Best IDR Podcasts (2024)

1
What Happens After the IDR Waiver? 18:12

23d ago18:12

18:12

A timely discussion of what happens as we face down the expiration of the IDR waiver. Will the administration extend it at the last second? We don't know (as of the time of the recording). But one thing is sure: Borrowers can expect seismic shifts as the IDR waiver ends. It's been key to unlocking the forgiveness gates for many, but its flexible co…

1
A New Graduate’s Guide to Student Loan Strategies 38:27

1h ago38:27

38:27

Are you staring at a mountain of student debt, unsure where to begin? Whether you’ve just tossed your graduation cap in the air or are in the early stages of your career, the key to regaining control lies in choosing a repayment plan that aligns with your financial goals and lifestyle. Meredith Jones, CSLP®, AFC®, and Connor Pierce DPT, COMT, CMPT,…

1
What Really Happens at a Consultation? The Truth Behind Our Student Loan Advice 52:30

3h ago52:30

52:30

Curious about student loan planning? This episode is packed with real-life scenarios, insider knowledge, and practical advice for your student loan journey. Get insight into ambiguous regulations, servicer misinformation and the impact it has on borrowers from Lauryn Williams, CFP®, CSLP®, AFC®, and Justin Kim-Hummel, former client and integral mem…

1
Double Your Profit, Lower Your Stress 26:29

12d ago26:29

26:29

Travis shares the best stress reduction strategies out there for current and aspiring business owners. Enroll at https://studentloanplanner.com/profit

1
Shifting Our Mindset On Debt 16:55

12d ago16:55

16:55

In this podcast episode, Joseph Reinke discusses how two FitBUX members use pscyhology to rethink debt and reduce their financial related stress. In one instance, the FitBUX member has a low interest rate mortgage debt. Although his savings account is earning more interest, he is stressed about having a 300k balance on a mortgage. In the other inst…

1
Credit Card Mastery: Hacks to Leverage Benefits in Your Favor 32:10

13d ago32:10

32:10

Get ready to uncover the myths, master the rewards, and smartly amplify your spending power — all while keeping your finances sharp and your debt strategy on point. Whether you're looking to squeeze every last benefit out of your credit card points, contemplating the right card for your business expenses, or simply looking to use your cards more st…

1
What Is Human Capital | Generate A Lot Of Wealth By Knowing What Human Capital Is. 18:01

11d ago18:01

18:01

Join Joseph Reinke, the founder of FitBUX, as he explores the often overlooked concept of human capital and its critical role in achieving financial wellness and freedom. In this engaging podcast episode, Joseph addresses a common concern among young professionals: the daunting reality of debt and negative net worth. However, he brings a fresh pers…

1
Roth IRA Disasters to Avoid 46:37

21d ago46:37

46:37

Roth IRAs are a highly recommended retirement savings option but it’s not all smooth sailing. Student loan repayment, income limitations, and tax filing status can lead you to treacherous waters. Learn the missteps to avoid and how to correct mistakes before they escalate into hefty fines and taxes. Join student loan advisors Meagan McGuire, ChFC®,…

1
President Biden's new Student Loan Debt Relief Proposal 20:00

1M ago20:00

20:00

Welcome to the latest episode of our podcast, where we delve into the heart of financial wellness and empowerment for the modern young professional. In this special episode, our founder and leading financial expert, Joseph Reinke, takes an in-depth look at the newly announced plans for student debt relief. With a fine-tooth comb, we dissect the pro…

1
Last Call for the IDR Waiver 25:04

1M ago25:04

25:04

It's the last call for the IDR waiver (aka IDR account adjustment). If you’ve listened to this podcast, you probably know what it is — but if you're not sure how the IDR waiver could benefit you, or if you have questions about PSLF, loan consolidation, or income recertification, this episode is for you. I’ll take you back to the beginning of the ID…

