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Firm & Final: The Legends of Stop Loss and Reinsurance is an exciting stop-loss industry podcast from BCS Financial Chief Actuary Mehb Khoja. Mehb brings together legends from the stop loss, reinsurance, and self-funded industries to discuss current and future stop loss issues and trends and share legendary experience and advice for the next generation of stop loss and reinsurance superheroes. ​Record and submit your question at legends@bcsf.com to be featured on a future episode! BCS Financ ...
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OKR Cohort

Denise Kanfield and Nizar Khoja

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Welcome to the OKR Cohort podcast series, where we're addressing the biggest concerns facing business and thought leaders today. We'll explore what these problems are, how they fester and what your organization can be doing to conquer these potentially debilitating challenges! Thanks for tuning into our show and we hope you leave with some helpful takeaways for your own business. Enjoy!
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You ever see an ad or look at a brand and think, “Come on. Get real.”? You’re not alone. I’ve seen it. And on this podcast, I say it -- directly to their leaders. My name’s Adam Conner, and I know brands are always searching for personal truth -- their version of authenticity. Frankly, they need it -- because consumers are louder and more skeptical than ever before. And in a world where people will talk about you whether you like it or not, it’s critical to stand up for something and tell re ...
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Welcome to the Urban Income Show, a financial education podcast that highlights the accomplishments of minority leaders in various industries. Join us as we interview CEOs, CMOs, CTOs, founders, and other executives to discuss their journeys to success. In each episode of Urban Income, we delve into the personal stories and insights of our featured guests, exploring the strategies and tactics they have used to overcome obstacles and achieve their goals. We discuss their perspectives on topic ...
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The Firm & Final Season 2 Finale is HERE, with a twist! We’ve brought back some friendly faces to revisit self-funding topics in our very first group podcast session. Mehb serves as moderator for this wide-ranging discussion with Andrew Trupiano of ATS Underwriting, Dan Davey of Alliant Insurance Services, and James Donnelly of Lockton Re. Listen i…
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Join Mehb and Mike Kroupa, Benefits Advisor for Connor & Gallagher OneSource for the next episode of Firm & Final! Mehb and Mike will talk about finding passion in what you do, the parallels between home remodeling and the insurance industry, and the fear of change that is holding many employers back. Plus, Mike shares his tips for transitioning to…
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This episode features our first actuarial guest of Season 2! Welcome Dave Rowbottom, Founder and CEO of Reinsurance Actuarial Solutions to Firm & Final. Listen in to hear Mehb and Dave discuss career paths, changes in the reinsurance industry, and an honest discussion about the risks and rewards of starting your own business. Actuaries, reinsurance…
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Episode 9’s guest is Laura Morrison, Vice President, National Healthcare Practice, Risk Strategies. Laura shares her career experience, why she decided to get into the insurance business, and the path she’s forging for other women in the industry through women’s networking groups. Mehb and Laura also discuss the risks and opportunities facing the i…
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Mehb chats with Lucy Carter, Senior Vice President – Accident and Health Practice Leader, BMS Group in this next episode. Their discussion covers a wide-range of topics focusing on the international reinsurance market. You’ll hear about the differences between the U.S. and London healthcare experience, and get a detailed sense of what it’s like bro…
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If you listen to stop loss podcasts, you KNOW this next guest! “Self Funded with Spencer” podcast host and SVP, ParetoHealth joins Mehb for episode 7 of Firm & Final. You won’t want to miss this discussion about the power of content, growing your online audience and building your brand, and changes occurring in the insurance industry. Don’t miss yo…
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In episode 6, Mehb chats with Erin Duffy, Director of Business Development at Imagine360 about her entrance to the industry, mentor and mentee relationships, and the importance of networking on LinkedIn. Erin, who is Chair of the SIIA Future Leaders Committee, also turns the mic back to Mehb and asks some questions about his goals and impact, too! …
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Season 2 of Firm & Final continues with episode 5, featuring Ryan Sachtjen, Co-Founder and CEO of software company ThreeFlow. The conversation kicks off with the largest single stop loss case Ryan ever sold – which happened to be the last case before he left to start ThreeFlow. Listen in to hear about the entrepreneurial side of the stop loss and r…
