Best Kevin Peranio Podcasts (2024)

1
It’s Jobs Week and the Fed is in Blackout Mode 20:19

10h ago20:19

20:19

The softening in prices paid is noted in the manufacturing report. A significant drop in manufacturing prices could indicate a slowing economy. Declining copper prices suggest a potential economic slowdown. There was a 4% month-over-month decrease in manufacturing prices. Tesla is leading the charge in electric vehicles. The National Electric Vehic…

1
AI Boom Drives $14.9 Billion Q1 Surge 15:25

4d ago15:25

15:25

NVIDIA just reported a staggering $14.9 billion in Q1! NVIDIA's earnings were described as a Fed Open Market Committee meeting. Big tech companies contribute to NVIDIA's net earnings. Last week's CPI report suggested easing. Positive unemployment and growth data pushed the 10-year Treasury yield up. Bad news in the economy is good news for mortgage…

1
When Will We Get Cheap Groceries Again? 30:12

12d ago30:12

30:12

Leading indicators now show a slowing economy and lower GDP growth. BlackRock’s Rick Rieder weighs in on how higher rates have influenced inflation. GDP is not growing as much. Election-year politics may be influencing efforts to lower food costs. Inflation numbers coming down means it's going up at a slower pace. Legislators are working to lower f…

1
Closing 40+ loans per month with Hunter Strong 43:29

19d ago43:29

43:29

To kick off Season 3 of Batting 1,000 with Dale Vermillion, Dale sits down with Hunter Strong, a top-performing Mortgage Loan Officer at FirstTrust Home Loans. During the conversation, Hunter shares his journey from aspiring pharmacist to professional baseball player, and finally to a mortgage industry leader closing over 40 loans per month. With a…

1
Freddie Mac Made a Big Move 11:09

24d ago11:09

11:09

The 10-year Treasury yield spread to the 30-year fixed-rate mortgage is narrowing. The spread may shift interest rates. The 30-year fixed-rate mortgage is tightening. $16.9 trillion in total home equity at the end of Q1. $850 billion in tappable Freddie Mac Equity against Freddie Mac First Liens. A staggering $11 trillion in tappable equity up to 8…

1
Bad News Good? Rates Might Drop 19:59

29d ago19:59

19:59

Inflation feels like a wild ride. Is it stuck in high gear, or is it just a temporary phase? Lease and new prices are still down in the 12-month index. ISM services number contradicts to expected numbers of 52 and fell short to 49.4. Only 5,000 jobs created for leisure and hospitality out of 175,000. Are service businesses struggling, or is this a …

1
Market Updates, Upcoming Events, Inflation and More 27:21

1M ago27:21

27:21

Record-breaking $70 billion of Treasury sales auctioned this week. Big numbers coming up for the next quarterly refunding amount that will be announced by the Secretary of Treasury, Janet Yellen. Above $1.6 trillion quarterly announcement will rattle the markets. We kept the inflation to 0.3% and markets did not sell off in return. Stock and bond m…

1
The PCE and Why the Cost of Money Matters 21:05

1M ago21:05

21:05

Shifting from stocks to safer bets with yields going up in the Treasury market. More and more selling pressure in the stock market as yields go up. Gold has been going up while Bitcoin is halving. Bitcoin is digital gold. 60 to 70 companies are reporting earnings this week which is a very big deal. Personal Consumption Expenditure is the Fed's pref…

1
Will We Still Get 2024 Fed Cuts? 17:36

2M ago17:36

17:36

The CPI is at 45% of the index attributed to shelter, housing, and owner's equivalent rent. Auto costs, including insurance, saw a notable rise, with month-over-month increases. Is the 3% the new 2%? When will the Fed give up? Auto insurance and housing are the outlier for the majority of CPI components that stayed under the 3% threshold. 50 of the…

1
Is the Economy Really Strong? 20:28

2M ago20:28

20:28

The jobs report has been making waves, with 303,000 new jobs added. Fed's mandate isn't just about job creation but a balance between inflation, price stability, and full employment. Fed's moderate long-term interest rate mandate is at 2.5% of our GDP. It's a balancing act like no other, and the stakes couldn't be higher. Cathie Wood expects by 205…

1
Inflation's Down! Jobs / GDP are Up! 11:24

2M ago11:24

11:24

The Fed's mission is to stay "data-dependent" has us all glued to our screens, and analyzing its every move. The Fed's every decision impacts our businesses, from investment strategies to staffing levels and beyond. We are witnessing manufacturing data expansion numbers, signs that are all pointing toward growth. Inflation, job market, interest rat…