1
Avoiding Costly Mistakes On IDR Student Loan Plans 25:56

1M ago25:56

25:56

In this Podcast, Joseph Reinke, CFA, founder of FitBUX, dives deep into the complex world of Income-Driven Repayment (IDR) plans for student loans. Discover the common pitfalls that borrowers face, including miscalculated monthly payments due to both borrower and loan servicer errors, and learn strategic ways to avoid them. Whether you're married a…

1
The Dept of Education Shifts PSLF Processing from MOHELA: The Real Reason and Borrower Impact 8:47

1M ago8:47

8:47

The Public Service Loan Forgiveness (PSLF) program is undergoing major changes. The government is taking over processing from MOHELA, and a temporary pause is expected in May and June. How will this affect you? First, don’t panic — PSLF isn’t shutting down. The government is simply pausing processing while they transition everything over. But you’l…

1
Why Most Borrowers Will Get Forgiveness Now (Even Those With Small Balances) 21:40

1M ago21:40

21:40

It sounds shocking, but it’s a reality we can’t ignore — and this isn’t just about folks burdened with 6-figure student loan debts. Now, even if you have a smaller loan balance, you have a path to student loan forgiveness. It’s the new SAVE repayment plan that’s making it possible. Listen in as we explore key factors shifting borrowers away from re…

1
How A Tax Refund Works and What You Should Do With It 9:17

1M ago9:17

9:17

In this episode, we're discussing how a tax refund works and what you should do with it. "I'm so happy my tax refund is a lot this year." Does that sound familiar? While initially pleasing, a large tax refund might not be as beneficial as it seems. We'll explore why receiving a hefty tax refund indicates you've provided the government with a zero-i…

1
MOhela MO Problems 32:00

1M ago32:00

32:00

To put it bluntly, MOHELA has student loan borrowers jumping through hoops to get things done, and it’s been extremely frustrating. Countless delays and mistakes being made, hours of being on hold or even being hung up on by servicers… the list goes on! In this episode, hosts Sim Terwilliger, CFP®, CSLP®, Sam Silberstein, CFP®, CSLP®, and Ben Lacom…

1
Is Buying A House About To Get Cheaper? - Weekly Financial Update 3.22.24 13:12

1M ago13:12

13:12

In this podcast, we dive deep into the news that is shaking up the American real estate market. A landmark antitrust ruling against the National Association of Realtors has led to a historic $418 million settlement that's poised to transform how homes are bought and sold in the U.S. What does this mean for you? Whether you're buying, selling, or ju…

1
This Couple Generated $750k In Tax Free Money! 10:04

2M ago10:04

10:04

Joe discusses a FitBUX Couple that were able to convert $100k of a 401k to a Roth IRA thereby generating approximiately $750k in tax-free retirement money. Plus, they can access the 100k anytime they want to without penalty! Need help? Be sure to join FitBUX.By Joseph Reinke

1
The Tax Bomb Cliff Is Coming 27:57

2M ago27:57

27:57

We’re standing at the edge of a major financial cliff that no one is ready for. Student loan forgiveness is happening at unprecedented rates — $138 billion and counting. Right now, borrowers are enjoying tax-free forgiven student loan debt courtesy of the American Rescue Plan. However, these benefits are set to expire at the end of 2025, leaving bo…

1
Avoiding The Pitfall: The Critical Mistake Student Loan Borrowers Are Making Between SAVE vs PAYE 12:09

2M ago12:09

12:09

In this enlightening episode of the FitBUX Podcast, we dive into a critical and timely topic that resonates with many high-income earners and married couples—making the right choice between SAVE and PAYE for student loan repayment. With PAYE on the brink of expiration, our host, Joseph Reinke, CFA and founder of FitBUX, sheds light on the nuances a…

1
You Have a New Job. Now What? 40:08

2M ago40:08

40:08

For those of you stepping into new roles, congratulations! This milestone comes with a lot of things to think about, from managing lifestyle inflation to understanding the impact of major purchases on your future. We’ll uncover valuable insights on income-based student loan payments, refinancing options, and how to approach big decisions like wheth…

