Best Jim Saulnier, CFP® & Chris Stein, CFP® Podcasts (2024)

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Social Security, Roth Withdrawals, and IRAs: Q&A #2426 1:28:10

1h ago1:28:10

1:28:10

Jim and Chris sit down to discuss listeners questions relating to Social Security, Roth withdrawals, and IRAs. (13:00) Georgette has been getting mixed messages about her survivor and spousal benefit options. (26:30) A couple reevaluates when to begin taking Social Security. (42:00) A listener looks for clarification on Roth Conversion rules. (58:3…

1
Covering MDF With Lifetime Secure Income: EDU #2426 1:18:43

1d ago1:18:43

1:18:43

Jim and Chris wind down national annuity awareness month by discussing covering MDF with lifetime secure income via an annuity. The post Covering MDF With Lifetime Secure Income: EDU #2426 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Social Security, IRMAA, Roth Conversions, and IRAs: Q&A #2425 1:11:43

6d ago1:11:43

1:11:43

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, Roth conversions, and IRAs. (3:45) A listener asks if her pension benefit will reduce her spouse’s Social Security benefit. (14:30) A listener wonders if there’s anything they need to be aware of when considering IRMAA and Roth conversions. (24:00) George asks…

1
Insurance Companies and Annuities: EDU #2425 1:14:08

9d ago1:14:08

1:14:08

Jim and Chris sit down to continue their annuity discussion focusing on the insurance companies that sell annuities. Click here for article #1. Click here for article #2. The post Insurance Companies and Annuities: EDU #2425 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Social Security, 529 Conversions, FIAs, and RMDs: Q&A #2424 1:24:08

13d ago1:24:08

1:24:08

Jim and Chris sit down to discuss listener questions relating to Social Security, 529 Roth conversions, and fixed index annuities (FIAs). (4:45) A listener wonders if his children’s Social Security benefits will be reduced by him working longer. (15:45) A listener looks for clarification on calculating spousal Social Security benefits and what happ…

1
Income Benefits Of Non-Annuitized Annuities: EDU #2424

16d ago

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Jim and Chris continue their discussion from last weeks QA show regarding the income benefits of a non annuitized annuity. The post Income Benefits Of Non-Annuitized Annuities: EDU #2424 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

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Rollover Issues and Income Annuities: Q&A #2423

20d ago

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Jim and Chris take a deep dive on a listener question relating to a problem with a rollover and provide their thoughts on purchasing a Deferred Income Annuity (DIA). The post Rollover Issues and Income Annuities: Q&A #2423 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Kicking Off Annuity Awareness Month: EDU #2423

24d ago

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Jim and Chris kick off annuity awareness month in 2024 by chatting about annuities, where they fit into retirement and retirement planning. The post Kicking Off Annuity Awareness Month: EDU #2423 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

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Annuities, Pensions, and Social Security: Q&A #2422

28d ago

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June kicks off annuity awareness month! Jim and Chris sit down to discuss and take a deep dive on listener questions relating to annuities. (21:30) A fellow advisor and listener looks for clarification on a clients Social Security benefit statement. (49:00) George wonders, if more people think of annuities like pensions, would they be a more popula…

1
Our Retirement Planning Process and Philosophy Part 6: EDU #2422

1M ago

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Jim and Chris continue their walk through of our philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular Fun Number. The post Our Retirement Planning Process and Philosophy Part 6: EDU #2422 appeared first on The Re…

1
Social Security, WEP, Lifecycle Funds, and Retirement Planning: Q&A #2421

1M ago

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Jim and Chris sit down to discuss listener questions relating to Social Security, WEP, Lifecycle funds, and retirement planning. (8:30) A listener looks for clarification on when WEP will be applied to his Social Security benefit. (25:30) A listener looks for thoughts on his Social Security claiming strategy. (35:30) The same listener as above asks…

1
Our Retirement Planning Process and Philosophy Part 5: EDU #2421 1:38:46

1M ago1:38:46

1:38:46

Jim and Chris continue their walk through of their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular Fun Number. The post Our Retirement Planning Process and Philosophy Part 5: EDU #2421 appeared first on The …

1
IRAs, HSAs, QCDs, Taxes, and Rolling Passive Losses: Q&A #2420 1:08:37

1M ago1:08:37

1:08:37

Chris and Paul sit down to answer listeners questions regarding IRAs, HSAs, QCDs, taxes, and rolling forward passive losses. (3:30) George asks about being able to take an IRA distribution and rolling it into an HSA. (22:00) Georgette wonders if she can delay taking her first RMD to benefit from the timing of her current qualified charitable distri…

