
1
How money market funds work, and earning 5% income
18:50
18:50
Play later
Play later
Lists
Like
Liked
18:50
Since December 2021, the assets held by interactive investor customers in money market funds has increased more than 16-fold. To explain why this fund type has become more popular and how the funds work, Kyle is first joined by interactive investor’s bond specialist Sam Benstead who later interviews Craig Inches, manager of the Royal London Short T…
…
continue reading
1
Is this stock market theme a big opportunity or a bubble?
20:36
20:36
Play later
Play later
Lists
Like
Liked
20:36
A new generation of weight-loss drugs have proved appetising to investors, with the two companies currently dominating the market enjoying strong share price gains over the past few years. Other firms are also poised to join the trend, which is expected to expand significantly by 2030. However, does the hype risk creating an obesity-drug bubble? Jo…
…
continue reading
1
Eight of your investment questions answered
21:46
21:46
Play later
Play later
Lists
Like
Liked
21:46
This episode focuses on answering investment questions submitted by you. To tackle various topics, which range from explaining fund rules to whether share buybacks benefit private investors, Kyle is joined by Richard Hunter, head of markets at interactive investor. We love to hear from you, so if you have an investment-related question you would li…
…
continue reading
1
The career risk of not owning the ‘Magnificent Seven’
20:04
20:04
Play later
Play later
Lists
Like
Liked
20:04
The Magnificent Seven tech stocks, including Nvidia, Microsoft and Amazon, have dominated the investment landscape since the start of 2023. Collectively, they account for nearly 30% of the S&P 500 index. Joining Kyle to discuss the career risk for fund managers who don’t own the Magnificent Seven is Nick Clay, who oversees the Redwheel Global Equit…
…
continue reading
1
The investment outselling US tech and Fundsmith Equity
22:49
22:49
Play later
Play later
Lists
Like
Liked
22:49
While speculation mounts over which actor will be the new James Bond in the next film in the franchise, in the investment world bonds are the hot topic. One UK government bond – also known as a gilt – has attracted more money each month than any investment available to interactive investor customers since June 2023. Joining Kyle this week is Sam Be…
…
continue reading
1
First quarter of 2024: key investment trends and why they matter
26:32
26:32
Play later
Play later
Lists
Like
Liked
26:32
Kyle welcomes Sam Benstead back to the podcast to discuss key trends and topics so far this year, including the “Magnificent Seven” being rebranded to “The Fab Four”, the latest interest rate predictions, the most-popular funds and investment trusts among ISA investors, the appeal of India as an investment destination, and investment trust discount…
…
continue reading
1
Growth vs income: why the tide could be turning
19:11
19:11
Play later
Play later
Lists
Like
Liked
19:11
Since the start of 2023, growth stocks have been the big stock market winners, while income stocks have lagged behind. But Jon Bell, who manages the BNY Mellon Global Equity Income fund, thinks this trend may soon reverse. In this episode, he explains why high valuations for the “Magnificent Seven” US technology companies remind him of the tech bub…
…
continue reading
1
Does the political risk of investing in China outweigh the rewards?
17:56
17:56
Play later
Play later
Lists
Like
Liked
17:56
Going against the crowd is a high-risk, but potentially high-reward, approach to investing. One major market that stands out today as particularly ‘unloved’ is China. Joining Kyle to discuss the investment case is Ewan Markson-Brown, manager of the CRUX Asia ex-Japan fund. Ewan discusses political risk and suggests reasons for optimism. He also exp…
…
continue reading
1
Is this investment trust area a value trap or a buy for the brave?
16:52
16:52
Play later
Play later
Lists
Like
Liked
16:52
Tax year end is approaching, a time when many investors will be looking for last-minute ideas to make the most of the annual ISA allowance. Given this, the focus for this episode is on an out-of-favour investment trust area that could pique the interest of those seeking bargain opportunities. Kyle is joined by Sachin Saggar, an investment trust ana…
…
continue reading
1
The reasons to sell a fund and how to judge performance
15:22
15:22
Play later
Play later
Lists
Like
Liked
15:22
In the final episode of our four-part bonus ISA series that aims to help investors develop a broader understanding of funds, Kyle is joined by professional investor Algy Smith-Maxwell to explain how investors should judge fund performance. The duo also discuss why it’s important for a fund manager to stay true to the way they invest, and Algy runs …
…
continue reading
1
Collective Defined Contribution schemes are going to save pensions
47:39
47:39
Play later
Play later
Lists
Like
Liked
47:39
Adrian Boulding makes a compelling case, not just why CDC schemes are a good idea but also, crucially how they are actually going to happenBy the lang cat
…
continue reading
1
How will the new ‘British ISA’ work in practice?
24:46
24:46
Play later
Play later
Lists
Like
Liked
24:46
A week on from Chancellor Jeremy Hunt’s Spring Budget, Kyle is joined by Craig Rickman, interactive investor’s personal finance editor, to dissect the main personal finance talking points. One of the main announcements for investors was the ‘British ISA’, which will be an extra £5,000 yearly allowance. Kyle and Craig detail what is known so far abo…
…
continue reading
1
How many funds to hold and what to consider when building a portfolio
14:26
14:26
Play later
Play later
Lists
Like
Liked
14:26
In the third episode of our four-part bonus ISA series, Kyle asks professional fund buyer Algy Smith-Maxwell to explain what investors need to consider when building a fund portfolio. Among the topics discussed are asset classes, risk tolerance, growth and income, and the types of funds beginner investors could size up. Kyle also asks Algy to give …
…
continue reading