Jim Kwiatkowski, Chief Executive Officer, LTX LTX, the bond trading platform from Broadridge, recently announced 4 new patents covering innovations in the fixed income trading life cycle. So, what are these patented tech solutions and how do they address issues on both the buyside and the sellside in the US bond market – probably the least digitise…

Jon Horddal, Group Chief Product Officer, emerchantpay What role does payments data have in personalisation and merchant protection? What benefits do Payment Service Providers (PSPs) confer on merchants who use them? How can businesses optimise their in-store, in-app and online payments? These issues and others are addressed in this conversation be…

Priya Konsam, Head of Partnerships at Kiwi Kiwi is India-based Credit on the UPI platform. It offers “credit cards with UPI” facility by issuing virtual RuPay Credit Cards in collaboration with banks. Their mobile app, as a TPAP license holder, ensures secure payments via credit cards or bank accounts." Puja Sharma of IBS Intelligence speaks to Pri…

Therese Stowell, Vice President Product, Onfido There has been a massive increase in deepfakes and in digital identity fraud attacks. Less sophisticated social engineering is also a concern. So, how do you create trust at onboarding and beyond? Automation allows you to acquire new customers and reduce costs while meeting global KYC and AML complian…

Ava Kelly, Chief Product Officer, Thredd Key developments in the FinTech sector have been focusing on payments but within that is the increasing need to combat fraud and ensure speedy, accurate and secure identity verification, allowing firms to combat fraud across both enrolment and transactions while also protecting the bottom line. Digital ID is…

Rich Cooper, Head of Financial Services Go to Market, Fusion Risk Management The countdown to DORA is ticking away. Unlike existing regulations, the coming Digital Operational Resilience Act establishes technical standards that extend to third party tech service providers to identify, assess and mitigate risks that could affect financial services f…

Dottie Schindlinger, Executive Director, Diligent Institute There has been a politicised backlash against ESG but companies are not putting ESG initiatives on the backburner. Instead, they are just not talking about it as much! And that’s not necessarily a bad thing as legislation is being put in place, including the likes of the EU’s Corporate Sus…

Arun Jain, Chairman & Managing Director, Intellect Design Arena Technology has brought five waves of transformation in the banking industry, with each wave highlighting new opportunities. Now a fifth wave is upon us – what is BankTech Wave 5 and what does it mean for banks? Arun Jain, Chairman and Managing Director of Intellect Design Arena speaks …

Solomon Lax, Chief Executive Officer, Revenued It’s always been a challenge for small businesses to manage their finances but there’s a way to do it with help from lenders that are leveraging machine learning and underwriting to provide flexible terms and fast response times. Short-term commercial credit eases cash flow and keeps small business in …

Pavan Bachwal, Sales Manager Financial Services, Ericsson Artificial intelligence is having a growing impact on financial services in general, on open banking and in new service opportunities, including AI-driven customer service agents and advanced fraud management systems. At MWC Barcelona earlier this year Ericsson demonstrated its own solutions…

Chris Skinner, Author, Intelligent Money Digital money will make money personal; individualise currency and its usage; secure it; enable it to automatically grow to meet our personal goals; manage risk automatically; and make life simpler and easier for all – that’s the thesis of Chris Skinner’s latest book, Intelligent Money. Recipient of a Lifeti…

Prashant Muddu, MD and CEO Jocata Jocata, a subsidiary of BillDesk, is a digital transformation partner for the BFSI industry, specializing in digital lending and offering AI/ML-powered Credit Intelligence Suites for MSME and Retail borrowers. Puja Sharma of IBS Intelligence speaks to Prashant Muddu, MD, and CEO of Jocata.…

Phoebe Kitchen, VP of Growth Equity, Inovia What are the hot opportunities in FinTech in Europe? Changes to the role of the CFO are providing one set of growth prospects while B2B open banking solutions offers another. Canada-based Inovia is a VC firm looking to support founders to build global sustainable tech companies. From the firm’s London off…