1
Our Retirement Planning Process and Philosophy Part 4: EDU #2420 1:00:24

2M ago1:00:24

1:00:24

Jim and Chris continue their walk through of their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular Fun Number. The post Our Retirement Planning Process and Philosophy Part 4: EDU #2420 appeared first on The …

1
Social Security, Roth IRAs, Trusts, HSA Conversions, and MDF: Q&A #2419 1:07:55

2M ago1:07:55

1:07:55

Jim and Chris discuss listener questions relating to Social Security, survivorship benefits, Roth IRAs, Trusts, HSA conversions, and MDF. (5:45) George looks for clarification on the Social Security survivorship benefits. (11:15) A listener asks about how much their Social Security benefit will be reduced by not working up to full retirement age. (…

1
Our Retirement Planning Process and Philosophy Part 3: EDU #2419 1:19:13

2M ago1:19:13

1:19:13

Jim and Chris continue their walk through of their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular Fun Number. The post Our Retirement Planning Process and Philosophy Part 3: EDU #2419 appeared first on The …

1
Cognitive Decline, MDF, Taxes, Inflation, and Fun Spending: Q&A #2418 1:18:06

2M ago1:18:06

1:18:06

Jim and Chris sit down to discuss listener questions relating to cognitive decline, minimum dignity floor (MDF), taxes, inflation, and fun spending. (7:15) Jim and Chris begin by discussing several listener emails regarding cognitive decline in retirement and items to be aware of. Link to New York Times podcast on cognitive decline: CLICK HERE (26:…

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Our Retirement Planning Process and Philosophy Part 2: EDU #2418 1:11:08

2M ago1:11:08

1:11:08

Jim and Chris continue their walk through of their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular Fun Number. The post Our Retirement Planning Process and Philosophy Part 2: EDU #2418 appeared first on The …

1
Social Security, Survivor/Spousal Benefits, and COLAs: Q&A #2417 1:00:18

2M ago1:00:18

1:00:18

Chris sits down to discuss listener questions relating to Social Security, survivor benefits, spousal benefits, and COLAs. (3:45) Georgette looks for clarification on collecting a Social Security survivor benefit. (20:45) A listener wonders if she can qualify for child-in-care spousal benefits as an adoptive parent. (27:30) A listener asks how they…

1
Our Retirement Planning Process and Philosophy Part 1: EDU #2417 1:03:43

2M ago1:03:43

1:03:43

Jim and Chris continue their walk through of their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular Fun Number. The post Our Retirement Planning Process and Philosophy Part 1: EDU #2417 appeared first on The …

1
Capital Gains, IRMAA, Roth Conversions, and Basis: Q&A #2416 1:12:56

2M ago1:12:56

1:12:56

Chris and Paul sit down to discuss listener questions relating to capital gains, IRMAA, Roth conversions, and basis. (4:10) Chris and Paul chat about an IRS notice. (10:00) A listener asks about the sale of a house and the possible capital gains exclusions allowed for single/married people. (17:45) George wonders if IRMAA avoidance and a large Roth…

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Our Retirement Planning Process and Philosophy Intro: EDU #2416 58:00

2M ago58:00

58:00

This is the introductory show of a series Jim and Chris are calling ”Revealing the Secure Retirement Income Process”. On the next several shows they will walk you through their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and…

1
Social Security, IRMAA, Wash Sales, and Annuity Alternatives: Q&A #2415 1:18:02

3M ago1:18:02

1:18:02

Jim and Chris sit down to discuss listener questions relating to Social Security, IRMAA, wash sales, and annuity alternatives. (17:30) George wonders if his Social Security benefit will be affected due to his earnings in Canada. (25:45) George wonders if he can let the SSA know about discontinuing Roth conversions to avoid the associated IRMAA surc…

1
Our Retirement Planning Process Prequel: EDU #2415 1:22:14

3M ago1:22:14

1:22:14

Jim and Chris sit down to revisit our retirement planning process and a recent article written by Bloomberg. Link to article: Wall Street Just Doesn’t Get It on Retirement – Bloomberg The post Our Retirement Planning Process Prequel: EDU #2415 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
IRMAA Premiums, Social Security, Annuities, and Medicare: Q&A #2414 1:12:04

3M ago1:12:04

1:12:04

Jim and Chris sit down to discuss listener questions relating to IRMAA premiums, Social Security, annuities, and Medicare. (15:00) A listener asks about the timing behind an increase in his IRMAA premiums. (24:30) George looks for clarification on the rules surrounding a spousal Social Security benefit. (34:15) George wonders if Jim and Chris are g…

1
Capital Gains and Wash Sale Rule: EDU #2414 57:05

3M ago57:05

57:05

Jim, Chris, and in-house CPA, Paul sit down to discuss how capital gains and the associated wash sale rule work. The post Capital Gains and Wash Sale Rule: EDU #2414 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

