We dive in to a real annuity case study to show how implementing an annuity into an overall retirement portfolio mitigates longevity risk and the client's concern of running out of money in retirement.

In this episode, we discuss the lifetime income riders found in Fixed Index Annuities and how they can be beneficial leading up to retirement and through retirement. We break down terms such as: What is a lifetime income rider? What are the guarantees of a lifetime income rider? What are roll-up rates and bonuses commonly offered in Fixed Index Ann…

Discover the basics of using a Fixed Index Annuity for safe accumulation with zero market downside risk to and through retirement. Key Take-Aways: 1) Fixed Index Annuities offer 100% Principal Protection with a 0% guaranteed floor. 2) Fixed Index Annuities are a suitable alternative to bonds in low interest rate environments and proven to out-perfo…

In this episode, we break down the basics of the 5 different types of annuities, what their intended purpose is and how they can be used appropriately in retirement. 1) Immediate Income Annuities 2) Deferred Income Annuities 3) Multi-Year Guaranteed Annuities (MYGA) 4) Variable Annuities 5) Fixed Index Annuities Understanding the basics is the firs…