Robert Kraal, Co-Founder & CBDO, Silverflow Silverflow is a Netherlands-based cloud platform for card processing, offering a modern tech solution that addresses the issues of legacy systems within payment processing. Robert Kraal, Co-Founder and Chief Business Development Officer of Silverflow, explains how the company’s platform helps brands remai…

Gerald Perez, CEO, Interactive Brokers (UK) Investment opportunities are now global but no further away than your online platform. As but one example, Interactive Brokers allows clients to trade stocks, options, futures, currencies, bonds, funds and more on 150 global markets from a single unified platform. Gerald Perez, CEO of Interactive Brokers …

Yash Patel, General Partner, Testra Ventures The last 18 months have been a tough time especially for late stage FinTechs looking to raise money. There was a clutch of disappointing downrounds but while money was tighter, startups looking for seed funding or Series A/Series B funds were able to tell their stories. Now as we look already towards Q2 …

Virender Bisht, Co-founder & CTO at Niyo In the rapidly evolving realm of FinTech, maintaining robust fraud prevention measures is paramount. Puja Sharma from IBS Intelligence engages in a conversation with Virender Bisht, Co-founder & CTO at Niyo, to delve deeper into this critical aspect.By IBS Intelligence Podcasts | A Cedar Consulting Unit

Ola Oyetayo, Co-Founder & CEO, Verto Underserved, fragmented and expensive – the high cost of doing business in high-risk markets was thrown into sharp relief a year ago as the collapse of Silicon Valley Bank (SVB) saw nearly 250 FinTechs in Africa and the MENA region left in the lurch. Payments’ platform Verto focuses on emerging markets and is ai…

Pav Gill, Founder & CEO, Confide Wirecard went down in 2020 with a $2.1 billion hole in its accounts. One of Europe’s biggest corporate frauds and one that is still rumbling on. Wirecard COO Jan Marsalek remains on the run, allegedly in Russia or Belarus. Would it all have come light without Pav Gill? He is a Singaporean lawyer who was in-house Hea…

Richard Graham, Director of KYC and Financial Crime, Moody’s Analytics According to the FBI’s Internet Crime Complaint Center (IC3), some $2.6 billion was taken in ‘pig butchering’ crypto scams. These financial grooming schemes build trust with targets over months before persuading victims to ‘invest’ savings in fake platforms. How can we spot this…

Richard Holden, Author, Money in the 21st Century: Cheap, Mobile and Digital Richard Holden is Professor of Economics at UNSW Business School (Sydney) and author of Money in the 21st Century – a new book that delves into the micro and macroeconomic impacts of the way money and finances are changing and will continue to evolve in the decades to come…

Virraj Jatania, Co-Founder & CEO, Pockit FinTech Pockit operates under an e-money licence in the UK. That means there are certain things Pockit can’t do because it doesn’t have a full banking licence. However, with the goal of boosting financial inclusion, the mobile-first service targets those excluded from or underserved by mainstream financial i…

David Foss, Board Chair & CEO, Jack Henry & Associates Competition is fierce, technology is converging, and the user experience is changing. Banks and financial institutions are expected to do more and be more. David Foss, Board Chair and CEO of Jack Henry & Associates speaks to Robin Amlôt of IBS Intelligence about the key tech trends shaping fina…

Joe Lemonnier, Product Marketing Manager, Resistant AI Document automation is playing a key role in speeding up and reducing costs within financial services. However, in all the excitement institutions may unwittingly be putting themselves and their clients at risk. Robin Amlôt of IBS Intelligence discusses how the financial services sector needs t…

Ofer Friedman, Chief Business Development Officer, AU10TIX Deepfakes are becoming more common. From AI-generated fake ID to facial swap tools that can manipulate selfie/ID comparisons, the software is only going to get more sophisticated. For companies dealing with the threat posed by these fakes, investing in combatting them is going to be the cos…