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Taxes, IRAs, Roth Conversions, Basis, and Trusts: Q&A #2413 1:24:04

3M ago1:24:04

1:24:04

Jim, Chris, and Paul discuss listener questions relating to taxes, IRAs, Roth conversions, basis, and Trusts. (12:00) Georgette asks a question on how to calculate her net of tax future IRA distributions correctly without being “double taxed” in her projections. (19:00) A listener looks for the teams thoughts on whether or not Roth conversions whil…

1
Retirement Planning Dialogue Series 3: EDU #2413 1:11:00

3M ago1:11:00

1:11:00

Jim and Chris continue their dialogue series discussing various approaches to retirement planning and how listeners approach their own retirement. The post Retirement Planning Dialogue Series 3: EDU #2413 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Social Security, Rollovers, Annuities, and Trusts: Q&A #2412 1:15:31

3M ago1:15:31

1:15:31

Jim and Chris sit down to discuss listener questions relating to Social Security, rollovers, annuities, and trusts. (6:00) George in Ohio asks about delaying a Social Security benefit, claiming retroactively, and if the SSA will know how to handle the associated spousal benefit. (14:00) A listener from Maine looks for help calculating his wives Soc…

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Retirement Planning Dialogue Series 2: EDU #2412 1:18:43

3M ago1:18:43

1:18:43

Jim and Chris continue their dialogue series discussing various approaches to retirement planning and how listeners approach their own retirement. The post Retirement Planning Dialogue Series 2: EDU #2412 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Social Security, 529/Roth Conversions, and HSAs: Q&A #2411 1:16:57

4M ago1:16:57

1:16:57

Jim and Chris discuss listener questions relating to Social Security, WEP, GPO, 529 conversions, HSAs, and Roth conversions. (5:30) A listener from Ohio asks about a unique Social Security survivorship scenario relating to children under a different legal guardianship. (13:15) A Michigan listener looks for clarification on when his wife can begin c…

1
Retirement Planning Dialogue Series 1: EDU #2411 1:13:56

4M ago1:13:56

1:13:56

Jim and Chris kick off a dialogue series discussing various approaches to retirement planning and how listeners approach their own retirement. The post Retirement Planning Dialogue Series 1: EDU #2411 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Social Security, GPO, HSAs, QCDs, Inflation, and QLACs: Q&A #2410 1:26:46

4M ago1:26:46

1:26:46

Jim and Chris sit down to discuss listener questions relating to Social Security, GPO, HSAs, QCDs, inflation, and QLACs. (8:30) George from Colorado asks for clarification on a couple of questions regarding the effects of GPO. (25:20) A listener provides some helpful input on converting funds from a taxable account into an HSA. (37:05) A listener f…

1
Converting A 529 To A Roth IRA: EDU #2410 52:59

4M ago52:59

52:59

Jim and Chris sit down to discuss a couple of articles and questions relating to converting 529 assets into a Roth IRA. Allen Roth Article: https://www.advisorperspectives.com/articles/2024/02/15/law-strategies-convert-college-529-rothhttps://www.529conference.com/status-board-secure-2-0-529-state-updates/ NY Times Article: https://rethinking65.com…

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Medicare, Fraud Awareness, Social Security Survivorship, Pensions, and RMDs: Q&A #2409 1:24:02

4M ago1:24:02

1:24:02

Jim and Chris discuss listener questions relating to Medicare, fraud awareness, Social Security survivorship, pensions, and RMDs. (Intro) Jim and Chris begin the show with a clarification from the Wednesday’s EDU show of prohibited transactions completed inside an IRA and whether or not SECURE Act 2 impacted the previous prohibited transaction rule…

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Taking The 2024 Ed Slott Quiz Continued: EDU #2409 1:13:54

4M ago1:13:54

1:13:54

Jim and Chris sit down to continue their discussion on the annual quiz given out by the Ed Slott program for 2024. The post Taking The 2024 Ed Slott Quiz Continued: EDU #2409 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Social Security, Ethics Requirements, MDF, and Trust Funding: Q&A #2408 1:30:37

4M ago1:30:37

1:30:37

Jim and Chris discuss listener questions relating to Social Security, ethics requirements, MDF, and special needs trust funding. (7:15) George looks for some clarification on his Social Security claiming strategy and personal benefit calculation. (26:00) A listener provides some input on a previous show relating to a continuing education ethics req…

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Taking The 2024 Ed Slott Quiz: EDU #2408 1:17:12

4M ago1:17:12

1:17:12

Jim and Chris sit down to discuss and take a quiz given out by the Ed Slott program on an annual basis for 2024. The post Taking The 2024 Ed Slott Quiz: EDU #2408 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Social Security, IRMAA, GPO, and Annuities: Q&A #2407 1:15:19