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In episode 4, Mehb chats with Dale Sagen, VP, Business Development Leader at QBE North America about all things captives in the self-funded/stop loss industry. During the wide-ranging discussion, they talk about the early days of Dale's career, the power of social media and AI, and personal development opportunities (shout-out to mentorship and Toa…
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Season 2 of Firm & Final continues with episode 3 featuring James Donnelly, Senior Broker (Accident, Health and Life) at Lockton Re. James talks with Mehb about college majors, the power of relationships, the art of the deal, and more. Watch or listen on your preferred channel today! Don’t miss your chance to hear from leaders in the Stop Loss and …
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Next up on Firm & Final is an energizing discussion with Andrew Trupiano, starting with his beginnings in the family business to his current role as President of ATS Underwriting. Andrew and Mehb chat about growing up in the business, "being a sponge", building your personal brand, and the coming charge of guard in the industry. Watch or listen on …
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Firm & Final Season 2 kicks off with Dan Davey, National Director, Stop Loss at Alliant Insurance Services. Dan chats with Mehb about his career path from intern to industry expert, peppered with advice for newcomers about building relationships and finding your own way in the self-funded industry. Watch or listen on your preferred channel today! D…
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In this episode of The Urban Income Show, Marjorie Dudley, an elite sales performance coach, shares her journey from graphic design to sales, emphasizing the importance of continuous learning, growth, and a strong mindset in achieving sales success. She also discusses the significance of sales leadership and the value of coaching. The conversation …
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In this episode of The Urban Income Show, Yong Kim, the of CEO Wonolo, a company driving the future of work, shares his background, journey, and advice for job seekers. He discusses his unexpected path to entrepreneurship and the challenges he faced as a teenager trying to find work in a new country. Yong emphasizes the importance of mentorship and…
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Zahir Khoja, CEO of Wave, shares his inspiring journey and insights on The Urban Income Show. He discusses the importance of authenticity, investing in your field, and driving financial inclusion. Zahir highlights key qualities of successful CEOs, the benefits of Wave as a financial management solution for small businesses, and the impact of partne…
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In this episode, business consultant Tara Nolan talks about the significance of personal branding and sustainability. The benefits of meditation and financial planning are also discussed, as well as Tara's personal story of spreading love and standing her ground in both personal and professional settings. Tara Nolan is a conscious marketer and busi…
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In this episode, Susie Jaramillo shares her valuable experiences and expertise in building powerful brands, highlighting the significance of celebrating and promoting the rich heritage of Latino culture. She delves into the fascinating realm of AI in marketing and animation, shedding light on its transformative potential. Additionally, Jaramillo pr…
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In this episode, Jess Cook shares her experience in the marketing industry and the importance of allyship in promoting diversity and inclusion. She also discusses building a personal brand on LinkedIn, using AI tools for content creation, and making financial decisions based on clear goals. Additionally, Jess explains the symbiotic relationship bet…
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In this episode, Andy Dé, CMO at MedeAnalytics, talks about his journey as a first-generation immigrant and his passion for healthcare innovation. He discusses the potential of AI and analytics in healthcare, challenges with generative AI, and Google's search experience. Dé shares his strategies for effective marketing and aligning purpose with car…
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Marguerita "Rita" Cheng, CEO at Blue Ocean Global Wealth, shares her journey to becoming a certified financial planner and the importance of empathy and communication in building relationships with diverse clients. A personal finance expert highlights the benefits of starting early, automation, and investing for retirement. Cheng also discusses the…
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Episode 16 marks the final episode of season 1! Don't miss out on this conversation with Gary Nidds, Executive Vice President, Crum & Forster, as he chats with Mehb about all things stop loss, reinsurance, and self-funding. Gary's story, and the stories shared over the previous 15 episodes, help us understand the career journeys of some of the lege…
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Rahul Sabina, EVP, and Chief Creative Officer at iHeartMedia, discusses the growing importance of audio in marketing and how iHeartMedia is expanding into the Metaverse. He also emphasizes the potential benefits of AI in creative jobs and shares his personal experience with work-related stress and the importance of prioritizing one's health and hap…
