Welcome to the Finance With Foss Podcast Channel. In this, I host multiple different shows under the Finance With Foss name. Office Hours is a show where I talk through recent news and information from the mortgage and real estate space. In the Evolution Real Estate Podcast, co-host Scott Ebel and I explore topics related to Real Estate and Mortgage aimed at first time home buyers, Realtors, Loan Officers and anyone involved in Real Estate or investing in Real Estate. Mortgage Minute are qui ...
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Mortgage Minute - Episode 5 - What is a pre-approval?
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#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: what is a pre-approval?
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Mortgage Minute - Episode 4 - What is a pre-qualification?
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#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: What is a pre-qualification?
…
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Mortgage Minute - Episode 3 - How to qualify for a mortgage?
0:53
0:53
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#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: How to qualify for a mortgage?
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Mortgage Minute - Episode 2 - What is a mortgage?
0:55
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#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: what is a mortgage?
…
continue reading
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Mortgage Minute - Episode 1 - Series Introduction
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#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: Series introduction.
…
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Top 15 Most Frequently Asked Mortgage Questions
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20:09
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Are you a first-time homebuyer or someone with a lot of mortgage questions? This might just be the video for you with my top 15 most asked questions along with a bonus question on gift funds. Watch the whole video or skip ahead to your specific question and let me know if you want either additional information or have a complete separate question t…
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Student loan forgiveness: Biden cancels $10K in student loans, extends forbearance to the end of the year.
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Fed Rate Hikes Are NOT Directly Tied to Mortgage Rates
5:50
5:50
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A question from my video about the recent Fed Rate hike, had a question from Realtor Joe Gattone from Chicagoland, IL who asked, "Hey! good stuff dude. Can you explain how the Fed Rate is NOT directly tired to mortgage rates?". We take a quick look into this and what the Federal Reserve actually influences.…
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Fed raises rates again; What does this mean for mortgages?
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The Federal Reserve just raised the interest rates again here in July, what does that mean for you if you're looking to purchase a home? 00:00 - Introduction 00:18 - Fed increases rates 01:13 - What's next? 01:33 - Background on the Fed 01:59 - What does this mean for you? 02:22 - Closing 📒 Show Notes and Resources 📒 Justus Foss Mortgage Loan Offic…
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2022 Housing Market Price Correction - Is A Price Correction Coming?
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8:39
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#mortgage #housingmarket Is a price correction on the way? Some signs may be hinting towards it, but some strong economic indicators might show otherwise. Let's talk about it. 📒 Show Notes and Resources 📒 Justus Foss Mortgage Loan Officer - Finance With Foss NMLS #1588344 Have a mortgage question about something not covered in this or specifically …
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Evolution Real Estate Podcast - Episode #6 - Realty of Today’s Market - Interest Rates - Recast
36:57
36:57
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Staying up with the ever changing Real Estate market by going over the realty of today’s Real Estate market with buying pressure, interest rates and utilizing the recast to make a non-contingent offer.
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Evolution Real Estate Podcast - Episode #5 - Twin Cities Minnesota Market Update & Future Market Conditions
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21:45
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In this episode, Scott and Justus address the local Twin Cities market by reviewing data over the past week and discuss the future market conditions that we could see in 2022. You can find this podcast on YouTube, Facebook, Instagram, LinkedIn and all of your typical podcast apps! 00:00 - Intro Video 00:15 - Start of Episode 02:08 - Thank You to Ve…
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Evolution Real Estate Podcast - Episode #4 - Winter Is Coming; What it Means for Real Estate
25:32
25:32
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25:32
In this episode, Scott and Justus address the local Twin Cities market by reviewing data over the past week and past couple of months along with the NEW increased conforming loan limits for 2022. Justus' topic of the day is about gift funds while Scott discusses the new Omicron virus and how that could affect the market. Then, Scott and Justus talk…
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Evolution Real Estate Podcast - Episode #3 - Stages From Getting Your Home Offer Accepted to Closing
47:15
47:15
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47:15
In this episode, Scott and Justus due the usual, intro the podcast, talk through the newly added local market update segment, talk about the two interesting topics which include VA buyers knowing about their VA eligibility certificate and condo purchases using government loans such as VA and FHA needing to have the association on an approved list t…
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Evolution Real Estate Podcast - Episode #2 - Stages of the Mortgage Pre-Approval to Offering On A Home
46:11
46:11
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46:11
In this episode, Scott and Justus explain the importance of getting pre-approved before home shopping and why address specific pre-approvals have more weigh compared to generic pre-approvals. They then dive into the scheduled on tent of the "New Buyer Client Process/Experience" from before starting the process up to making an offer. The next episod…
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Evolution Real Estate Podcast - Episode #1 - Agency & Pay for Realtors and Loan Officers
33:24
33:24
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33:24
In this episode, Scott and Justus explain the podcast, the layout and direction. They then break down two interesting things that happened in the last week which include getting to clear to close and avoid credit mistakes along with missing payments when a future buyer was selling her home. Then the main topics for the episode has Scott diving into…
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