1
Mortgages Made Easy with Tech 10:34

2M ago10:34

10:34

AI is revolutionizing productivity in our industry. Mortgage Collaborative? It's like a powerhouse of independent mortgage bankers, credit unions, and banks all vibing together to revolutionize the industry. VA handbooks and realtor commissions had a change from NAR settlements for our veterans. We've got some major economic revelations headed our …

1
Mortgage Rates, Treasury Yields, and Fed Updates! 23:48

3M ago23:48

23:48

Industry giant ICE acquired Black Knight, creating a data and software powerhouse. Remember when you had to choose between fast, good, or cheap? Well, not anymore. Now, it's all about getting the best of everything at once. Software is boosting our productivity like never before. This productivity surge is shaking things up in the job market. Despi…

1
Inflation is Coming Down! 17:36

3M ago17:36

17:36

The jobs report is confusing! Strong headline numbers masked revisions that point to a weakening labor market. Is this a growth scare for the economy? This could mean lower mortgage rates. Is the US economy hitting the brakes? Three major cities – St. Louis, New York, and Atlanta – are all saying the economy grew slower than expected this quarter. …

1
Market Swings and Fraudulent Funds! 17:45

3M ago17:45

17:45

Credit card debt hit a record high, jumping 4% in Q3 of 2023! But the good news is it's an opportunity for us. Our smart refinancing and home equity plans can offer cash to those who need it. Good news for homeowners. The equity in your home can be your secret weapon against debt. Who showed up on Super Tuesday? Will a third-party candidate shake t…

1
Is The American Dream Still Alive? 20:05

3M ago20:05

20:05

How wealthy is the top 1% in America? The top 1% in America has a combined worth of $35 trillion. About 55% to 61% of their total wealth comes from investments in stocks and similar assets. The bottom 50% of Americans are all about real estate. Their combined worth is only $7 trillion, which is significantly less compared to the $35 trillion held b…

1
NVIDIA's Projected 415% Growth 11:06

4M ago11:06

11:06

NVIDIA's Q4 forecast is out of this world: 415% growth and $20 billion in revenue. How do they do it? Well, it's all about their expertise in semiconductors, chips, and top-notch software. AI is booming, and NVIDIA is right at the center of it all. From businesses to everyday tasks, automation, and productivity are on the rise. In other news, Goldm…

1
What Does 2024 Stands For? 21:10

4M ago21:10

21:10

Brace yourself for a headline number that might hit 2.9! But wait, there's a twist! The core, excluding food and energy, could spike to a whopping 3.6! 😲 It's like watching a gripping drama unfold in real-time! We're swapping out last year's chilly January figures for this year's sizzling stats, promising some intriguing comparisons. But here's the…

1
Oil Prices on Fire 🔥 21:08

4M ago21:08

21:08

Non-banks dominate Ginnie Mae! That's right, according to the latest Mortgage Bankers Association's (MBA) Chart of the Week, independent lenders like us are leading the way in government-backed lending! Ginnie Mae deals with government loans like FHA, VA, and USDA, and we're here for the underserved, tackling the tough credit situations. Ever wonde…

1
Will May Bring Cuts? What's Brewing in the Market? 20:40

4M ago20:40

20:40

The world's markets are on FIRE! S&P hits an all-time high while China's markets are facing a 15% to 16% dip. Bears are growling, and cautious minds are whispering, but if you're not backing the top 6 or 7 businesses worldwide – Apple, Google, Meta – what's your strategy? 🧐 They're not flawless, but the cash keeps flowing! The question is: Are you …

1
New Orleans Rate Update! 18:24

5M ago18:24

18:24

Ever wondered about the link between a softening economy and mortgage rates? The 2-year Treasury is making moves, signaling potential shifts in mortgage rates. Increased demand for Treasuries and mortgage-backed securities can also contribute to lower rates. The Bank of Japan is considering a rate hike after 16 years! If Japan raises rates, US asse…

1
What's REALLY going on with Fed Rate Hikes?! 21:07

5M ago21:07

21:07

Is March really off the table for the Fed's rate cut? CPI report caused a stir with a 0.4% inflation spike, leaving everyone anxious about March. Unravel the mystery behind the false narrative and where the truth lies. What's the deal with the trade deficit? Signs of a softening economy? The Fed fund futures contract might be misleading. Where will…

1
683,000 Hidden Job Losses 17:31

5M ago17:31

17:31

Jobs report shocker: Big number, bigger problems? 683k quietly vanished, labor force shrank, and full-time jobs melted like ice. 676,000 people magically disappear from the workforce, impacting the unemployment rate at 3.7%. Unemployment at 6% for high school grad. The soft landing is history, and things are heating up for the Fed. Wage inflation's…