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This episode, SparkToro’s VP of Marketing, Amanda Natividad, talks about building a personal brand, connecting with niche audiences, and the importance of having a media kit. Amanda Natividad is the VP of Marketing for audience research startup, SparkToro. Amanda is also a contributor for Adweek, a Le Cordon Bleu–trained chef, and a former journali…
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Larry Thompson's career began with "group school" in 1977 and has lasted through a myriad of companies, roles, and even two attempts to leave the industry. He was the youngest EVP in the history of Dun & Bradstreet, worked for all the major carriers (except Cigna), has bought and sold 8 TPAs, and has been heavily involved in industry organizations.…
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This episode, Aura’s Growth Leader, Irina Maltseva, shares insights on creating epic content, leveraging AI tools for research, and optimizing workday productivity for success in Google rankings. Irina Maltseva is a seasoned marketer with over a decade of experience driving revenue growth for SaaS companies through inbound marketing. With her exper…
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This episode, Play Like a Girl’s Founder and CEO, Dr. Kimberly Clay, talks about how her nonprofit is using sports to encourage girls to pursue STEM careers, how she engages brand partnerships, and why STEM is such a valuable field for young girls. Dr. Kimberly Clay is an experienced nonprofit executive with a demonstrated history of working in the…
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Join Mehb and Richard Fleder, President and CEO of ELMC Risk Solutions, LLC, for episode 14 of Firm & Final!​ Richard, a serial entrepreneur who has been working in the industry since the 1970s, has started and sold a TPA, a broker/dealer, and a conglomerate of MGUs. Hear more about his experiences, including what has stayed the same and what has c…
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This episode, Vangst’s Founder, Karson Humiston, talks about the future of the cannabis industry, how she helps people get jobs in the cannabis industry, and how cannabis employees can get related qualifications. Karson Humiston is the Founder and CEO of Vangst where she helps people find jobs in the cannabis industry. Here are a few of the topics …
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Many organizations are stuck in their old ways, unsure of how to embrace new methods and drive the kind of innovation that leads to market disruption. The key to addressing this challenge is to adopt a mindset of continuous improvement and to set ambitious objectives that inspire teams to think outside the box. On the latest episode of the series, …
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This episode, Doola’s Co-Founder, Arjun Mahadevan, talks about his immigrant background and how it led to creating Doola, the importance of content and consistency in building a successful business, and how to take advantage of asymmetric opportunities and plan for success. Arjun Mahadevan is Co-founder and CEO at Doola, a trusted partner for confi…
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Channel your inner entrepreneur for this episode! Mehb chats with Alison Saifer, President and CEO of independent consulting firm Actuarial Management Strategies about the "dynamic, constantly-changing" stop loss and reinsurance industry. With 26 years of experience on both sides of the aisle, Alison compares and contrasts what it means to work on …
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In this episode, Casa Verde Capital’s Managing Partner Karan Wadhera talks about how he started a cannabis fund with Snoop Dogg, the investment opportunities adjacent to the cannabis industry, and what’s happening in the cannabis e-commerce space. Karan Wadhera is the Managing Partner at Casa Verde Capital, a cannabis venture fund where he leads in…
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Tune in to hear Ken Maginot, Partner at Mercer, chat about his background, how he got started in the self-insurance industry, and the processes and innovations he developed at Mercer over the years – many of which are now table-stakes in the industry. ​ Connect with Ken Maginot on LinkedIn Don’t miss your chance to hear from all the legends of the …
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In this episode, Beth Paretta's journey from working in the Alpine ski business to the automotive industry and eventually becoming a race team principal. She shares her insights on how to manage a race team, the importance of sponsors, the benefits of being bilingual, the need for financial independence for women, and the importance of taking advan…
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In another not-your-average-actuarial discussion, Mehb chats with Rob Bachler, Principal and Consulting Actuary at Milliman, about his 20+ years of experience in the stop loss industry, the term “spaggregate”, and the breadth of work he has done beyond traditional actuarial roles. Connect with Rob Bachler on LinkedIn Don’t miss your chance to hear …
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In this episode of the Urban Income Podcast, host Lavall Chichester interviews Kristy LoRusso, the Chief Marketing Officer of Kaiser Permanente. Kristy shares her inspiring personal journey toward success, her experience as a female in a leadership position, and her advice for navigating microaggressions and fear. She emphasizes the importance of b…