1
Coverage of the Mountain Dew Mile 2024! | IDR LIVE 35:18

2M ago35:18

35:18

Live coverage of the 2024 Mountain Dew Mile run by members of our boy's track and field team. Weightroom Song of the Week Playlist: https://open.spotify.com/playlist/1KO6TDvLgxh1FCP49d415o?si=oFG2bwT2R9KtIbf9CpqaXg Follow the Show: @Irondreadpod Follow Coach Chris Whittaker: @Coach_Whittaker66 on Instagram & @Coach_Whittaker on Twitter and @Irondre…

1
Weekly Financial Update 3.8.2024 11:04

2M ago11:04

11:04

In this pivotal episode of the FitBUX Podcast, we dive deep into the recent announcement from the Department of Education, extending the Income-Driven Repayment (IDR) plan recertification deadline to no earlier than late September 2024. Amidst the swirling confusion and concern within our vibrant community of students and new graduates, this episod…

1
Women in the workforce part II: What the data doesn't tell us 33:01

2M ago33:01

33:01

In this episode, journalist Namita Bhandare, researcher Sharon Buteau, and author and economist Shrayana Bhattacharya, delve into the data on female labour force participation, revealing the truth about Indian women’s engagement in paid work. Host: Saloni Meghani Produced and edited by: Sneha Philip, Smarinita Shetty, Shreya Adhikari, and Halima An…

1
Till Debt Do Us Part 37:09

2M ago37:09

37:09

Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get p…

1
Emergency pod: IDR Recertification Pause Extended 9:41

2M ago9:41

9:41

Deadlines for updating your income and family size information for your IDR plan have been extended to late September 2024, at the earliest.

1
This Student Will Generate 600k In Tax Free $$$ 11:36

2M ago11:36

11:36

In this episode, Joe discusses a FitBUX member who is a student and had $60k in a 401k. He illustrates how this student was able to do a roth conversion ladder and turn that money into tax free money that he can access penalty free if he chooses to post graduation. In addition, if he leaves it in the Roth IRA until retirement, he'll have $600k in t…

1
Women in the workforce part I: Where women work 23:42

2M ago23:42

23:42

In this episode, Gayathri Vasudevan (Chief Impact Officer, Sambhav Foundation and Chairperson, LabourNet Services India), and feminist and queer activist Manak Matiyani discuss how gender norms and masculinities shape women's access to the workforce. Host: Smarinita Shetty Produced and edited by: Rachita Vora, Smarinita Shetty, Shreya Adhikari, and…

1
Tips I’ve Learned as a Business Owner 38:32

3M ago38:32

38:32

Are you curious about business ownership? Whether you're just flirting with the idea of starting your venture or already knee-deep in entrepreneurship, this show is packed with actionable advice to help guide your journey. We'll explore why setting boundaries is not just a buzzword but a fundamental practice for any successful business owner. You’l…

1
Tax FAQs from Student Loan Borrowers 37:55

3M ago37:55

37:55

Tax season got you scratching your head? Let’s clear the fog. Join me and Rebecca Bauldauf, CPA, CCFC, from the SLP Wealth tax team, as we navigate the maze of taxes, student loan planning, family dynamics, and long-term financial strategies. Whether you're flying solo or juggling the finances of a growing family, you’ll discover actionable tips th…

1
Roth Conversions Unveiled: A Game-Changer in Your Financial Strategy 13:59

3M ago13:59

13:59

In this enlightening episode of the FitBUX Podcast, we're focusing on a topic that could significantly impact your financial future: Roth Conversions. Join our host, a seasoned financial expert with a deep understanding of asset management, as we unravel the complexities and advantages of converting your Traditional IRA into a Roth IRA. What You'll…