5M ago1:15:19

1:15:19

Jim and Chris sit down to discuss listener questions relating to Social Security, IRMAA, GPO, annuities, and the minimum dignity floor. (7:45) A listener from Oklahoma asks about his mother ability to claim a Social Security survivor and child in care benefit. (16:45) George wonders when he’d be able to appeal a previous IRMAA surcharge. (26:45) A …

1
Secure Act 2.0 and Section 204 Continued: EDU #2407 1:12:10

5M ago1:12:10

1:12:10

Jim and Chris sit down to continue their detailed discussion on the Secure Act 2.0, specifically, section 204. The post Secure Act 2.0 and Section 204 Continued: EDU #2407 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

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Social Security, SSA-44, MDF, Inflation, and Rollovers: Q&A #2406 1:30:00

5M ago1:30:00

1:30:00

Jim and Chris sit down to discuss listeners questions relating to Social Security, SSA-44, IRMAA, MDF, inflation, and rollovers. (6:45) Georgette asks if she can begin claiming a Social Security spousal benefit before claiming her own benefit down the road. (20:00) A listener in Virginia comments on a previous shows question regarding the sale of a…

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Different Approaches To Retirement Planning Continued: EDU #2406 1:18:02

5M ago1:18:02

1:18:02

Jim and Chris sit down to continue their discussion from last week on a listeners do-it-yourself retirement plan. The post Different Approaches To Retirement Planning Continued: EDU #2406 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Roth Conversions, Social Security, CD Ladders, and SPIAs: Q&A #2405 1:08:59

5M ago1:08:59

1:08:59

Jim and Chris sit down to discuss listeners questions relating to Roth conversions, Social Security, CD ladders, and SPIAs. (3:30) A Californian listener wonders if Roth conversions are subject to the Social Security earnings test. (9:30) Georgette from Georgia looks for clarification on the maximum earnings limit regarding her husbands Social Secu…

1
Different Approaches To Retirement Planning: EDU #2405 1:09:16

5M ago1:09:16

1:09:16

Jim and Chris take a deep dive on a listeners email describing their approach to retirement planning and provide their own input. The post Different Approaches To Retirement Planning: EDU #2405 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

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Social Security, IRMAA, Secure Act 2.0, and RMDs: Q&A #2404 1:13:15

5M ago1:13:15

1:13:15

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, Secure Act 2.0, and RMDs. (8:45) A listener from Texas looks for clarity on how a Social Security spousal offset can be calculated given their situation. (24:30) A New York listener asks about the level of IRMAA premium that he and his wife will pay based on t…

1
Section 204 Of Secure Act 2.0: EDU #2404 1:10:36

5M ago1:10:36

1:10:36

Jim and Chris take a deep dive into Section 204 of SECURE Act 2, and how an annuitized annuity held inside an IRA may be used to offset RMD’s from remaining IRA’s. The post Section 204 Of Secure Act 2.0: EDU #2404 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Social Security, Roth Conversions, Taxes, CRTs, Beneficiaries, and MYGAs: Q&A #2403 1:02:46

5M ago1:02:46

1:02:46

Jim and Chris discuss listeners questions relating to Social Security, Roth conversions, taxes, CRTs, beneficiaries, and MYGAs. (2:45) A Texan listener looks for clarification on a Social Security spousal benefit for someone not living in the US, marrying someone who is not a US resident. (10:15) George from Massachusetts asks about converting afte…

1
Private Letter Ruling On Inherited IRAs: EDU #2403 1:01:23

6M ago1:01:23

1:01:23

Jim and Chris sit down to discuss a recently released private letter ruling regarding an inherited IRA and beneficiaries. The post Private Letter Ruling On Inherited IRAs: EDU #2403 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

1
Social Security, Annuities, MDF, Beneficiaries, and Taxes: Q&A #2402 1:21:22

6M ago1:21:22

1:21:22

Jim and Chris sit down to discuss listener questions relating to Social Security, annuities, MDF, beneficiaries, and taxes. (5:30) A Washington listener wonders if stock options should be counted towards earnings when considering Social Security. (20:15) A New York listener comments on trying to discuss his form SSA-44 with the local Social Securit…

1
Target Outcome TIPS ETFs: EDU #2402 1:02:21

6M ago1:02:21

1:02:21

Jim and Chris sit down to continue to their discussion on some defined outcome treasury inflation protected securities (TIPS) ETFs. The post Target Outcome TIPS ETFs: EDU #2402 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®

Podcasts Worth a Listen

Jim Saulnier, CFP® & Chris Stein, CFP® Podcasts

Podcasts Worth a Listen

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