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You have a broken culture within your organization, which stems from people lacking clarity, cohesiveness and direction on how to unify. It's time we address this! On the latest episode of the OKR Cohort podcast series, we're addressing one of the most important aspects of an organization's well-being in today's day and age. A broken culture means …
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In episode 10, BCS Chief Actuary Mehb Khoja chats with Mike Ferguson, President & CEO of the Self-Insurance Institute of America, Inc. (SIIA), about the objectives SIIA is driving to bring value to members, the challenges facing the industry, and his advice for the future generation of self-insurance leaders. Packed with insightful discussions and …
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We've seen this issue time and time again! Multiple individuals or teams are working on the same task without being aware of each other's work. This can lead to a complete waste of time and resources as the work may need to be redone or significant efforts may have been invested in an unnecessary task. On the latest episode of the podcast, we're ex…
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Mehb chats with Joann DeBlasis, who started her career as a CPA working in financial reporting. Joann talks about her career path and the chances she took along the way to find the right fit, ultimately spending 30+ years in reinsurance and retiring as a senior leader at The Hartford/Navigators Re. Listen in now! Connect with Joann DeBlasis:​ https…
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Employee benefits legend Ray Marra talks with Mehb about the "fun, dynamic, and fast-paced" self-funded industry, particularly in the Hartford, Connecticut area. Surprisingly, these two actuaries steer clear of reserves and rates talk, instead focusing on sales distribution, entrepreneurship, and finding the right career fit. Listen and learn!​ ​ C…
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Let's face it. Things are happening so quickly throughout your organization and it's easy for the right communication to get lost in the shuffle. The trickle down of information doesn't deliver the full picture to your employees and the people that are actually executing the work. This type of poor communication can be your organization's downfall!…
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Mehb chats with Hobson Carroll, who recently retired from his role as President of MedRisk Actuarial Services, Inc. With 45 years of experience and expertise, Hobson's stories take us back in time to a budding industry in the 70s, to the "big debacle" of the late 90s/early 2000s (and the aftermath), and finally to today - with lots of lessons along…
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Listen in as Liz Mariner-Ford share her learnings from a 40-year career journey, from when she was the only female in the room, to her first SIIA meeting in 1992, and to her "final stop" at Risk Strategies, where she recently pulled a Tom Brady and about-faced her retirement plans. ​ "I was focused on learning, listening, and ignoring the things th…
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We see too many organizations prioritizing delivery of features, products, and services over the value they are providing to customers. This can be a crucial mistake in the long run! On the latest installment of the OKR Cohort video and podcast series, we're exploring how organizations need to put the client's needs first and deliver something that…
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In this mini episode, Mehb reflects on the first five episodes of Firm & Final and the purpose behind the podcast. “Success leaves clues, and those clues should be something everyone knows.” –Mehb Khoja 🖥️Play on BCS website > https://bcsf.com/firmandfinalpodcast/ 🎧Listen on Spotify > https://spoti.fi/3U7rYuq 🍎Listen on Apple Podcasts > https://app…
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We're noticing a lack of connection from the organization's purpose within the day-to-day work that employees are completing. This lack of a connection between purpose and strategy can cause serious, negative ripple effects for employees, leaders and their customers overall. On the latest installment of the OKR Cohort video and podcast series, we'r…
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Another stop loss legend, Paul Fallisi, President of Windsor Strategy Partners, Inc., shares his insights through an energetic conversation and rapid-fire Q&A with Mehb. Listen for stories from the beginnings of Paul’s career, stretching to his current role, with a couple wardrobe malfunctions along the way. Connect with Paul Fallisi: https://www.l…
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Is the delivery of your high-value products and services too slow for your customers? If so, you've got a problem that can have a nasty ripple effect! On the latest installment of the OKR Cohort podcast series, we're diving into a great conversation surrounding your speed to market, especially when delivering high-value products and/or services. Of…
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If you've ever been a mentor or mentee, episode 4 is for you! Mehb chats with Pat Campola, an industry veteran who has mentored some of the biggest and most successful names in the industry. Pat shares his advice for the next generation, and the secret sauce for success that can be summed up with the acronym, R.A.T.S. Listen and learn!​ Connect wit…
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