1
Becoming the lender of tomorrow with TMC President, Melissa Langdale 59:33

5M ago59:33

59:33

In the final episode of Season 2 of Batting 1,000, Dale Vermillion chats with Melissa Langdale, the new President of The Mortgage Collaborative (TMC). With over 20 years in the mortgage industry, Melissa brings a wealth of knowledge and experience. She discusses the key challenges faced by lenders in 2023 and the strategies they are employing to ov…

1
Will Inflation's Chill Cost Jobs and Homes? 11:04

5M ago11:04

11:04

What's next for the economy? Deflation is knocking on our doors, and we can't ignore it. China and Germany are deflating, and guess what? We're importing it. Slow growth and job losses might be next. The Fed is cutting rates, but will it be enough? Boomers got that equity cushion, but young bucks might feel the pinch. Is it unfair? Tune in, ask que…

1
Headwinds and Tailwinds in 2024 21:08

6M ago21:08

21:08

Supply issues are heating up, and rates are dropping, creating a surge in demand. Remember the 5 million borrowers priced out at 8% rates? They're back in action now. According to NAR data, existing home sales unexpectedly soared by 0.8% last month. Don't miss out – seize the opportunity. Keep your eyes on the 10-year treasury—our mortgage rate com…

1
How Many Rate Cuts Do We Need? 11:09

6M ago11:09

11:09

Fasten your seatbelts for a financial rollercoaster. Wondering about rates? Keep it simple - 525 to 550 on the FED funds rate is the anchor. It's like a traffic light, slowing things down. Small business, cars, homes – all in the mix. We're in a slowdown since the rate hikes, and they're not going higher anytime soon. Brace for the deflation wave. …

1
What’s the Fed’s Strategy for 2024? 21:03

6M ago21:03

21:03

The MBA just revealed a staggering 23% growth, crossing the $2 trillion mark next year. If you're not hitting that 20% mark, it's time to rethink your game. I've been forecasting for over two decades, and this is a game-changer. Numbers don't lie. Dive into the numbers and elevate your game. Ever wondered why mortgage rates don't always follow the …

1
Why Cali is the Place to Be! 17:15

6M ago17:15

17:15

Exciting news. Rates are dropping, and next year is shaping up to be fantastic. Now's the time to invest in tech and invest in your company. If you're in California, there's a golden opportunity to influence how things operate. Be a voice, have a seat at the table – it's not too late! Politics? Forget about it! Your voice matters, and Suzy Milazzo'…

1
Social media is not a sales tool with Coach Kyle Draper 51:32

6M ago51:32

51:32

In this episode of Batting 1,000 with Dale Vermillion, Dale hosts Kyle Draper, the CEO of Content Compounding and author of Rethink Everything: You Think You Know About Social Media. Kyle shares his extensive experience in video marketing and social media, offering insights on how to effectively leverage these tools for personal and professional gr…

1
Ride the Economic Roller Coaster 30:57

6M ago30:57

30:57

Job alert! Only 573,000 seasonal spots this year – lowest since 2013. Job seekers surged by 33% on Indeed, but employers demand 8.2% less. We need to bridge the gap. Is the American dream on life support? According to a Wall Street Journal poll, 36% say it's still kickin'! Home sales are making a comeback, and 61% of Latinos believe in the dream! W…

1
Bank of America's Resilience 7:55

7M ago7:55

7:55

Bank of America's latest move is making waves. BofA is silently revealing some eye-popping unrealized losses in their latest earnings report! No need to panic, though! Bank of America's got cash to spare. 💰 FHA's annual report just dropped, and guess what? Still rockin' those solid funds even after slashing monthly MIP! No sign of defaults or losse…

1
A Soft Landing, Fed Policies, and Future Risks 21:13

7M ago21:13

21:13

Feeling the recession blues? 💸 Labor's soft, debts are high, but guess what? We're not in a job loss crisis! Unemployment is holding at 3.8%, not fabulous, but not a disaster. 🚨 Turn recession into victory! In the recession storm, housing is the silver lining. 🏠 Rates dropping means it's prime time for refinancing and scoring your dream home. Brace…

1
Inside the Real Estate Rollercoaster 20:46

7M ago20:46

20:46

Unlock your dream home hassle-free! 🏡 No more DIY house hunting. For first-time homebuyers, a buyer's agent is your secret weapon. They bring value, knowledge, and make the complex process a breeze. Money's slowing down, folks. This year, the money supply took a nosedive, and even though we got a little boost in March, the overall trend is heading …