V. Balasubramanian, CEO, Financial Software and Systems (FSS) India-based Financial Software and Systems (FSS) is a globally leading provider of payments technology and a transaction processor. The company offers an integrated portfolio of software products, hosted payment services, and software solutions built on over three decades of global exper…

Daniel Cohen, Chief Executive Officer, PayU GPO From the macroeconomic trends set to hold sway over FinTech to the outlook for funding, IPOs, and mergers and acquisitions, Robin Amlôt of IBS Intelligence discusses them all with Daniel Cohen, CEO of PayTech platform PayU GPO. The firm’s platform allows merchants to accept payments and enables a wide…

Brian Kaas, President & Managing Director, TruStage Ventures TruStage Ventures is the venture capital arm of TruStage, a credit union partner providing financial products and services to 95% of US credit unions. The business is long-established, but the name is relatively new. TruStage Ventures invests in FinTechs with a specific view to funding in…

Matt Phillips, Head of UK+I Banking, Diebold Nixdorf Diebold Nixdorf is working to provide banks with self-service banking solutions that put customers at the centre of the bank’s activities, focusing on banking products, software and services that engage consumers across channels, create personalised banking experiences, and accelerate ATM perform…

Arman Aygen, Director of Technology, EMVco EMVCo facilitates testing and evaluation for compliance with EMV specifications – the technical requirements that are used to develop payment card products. In 2023 the company launched an EV Open Payments Task Force, aiming to work with industry stakeholders to explore how EMV payment technology could hel…

Rajesh Saxena, CEO, Intellect Global Consumer Banking (iGCB), Intellect Design Arena Hungary-based OTP Bank, one of the leading banks in central and eastern Europe, has signed up with Intellect Global Consumer Banking to modernise its core banking system, heading for a cloud-native public cloud installation. Robin Amlôt of IBS Intelligence speaks t…

Paul Davis, Director of Market Intelligence, Strategic Resource Management It is going to be a challenging year with legislative and regulatory pressures, a mixed economic outlook and interest rate uncertainties – and all that before US banks and credit unions begin to consider their tech requirements and the need to invest in their tech stacks! Ro…

Pat Bermingham, CEO, Adflex The B2B payments market has been widely estimated to reach $2.5 trillion by 2030. But getting there is likely to be a bumpy ride. Smooth user experiences still seem to be taking second place to what can be lengthy, complex processes. Standard terms of payments vary by industry sector with many companies defaulting to leg…

Philipp Pointner, Chief of Digital Identity, Jumio Promoting online safety will become increasingly important in 2024 for the financial services sector. Widespread adoption of generative AI in 2023 has served to highlight the need to focus on end-to-end identity verification with improved risk assessment and compliance solutions. Robin Amlôt of IBS…

Atala Nijmeh, Principal Product Manager, Eastnets What is cyber-enabled fraud and what tools are bad actors using to commit it? Atala Nijmeh, Principal Product Manager at Eastnets speaks to Robin Amlôt of IBS Intelligence about current trends in fraud attacks and what both businesses and individuals need to do to protect themselves. More than 270 c…

Graham Smith, Managing Director, Volopa FinTech solutions are not just for the financial services industry. Businesses in all sectors, especially those involved in international activities can benefit from the adoption of new technologies and platforms now available in areas like FX, payments, expense management, and business reporting. Volopa brin…

Andrew Boyajian, Head of Variable Recurring Payments, Tink The UK payments landscape is changing; you might even say it is getting more complex with a multiplicity of payment options now on the table for consumers. Latest to the table is ‘pay by bank’ and coming soon to a bank near you, VRPs in 2 flavours, sweeping and commercial. All of which is f…

Ashok Hariharan, co-founder, and CEO The DPDP Act of 2023 in India is a law that focuses on handling digital personal data. It aims to balance the right of individuals to keep their personal data safe with the necessity of processing that data for legal reasons. Puja Sharma speaks with Ashok Hariharan of IDfy about the growing importance of DPDP ac…