1
Do climate protests work? 25:32

3M ago25:32

25:32

In this special episode, we speak with climate activist Disha Ravi, environmental lawyer Mridula Vijairaghavan, and nonprofit leader Stalin Dayanand. Together, they unpack the dynamics of environmental protests—what works, what doesn't, and whether these movements hold the key to shaping climate action in policy rooms. Host: Shreya Adhikari Produce…

1
Which Tik Tok Finance Tips Get You Arrested? 26:35

3M ago26:35

26:35

Financial advice has never been more accessible — or more questionable. Are you ready to tackle the truth behind those viral finance hacks you’ve seen online? The barrage of personal finance advice on platforms like TikTok is a siren song, promising financial security and a life free from money worries. But those tips can affect more than just your…

1
Unraveling The IDR Tax Bomb & How To Save For It 14:16

3M ago14:16

14:16

Today on the FitBUX Podcast, we're tackling the often-overlooked but crucial topic of the IDR Tax Bomb. Join us as we explore the nuances of income-driven repayment plans and their potential tax consequences. Our financial experts will break down the complexities of student loan forgiveness and its impact on your fiscal health. Plus, we'll share st…

1
Financially Undressing: A Talk About Your Debt 53:48

4M ago53:48

53:48

Are you ready to strip away the layers of your financial life? We’re unbuttoning the secrets of debt management and financial planning. We cover everything from the impact of inflated car prices on credit and the potential risks and benefits of home equity lines of credit (HELOCs) to debt management strategies and the potential tax implications of …

1
Emily's Story: Married Filing Separately OR Not, IRAs, Financial Planning 18:48

3M ago18:48

18:48

In this enlightening episode of our financial podcast, we delve into the real-life story of Emily, a FitBUX member who faced a common yet complex dilemma many married couples encounter: whether to file taxes separately or jointly when dealing with student loans. Emily, like many others, found herself at a crossroads, balancing the intricate dynamic…

1
Using Real Estate to Lower Student Loan Payments 36:09

4M ago36:09

36:09

The world of real estate can feel overwhelming. The rewards can be incredible, but it’s a journey filled with highs and lows. Joining me is Student Loan Advisor Rebecca Baldauf, CPA, CCFC, and Senior Student Loan Advisor and partner in SLP Wealth Dan Rooker, CFP®, CSLP®. They’re sharing their experiences with multifamily properties, I open up about…

1
Avoiding The Most Common Mortgage Trap 17:02

3M ago17:02

17:02

In this episode, we share the journey of a FitBUX member — and a dear friend — who almost fell into the trap of a high-risk adjustable-rate mortgage. As we dissect his story, we unravel the dangers of going for the seemingly attractive lower rates without fully understanding the long-term implications. We expose the essential questions most first-t…

1
Married Filing Separately Traps to Avoid 28:08

3M ago28:08

28:08

Just in time for tax season, I’m unraveling the complex tax strategy of married filing separately. You might have heard that it’s a game-changer, especially for folks with student loans. But it’s not at all straightforward. You’ll learn the dos and don’ts, and I’ll uncover tips to help you avoid costly mistakes and even find some savings along the …

1
How To Take Advantage Of Roth Conversions As A Traveller 9:18

4M ago9:18

9:18

In this episode, Joe discusses how travel healthcare workers can take advantage of Roth IRA Conversions to generate tax free funds in the future. Need Help? Be sure to join FitbuxBy Joseph Reinke

1
Timeline and Predictions for Student Loans in 2024 20:33

4M ago20:33

20:33

Get a sneak peek into what lies ahead in the world of student loans in 2024 as I discuss upcoming changes, potential scenarios and strategies you need to know. You’ll learn about administrative forbearance, income-driven recertification, the influence of the 2024 presidential election, and policy changes that could significantly impact you as a stu…

1
The Double Debt Consolidation Loophole For Parent PLUS Loans 11:21

4M ago11:21

11:21

Welcome to the FitBUX Podcast, where we decode the complex world of student loans, helping you to leverage loopholes and strategies like the "double debt consolidation" to ease your financial burden. Join Joseph Reinke, CFA, as he simplifies the daunting process of loan repayment. In this episode, Joseph discusses the Parent PLUS loans and how both…