1
Embracing faith over fear with Todd Duncan 57:07

7M ago57:07

57:07

In this episode of Batting 1,000, Dale Vermillion sits down with Todd Duncan, the CEO and Founder of High Trust Selling. Todd, a two-time New York Times bestselling author and renowned speaker, shares his insights on thriving in the mortgage industry by embracing faith over fear. With over 5 million professionals trained and a wealth of experience …

1
Have We Found Peak Rates? 11:07

7M ago11:07

11:07

Big News! Treasury Secretary Janet Yellen just revealed the government's plan to sell. Last quarter, it was a trillion, this quarter, we expected $830 billion, but surprise! It's only $770 billion. What are the secrets behind the numbers and their impact on the economy? There's a seismic shift in global trade! Egypt, Ethiopia, Argentina, and UAE ha…

1
Market Concerns in L.A. 30:15

8M ago30:15

30:15

New home sales are at an all-time high! With an annualized rate of 759,000. This robust pace hasn't been seen since the pre-2008 era. 🔥 Despite higher interest rates, buyers are flocking to new construction, compensating for the sluggish pace of existing home sales. The housing industry is facing challenges, but we're still in the game. 🏠 Did you k…

1
Who's Going to Buy Our Debt? 9:02

8M ago9:02

9:02

Wondering about the Fed and its interest rates control magic? The Fed's in no hurry to shake things up, and the next time they spill the beans on their plans will be at the December meeting. Why the wait? It's all about giving higher interest rates some time to work their magic. The Fed's got a few tricks up their sleeves, and the plot thickens. Th…

1
The Fed's Secret Move 🏦🤫 20:37

8M ago20:37

20:37

Inflation is on the rise, hitting 33% higher than expected by the market. In times of tightening money and a decrease in the Fed's treasury purchases, we witness higher interest rates. About 10,000 baby boomers retire daily! They're sitting on a pile of cash, like $75 trillion! 🤑 Around $19 trillion is in property, and another $8.9 trillion is in m…

1
How do we Decode the Fed's Priorities? 🏦 19:14

8M ago19:14

19:14

The Fed's got a double mission: jobs and stable prices! 🏦 Lately, they've been laser-focused on inflation, but let's not forget about the strong job market. The Fed paused rates two weeks ago, but they're still keeping us updated. The next Fed meeting is on November 1st, and the odds are 74.3% they'll pause again, according to the CME Tool! Ever wo…

1
From Corona to Oxford: KP's Take on Economy, Inflation, and Shutdowns 21:01

9M ago21:01

21:01

Fed's Dot Plot Decoded! What's Really Behind the Projections? Every other Federal Reserve meeting, they unveil the intriguing "dot plot." It's like their roadmap to the future! 🗺️ But here's the catch: it's not always spot on. 🚫 The Fed has had its fair share of misses. They were late to start raising rates, and they might be late to hit the brakes…

1
💸 The US government owns a whopping 1% of all the world's Bitcoins 💰 9:11

9M ago9:11

9:11

Two back-to-back meetings, no rate hike? 🤔 Does that mean we're in the clear? But hold on tight! If they pause tomorrow, all eyes are on November 1st. The big question: Where will the terminal rate settle? The US government owns a whopping 1% of all the world's Bitcoins. 💰 They've been on a cryptocurrency rollercoaster, seizing assets like FTX, tot…

1
The Mortgage Collaborative has an Emerging Tech Fund!💰 20:41

9M ago20:41

20:41

Did you know The Mortgage Collaborative has its own tech fund? They're all about investing in cutting-edge technology to supercharge mortgage lenders! 💰 Teaming up with independent mortgage bankers and paving the way for innovation. Funding our government is crucial. If there's a government shutdown, it might slightly affect our business. 🏛️ Especi…

1
Taking control of your results with PRMG's Chief Lending Officer, Kevin Peranio 53:32

9M ago53:32

53:32

In this episode of Batting 1,000, Dale Vermillion sits down with Kevin Peranio ("KP"), the Chief Lending Officer at Paramount Residential Mortgage Group (PRMG). KP shares his insights on thriving in the mortgage industry despite the challenges of a high-rate environment. He emphasizes the importance of a better, faster, and more competitive approac…

1
💵 The dollar has been on a winning streak for about 6 weeks! 10:56

10M ago10:56

10:56

💱 This dollar surge is causing a challenge for global markets because it's the king of currencies as the world reserve currency. Let's take China as an example – they're facing a tough time due to a recession, needing to sell dollars to support their government. 💸 But here's the twist: if they deal in dollars, they might have to trade weaker assets…

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Kevin Peranio Podcasts

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