Sanjiva Weerawarana, CEO, WSO2 WSO2 provides foundational technologies for application development and identity and access management… and that’s in addition to its original focus on integrating APIs, applications, and web services. Crucially, the company does this with open-source code and does it for more than 200 financial services organisations…

Mousami Kshirsagar, Vice President & Head Solution Consulting, Global Transaction Banking – EMEA & APAC, iGTB; Nikhil Gokhale, Head of Research, IBS Intelligence Hanoi-based VietComBank chose Intellect Design Arena’s iGTB – Intellect Global Transaction Banking’s digital solution to create its Cashup range of digital banking products targeting large…

Giles Rowlinson, Senior Payments Manager, Flywire Many consumers across Europe just don’t understand the value of open banking, preferring to use local payment methods. Has open banking actually failed to take off in Europe, or is it just slow to take off? Robin Amlôt of IBS Intelligence speaks to Giles Rowlinson, Senior Payments Manager at payment…

Emma Steeley, Chief Executive Officer, Aro Aro claims to be the UK’s largest digital lending platform. Previously known as Freedom Finance, it rebranded as Aro in September 2023, with the company saying at the time that the rebrand signifies ‘a departure from the outdated credit scoring systems of pre-approvals and unattainable offers’. While lendi…

Nicky Senyard, Founder & CEO, Fintel Connect Fintel Connect is a performance marketing company based in Vancouver, Canada, dedicated to serving financial services providers and FinTechs. The aim is to help banks and FinTechs leverage affiliate marketing to grow their acquisition of new customers in a scalable, cost-efficient way. But to do that, th…

Stuart MacKinnon, Chief Operating Officer, NCR Atleos As the traditional banking industry continues to evolve, the efficiency needs of financial institutions and the continuing preference among many bank customers for cash access and self-directed banking is driving growth for NCR Atleos. The ‘new’ company sees a bright future for both its hardware…

Raj Bakhru, CEO & Co-Founder, BlueFlame AI Blueflame AI offers a generative AI platform purpose-built for alternative investment managers. The aim is to allow clients to be able to search structured, unstructured, and external data sources with a single natural language prompt, including CRMs, research and deal management tools, data rooms and more…

Funmi Dele-Giwa, General Counsel and Head, GRC, Onafriq MFS Africa has a new identity: Onafriq. The inspiration behind the new name stems from "Ona", the Yoruba word for pathways and the French word for Africa, Afrique - plus a nod to IQ, signalling a commitment to being the smartest game in African FinTech. Robin Amlôt of IBS Intelligence speaks t…

Vineet Sukumar, Founder and MD, Vivriti Capital Viviti Capital, is a FinTech NBFC with a mission of providing debt financing to hundreds of mid-market businesses nationwide. Puja Sharma speaks with Vineet Sukumar about Vivriti’s deep focus on investment in technology, underwriting and distribution.By IBS Intelligence Podcasts | A Cedar Consulting Unit

Jonathan Bell, President and Head of Client Relationships, RedCompass Labs India achieved its financial inclusion goals in 6 years – 41 years early. The country’s UPI scheme allows instant payments across bank, card, mobile and ATM rails. In Brazil, 50 million people have used the country’s Pix payment system this year. So is this a new golden age …

Matt Smith, Chief Executive Officer & Co-Founder, SteelEye Global regulators are continuing to fine investment banks and investment managers for failing to monitor employee business communications. Offering a potential solution, Steeleye’s new Compliance CoPilot uses the capabilities of advanced Large Language Models (LLMs) to accelerate the commun…

Domenico Scaffidi, Vice President, Global Payments Industry Lead, Yethi Consulting Payments are being disrupted by the globalisation of payment standards, FinTechs, and a rising expectation of superior user experience. Financial institutions are hard at work to curate new business models in this increasingly dynamic operating environment. Robin Aml…