1
10 Ways to Save $1,000 in 2024 30:38

4M ago30:38

30:38

Want to build up your savings or cut costs in 2024? From filing taxes and saving on insurance to buying a car and saving for travel, I’m bringing you 10 ways you can save at least $1,000 this year. And some of these can potentially save you $10,000 or more. The best part? These are strategies you can learn and do on your own. Of course, you can enl…

1
Avoiding The Financial Trap Most People Fall Into 11:26

4M ago11:26

11:26

Join us on this episode as we delve into a prevalent financial pitfall - lifestyle creep. We’ll unravel a real-life case study of a couple who, despite a significant income increase, found themselves living paycheck to paycheck. This podcast will not just expose the intricacies of this financial trap, but also equip you with actionable advice on ho…

1
Your Top 10 Financial Dreams for 2024 45:43

5M ago45:43

45:43

We recently conducted a survey where thousands of our listeners generously shared their financial dreams for 2024. Listen in as I explore the top 10 financial goals straight from our audience. We’ll tackle debt management challenges, explore various paths to financial independence, early retirement, and personal fulfillment. You’ll get practical, a…

1
What to Know About Student Loans for 2024 37:30

5M ago37:30

37:30

As 2023 comes to an end, it’s the perfect time to think about smart student loan moves you should make in 2024. First, I answer listener questions about administrative forbearance, consolidating loans, tactics for keeping student loan payments low, in-school deferment waivers and more. I’m not just helping you prepare for the upcoming shifts in stu…

1
FinCon Panel Discussion: Insider Advice on Student Loan Repayment, Default, Rehabilitation and Consolidation 37:30

5M ago37:30

37:30

Listen in to a panel of student loan experts recorded live at FinCon 2023. FinCon is the world’s largest financial content expo. You’ll hear first-hand strategies and tips from lawyers and financial planners specializing in student loans. Together, they answer audience questions and discuss student loan topics like loan repayment and risk mitigatio…

1
40 Essential Power Moves to Conquer Student Loan Repayment (Pt 2) 21:05

5M ago21:05

21:05

Get ready for part two of our 40 tips to supercharge your student loan repayment journey. Hosts Ben Lacomis, CSLP®, Derenda King, CFP®, CSLP®, Scotty McDonald, CSLP®, and Meredith Jones, CSLP®, AFC®, share valuable insights on student loan forgiveness, income driven repayment plans, and other critical strategies for managing student debt. From expl…

1
40 Essential Power Moves to Conquer Student Loan Repayment (Pt 1) 23:52

5M ago23:52

23:52

Whether navigating the post-graduation grace period, exploring new repayment options, or looking to supercharge your loan payoff, this episode is jam-packed with practical advice to help you take charge of your financial journey. Hosts James Mwombela, CFP®, CSLP®, Rebecca Baldauf, Jake Courtney and Sam Silberstein deliver a wealth of insights for e…

1
Final countdown for the IDR Waiver 17:17

6M ago17:17

17:17

Time is running out for the IDR Account Adjustment. The so-called “IDR Waiver” is the biggest backdoor student loan forgiveness program in history, and it’s ending in less than 30 days. Learn exactly what the IDR Waiver is, the steps you need to take to take advantage of it, and how it could give you immediate forgiveness even if you didn’t know yo…

1
Expert Strategies for College Funding, Even If Time Isn’t On Your Side 36:05

6M ago36:05

36:05

College funding isn’t everyone’s favorite topic. However, the reality of higher education costs requires a proactive approach. If you’ve been diligently saving for years or are realizing the urgency to start now, valuable insight awaits you in this episode. Join our host, Meagan McGuire, CSLP®, as she sits down with Student Loan Advisors Derenda Ki…

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